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Team India Guaranty

TEAMGTY NSE
₹232.68 −6.32 (−2.64%)
P/E
190.72
View as Markdown
MCP
Close 4 Nov 2026 ₹232.68 −44.32 −16.0% 1Y
Start ₹277.00

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures as of · EPS basis: Standalone · TTM

Debt to Equity
0.00
EPS (TTM)
₹1.22
Book Value
₹53.97
Market Cap
—
P/E (TTM)
190.72
P/B
4.31
ROE
1.50%
Dividend Yield
0.00%
52W High
₹332.55
52W Low
₹210.00
Day Range
₹230.00 – ₹245.90
Volume
1,010
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Peer Comparison

Financial Services › NBFC › Non Banking Financial Company (NBFC)

Team India Guaranty peer comparison
Bajaj Finance
₹994.0028.53₹6,11,015 Cr5.020.62%18.20%—₹90,331 Cr₹22,067 Cr
Shriram Finance
₹908.7515.19₹2,13,704 Cr1.920.73%16.40%—₹51,877 Cr₹12,688 Cr
Cholamandalam Investment
₹1,658.0024.45₹1,42,243 Cr4.100.12%19.40%—₹32,663 Cr₹5,751 Cr
Tata Capital
₹337.7526.24₹1,41,036 Cr2.930.17%12.40%—₹32,695 Cr₹5,478 Cr
Muthoot Finance
₹2,709.809.57₹1,04,354 Cr2.481.19%30.90%—₹33,431 Cr₹11,457 Cr
L&T Finance
₹263.7020.75₹63,912 Cr2.261.09%11.20%—₹18,898 Cr₹3,198 Cr
SBI Cards
₹553.0023.14₹52,160 Cr3.060.47%14.70%—₹20,063 Cr₹2,275 Cr
Team India Guaranty (this company)
₹232.68190.72₹221 Cr4.310.00%1.50%—₹7 Cr₹1 Cr
Median 8 companies₹730.8823.80₹1,22,695 Cr3.000.54%15.55%—₹32,679 Cr₹5,615 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

43 Weak

Data confidence 82/100

Category scores

Quality
47
Average
Returns, margins, earnings quality 24% weight
Valuation
17
Poor
Cheap vs sector & own history 26% weight
Growth
85
Strong
Sales & profit trajectory 10% weight
Momentum
48
Average
Trend strength, vol-adjusted 13% weight
Ownership
50
Average
FII/DII/promoter flows 26% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

2
  • Company is almost debt free.
  • Company's working capital requirements have reduced from 98.6 days to 61.8 days

Weaknesses

3
  • Stock is trading at 4.83 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 3.49% over last 3 years.

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bearish1162
OscillatorsBearish261
Moving AveragesStrong Bearish901

Key readings

RSI (14)
47.41
Neutral
MACD (12,26,9)
−1.49
Bearish
SMA (50)
237.54
Bearish
SMA (200)
246.23
Bearish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+45.77%
5Y−9.86%
3Y+38.44%
1Y+40.92%
TTM+80.25%

Net profit

Net profit growth by window
10YTurned to profit
5Y−35.70%
3Y−8.50%
1Y−69.36%
TTM−53.81%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹5.57 Cr
Mar 2018₹1.11 Cr
Mar 2019₹2.95 Cr
Mar 2020₹2.36 Cr
Mar 2021₹8.74 Cr
Mar 2022₹2.72 Cr
Mar 2023₹1.96 Cr
Mar 2024₹3.24 Cr
Mar 2025₹3.69 Cr
Mar 2026₹5.20 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹4.06 Cr
Mar 2018₹0.48 Cr
Mar 2019₹1.64 Cr
Mar 2020₹1.33 Cr
Mar 2021₹6.55 Cr
Mar 2022₹1.57 Cr
Mar 2023₹0.94 Cr
Mar 2024₹1.79 Cr
Mar 2025₹2.35 Cr
Mar 2026₹0.72 Cr

Quarterly Results

₹ Cr
TEAMGTY quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
0.8
0.8
0.81
0.83
0.85
0.86
0.85
0.98
1.26
1.37
1.36
1.56
2.83
Expenses
0.19
0.29
0.13
0.29
0.18
0.27
0.16
0.29
0.47
0.57
0.92
2.19
2.08
Financing Profit
0.61
0.51
0.68
0.54
0.67
0.59
0.69
0.69
0.79
0.8
0.44
−0.63
0.75
Fin. Margin %
76.25%
63.75%
83.95%
65.06%
78.82%
68.6%
81.18%
70.41%
62.7%
58.39%
32.35%
−40.38%
26.5%
Other Income
0
0.01
0
0
0
0
0
0.17
0
0
0
0
0.01
Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
0.61
0.52
0.68
0.54
0.67
0.59
0.69
0.86
0.79
0.8
0.44
−0.64
0.76
Tax %
19.67%
19.23%
27.94%
29.63%
16.42%
16.95%
17.39%
16.28%
29.11%
16.25%
59.09%
7.94%
−23.68%
Net Profit
0.5
0.42
0.49
0.39
0.56
0.5
0.58
0.72
0.56
0.67
0.17
−0.69
0.94
EPS (₹)
0.56
0.47
0.54
0.43
0.62
0.56
0.64
0.8
0.62
0.75
0.19
−0.77
1.05

Profit & Loss

₹ Cr
TEAMGTY profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
0.57
0.12
5.57
1.11
2.95
2.36
8.74
2.72
1.96
3.24
3.69
5.2
7.12
Expenses
0.38
0.37
0.44
0.47
0.57
0.66
0.63
0.69
0.9
0.89
0.89
4.1
5.76
Financing Profit
0.19
−0.25
5.13
0.64
2.38
1.7
8.04
2.01
1.05
2.35
2.8
1.1
1.36
Fin. Margin %
33.33%
−208.33%
92.1%
57.66%
80.68%
72.03%
91.99%
73.9%
53.57%
72.53%
75.88%
21.15%
19.1%
Other Income
0.01
0
0
0
0
0.01
0.01
0
0.02
0.01
0.02
0.29
0.01
Interest
0
0
0
0
0
0
0.07
0.02
0.01
0
0
0
0
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
0.2
−0.25
5.13
0.64
2.38
1.71
8.05
2.01
1.07
2.36
2.82
1.39
1.37
Tax %
5%
0%
20.86%
25%
31.09%
22.22%
18.51%
21.89%
13.08%
24.15%
16.67%
48.2%
—
Net Profit
0.19
−0.25
4.06
0.48
1.64
1.33
6.55
1.57
0.94
1.79
2.35
0.72
1.09
EPS (₹)
0.21
−0.28
4.51
0.53
1.82
1.48
7.28
1.75
1.05
1.99
2.61
0.8
1.22
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—

Balance Sheet

₹ Cr
TEAMGTY balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
9
9
9
9
9
9
9
9
9
9
9
9
Reserves
15.26
15.01
19.07
19.55
24.25
25.57
32.11
33.71
34.65
36.43
38.77
39.53
Borrowing
0
0
0
0
0
0
0
0
0
0
0
0
Other Liabilities
0.84
0.88
1.04
1.04
0.09
0.15
0.27
0.07
0.06
0.07
0.17
1
Total Liabilities
25.1
24.89
29.11
29.59
33.34
34.72
41.38
42.78
43.71
45.5
47.94
49.53
Fixed Assets
0
0
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0.07
0
0.03
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
23.82
23.65
28.04
28.25
32.2
22.62
24.86
30.55
41.09
23.3
29.51
10.05
Other Assets
1.28
1.24
1
1.27
1.07
12.03
16.45
12.16
2.55
22.13
18.43
39.45
Total Assets
25.1
24.89
29.11
29.59
33.34
34.72
41.38
42.78
43.71
45.5
47.94
49.53

Cash Flow

₹ Cr
TEAMGTY cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
−0.02
−0.21
4.48
−0.93
−0.53
−10.56
−5.45
3.8
8.64
−0.79
−1.31
−36.99
Investing
0
0.17
−4.45
0.9
0.53
10.89
5.85
−4.19
−8.86
1.61
2.54
39.62
Financing
0
0
0
0
0
0
0
0
0
0
0
0
Net Cash Flow
−0.02
−0.04
0.03
−0.03
0.01
0.33
0.4
−0.4
−0.22
0.82
1.24
2.63
Free Cash Flow
−0.02
−0.21
4.48
−0.93
−0.53
−10.56
−5.45
3.8
8.64
−0.79
−1.31
−37.03

Ratios

TEAMGTY financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
0.79%
−1.04%
15.59%
1.7%
5.31%
3.92%
17.31%
3.75%
2.18%
4.02%
5.04%
1.5%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Team India Guaranty insights

45 extracted metrics across FY11–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 74.92%
  • Public 19.40%
  • Others 3.55%
  • FIIs 2.08%
  • DIIs 0.05%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about Team India Guaranty

What does Team India Guaranty Ltd do?
Incorporated in 1989, Times Guaranty Ltd is an NBFC and is engaged in investing activities of its own funds.
Where is Team India Guaranty Ltd (TEAMGTY) listed?
Team India Guaranty Ltd trades as TEAMGTY on the NSE and under code 511559 on the BSE.
Which sector does Team India Guaranty Ltd belong to?
Team India Guaranty Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Team India Guaranty Ltd?
Team India Guaranty Ltd trades at a PE ratio of 190.72 as of 4 Nov 2026, on earnings per share of ₹1.22, against a book value of ₹53.97 per share.
What is the 52-week high and low of Team India Guaranty Ltd?
Over the last 52 weeks Team India Guaranty Ltd has traded between ₹210 and ₹332.55 as of 4 Nov 2026.
What is the Return on Equity (ROE) of Team India Guaranty Ltd?
Team India Guaranty Ltd reported a return on equity of 1.50%. Its debt-to-equity ratio is 0.00.

Company Information

Incorporated in 1989, Times Guaranty Ltd is an NBFC and is engaged in investing activities of its own funds.

Website timesguarantylimited.com
Listed 11 Jun 2002
Face Value ₹10

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