Senco Gold
- P/E
- 8.93
Key Fundamentals
MicrocapConsumer DurablesConsumer DiscretionaryPrice-based figures as of · EPS basis: Consolidated · TTM
- ROCE
- 21.20%
- Debt to Equity
- 1.07
- EPS (TTM)
- ₹34.86
- Book Value
- ₹153.37
- Market Cap
- —
- P/E (TTM)
- 8.93
- P/B
- 2.03
- ROE
- 25.60%
- Dividend Yield
- 0.58%
- EBITDA
- ₹1,049 Cr
- 52W High
- ₹430.00
- 52W Low
- ₹276.00
- Volume
- 0
Peer Comparison
Consumer Discretionary › Consumer Goods › Jewellery & Watches › Gems, Jewellery And Watches
| ₹4,754.40 | 73.27 | ₹4,08,204 Cr | 26.88 | 0.33% | 37.70% | 20.50% | ₹92,417 Cr | ₹5,760 Cr | |
| ₹529.05 | 38.06 | ₹52,836 Cr | 8.66 | 0.49% | 24.80% | 21.20% | ₹39,063 Cr | ₹1,436 Cr | |
| ₹366.05 | 19.89 | ₹20,211 Cr | 4.96 | 0.00% | 40.20% | 38.00% | ₹21,635 Cr | ₹922 Cr | |
| ₹15.82 | 16.48 | ₹14,560 Cr | 1.67 | 0.00% | 9.96% | 9.60% | ₹3,505 Cr | ₹775 Cr | |
| ₹4,285.90 | 34.07 | ₹14,306 Cr | 9.41 | 0.40% | 28.10% | 25.50% | ₹9,622 Cr | ₹392 Cr | |
| ₹927.20 | 42.85 | ₹13,567 Cr | 10.22 | 0.23% | 28.90% | 26.90% | ₹7,176 Cr | ₹344 Cr | |
| ₹690.65 | 99.80 | ₹10,225 Cr | 5.75 | 0.00% | 1.11% | 6.78% | ₹2,912 Cr | ₹102 Cr | |
| Senco Gold (this company) | ₹311.25 | 8.93 | ₹4,992 Cr | 2.03 | 0.58% | 25.60% | 21.20% | ₹9,660 Cr | ₹571 Cr |
| Median 8 companies | ₹609.85 | 36.07 | ₹14,433 Cr | 7.21 | 0.28% | 26.85% | 21.20% | ₹9,641 Cr | ₹673 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
Data confidence 100/100
Category scores
- Quality
- 38
- Weak
- Returns, margins, earnings quality 22% weight
- Valuation
- 65
- Good
- Cheap vs sector & own history 24% weight
- Growth
- 93
- Strong
- Sales & profit trajectory 9% weight
- Financial Health
- 36
- Poor
- Solvency, leverage, coverage 9% weight
- Momentum
- 29
- Poor
- Trend strength, vol-adjusted 12% weight
- Ownership
- 17
- Poor
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
2- Company is expected to give good quarter
- Company has delivered good profit growth of 56.4% CAGR over last 5 years
Weaknesses
1- Promoter holding has decreased over last 3 years: -4.02%
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 10 | 6 | 3 |
| Oscillators | Bearish | 2 | 6 | 1 |
| Moving Averages | Strong Bearish | 8 | 0 | 2 |
Oscillators
Bearish
Overall
Strong Bearish
Moving Averages
Strong Bearish
Key readings
- RSI (14)
- 45.19
- Neutral
- MACD (12,26,9)
- −9.31
- Bearish
- SMA (50)
- 334.11
- Bearish
- SMA (200)
- 335.19
- Bearish
As of
Analyst Rating
4 of 6 analysts rate Buy, 2 Hold, 0 Sell.
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | Irregular period |
|---|---|
| 5Y | +25.95% |
| 3Y | +27.40% |
| 1Y | +33.22% |
| TTM | +43.11% |
Net profit
| 10Y | Irregular period |
|---|---|
| 5Y | +56.57% |
| 3Y | +53.73% |
| 1Y | +261.01% |
| TTM | +169.34% |
Operating cash flow
| 10Y | Irregular period |
|---|---|
| 5Y | Turned negative |
| 3Y | Outflow widened by ₹711 Cr |
| 1Y | Outflow widened by ₹568 Cr |
| TTM | — |
TTM: Reported once a year, so there is no trailing-twelve-month figure.
Operating margin· change in pp
| 10Y | Irregular period |
|---|---|
| 5Y | +4.83 pp |
| 3Y | +3.60 pp |
| 1Y | +5.65 pp |
| TTM | +3.78 pp |
Revenue by year
| Mar 2014 | ₹1,318 Cr |
|---|---|
| Mar 2015 | ₹1,434 Cr |
| Mar 2021 | ₹2,660 Cr |
| Mar 2022 | ₹3,535 Cr |
| Mar 2023 | ₹4,077 Cr |
| Mar 2024 | ₹5,241 Cr |
| Mar 2025 | ₹6,328 Cr |
| Mar 2026 | ₹8,430 Cr |
Net profit by year
| Mar 2014 | ₹36.00 Cr |
|---|---|
| Mar 2015 | ₹36.00 Cr |
| Mar 2021 | ₹61.00 Cr |
| Mar 2022 | ₹129 Cr |
| Mar 2023 | ₹158 Cr |
| Mar 2024 | ₹181 Cr |
| Mar 2025 | ₹159 Cr |
| Mar 2026 | ₹574 Cr |
Analyst Forecasts
AI Analysis — Bull vs Bear
Senco Gold Ltd is a mid-cap jewellery retailer with a market cap of ₹6,658 Cr that delivered its highest-ever revenue of ₹8,430 Cr in FY26 (up 33% YoY) and PAT of ₹574 Cr (up 3.6x YoY). The stock trades at a PE of 11.6x with a 5-year profit CAGR of 56%, though it carries a debt-to-equity ratio of approximately 1.07x and operates in a highly competitive organized jewellery market.
- Revenue grew 33% YoY in FY26 to ₹8,430 Cr, marking the highest-ever annual topline, with a 3-year sales CAGR of 27%
- PAT surged 3.6x YoY to ₹574 Cr in FY26 from ₹159 Cr in FY25, with 5-year profit CAGR of 56%
- Operating profit margin expanded sharply to 11.4% in FY26 from 5.8% in FY25, indicating significant operating leverage
- Store network expanded to 208 outlets with plans for 12-15 more in FY27, including international presence in Dubai
- Q1 FY27 business update showed 60% YoY revenue growth and same-store sales growth of 38%, indicating sustained momentum
- ROE improved to 26% in the last year from an 18% three-year average, suggesting improving capital efficiency
- Organized jewellery market share rose from 22% in FY19 to ~40% in FY25, providing a secular tailwind as unorganized players lose ground
- Stock trades at PE of 11.6x despite delivering 56% profit CAGR over 5 years, which appears undemanding relative to growth history
- Debt-to-equity ratio stands at approximately 1.07x, elevated for a retail business and implying significant inventory financing costs with interest expense of ₹204 Cr in FY26
- FY25 saw a sharp PAT decline to ₹159 Cr from ₹181 Cr in FY24, highlighting earnings volatility linked to gold price movements
- Dividend yield of just 0.19% suggests minimal cash returns to shareholders despite strong profit growth
- Intense competition from larger players like Titan (Tanishq), Kalyan Jewellers, and Malabar Gold who have deeper pockets and wider national footprints
- Gold price volatility directly impacts inventory valuation and consumer buying behavior — FY25 OPM compressed to 5.8% before recovering in FY26
- Franchise-heavy expansion model (focus on franchise outlets going forward) may dilute brand control and per-store economics over time
- Market cap of ₹6,658 Cr is small relative to Titan (~₹2.5 lakh Cr) and Kalyan (~₹75,000 Cr), limiting institutional interest and liquidity
This is AI-generated analysis, not financial advice. Do your own due diligence.
AI News Digest
TL;DR: Senco Gold is delivering strong top-line growth with a 60% YoY revenue jump in Q1 FY27, supported by store expansion and seasonal demand tailwinds. No visible headwinds from the current news flow. The growth trend appears robust heading into FY27, though sustaining this pace will depend on continued store rollouts and gold price dynamics.
- Q1 FY27 revenue surges 60% Jul 3
Senco Gold reported 60% YoY revenue growth in Q1 FY27, driven by festive demand and new store openings. TTM sales reached Rs 9,660 Cr.
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,305 | 1,147 | 1,652 | 1,137 | 1,404 | 1,500 | 2,046 | 1,378 | 1,826 | 1,536 | 3,071 | 1,997 | 3,056 |
| Expenses | 1,238 | 1,107 | 1,471 | 1,050 | 1,295 | 1,449 | 1,966 | 1,251 | 1,643 | 1,430 | 2,666 | 1,722 | 2,843 |
| Operating Profit | 67 | 39 | 181 | 88 | 109 | 52 | 80 | 127 | 184 | 107 | 405 | 274 | 213 |
| OPM % | 5% | 3.4% | 11% | 8% | 8% | 3.5% | 3.9% | 9% | 10% | 7% | 13% | 14% | 7% |
| Other Income | 9 | 11 | 9 | 13 | 12 | 15 | 13 | 15 | 19 | 18 | 30 | 13 | 15 |
| Interest | 27 | 23 | 28 | 30 | 32 | 33 | 34 | 38 | 43 | 46 | 59 | 56 | 68 |
| Depreciation | 13 | 13 | 16 | 18 | 18 | 18 | 13 | 19 | 19 | 19 | 21 | 23 | 22 |
| PBT | 37 | 14 | 146 | 52 | 71 | 16 | 46 | 85 | 141 | 59 | 355 | 208 | 139 |
| Tax % | 26% | 14% | 25% | 39% | 28% | 26% | 27% | 27% | 26% | 17% | 26% | 25% | 27% |
| Net Profit | 28 | 12 | 109 | 32 | 51 | 12 | 33 | 62 | 105 | 49 | 264 | 157 | 101 |
| EPS (₹) | 2 | 0.77 | 7.03 | 2.07 | 3.3 | 0.78 | 2.05 | 3.81 | 6.39 | 2.98 | 16.13 | 9.58 | 6.17 |
Profit & Loss
₹ Cr| Particulars | Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,318 | 1,434 | 2,660 | 3,535 | 4,077 | 5,241 | 6,328 | 8,430 | 9,660 |
| Expenses | 1,248 | 1,354 | 2,479 | 3,248 | 3,749 | 4,853 | 5,947 | 7,446 | 8,661 |
| Operating Profit | 70 | 80 | 182 | 287 | 329 | 389 | 381 | 984 | 999 |
| OPM % | 5% | 6% | 7% | 8% | 8% | 7% | 6% | 12% | 10% |
| Other Income | 3 | 6 | 15 | 13 | 31 | 42 | 55 | 80 | 76 |
| Interest | 19 | 26 | 73 | 80 | 98 | 121 | 149 | 219 | 229 |
| Depreciation | 3 | 7 | 40 | 42 | 46 | 60 | 68 | 82 | 85 |
| PBT | 51 | 53 | 84 | 177 | 216 | 250 | 218 | 763 | 761 |
| Tax % | 29% | 33% | 27% | 27% | 27% | 27% | 27% | 25% | — |
| Net Profit | 36 | 36 | 61 | 129 | 158 | 181 | 159 | 574 | 571 |
| EPS (₹) | 3.42 | 3.36 | 5.78 | 12.13 | 14.19 | 11.65 | 9.73 | 35.06 | 34.86 |
| Div. Payout % | 12% | 0% | 0% | 4% | 5% | 9% | 10% | 5% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 18 | 18 | 66 | 53 | 56 | 78 | 82 | 82 |
| Reserves | 147 | 258 | 536 | 673 | 876 | 1,288 | 1,888 | 2,432 |
| Borrowings | 212 | 217 | 532 | 1,026 | 1,402 | 1,761 | 2,059 | 2,699 |
| Other Liabilities | 86 | 64 | 424 | 348 | 571 | 596 | 717 | 1,849 |
| Total Liabilities | 462 | 557 | 1,559 | 2,100 | 2,905 | 3,723 | 4,746 | 7,062 |
| Fixed Assets | 62 | 67 | 212 | 223 | 280 | 362 | 405 | 475 |
| CWIP | 2 | 13 | 2 | 7 | 13 | 1 | 2 | 2 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 398 | 476 | 1,345 | 1,870 | 2,612 | 3,359 | 4,340 | 6,584 |
| Total Assets | 462 | 557 | 1,559 | 2,100 | 2,905 | 3,723 | 4,746 | 7,062 |
Cash Flow
₹ Cr| Particulars | Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Operating | −7 | −61 | 182 | −70 | −78 | −23 | −221 | −789 |
| Investing | −12 | −37 | −55 | −157 | −198 | −118 | −32 | 77 |
| Financing | 43 | 61 | −122 | 228 | 276 | 151 | 268 | 716 |
| Net Cash Flow | 24 | −37 | 5 | 1 | 0 | 9 | 15 | 4 |
| Free Cash Flow | −15 | −85 | 168 | −95 | −109 | −61 | −258 | −843 |
| CFO/EBITDA | 33 | −53 | 123 | −11 | −6 | 12 | −39 | −71 |
Ratios
| Particulars | Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 14 | 11 | 4 | 4 | 4 | 4 | 5 | 10 |
| Inventory Days | 81 | 103 | 166 | 170 | 201 | 202 | 220 | 286 |
| Days Payable | 2 | 4 | 10 | 14 | 17 | 17 | 10 | 37 |
| Cash Conversion Cycle | 94 | 111 | 160 | 160 | 188 | 189 | 214 | 259 |
| Working Capital Days | 66 | 88 | 44 | 30 | 29 | 43 | 66 | 76 |
| ROCE % | — | 18% | — | 18% | 15% | 14% | 10% | 21% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Senco Gold insights
65 extracted metrics across FY14–FY27.
Documents
- Q1 FY27 concall · Aug 2026Transcript PPT Recording
- Q4 FY26 concall · Jun 2026Transcript PPT Recording
- Concall · May 2026PPT
- Q3 FY26 concall · Feb 2026Transcript PPT
- Q2 FY26 concall · Nov 2025Transcript PPT Recording
- 25 Sep 2026
- 25 Jun 2026
- 16 Jun 2026
- 26 Mar 2026
- 12 Jan 2026
- General announcements 9 Oct 2026
Frequently Asked Questions about Senco Gold
What does Senco Gold Ltd do?
Where is Senco Gold Ltd (SENCO) listed?
Which sector does Senco Gold Ltd belong to?
What is the PE ratio of Senco Gold Ltd?
What is the 52-week high and low of Senco Gold Ltd?
Does Senco Gold Ltd pay dividends?
What is the Return on Equity (ROE) of Senco Gold Ltd?
Company Information
Incorporated in 1994, Senco Gold Limited is a Pan-India jewelry retailer and is the largest organized jewelry retail player in the Eastern region of India based on the number of stores
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