Dhanlaxmi Bank
Banks
DHANBANK NSE
₹31.82 +0.60 (+1.92%)
- P/E
- 10.86
Close 4 Nov 2026 ₹31.82 +5.53 +21.0% 1Y
Start ₹26.29
Key Fundamentals
MicrocapBanksFinancial ServicesPrice-based figures as of · EPS basis: Standalone · TTM
- EPS (TTM)
- ₹2.93
- Book Value
- ₹34.93
- Market Cap
- —
- P/E (TTM)
- 10.86
- P/B
- 0.91
- ROE
- 7.15%
- Dividend Yield
- 0.00%
- 52W High
- ₹37.99
- 52W Low
- ₹19.45
- Day Range
- ₹30.69 – ₹32.32
- Volume
- 6,06,163
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- Debt to Equity
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Peer Comparison
Financial Services › Banks › Private Bank › Private Sector Bank
| ₹736.70 | 14.16 | ₹11,37,598 Cr | 1.88 | 2.48% | 13.60% | — | ₹3,59,956 Cr | ₹83,685 Cr | |
| ₹1,424.10 | 17.28 | ₹10,25,874 Cr | 2.67 | 0.84% | 15.90% | — | ₹2,06,190 Cr | ₹62,827 Cr | |
| ₹459.40 | 21.29 | ₹4,58,686 Cr | 2.35 | 0.14% | 11.40% | — | ₹73,545 Cr | ₹21,472 Cr | |
| ₹1,232.00 | 12.79 | ₹3,83,779 Cr | 1.67 | 0.08% | 13.10% | — | ₹1,41,510 Cr | ₹30,038 Cr | |
| ₹79.29 | 10.26 | ₹83,815 Cr | 1.32 | 2.70% | 14.10% | — | ₹30,953 Cr | ₹8,329 Cr | |
| ₹335.20 | 15.94 | ₹81,875 Cr | 2.01 | 0.36% | 11.60% | — | ₹31,552 Cr | ₹5,387 Cr | |
| ₹865.15 | 50.98 | ₹66,694 Cr | 1.00 | 0.18% | 1.36% | — | ₹45,297 Cr | ₹1,322 Cr | |
| Dhanlaxmi Bank (this company) | ₹31.82 | 10.86 | ₹1,229 Cr | 0.91 | 0.00% | 7.15% | — | ₹1,683 Cr | ₹115 Cr |
| Median 8 companies | ₹598.05 | 15.05 | ₹2,33,797 Cr | 1.78 | 0.27% | 12.35% | — | ₹59,421 Cr | ₹14,901 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
52 Average
Data confidence 100/100
Category scores
- Quality
- 49
- Average
- Returns, margins, earnings quality 22% weight
- Valuation
- 60
- Good
- Cheap vs sector & own history 24% weight
- Growth
- 96
- Strong
- Sales & profit trajectory 9% weight
- Financial Health
- 12
- Poor
- Solvency, leverage, coverage 9% weight
- Momentum
- 53
- Average
- Trend strength, vol-adjusted 12% weight
- Ownership
- 48
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
2- Stock is trading at 0.97 times its book value
- Company has delivered good profit growth of 22.5% CAGR over last 5 years
Weaknesses
6- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 11.5% over past five years.
- Company has a low return on equity of 6.22% over last 3 years.
- Contingent liabilities of Rs.932 Cr.
- Company might be capitalizing the interest cost
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Bearish | 8 | 4 | 7 |
| Oscillators | Bullish | 2 | 4 | 3 |
| Moving Averages | Strong Bearish | 6 | 0 | 4 |
Oscillators
Bullish
Bearish
2
Neutral
4
Bullish
3
Overall
Bearish
Bearish
8
Neutral
4
Bullish
7
Moving Averages
Strong Bearish
Bearish
6
Neutral
0
Bullish
4
Key readings
- RSI (14)
- 48.19
- Neutral
- MACD (12,26,9)
- 0.03
- Bearish
- SMA (50)
- 31.60
- Bullish
- SMA (200)
- 29.60
- Bullish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +2.89% |
|---|---|
| 5Y | +11.45% |
| 3Y | +14.34% |
| 1Y | +21.29% |
| TTM | +21.69% |
Net profit
| 10Y | Turned to profit |
|---|---|
| 5Y | +22.72% |
| 3Y | +28.10% |
| 1Y | +53.73% |
| TTM | +32.18% |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹1,089 Cr |
|---|---|
| Mar 2018 | ₹1,013 Cr |
| Mar 2019 | ₹971 Cr |
| Mar 2020 | ₹988 Cr |
| Mar 2021 | ₹931 Cr |
| Mar 2022 | ₹917 Cr |
| Mar 2023 | ₹1,071 Cr |
| Mar 2024 | ₹1,207 Cr |
| Mar 2025 | ₹1,320 Cr |
| Mar 2026 | ₹1,601 Cr |
Net profit by year
| Mar 2017 | ₹12.00 Cr |
|---|---|
| Mar 2018 | −₹25.00 Cr |
| Mar 2019 | ₹12.00 Cr |
| Mar 2020 | ₹66.00 Cr |
| Mar 2021 | ₹37.00 Cr |
| Mar 2022 | ₹36.00 Cr |
| Mar 2023 | ₹49.00 Cr |
| Mar 2024 | ₹58.00 Cr |
| Mar 2025 | ₹67.00 Cr |
| Mar 2026 | ₹103 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 289 | 304 | 308 | 306 | 306 | 329 | 335 | 351 | 368 | 384 | 407 | 443 | 449 |
| Expenses | 141 | 118 | 147 | 135 | 140 | 140 | 151 | 150 | 166 | 153 | 180 | 177 | 177 |
| Financing Profit | −22 | 3 | −33 | −30 | −40 | −19 | −22 | −16 | −27 | −11 | −25 | 10 | 1 |
| Fin. Margin % | −8% | 1% | −11% | −10% | −13% | −6% | −7% | −5% | −7% | −3% | −6% | 2% | 0% |
| Other Income | 52 | 24 | 36 | 41 | 32 | 52 | 42 | 43 | 39 | 35 | 49 | 69 | 35 |
| Interest | 171 | 183 | 194 | 201 | 206 | 208 | 206 | 216 | 229 | 242 | 253 | 256 | 272 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 30 | 26 | 3 | 11 | −8 | 33 | 20 | 27 | 12 | 23 | 24 | 79 | 36 |
| Tax % | 7% | 12% | 0% | 69% | 0% | 21% | 0% | −7% | 0% | 0% | 0% | 45% | 30% |
| Net Profit | 28 | 23 | 3 | 3 | −8 | 26 | 20 | 29 | 12 | 23 | 24 | 43 | 25 |
| EPS (₹) | 0.72 | 0.59 | 0.08 | 0.08 | −0.2 | 0.65 | 0.5 | 0.73 | 0.31 | 0.59 | 0.61 | 1.1 | 0.63 |
| Gross NPA % | 5.21% | 5.36% | 4.81% | 4.05% | 4.04% | 3.82% | 3.53% | 2.98% | 3.22% | 3.1% | 2.36% | 1.89% | 1.82% |
| Net NPA % | 1.09% | 1.29% | 1.27% | 1.25% | 1.26% | 1.12% | 0.86% | 0.99% | 1.13% | 1.12% | 1.11% | 0.51% | 0.47% |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,284 | 1,204 | 1,089 | 1,013 | 971 | 988 | 931 | 917 | 1,071 | 1,207 | 1,320 | 1,601 | 1,683 |
| Expenses | 607 | 566 | 410 | 460 | 377 | 427 | 394 | 474 | 498 | 515 | 556 | 647 | 687 |
| Financing Profit | −308 | −261 | −78 | −114 | −30 | −53 | −64 | −112 | −22 | −57 | −72 | −24 | −26 |
| Fin. Margin % | −24% | −22% | −7% | −11% | −3% | −5% | −7% | −12% | −2% | −5% | −5% | −2% | −2% |
| Other Income | 85 | 77 | 111 | 102 | 53 | 113 | 122 | 169 | 75 | 153 | 169 | 192 | 188 |
| Interest | 985 | 900 | 757 | 668 | 625 | 614 | 601 | 554 | 595 | 749 | 837 | 979 | 1,022 |
| Depreciation | 18 | 25 | 20 | 13 | 11 | 13 | 15 | 20 | 21 | 25 | 25 | 30 | 0 |
| PBT | −241 | −209 | 12 | −25 | 12 | 46 | 43 | 37 | 32 | 70 | 72 | 138 | 162 |
| Tax % | 0% | 0% | 0% | 0% | 0% | −43% | 13% | 3% | −56% | 18% | 7% | 26% | — |
| Net Profit | −241 | −209 | 12 | −25 | 12 | 66 | 37 | 36 | 49 | 58 | 67 | 103 | 115 |
| EPS (₹) | −8.72 | −7.57 | 0.38 | −0.63 | 0.3 | 1.67 | 0.94 | 0.91 | 1.25 | 1.46 | 1.69 | 2.6 | 2.93 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 177 | 177 | 210 | 253 | 253 | 253 | 253 | 253 | 253 | 253 | 395 | 395 |
| Reserves | 546 | 331 | 445 | 496 | 508 | 574 | 611 | 647 | 708 | 777 | 1,001 | 1,079 |
| Borrowing | 646 | 107 | 145 | 392 | 200 | 178 | 150 | 150 | 492 | 299 | 200 | 737 |
| Deposits | 12,677 | 11,499 | 11,294 | 10,920 | 10,603 | 10,904 | 11,712 | 12,403 | 13,352 | 14,290 | 16,013 | 18,643 |
| Other Liabilities | 305 | 349 | 240 | 225 | 234 | 357 | 370 | 343 | 327 | 343 | 328 | 384 |
| Total Liabilities | 14,352 | 12,463 | 12,333 | 12,286 | 11,799 | 12,265 | 13,096 | 13,796 | 15,132 | 15,962 | 17,937 | 21,238 |
| Fixed Assets | 184 | 152 | 183 | 173 | 169 | 179 | 225 | 221 | 251 | 267 | 266 | 284 |
| CWIP | 19 | 27 | 31 | 31 | 33 | 35 | 0 | 0 | 7 | 8 | 15 | 7 |
| Investments | 4,497 | 3,792 | 4,194 | 4,365 | 4,037 | 3,682 | 4,439 | 4,044 | 3,889 | 3,942 | 3,955 | 4,257 |
| Other Assets | 9,652 | 8,492 | 7,925 | 7,718 | 7,560 | 8,369 | 8,433 | 9,531 | 10,986 | 11,745 | 13,700 | 16,690 |
| Total Assets | 14,352 | 12,463 | 12,333 | 12,286 | 11,799 | 12,265 | 13,096 | 13,796 | 15,132 | 15,962 | 17,937 | 21,238 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −605 | −298 | −99 | −203 | −144 | 554 | −90 | 139 | 216 | 17 | −5 | 631 |
| Investing | −10 | −9 | −11 | −3 | −10 | −25 | −27 | −388 | −106 | 111 | −32 | −790 |
| Financing | 230 | −150 | 84 | 270 | −95 | −23 | −28 | 0 | 0 | 0 | 142 | 150 |
| Net Cash Flow | −385 | −457 | −26 | 64 | −248 | 506 | −144 | −249 | 111 | 128 | 105 | −8 |
| Free Cash Flow | −615 | −307 | −110 | −206 | −154 | 529 | −117 | 123 | 182 | −24 | −37 | 600 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | −33% | −34% | 2% | −4% | 2% | 8% | 4% | 4% | 5% | 6% | 5% | 7% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Dhanlaxmi Bank insights
78 extracted metrics across FY12–FY27.
Documents
- 19 Aug 2026
- 24 Mar 2026
- 8 Jul 2025
- 1 Jul 2025
- 25 Mar 2025
- General announcements 8 Oct 2026
Frequently Asked Questions about Dhanlaxmi Bank
What does Dhanlaxmi Bank Ltd do?
Incorporated in 1927, Dhanlaxmi Bank Ltd is in the business of providing banking services
Where is Dhanlaxmi Bank Ltd (DHANBANK) listed?
Dhanlaxmi Bank Ltd trades as DHANBANK on the NSE and under code 532180 on the BSE.
Which sector does Dhanlaxmi Bank Ltd belong to?
Dhanlaxmi Bank Ltd is classified under the Banks sector, in the Private Bank industry.
What is the PE ratio of Dhanlaxmi Bank Ltd?
Dhanlaxmi Bank Ltd trades at a PE ratio of 10.86 as of 4 Nov 2026, on earnings per share of ₹2.93, against a book value of ₹34.93 per share.
What is the 52-week high and low of Dhanlaxmi Bank Ltd?
Over the last 52 weeks Dhanlaxmi Bank Ltd has traded between ₹19.45 and ₹37.99 as of 4 Nov 2026.
What is the Return on Equity (ROE) of Dhanlaxmi Bank Ltd?
Dhanlaxmi Bank Ltd reported a return on equity of 7.15%.
Company Information
Incorporated in 1927, Dhanlaxmi Bank Ltd is in the business of providing banking services
Website dhanbank.com
CEO Mr. Ajith Kumar Kunhi Krishnan
Employees 1,756
Listed 1 Apr 2004
Face Value ₹10
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