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Starteck Finance

STARTECK NSE
₹245.37 +0.16 (+0.07%)
P/E
9.97
View as Markdown
MCP
Close 4 Nov 2026 ₹245.37 −54.63 −18.2% 1Y
Start ₹300.00

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures as of · EPS basis: Consolidated · TTM

Debt to Equity
1.33
EPS (TTM)
₹24.62
Book Value
₹265.33
Market Cap
—
P/E (TTM)
9.97
P/B
0.92
ROE
9.53%
Dividend Yield
0.10%
52W High
₹350.00
52W Low
₹215.10
Day Range
₹244.25 – ₹251.10
Volume
9,439
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Peer Comparison

Financial Services › NBFC › Non Banking Financial Company (NBFC)

Starteck Finance peer comparison
Bajaj Finance
₹994.0028.53₹6,11,015 Cr5.020.62%18.20%—₹90,331 Cr₹22,067 Cr
Shriram Finance
₹908.7515.19₹2,13,704 Cr1.920.73%16.40%—₹51,877 Cr₹12,688 Cr
Cholamandalam Investment
₹1,658.0024.45₹1,42,243 Cr4.100.12%19.40%—₹32,663 Cr₹5,751 Cr
Tata Capital
₹337.7526.24₹1,41,036 Cr2.930.17%12.40%—₹32,695 Cr₹5,478 Cr
Muthoot Finance
₹2,709.809.57₹1,04,354 Cr2.481.19%30.90%—₹33,431 Cr₹11,457 Cr
L&T Finance
₹263.7020.75₹63,912 Cr2.261.09%11.20%—₹18,898 Cr₹3,198 Cr
SBI Cards
₹553.0023.14₹52,160 Cr3.060.47%14.70%—₹20,063 Cr₹2,275 Cr
Starteck Finance (this company)
₹245.379.97₹244 Cr0.920.10%9.53%—₹39 Cr₹24 Cr
Median 8 companies₹730.8821.95₹1,22,695 Cr2.710.54%15.55%—₹32,679 Cr₹5,615 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

63 Good

Data confidence 94/100

Category scores

Quality
90
Strong
Returns, margins, earnings quality 22% weight
Valuation
69
Strong
Cheap vs sector & own history 24% weight
Growth
55
Average
Sales & profit trajectory 9% weight
Financial Health
43
Weak
Solvency, leverage, coverage 9% weight
Momentum
52
Average
Trend strength, vol-adjusted 12% weight
Ownership
50
Average
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Stock is trading at 0.94 times its book value

Weaknesses

3
  • Tax rate seems low
  • Company has a low return on equity of 7.79% over last 3 years.
  • Earnings include an other income of Rs.15.9 Cr.

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bearish1261
OscillatorsBearish261
Moving AveragesStrong Bearish1000

Key readings

RSI (14)
43.71
Neutral
MACD (12,26,9)
−4.73
Bearish
SMA (50)
255.84
Bearish
SMA (200)
260.69
Bearish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+8.98%
5Y−7.31%
3Y+22.92%
1Y+44.44%
TTM+15.94%

Net profit

Net profit growth by window
10Y+14.87%
5Y−8.78%
3Y+2.94%
1Y+140.00%
TTM+100.41%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹22.00 Cr
Mar 2018₹19.00 Cr
Mar 2019₹15.00 Cr
Mar 2020₹28.00 Cr
Mar 2021₹76.00 Cr
Mar 2022₹29.00 Cr
Mar 2023₹28.00 Cr
Mar 2024₹38.00 Cr
Mar 2025₹36.00 Cr
Mar 2026₹52.00 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹2.00 Cr
Mar 2018₹1.00 Cr
Mar 2019₹1.00 Cr
Mar 2020₹4.00 Cr
Mar 2021₹38.00 Cr
Mar 2022₹10.00 Cr
Mar 2023₹22.00 Cr
Mar 2024₹16.00 Cr
Mar 2025₹10.00 Cr
Mar 2026₹24.00 Cr

Quarterly Results

₹ Cr
STARTECK quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
6.68
12.33
7.39
10.93
7.02
8.43
8.76
8.49
7.82
9.44
10.18
8.31
10.91
Expenses
0.9
0.99
0.98
4.06
1.05
0.93
1.18
0.86
0.64
1.77
0.67
0.57
0.75
Financing Profit
3.03
8.35
3.55
3.84
1.84
2.93
2.6
2.31
1.85
1.97
3.59
2.69
4.43
Fin. Margin %
45.36%
67.72%
48.04%
35.13%
26.21%
34.76%
29.68%
27.21%
23.66%
20.87%
35.27%
32.37%
40.6%
Other Income
0.1
0
0
0.33
0.25
1.28
0.73
0.09
2.4
6.68
5.48
2.82
0.92
Interest
2.75
2.99
2.86
3.03
4.13
4.57
4.98
5.32
5.33
5.7
5.92
5.05
5.73
Depreciation
0.14
0.14
0.14
0.12
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.14
PBT
2.99
8.21
3.41
4.05
1.95
4.07
3.2
2.26
4.11
8.51
8.93
5.37
5.21
Tax %
23.41%
9.62%
18.18%
14.81%
12.31%
11.79%
−13.48%
37.61%
13.87%
13.51%
16.24%
2.61%
17.08%
Net Profit
2.29
7.42
2.79
3.45
1.71
3.59
3.63
1.41
3.54
7.36
7.48
5.23
4.32
EPS (₹)
2.31
7.49
2.82
3.48
1.73
3.62
3.66
1.42
3.57
7.43
7.55
5.28
4.36

Profit & Loss

₹ Cr
STARTECK profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
19
22
22
19
15
28
76
29
28
38
36
52
39
Expenses
2
4
4
4
5
16
6
3
6
7
4
4
4
Financing Profit
10
6
3
2
2
4
40
12
13
19
14
26
13
Fin. Margin %
53%
29%
12%
8%
11%
13%
52%
42%
46%
51%
37%
50%
33%
Other Income
0
0
0
0
0
0
0
0
12
0
−1
2
16
Interest
7
12
15
13
9
8
31
14
9
12
19
22
22
Depreciation
0
0
0
0
0
0
0
0
1
1
1
1
1
PBT
10
6
3
2
2
4
40
12
24
19
12
27
28
Tax %
24%
11%
14%
26%
20%
1%
5%
15%
10%
14%
10%
12%
—
Net Profit
8
6
2
1
1
4
38
10
22
16
10
24
24
EPS (₹)
7.58
5.77
2.36
1.12
1.49
3.65
37.96
10.28
22.02
16.23
10.51
23.82
24.62
Div. Payout %
7%
9%
0%
0%
0%
7%
1%
2%
1%
2%
2%
1%
—

Balance Sheet

₹ Cr
STARTECK balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
10
10
10
10
10
10
10
10
10
10
10
10
Reserves
94
99
101
102
94
95
137
151
170
196
224
253
Borrowing
61
198
138
91
91
88
640
92
181
202
227
351
Other Liabilities
4
4
5
8
12
8
27
15
24
36
53
61
Total Liabilities
168
311
254
211
207
201
814
268
384
444
514
675
Fixed Assets
0
0
0
17
15
15
15
15
116
118
117
116
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
95
102
98
75
73
73
65
74
72
131
196
323
Other Assets
73
209
156
119
119
113
735
179
196
196
202
236
Total Assets
168
311
254
211
207
201
814
268
384
444
514
675

Cash Flow

₹ Cr
STARTECK cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
51
9
−7
−7
5
16
−50
−5
86
37
27
33
Investing
−51
−6
5
6
−4
−12
47
−5
−50
−58
−39
−123
Financing
0
−1
0
0
0
0
2
6
−35
24
9
90
Net Cash Flow
0
2
−2
0
0
5
−1
−4
0
2
−2
0
Free Cash Flow
51
9
−7
−7
5
16
−50
−5
86
37
27
33

Ratios

STARTECK financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
7%
5%
2%
1%
1%
3%
30%
7%
7%
8%
5%
10%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Starteck Finance insights

49 extracted metrics across FY10–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 73.30%
  • Others 15.04%
  • Public 11.66%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about Starteck Finance

What does Starteck Finance Ltd do?
Incorporated in 1985, Starteck Finance Ltd is in the investment and lending business
Where is Starteck Finance Ltd (STARTECK) listed?
Starteck Finance Ltd trades as STARTECK on the NSE and under code 512381 on the BSE.
Which sector does Starteck Finance Ltd belong to?
Starteck Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Starteck Finance Ltd?
Starteck Finance Ltd trades at a PE ratio of 9.97 as of 4 Nov 2026, on earnings per share of ₹24.62, against a book value of ₹265.33 per share.
What is the 52-week high and low of Starteck Finance Ltd?
Over the last 52 weeks Starteck Finance Ltd has traded between ₹215.1 and ₹350 as of 4 Nov 2026.
Does Starteck Finance Ltd pay dividends?
Starteck Finance Ltd has a dividend yield of 0.10%.
What is the Return on Equity (ROE) of Starteck Finance Ltd?
Starteck Finance Ltd reported a return on equity of 9.53%. Its debt-to-equity ratio is 1.33.

Company Information

Incorporated in 1985, Starteck Finance Ltd is in the investment and lending business

Website niveditaindia.com
CEO Mr. Amit Pitale C.F.A., M.B.A.
Employees 5
Listed 4 May 2022
Face Value ₹10

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