Trust Fintech
Key Fundamentals
SMEIT - SoftwareInformation TechnologyPrice-based figures as of · TTM
- ROCE
- 10.20%
- Debt to Equity
- 0.00
- EPS (TTM)
- —
- Book Value
- ₹45.34
- Market Cap
- —
- P/E (TTM)
- —
- P/B
- 0.55
- ROE
- 7.21%
- Dividend Yield
- 2.00%
- EBITDA
- ₹9.73 Cr
- 52W High
- ₹60.70
- 52W Low
- ₹22.35
- Day Range
- ₹24.50 – ₹24.95
- Volume
- 1,800
Peer Comparison
Information Technology › Software Products
| ₹10,194.00 | 25.99 | ₹87,492 Cr | 11.55 | 4.04% | 32.60% | 45.30% | ₹8,945 Cr | ₹3,414 Cr | |
| ₹659.10 | 16.40 | ₹8,896 Cr | 3.21 | 0.91% | 21.40% | 26.30% | ₹4,603 Cr | ₹532 Cr | |
| ₹896.70 | 35.63 | ₹4,688 Cr | 5.43 | 0.41% | 12.00% | 19.10% | ₹492 Cr | ₹139 Cr | |
| ₹510.10 | — | ₹4,081 Cr | 3.83 | 0.00% | 2.95% | 3.42% | ₹811 Cr | ₹42 Cr | |
| ₹258.80 | 56.51 | ₹2,027 Cr | 22.08 | 0.57% | 57.70% | 71.60% | ₹245 Cr | ₹35 Cr | |
| ₹537.40 | 48.46 | ₹2,016 Cr | 5.78 | 0.00% | 18.10% | 19.70% | ₹712 Cr | ₹42 Cr | |
| ₹24.95 | — | ₹59 Cr | 0.55 | 2.00% | 7.21% | 10.20% | — | — | |
| Median 7 companies | ₹537.40 | 35.63 | ₹4,081 Cr | 5.43 | 0.57% | 18.10% | 19.70% | ₹762 Cr | ₹91 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company. 1 company is not shown because they are not listed on an exchange we cover.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
Data confidence 84/100
Category scores
- Quality
- 90
- Strong
- Returns, margins, earnings quality 22% weight
- Valuation
- 86
- Strong
- Cheap vs sector & own history 24% weight
- Growth
- 68
- Strong
- Sales & profit trajectory 9% weight
- Financial Health
- 61
- Good
- Solvency, leverage, coverage 9% weight
- Momentum
- 22
- Poor
- Trend strength, vol-adjusted 12% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
3- Company is almost debt free.
- Stock is trading at 0.51 times its book value
- Company has delivered good profit growth of 30.2% CAGR over last 5 years
Weaknesses
4- Company has a low return on equity of 13.0% over last 3 years.
- Earnings include an other income of Rs.4.72 Cr.
- Company has high debtors of 186 days.
- Working capital days have increased from 257 days to 490 days
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 10 | 5 | 4 |
| Oscillators | Neutral | 2 | 5 | 2 |
| Moving Averages | Strong Bearish | 8 | 0 | 2 |
Oscillators
Neutral
Overall
Strong Bearish
Moving Averages
Strong Bearish
Key readings
- RSI (14)
- 48.09
- Neutral
- MACD (12,26,9)
- −0.64
- Bullish
- SMA (50)
- 26.71
- Bearish
- SMA (200)
- 33.06
- Bearish
As of
Growth Rate
From the financial statements below. 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025.
Revenue
| 5Y | +12.32% |
|---|---|
| 3Y | +22.86% |
| 1Y | +33.65% |
Net profit
| 5Y | +30.16% |
|---|---|
| 3Y | +26.93% |
| 1Y | −8.67% |
Operating cash flow
| 5Y | +41.48% |
|---|---|
| 3Y | +229.08% |
| 1Y | Turned positive |
Operating margin· change in pp
| 5Y | +11.35 pp |
|---|---|
| 3Y | −1.98 pp |
| 1Y | −7.60 pp |
Trailing twelve months: Results are not reported for each of the last eight quarters, so there is no trailing-twelve-month figure.
Revenue by year
| Mar 2021 | ₹23.37 Cr |
|---|---|
| Mar 2022 | ₹17.49 Cr |
| Mar 2023 | ₹22.53 Cr |
| Mar 2024 | ₹34.73 Cr |
| Mar 2025 | ₹31.26 Cr |
| Mar 2026 | ₹41.78 Cr |
Net profit by year
| Mar 2021 | ₹2.20 Cr |
|---|---|
| Mar 2022 | ₹1.34 Cr |
| Mar 2023 | ₹4.02 Cr |
| Mar 2024 | ₹12.50 Cr |
| Mar 2025 | ₹9.00 Cr |
| Mar 2026 | ₹8.22 Cr |
Half-yearly Results
₹ Cr| Particulars | Mar 2023 | Sep 2023 | Mar 2024 | Sep 2024 | Mar 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Sales | 16.89 | 18.82 | 16.22 | 16.69 | 14.57 | 20.29 | 21.5 |
| Expenses | 14.02 | 8.87 | 8.46 | 11.52 | 9.55 | 15.15 | 16.72 |
| Operating Profit | 2.87 | 9.95 | 7.76 | 5.17 | 5.02 | 5.14 | 4.78 |
| OPM % | 16.99% | 52.87% | 47.84% | 30.98% | 34.45% | 25.33% | 22.23% |
| Other Income | 0.12 | 0.01 | 0.22 | 2.29 | 2.08 | 1.99 | 2.73 |
| Interest | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | −0.02 |
| Depreciation | 0.27 | 0.22 | 1.01 | 0.76 | 1.2 | 1.37 | 1.63 |
| PBT | 2.7 | 9.73 | 6.96 | 6.68 | 5.88 | 5.74 | 5.9 |
| Tax % | 25.19% | 25.18% | 25% | 21.41% | 29.42% | 25.26% | 33.39% |
| Net Profit | 2.02 | 7.28 | 5.22 | 5.26 | 4.15 | 4.3 | 3.93 |
| EPS (₹) | 3.9 | 14.04 | 2.98 | 2.21 | 1.74 | 1.8 | 1.65 |
Profit & Loss
₹ Cr| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Sales | 23.37 | 17.49 | 22.53 | 34.73 | 31.26 | 41.78 |
| Expenses | 20.48 | 15.54 | 16.74 | 17.02 | 21.47 | 31.87 |
| Operating Profit | 2.89 | 1.95 | 5.79 | 17.71 | 9.79 | 9.91 |
| OPM % | 12.37% | 11.15% | 25.7% | 50.99% | 31.32% | 23.72% |
| Other Income | 0.23 | 0.37 | 0.16 | 0.23 | 4.37 | 4.72 |
| Interest | 0.05 | 0.06 | 0.04 | 0.02 | 0.04 | 0 |
| Depreciation | 0.13 | 0.47 | 0.49 | 1.23 | 1.96 | 2.99 |
| PBT | 2.94 | 1.79 | 5.42 | 16.69 | 12.16 | 11.64 |
| Tax % | 25.17% | 25.14% | 25.65% | 25.1% | 25.99% | 29.38% |
| Net Profit | 2.2 | 1.34 | 4.02 | 12.5 | 9 | 8.22 |
| EPS (₹) | 4.24 | 2.58 | 7.75 | 7.13 | 3.78 | 3.45 |
| Div. Payout % | 0% | 0% | 0% | 0% | 13.24% | 0% |
Balance Sheet
₹ Cr| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity Capital | 5.18 | 5.18 | 5.18 | 17.54 | 23.83 | 23.83 |
| Reserves | 8.64 | 9.98 | 22 | 27.57 | 86.64 | 93.67 |
| Borrowings | −0.44 | 1.19 | 0 | 0.17 | 0 | 0 |
| Other Liabilities | 2.52 | 3.24 | 4.05 | 7.16 | 7.66 | 14.04 |
| Total Liabilities | 15.9 | 19.59 | 31.23 | 52.44 | 118 | 132 |
| Fixed Assets | 1.4 | 1.7 | 10.06 | 12.85 | 16.91 | 41.51 |
| CWIP | 2.63 | 2.63 | 5.23 | 8.34 | 13.51 | 5.4 |
| Investments | 2.93 | 5.47 | 3.61 | 7.94 | 53.87 | 38.67 |
| Other Assets | 8.94 | 9.79 | 12.33 | 23.31 | 33.84 | 45.96 |
| Total Assets | 15.9 | 19.59 | 31.23 | 52.44 | 118 | 132 |
Cash Flow
₹ Cr| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Operating | 4.84 | 0.16 | 0.77 | 12.68 | −37.76 | 27.44 |
| Investing | −3.74 | −3.11 | 0.62 | −17.09 | −13.04 | −23.66 |
| Financing | 0.55 | 1.58 | −1.52 | 5.62 | 53.12 | −4.77 |
| Net Cash Flow | 1.66 | −1.36 | −0.14 | 1.21 | 2.32 | −0.99 |
| Free Cash Flow | 4.41 | −0.61 | −0.09 | 1.17 | −48.95 | 7.96 |
| CFO/OP | 167 | 8 | 13 | 72 | −386 | 277 |
Ratios
| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Debtor Days | 61.85 | 100 | 138 | 125 | 177 | 186 |
| Inventory Days | — | — | — | — | — | 0 |
| Cash Conversion Cycle | 61.85 | 100 | 138 | 125 | 177 | 186 |
| Working Capital Days | 36.08 | 68.87 | 73.55 | 99.95 | 182 | 490 |
| ROCE % | — | 12.45% | 25.09% | 46.12% | 15.67% | 10.21% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Trust Fintech insights
57 extracted metrics across FY21–FY26.
Documents
- 30 Sep 2026
- 29 Sep 2026
- 28 Sep 2026
- 28 Sep 2026
- 28 Sep 2026
Frequently Asked Questions about Trust Fintech
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Company Information
Incorporated in 1998, Trust Fintech Ltd is in the business of selling software and allied services
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