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UGRO Capital

UGROCAP NSE

Key Fundamentals

MicrocapNBFCFinancial Services
Market Cap
₹1,280 Cr
Volatility
Low Risk
P/E Ratio
7.4
EBITDA
₹1,268 Cr
Return on Equity
6.02%
Debt to Equity
3.71
Book Value
₹187.13
EPS
₹13.4
52W High
₹192.5
52W Low
₹80.12

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

1
  • Stock is trading at 0.45 times its book value

Weaknesses

2
  • Company has low interest coverage ratio.
  • Promoter holding is low: 2.88%

Growth Rate

Revenue Growth
Net Income Growth
Cash Flow Change
217% higher than 3Y
ROE
ROCE
EBITDA Margin (Avg.)

Quarterly Results

Particulars Dec 2025Mar 2026Jun 2026
Revenue
461
607
497
Expenses
182
248
171
Financing Profit
32
75
37
Fin. Margin %
7%
12%
7%
Other Income
45
25
38
Interest
247
284
289
Depreciation
14
29
13
PBT
63
71
62
Tax %
27%
28%
-10%
Net Profit
46
51
68
EPS in Rs
2.99
3.29
4.37
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2026
Revenue
1,960
Expenses
753
Financing Profit
253
Fin. Margin %
13%
Other Income
61
Interest
954
Depreciation
70
PBT
244
Tax %
28%
Net Profit
175
EPS in Rs
11.26
Div. Payout %
0%
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2026
Equity Capital
153
Reserves
2,753
Borrowing
10,782
Other Liabilities
387
Total Liabilities
14,075
Fixed Assets
512
CWIP
24
Investments
737
Other Assets
12,802
Total Assets
14,075
Figures in ₹ Crores

Cash Flow

Particulars Mar 2026
Operating
214
Investing
-1,964
Financing
2,751
Net Cash Flow
1,000
Free Cash Flow
171
CFO/OP
22
Figures in ₹ Crores

Ratios

Particulars Mar 2026
ROE %
6%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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52 extracted metrics + investor summaries across FY20–FY27.

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Shareholding Pattern

DIIs1.85%Others65.26%Promot.2.88%FIIs5.45%Public24.56%As ofJun 2026

Documents

Frequently Asked Questions about UGRO Capital

What does Ugro Capital Ltd do?
U GRO Capital limited is a technology-focused (data-centric & technology-enabled approach), small business lending platform. The company is focused on addressing the capital needs of small businesses operating in select eight sectors by providing customized loan solutions. [1]
Where is Ugro Capital Ltd (UGROCAP) listed?
Ugro Capital Ltd trades as UGROCAP on the NSE and under code 511742 on the BSE.
Which sector does Ugro Capital Ltd belong to?
Ugro Capital Ltd is classified under the Financial Services sector, in the Finance industry.
What is the market capitalisation of Ugro Capital Ltd?
Ugro Capital Ltd has a market capitalisation of ₹1,280 Cr, which places it in the Small Cap band.
What is the PE ratio of Ugro Capital Ltd?
Ugro Capital Ltd trades at a PE ratio of 7.40, on earnings per share of ₹13.4, against a book value of ₹187.13 per share.
What is the 52-week high and low of Ugro Capital Ltd?
Over the last 52 weeks Ugro Capital Ltd has traded between ₹80.12 and ₹192.5.
What is the Return on Equity (ROE) of Ugro Capital Ltd?
Ugro Capital Ltd reported a return on equity of 6.02%. Its debt-to-equity ratio is 3.71.

Company Information

U GRO Capital limited is a technology-focused (data-centric & technology-enabled approach), small business lending platform. The company is focused on addressing the capital needs of small businesses operating in select eight sectors by providing customized loan solutions. [1]

CEO Mr. Shachindra Nath
Employees 2,149
Listed 2021-08-11
Face Value ₹ 10
Issued Size 13,98,57,828

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