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Oracle Financial Services Software

OFSS NSE
₹10,194.00 No trade today
P/E
25.99
View as Markdown
MCP
Close 4 Nov 2026 ₹10,194.00 +1,981.50 +24.1% 1Y
Start ₹8,212.50

Key Fundamentals

MidcapIT - SoftwareInformation Technology

Price-based figures as of · EPS basis: Consolidated · TTM

ROCE
45.30%
Debt to Equity
0.00
EPS (TTM)
₹392.16
Book Value
₹882.38
Market Cap
—
P/E (TTM)
25.99
P/B
11.55
ROE
32.60%
Dividend Yield
4.04%
EBITDA
₹3,748 Cr
52W High
₹12,540.00
52W Low
₹6,234.50
Volume
0

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

66 Strong

Data confidence 100/100

Category scores

Quality
77
Strong
Returns, margins, earnings quality 22% weight
Valuation
48
Average
Cheap vs sector & own history 24% weight
Growth
69
Strong
Sales & profit trajectory 9% weight
Financial Health
90
Strong
Solvency, leverage, coverage 9% weight
Momentum
77
Strong
Trend strength, vol-adjusted 12% weight
Ownership
53
Average
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

6
  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is providing a good dividend yield of 3.87%.
  • Company is expected to give good quarter
  • Company has a good return on equity (ROE) track record: 3 Years ROE 30.3%
  • Company has been maintaining a healthy dividend payout of 107%

Weaknesses

2
  • Stock is trading at 11.5 times its book value
  • The company has delivered a poor sales growth of 9.01% over past five years.

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallBullish658
OscillatorsNeutral252
Moving AveragesStrong Bullish406

Key readings

RSI (14)
47.14
Neutral
MACD (12,26,9)
−258.89
Bullish
SMA (50)
10,931.16
Bearish
SMA (200)
9,496.47
Bullish

As of

Analyst Rating

Based on 1 analysts
BUY100%

1 of 1 analyst rates Buy, 0 Hold, 0 Sell.

As of

BUY
1
100%
HOLD
0
0%
SELL
0
0%

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+6.39%
5Y+9.01%
3Y+10.42%
1Y+12.05%
TTM+28.58%

Net profit

Net profit growth by window
10Y+9.66%
5Y+8.41%
3Y+13.48%
1Y+10.88%
TTM+41.95%

Operating cash flow

Operating cash flow growth by window
10Y+13.99%
5Y+6.56%
3Y+14.49%
1Y+19.96%
TTM—

TTM: Reported once a year, so there is no trailing-twelve-month figure.

Operating margin· change in pp

Operating margin growth by window
10Y+6.30 pp
5Y−4.22 pp
3Y+1.95 pp
1Y+0.40 pp
TTM+6.18 pp

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹4,427 Cr
Mar 2018₹4,527 Cr
Mar 2019₹4,959 Cr
Mar 2020₹4,861 Cr
Mar 2021₹4,984 Cr
Mar 2022₹5,221 Cr
Mar 2023₹5,698 Cr
Mar 2024₹6,373 Cr
Mar 2025₹6,847 Cr
Mar 2026₹7,672 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹1,185 Cr
Mar 2018₹1,237 Cr
Mar 2019₹1,386 Cr
Mar 2020₹1,462 Cr
Mar 2021₹1,762 Cr
Mar 2022₹1,889 Cr
Mar 2023₹1,806 Cr
Mar 2024₹2,219 Cr
Mar 2025₹2,380 Cr
Mar 2026₹2,639 Cr

Analyst Forecasts

Forecast For
FY27 consensus · EBITDA
₹4,877 Cr +30.1% vs FY26
Reported High Mean Low

AI Analysis — Bull vs Bear

Figures as of 29 Oct 2026
AI opinion · based on fundamentals
Risk medium

Oracle Financial Services Software Ltd trades at ₹9,939 as of 2026-10-29 with a market cap of ₹86,552 Cr. The company is virtually debt-free (debt-to-equity of 0) with a strong ROE of 33.72%, but trades at a premium valuation of 25.34x TTM earnings and 11.26x book value. TTM sales growth has accelerated to 29% and profit growth to 42%, though longer-term 5-year sales CAGR remains modest at 9%.

Bull Case 8
  • Debt-free balance sheet with a debt-to-equity ratio of 0, providing maximum financial flexibility and zero interest burden
  • Exceptional return on equity of 33.72% (last year) backed by a consistent 3-year ROE average of 30% and 10-year average of 28%, indicating durable capital efficiency
  • TTM profit growth of 42% significantly outpaces the 5-year compounded profit CAGR of 8%, suggesting a strong earnings acceleration phase
  • TTM sales growth of 29% marks a sharp pickup from the 5-year compounded sales CAGR of 9%, pointing to improving revenue momentum
  • Attractive dividend yield of 4.02% with a healthy payout ratio of 107%, offering meaningful income return to shareholders
  • ROCE of 43.24% reflects highly efficient deployment of total capital, well above the cost of capital for most Indian IT firms
  • Stock is trading at ₹9,939, which is 59.4% above its 52-week low of ₹6,234.5, reflecting sustained investor demand over the past year
  • EPS TTM of ₹392.16 underpins the profit acceleration and supports the current dividend payout levels
Bear Case 6
  • 5-year compounded sales CAGR of just 9% indicates historically modest top-line growth for a company commanding a 25.34x PE multiple
  • Stock is 20.7% below its 52-week high of ₹12,540, indicating meaningful correction and potential overhead resistance
  • PE ratio of 25.34x is above the broader Indian IT sector average, pricing in sustained high growth that may not materialise over a full cycle
  • 10-year compounded sales CAGR of only 6% raises questions about the sustainability of the recent 29% TTM revenue spike
  • Dividend payout ratio of 107% exceeds net profits, which is unsustainable long-term unless earnings continue to grow and may limit reinvestment capacity
  • 5-year compounded profit CAGR of 8% versus the TTM spike of 42% suggests the current earnings trajectory may be an outlier rather than a new baseline

This is AI-generated analysis, not financial advice. Do your own due diligence.

AI News Digest

1d ago

TL;DR: Limited recent news flow for OFSS. The only development is a routine governance action confirming new leadership appointments, which signals continuity rather than any strategic shift. With no material headwinds or positive catalysts in the current news cycle, the near-term outlook hinges on upcoming quarterly results and broader IT sector sentiment.

Neutral 1
  • MD and director appointments approved Oct 5

    OFSS shareholders passed two resolutions via postal ballot, approving Avadhut Ketkar as MD & CEO and Andrew Mark Morawski as Non-Executive Director.

Quarterly Results

₹ Cr
OFSS quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Sales
1,462
1,444
1,824
1,642
1,741
1,674
1,715
1,716
1,852
1,789
1,966
2,065
3,125
1,907
Expenses
841
886
955
908
894
923
1,001
952
1,006
1,034
1,146
1,009
1,249
981
Operating Profit
622
558
868
734
847
751
714
765
846
755
820
1,056
1,876
926
OPM %
42%
39%
48%
45%
49%
45%
42%
45%
46%
42%
42%
51%
60%
49%
Other Income
101
65
94
82.53
48
105
70
82
72
66
60
71
78
66
Interest
−3
8
9
14
5
8
−3
−9
−4
8
7
−8
1
1
Depreciation
18
19
19
18
18
18
17
17
18
16
16
15
15
14
PBT
707
596
934
785
873
829
770
839
905
797
857
1,120
1,939
976
Tax %
29%
30%
21%
29%
29%
30%
30%
23%
29%
32%
29%
25%
27%
28%
Net Profit
501
417
741
560
617
578
541
644
642
546
610
842
1,416
702
EPS (₹)
57.92
48.2
85.51
64.62
71.12
66.6
62.35
74.13
73.87
62.82
70.06
96.71
163
—

Sep 2026: from the results filed on 23 Oct 2026, ahead of the full statement, so some rows are blank.

Profit & Loss

₹ Cr
OFSS profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales
3,905
4,131
4,427
4,527
4,959
4,861
4,984
5,221
5,698
6,373
6,847
7,672
8,945
Expenses
2,354
2,520
2,693
2,716
2,814
2,633
2,515
2,723
3,227
3,590
3,770
4,195
4,438
Operating Profit
1,551
1,612
1,734
1,811
2,145
2,229
2,469
2,499
2,471
2,782
3,076
3,477
4,508
OPM %
40%
39%
39%
40%
43%
46%
50%
48%
43%
44%
45%
45%
50%
Other Income
348
189
93
91
176
177
132
134
192
342
304
271
276
Interest
0
0
0
0
0
47
19
12
13
28
0
2
8
Depreciation
68
53
70
61
54
106
104
93
81
74
69
65
62
PBT
1,831
1,748
1,757
1,840
2,267
2,252
2,477
2,528
2,570
3,022
3,311
3,680
4,713
Tax %
35%
40%
33%
33%
39%
35%
29%
25%
30%
27%
28%
28%
—
Net Profit
1,192
1,049
1,185
1,237
1,386
1,462
1,762
1,889
1,806
2,219
2,380
2,639
3,413
EPS (₹)
141
124
139
145
162
170
205
219
209
256
274
303
392
Div. Payout %
472%
81%
122%
90%
0%
106%
98%
87%
108%
94%
97%
132%
—

Balance Sheet

₹ Cr
OFSS balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
42
42
42
43
43
43
43
43
43
43
43
44
Reserves
3,402
4,632
3,222
4,665
4,894
6,527
6,806
7,057
7,416
7,816
8,319
7,783
Borrowings
0
0
0
0
0
115
70
83
69
43
46
32
Other Liabilities
2,825
1,011
2,756
1,225
1,192
1,236
1,234
1,409
1,590
1,848
1,659
2,017
Total Liabilities
6,269
5,685
6,020
5,933
6,128
7,920
8,153
8,592
9,119
9,749
10,067
9,876
Fixed Assets
911
865
870
837
864
963
884
871
847
805
796
782
CWIP
0
5
1
3
0
0
0
4
1
3
9
16
Investments
0
10
0
0
0
0
0
0
0
0
0
0
Other Assets
5,357
4,805
5,150
5,093
5,264
6,957
7,268
7,717
8,271
8,942
9,262
9,078
Total Assets
6,269
5,685
6,020
5,933
6,128
7,920
8,153
8,592
9,119
9,749
10,067
9,876

Cash Flow

₹ Cr
OFSS cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
1,060
712
1,121
1,157
1,380
1,522
1,920
1,856
1,758
1,791
2,199
2,638
Investing
3,701
1,018
1,823
−1,313
220
−1,299
34
−138
267
1,611
−2,372
1,085
Financing
−4,690
−1,776
−931
−1,630
−1,250
−47
−1,590
−1,733
−1,665
−1,958
−2,096
−3,449
Net Cash Flow
72
−45
2,013
−1,785
350
175
363
−15
360
1,443
−2,269
274
Free Cash Flow
1,047
686
1,064
1,127
1,303
1,472
1,903
1,820
1,720
1,761
2,164
2,587
CFO/EBITDA
116
88
106
98
109
103
107
102
99
93
109
105

Ratios

OFSS financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
56
73
59
81
70
69
59
65
69
76
63
64
Cash Conversion Cycle
56
73
59
81
70
69
59
65
69
76
63
64
Working Capital Days
−151
41
−112
41
32
40
36
37
39
48
45
37
ROCE %
30%
44%
46%
46%
47%
40%
37%
36%
35%
40%
41%
45%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Oracle Financial Services Software insights

62 extracted metrics across FY05–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 72.39%
  • FIIs 11.43%
  • DIIs 7.77%
  • Public 6.42%
  • Others 2.00%

No promoter shares pledged as of Sep 2026

Change vs previous quarter

Not shown for some quarters: Others. Not available separately for this quarter: the shareholding filing gives Public and Others as one figure, shown under Public, so Others is left blank rather than estimated.

Documents

Frequently Asked Questions about Oracle Financial Services Software

What does Oracle Financial Services Software Ltd do?
Oracle Financial Services Software Ltd provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. The company was incorporated in 1989 and is based in Mumbai, India.
Where is Oracle Financial Services Software Ltd (OFSS) listed?
Oracle Financial Services Software Ltd trades as OFSS on the NSE and under code 532466 on the BSE.
Which sector does Oracle Financial Services Software Ltd belong to?
Oracle Financial Services Software Ltd is classified under the Information Technology sector, in the Software Products industry.
What is the PE ratio of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd trades at a PE ratio of 25.99 as of 4 Nov 2026, on earnings per share of ₹392.16, against a book value of ₹882.38 per share.
What is the 52-week high and low of Oracle Financial Services Software Ltd?
Over the last 52 weeks Oracle Financial Services Software Ltd has traded between ₹6,234.5 and ₹12,540 as of 4 Nov 2026.
Does Oracle Financial Services Software Ltd pay dividends?
Oracle Financial Services Software Ltd has a dividend yield of 4.04%.
What is the Return on Equity (ROE) of Oracle Financial Services Software Ltd?
Oracle Financial Services Software Ltd reported a return on equity of 32.60%. Its debt-to-equity ratio is 0.00.

Company Information

Oracle Financial Services Software Ltd provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. The company was incorporated in 1989 and is based in Mumbai, India. Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited.

Website oracle.com/financialservices
CEO Mr. S. Makarand Padalkar
Employees 8,045
Listed 28 Jun 2002
Face Value ₹5

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