Utssav CZ Gold Jewels
Key Fundamentals
SMEConsumer DurablesConsumer DiscretionaryPrice-based figures as of · TTM
- ROCE
- 28.80%
- Debt to Equity
- 0.94
- EPS (TTM)
- —
- Book Value
- ₹84.82
- Market Cap
- —
- P/E (TTM)
- —
- P/B
- 9.60
- ROE
- 36.40%
- Dividend Yield
- 0.00%
- EBITDA
- ₹93.70 Cr
- 52W High
- ₹1,046.05
- 52W Low
- ₹176.50
- Day Range
- ₹814.35 – ₹814.35
- Volume
- 4,800
Peer Comparison
Consumer Discretionary › Consumer Goods › Jewellery & Watches › Gems, Jewellery And Watches
| ₹4,754.40 | 73.27 | ₹4,08,204 Cr | 26.88 | 0.33% | 37.70% | 20.50% | ₹92,417 Cr | ₹5,760 Cr | |
| ₹529.05 | 38.06 | ₹52,836 Cr | 8.66 | 0.49% | 24.80% | 21.20% | ₹39,063 Cr | ₹1,436 Cr | |
| ₹366.05 | 19.89 | ₹20,211 Cr | 4.96 | 0.00% | 40.20% | 38.00% | ₹21,635 Cr | ₹922 Cr | |
| ₹15.82 | 16.48 | ₹14,560 Cr | 1.67 | 0.00% | 9.96% | 9.60% | ₹3,505 Cr | ₹775 Cr | |
| ₹4,285.90 | 34.07 | ₹14,306 Cr | 9.41 | 0.40% | 28.10% | 25.50% | ₹9,622 Cr | ₹392 Cr | |
| ₹927.20 | 42.85 | ₹13,567 Cr | 10.22 | 0.23% | 28.90% | 26.90% | ₹7,176 Cr | ₹344 Cr | |
| ₹690.65 | 99.80 | ₹10,225 Cr | 5.75 | 0.00% | 1.11% | 6.78% | ₹2,912 Cr | ₹102 Cr | |
| Utssav CZ Gold Jewels (this company) | ₹814.35 | — | ₹1,966 Cr | 9.60 | 0.00% | 36.40% | 28.80% | — | — |
| Median 8 companies | ₹752.50 | 38.06 | ₹14,433 Cr | 9.04 | 0.12% | 28.50% | 23.35% | ₹9,622 Cr | ₹775 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
Data confidence 84/100
Category scores
- Quality
- 73
- Strong
- Returns, margins, earnings quality 22% weight
- Valuation
- 18
- Poor
- Cheap vs sector & own history 24% weight
- Growth
- 99
- Strong
- Sales & profit trajectory 9% weight
- Financial Health
- 53
- Average
- Solvency, leverage, coverage 9% weight
- Momentum
- 99
- Strong
- Trend strength, vol-adjusted 12% weight
- Ownership
- 51
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
3- Company has delivered good profit growth of 105% CAGR over last 5 years
- Company has a good return on equity (ROE) track record: 3 Years ROE 35.6%
- Promoter holding has increased by 2.25% over last quarter.
Weaknesses
3- Stock is trading at 10.1 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company might be capitalizing the interest cost
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bullish | 6 | 3 | 10 |
| Oscillators | Bullish | 2 | 3 | 4 |
| Moving Averages | Strong Bullish | 4 | 0 | 6 |
Oscillators
Bullish
Overall
Strong Bullish
Moving Averages
Strong Bullish
Key readings
- RSI (14)
- 43.15
- Neutral
- MACD (12,26,9)
- 41.48
- Bearish
- SMA (50)
- 721.57
- Bullish
- SMA (200)
- 415.28
- Bullish
As of
Growth Rate
From the financial statements below. 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025.
Revenue
| 5Y | +57.28% |
|---|---|
| 3Y | +69.30% |
| 1Y | +78.79% |
Net profit
| 5Y | +96.77% |
|---|---|
| 3Y | +103.51% |
| 1Y | +136.00% |
Operating cash flow
| 5Y | Outflow widened by ₹47 Cr |
|---|---|
| 3Y | Outflow widened by ₹49 Cr |
| 1Y | Outflow narrowed by ₹28 Cr |
Operating margin· change in pp
| 5Y | +4.55 pp |
|---|---|
| 3Y | +2.84 pp |
| 1Y | +1.69 pp |
Trailing twelve months: Results are not reported for each of the last eight quarters, so there is no trailing-twelve-month figure.
Revenue by year
| Mar 2020 | ₹117 Cr |
|---|---|
| Mar 2021 | ₹120 Cr |
| Mar 2022 | ₹123 Cr |
| Mar 2023 | ₹238 Cr |
| Mar 2024 | ₹340 Cr |
| Mar 2025 | ₹646 Cr |
| Mar 2026 | ₹1,155 Cr |
Net profit by year
| Mar 2020 | ₹2.00 Cr |
|---|---|
| Mar 2021 | ₹2.00 Cr |
| Mar 2022 | ₹3.00 Cr |
| Mar 2023 | ₹7.00 Cr |
| Mar 2024 | ₹13.00 Cr |
| Mar 2025 | ₹25.00 Cr |
| Mar 2026 | ₹59.00 Cr |
Half-yearly Results
₹ Cr| Particulars | Sep 2023 | Mar 2024 | Sep 2024 | Mar 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Sales | 156 | 184 | 285 | 362 | 475 | 679 |
| Expenses | 147 | 171 | 269 | 338 | 431 | 632 |
| Operating Profit | 9 | 13 | 15 | 24 | 44 | 47 |
| OPM % | 5% | 7% | 5% | 7% | 9% | 7% |
| Other Income | 2 | 0 | 0 | 1 | 1 | 2 |
| Interest | 2 | 3 | 2 | 4 | 5 | 7 |
| Depreciation | 0 | 0 | 0 | 1 | 1 | 1 |
| PBT | 8 | 9 | 13 | 20 | 39 | 41 |
| Tax % | 19% | 31% | 26% | 23% | 25% | 27% |
| Net Profit | 7 | 6 | 10 | 15 | 29 | 30 |
| EPS (₹) | 15.79 | 3.7 | 4.14 | 6.38 | 12.18 | 12.27 |
Profit & Loss
₹ Cr| Particulars | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Sales | 117 | 120 | 123 | 238 | 340 | 646 | 1,155 |
| Expenses | 113 | 117 | 117 | 226 | 319 | 607 | 1,064 |
| Operating Profit | 4 | 4 | 6 | 12 | 21 | 40 | 91 |
| OPM % | 3.7% | 2.9% | 5% | 5% | 6% | 6% | 8% |
| Other Income | 0 | 0 | 0 | 2 | 2 | 1 | 3 |
| Interest | 1 | 1 | 2 | 4 | 5 | 6 | 13 |
| Depreciation | 0 | 0 | 0 | 1 | 1 | 1 | 1 |
| PBT | 3 | 2 | 4 | 10 | 17 | 33 | 80 |
| Tax % | 25% | 26% | 21% | 26% | 25% | 24% | 26% |
| Net Profit | 2 | 2 | 3 | 7 | 13 | 25 | 59 |
| EPS (₹) | 4.93 | 3.86 | 7.95 | 17.02 | 7.65 | 10.52 | 24.46 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Balance Sheet
₹ Cr| Particulars | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Equity Capital | 4 | 4 | 4 | 4 | 17 | 24 | 24 |
| Reserves | 6 | 8 | 11 | 18 | 18 | 103 | 174 |
| Borrowings | 15 | 30 | 36 | 50 | 73 | 130 | 186 |
| Other Liabilities | 3 | 2 | 5 | 10 | 13 | 13 | 24 |
| Total Liabilities | 28 | 44 | 56 | 82 | 121 | 270 | 408 |
| Fixed Assets | 8 | 9 | 10 | 10 | 12 | 8 | 9 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 20 | 35 | 46 | 72 | 110 | 261 | 400 |
| Total Assets | 28 | 44 | 56 | 82 | 121 | 270 | 408 |
Cash Flow
₹ Cr| Particulars | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Operating | 3 | −14 | −2 | −12 | 7 | −89 | −61 |
| Investing | 0 | 0 | −2 | 1 | −1 | 3 | 0 |
| Financing | −3 | 14 | 4 | 10 | 19 | 118 | 56 |
| Net Cash Flow | −1 | 0 | 0 | 0 | 24 | 32 | −5 |
| Free Cash Flow | 3 | −14 | −4 | −10 | 5 | −88 | −62 |
| CFO/OP | 82 | −397 | −18 | −74 | 52 | −205 | −44 |
Ratios
| Particulars | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Debtor Days | 39 | 65 | 67 | 48 | 61 | 62 | 54 |
| Inventory Days | 16 | 32 | 62 | 39 | 25 | 51 | 55 |
| Days Payable | 3 | 1 | 1 | 0 | 0 | 1 | 0 |
| Cash Conversion Cycle | 51 | 96 | 128 | 87 | 86 | 112 | 108 |
| Working Capital Days | 13 | 55 | 49 | 33 | 4 | 41 | 44 |
| ROCE % | — | 10% | 13% | 20% | 24% | 22% | 29% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Utssav CZ Gold Jewels insights
58 extracted metrics across FY20–FY26.
Documents
- Concall · May 2026Transcript PPT Recording
- Concall · Nov 2025Transcript PPT
- 17 Aug 2026
- 2 Dec 2025
- 23 Sep 2025
- 5 Sep 2025
- 28 Sep 2026
- 24 Sep 2026
- 24 Sep 2026
- 22 Sep 2026
- 17 Sep 2026
Frequently Asked Questions about Utssav CZ Gold Jewels
What does Utssav CZ Gold Jewels Ltd do?
Where is Utssav CZ Gold Jewels Ltd (UTSSAV) listed?
Which sector does Utssav CZ Gold Jewels Ltd belong to?
What is the 52-week high and low of Utssav CZ Gold Jewels Ltd?
What is the Return on Equity (ROE) of Utssav CZ Gold Jewels Ltd?
Company Information
Incorporated in 2007, Utssav CZ Gold Jewels Ltd in the business of Jewellery made of precious metals and semiprecious stones
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