TruCap Finance
TRU NSE
TruCap Finance
Financial ServicesNSE: TRU BSE: 540268 Finance
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹50.64 Cr
Volatility
Moderate
P/E Ratio
-0.5
EBITDA
₹-72.81 Cr
Return on Equity
-36.54%
Debt to Equity
3.23
Book Value
₹4.29
52W High
₹13.12
52W Low
₹3.9
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
3- Company has reduced debt.
- Stock is trading at 0.95 times its book value
- Debtor days have improved from 102 to 68.2 days.
Weaknesses
5- Company has low interest coverage ratio.
- Promoter holding is low: 31.0%
- Company has a low return on equity of -31.8% over last 3 years.
- Company's cost of borrowing seems high
- Promoter holding has decreased over last 3 years: -22.6%
Growth Rate
Revenue Growth
-58.65% lower than
3Y
Net Income Growth
157%
Cash Flow Change
200% lower than
3Y
ROE
-807% lower than
3Y
ROCE
-54.81% lower than
3Y
EBITDA Margin (Avg.)
-407% lower than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 38 | 42 | 40 | 41 | 52 | 58 | 52 | 35 | 30 | 23 | 15 | 14 | 11 |
| Expenses | 17 | 20 | 22 | 24 | 22 | 26 | 25 | 92 | 36 | 48 | 52 | 20 | 20 |
| Financing Profit | 3 | 4 | -3 | -5 | 4 | 4 | 2 | -77 | -26 | -45 | -51 | -26 | -13 |
| Fin. Margin % | 9% | 10% | -7% | -12% | 7% | 7% | 4% | -219% | -86% | -199% | -339% | -181% | -118% |
| Other Income | 0 | 0 | 9 | 12 | 0 | 1 | 1 | 1 | 12 | 2 | 1 | 1 | 1 |
| Interest | 17 | 18 | 21 | 23 | 26 | 27 | 25 | 21 | 20 | 20 | 14 | 21 | 5 |
| Depreciation | 2 | 2 | 3 | 2 | 2 | 2 | 2 | 8 | 2 | 2 | 2 | 2 | 1 |
| PBT | 2 | 3 | 4 | 4 | 2 | 3 | 1 | -84 | -16 | -45 | -52 | -27 | -14 |
| Tax % | 26% | 44% | 13% | -37% | 32% | 58% | -16% | -17% | -43% | -28% | -19% | -35% | -25% |
| Net Profit | 1 | 2 | 3 | 6 | 1 | 1 | 1 | -70 | -9 | -33 | -42 | -18 | -10 |
| EPS in Rs | 0.11 | 0.13 | 0.26 | 0.5 | 0.12 | 0.1 | 0.11 | -6.02 | -0.75 | -2.74 | -3.55 | -1.49 | -0.87 |
| Gross NPA % | — | 1.16% | — | — | 1.42% | 2.59% | — | — | — | — | — | — | — |
| Net NPA % | — | 0.67% | — | — | 0.9% | 1.87% | — | — | — | — | — | — | — |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 2 | 1 | 12 | 19 | 19 | 24 | 70 | 124 | 161 | 196 | 82 | 64 |
| Expenses | 0 | 2 | 1 | 5 | 12 | 12 | 17 | 31 | 60 | 83 | 165 | 156 | 140 |
| Financing Profit | 0 | 0 | 0 | 4 | 2 | 6 | 2 | 15 | 13 | 0 | -67 | -148 | -136 |
| Fin. Margin % | 13% | 7% | 3% | 38% | 12% | 31% | 10% | 21% | 11% | 0% | -34% | -180% | -214% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 21 | 3 | 3 | 4 |
| Interest | 0 | 0 | 0 | 2 | 5 | 2 | 4 | 24 | 51 | 79 | 99 | 75 | 60 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 4 | 6 | 8 | 14 | 7 | 7 |
| PBT | 0 | 0 | 0 | 5 | 2 | 6 | 2 | 11 | 7 | 12 | -79 | -152 | -139 |
| Tax % | 33% | 31% | 100% | 11% | 12% | 27% | 61% | 31% | 23% | 4% | -15% | -28% | — |
| Net Profit | 0 | 0 | 0 | 4 | 2 | 4 | 1 | 7 | 6 | 12 | -67 | -110 | -103 |
| EPS in Rs | 0.01 | 0.02 | 0 | 1.05 | 0.32 | 0.61 | 0.09 | 0.83 | 0.48 | 1 | -5.7 | -9.29 | -8.65 |
| Div. Payout % | 0% | 0% | 0% | 19% | 16% | 3% | 11% | 1% | 2% | 1% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 8 | 8 | 8 | 14 | 14 | 15 | 18 | 23 | 23 | 23 | 24 |
| Reserves | 1 | 1 | 1 | 5 | 13 | 18 | 84 | 156 | 200 | 196 | 139 | 30 |
| Borrowing | 1 | 1 | 0 | 39 | 25 | 16 | 81 | 286 | 443 | 686 | 520 | 335 |
| Other Liabilities | 1 | 0 | 0 | 3 | 2 | 2 | 5 | 12 | 12 | 23 | 17 | 9 |
| Total Liabilities | 10 | 9 | 9 | 55 | 54 | 48 | 185 | 472 | 678 | 928 | 699 | 397 |
| Fixed Assets | 0 | 1 | 1 | 1 | 1 | 3 | 10 | 18 | 21 | 28 | 20 | 8 |
| CWIP | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 11 | 12 | 6 | 0 | 0 |
| Investments | 0 | 1 | 2 | 1 | 0 | 1 | 18 | 51 | 81 | 60 | 42 | 37 |
| Other Assets | 10 | 7 | 7 | 53 | 52 | 43 | 155 | 392 | 564 | 834 | 636 | 352 |
| Total Assets | 10 | 9 | 9 | 55 | 54 | 48 | 185 | 472 | 678 | 928 | 699 | 397 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 6 | -1 | 1 | -41 | 2 | 13 | -78 | -181 | -149 | -212 | 208 | 127 |
| Investing | 0 | -1 | 0 | 5 | 2 | -4 | -38 | -76 | -69 | 30 | -25 | 52 |
| Financing | -6 | 1 | 0 | 39 | -3 | -11 | 145 | 283 | 198 | 245 | -246 | -209 |
| Net Cash Flow | 0 | -1 | 1 | 2 | 1 | -2 | 30 | 26 | -20 | 63 | -63 | -30 |
| Free Cash Flow | 6 | -1 | 1 | -41 | 1 | 12 | -86 | -202 | -159 | -222 | 208 | 127 |
| CFO/OP | 32,000 | -567 | 3,025 | -645 | 57 | 185 | -1,134 | -458 | -224 | -263 | 661 | -174 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0% | 1% | 0% | 38% | 11% | 14% | 1% | 5% | 3% | 5% | -35% | -102% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view TruCap Finance insights
40 extracted metrics + investor summaries across FY15–FY26.
Documents
1
Unaudited Standalone & Consolidated Financial Results For The Quarter Ended June 30 2026 13 Aug 2026
2
Audited Standalone And Consolidated Financial Results For The Quarter And Year Ended March 31 2026. 25 May 2026
3
Unaudited Standalone & Consolidated Financial Results For The Quarter And Nine Months Ended December 31 2025 11 Feb 2026
1
Updates on Open Offer
29 Apr - SAT interim order continues; next hearing on June 12, 2026. 29 Apr - SAT interim order continues; next hearing on June 12, 2026.
2
Updates on Open Offer
29 Apr - SAT interim order continues; next hearing on June 12, 2026. 29 Apr - SAT interim order continues; next hearing on June 12, 2026.
3
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
7 Apr - Regulation 74(5) certificate filed for quarter ended March 31, 2026. 7 Apr - Regulation 74(5) certificate filed for quarter ended March 31, 2026.
4
Updates on Open Offer
27 Mar - Interim SAT order continues; appellant two weeks to file rejoinder; next hearing April 24, 2026. 27 Mar - Interim SAT order continues; appellant two weeks to file rejoinder; next hearing April 24, 2026.
5
Closure of Trading Window
25 Mar - Trading window closed Apr 1, 2026 until 48 hours after Board-approved audited results for year ended Mar 31, 2026. 25 Mar - Trading window closed Apr 1, 2026 until 48 hours after Board-approved audited results for year ended Mar 31, 2026.
3
Notice Of 32Nd Annual General Meeting Of The Company To Be Held On Tuesday September 29 2026 4 Sept 2026
Intimation
Frequently Asked Questions about TruCap Finance
What does TruCap Finance Ltd do?
Incorporated in 1994, TruCap Finance Ltd is
in the business of Fund based activities and Advisory services[1]
Where is TruCap Finance Ltd (TRU) listed?
TruCap Finance Ltd trades as TRU on the NSE and under code 540268 on the BSE.
Which sector does TruCap Finance Ltd belong to?
TruCap Finance Ltd is classified under the Financial Services sector, in the Finance industry.
What is the market capitalisation of TruCap Finance Ltd?
TruCap Finance Ltd has a market capitalisation of ₹50.64 Cr, which places it in the Small Cap band.
What is the PE ratio of TruCap Finance Ltd?
TruCap Finance Ltd trades at a PE ratio of -0.50, against a book value of ₹4.29 per share.
What is the 52-week high and low of TruCap Finance Ltd?
Over the last 52 weeks TruCap Finance Ltd has traded between ₹3.9 and ₹13.12.
Does TruCap Finance Ltd pay dividends?
TruCap Finance Ltd has a dividend yield of 0.23%.
What is the Return on Equity (ROE) of TruCap Finance Ltd?
TruCap Finance Ltd reported a return on equity of -36.54%. Its debt-to-equity ratio is 3.23.
Company Information
Incorporated in 1994, TruCap Finance Ltd is in the business of Fund based activities and Advisory services[1]
Website trucapfinance.com
CEO Mr. Rohanjeet Singh Juneja
Employees 675
Listed 2023-06-20
Face Value ₹ 2
Issued Size 11,88,61,871
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