PAL Credit & Capital
Peer Comparison
Financial Services › Finance › Non Banking Financial Company (NBFC)
| ₹994.00 | 28.53 | ₹6,11,015 Cr | 5.02 | 0.62% | 18.20% | — | ₹90,331 Cr | ₹22,067 Cr | |
| ₹908.75 | 15.19 | ₹2,13,704 Cr | 1.92 | 0.73% | 16.40% | — | ₹51,877 Cr | ₹12,688 Cr | |
| ₹1,658.00 | 24.45 | ₹1,42,243 Cr | 4.10 | 0.12% | 19.40% | — | ₹32,663 Cr | ₹5,751 Cr | |
| ₹337.75 | 26.24 | ₹1,41,036 Cr | 2.93 | 0.17% | 12.40% | — | ₹32,695 Cr | ₹5,478 Cr | |
| ₹2,709.80 | 9.57 | ₹1,04,354 Cr | 2.48 | 1.19% | 30.90% | — | ₹33,431 Cr | ₹11,457 Cr | |
| ₹263.70 | 20.75 | ₹63,912 Cr | 2.26 | 1.09% | 11.20% | — | ₹18,898 Cr | ₹3,198 Cr | |
| ₹553.00 | 23.14 | ₹52,160 Cr | 3.06 | 0.47% | 14.70% | — | ₹20,063 Cr | ₹2,275 Cr | |
PAL Credit & Capital (this company) | — | — | — | — | — | — | — | — | — |
| Median 8 companies | ₹908.75 | 23.14 | ₹1,41,036 Cr | 2.93 | 0.62% | 16.40% | — | ₹32,695 Cr | ₹5,751 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company. 1 company is not shown because they are not listed on an exchange we cover.
Key Insights
No strengths listed
Weaknesses
1- Company has low interest coverage ratio.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 12 | 2 | 5 |
| Oscillators | Strong Bullish | 2 | 2 | 5 |
| Moving Averages | Strong Bearish | 10 | 0 | 0 |
Oscillators
Strong Bullish
Overall
Strong Bearish
Moving Averages
Strong Bearish
Key readings
- RSI (14)
- 25.77
- Bullish
- MACD (12,26,9)
- −25.97
- Bearish
- SMA (50)
- 729.74
- Bearish
- SMA (200)
- 850.04
- Bearish
As of , the latest day with price data, so these readings are not current.
Growth Rate
Annual windows: The latest annual results are more than two years old, so no annual growth is shown.
Trailing twelve months: The latest quarterly results are more than a year old.
Quarterly Results
₹ CrResults for the period ended Jun 2017 were due by 14 Aug 2017 and are not in this table yet.
| Particulars | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Dec 2016 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0.13 | 0.1 | 0.08 | 0.09 | 0.12 | 0.07 | 0.08 | 0.09 | 0.12 | 0.07 | 0.08 | 0.11 | 0.06 |
| Financing Profit | −0.13 | −0.1 | −0.08 | −0.09 | −0.24 | −0.13 | −0.14 | −0.16 | 0.2 | −0.07 | −0.63 | −0.2 | −0.15 |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.02 | 0.04 | 0.1 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0.12 | 0.06 | 0.06 | 0.07 | −0.32 | 0 | 0.55 | 0.09 | 0.09 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | −0.13 | −0.1 | −0.08 | −0.09 | −0.24 | −0.13 | −0.14 | −0.16 | 0.2 | −0.05 | −0.59 | −0.1 | −0.15 |
| Tax % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | −0.13 | −0.11 | −0.08 | −0.1 | −0.25 | −0.13 | −0.14 | −0.16 | 0.2 | −0.06 | −0.59 | −0.1 | −0.15 |
| EPS (₹) | −0.06 | −0.05 | −0.04 | −0.05 | −0.12 | −0.06 | −0.06 | −0.07 | 0.09 | −0.03 | −0.27 | −0.05 | −0.07 |
Profit & Loss
₹ Cr| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.05 | 0.03 | 10.21 | 0.28 | 0.14 | 0.11 | 0.05 | 0 | 0 | 0 | 0.02 |
| Expenses | 1.07 | 2.36 | 7.98 | 0.35 | 0.53 | 0.33 | 0.45 | 0.28 | 0.4 | 0.37 | 0.36 |
| Financing Profit | −1.02 | −4.41 | 1.9 | −0.07 | −0.39 | −0.22 | −0.4 | −0.28 | −0.4 | −0.61 | −0.64 |
| Fin. Margin % | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. | 18.61% | −25% | −278.57% | −200% | −800% | — | — | — | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. |
| Other Income | 1.56 | 3.76 | −2.12 | 0.09 | 0.11 | 0.04 | 0.01 | 0.02 | 0.01 | 0.01 | 0.04 |
| Interest | 0 | 2.08 | 0.33 | 0 | 0 | 0 | 0 | 0 | 0 | 0.24 | 0.3 |
| Depreciation | 0.71 | 0.13 | 0 | 0.01 | 0.01 | 0.04 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| PBT | −0.17 | −0.78 | −0.22 | 0.01 | −0.29 | −0.22 | −0.4 | −0.27 | −0.4 | −0.61 | −0.61 |
| Tax % | 0% | 144.87% | 0% | 4000% | 0% | 0% | 397.5% | 0% | 0% | 0% | 0% |
| Net Profit | −0.17 | −1.91 | −0.22 | −0.39 | −0.29 | −0.22 | −1.99 | −0.27 | −0.4 | −0.61 | −0.61 |
| EPS (₹) | −0.08 | −0.88 | −0.1 | −0.18 | −0.13 | −0.1 | −0.92 | −0.12 | −0.19 | −0.28 | −0.28 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Balance Sheet
₹ Cr| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 21.6 | 21.6 | 21.6 | 21.6 | 21.6 | 21.6 | 21.6 | 21.6 | 2.16 | 2.16 | 2.16 | 2.16 |
| Reserves | −21.91 | −17.02 | −19.8 | −20.2 | −20.49 | −20.71 | −22.7 | −22.98 | −3.94 | −4.55 | −5.15 | −5.66 |
| Borrowing | 8.1 | 3.69 | 0.01 | 0 | 0 | 0 | 1.02 | 1.54 | 1.86 | 2.46 | 2.82 | 3.2 |
| Other Liabilities | 1.69 | 10.2 | 0.55 | 0.02 | 0.02 | 0.02 | 0.27 | 0.03 | 0.12 | 0.09 | 0.24 | 0.35 |
| Total Liabilities | 9.48 | 18.47 | 2.36 | 1.42 | 1.13 | 0.91 | 0.19 | 0.19 | 0.2 | 0.16 | 0.07 | 0.05 |
| Fixed Assets | 5.14 | 0.01 | 0.04 | 0.11 | 0.11 | 0.06 | 0.05 | 0.04 | 0.03 | 0.03 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 4.34 | 18.46 | 2.32 | 1.31 | 1.02 | 0.85 | 0.14 | 0.15 | 0.17 | 0.13 | 0.07 | 0.05 |
| Total Assets | 9.48 | 18.47 | 2.36 | 1.42 | 1.13 | 0.91 | 0.19 | 0.19 | 0.2 | 0.16 | 0.07 | 0.05 |
Cash Flow
₹ Cr| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 0.95 | 0.15 | 3.73 | 0.17 | −0.1 | −0.09 | −1.03 | −0.52 | −0.32 | −0.35 | −0.04 |
| Investing | 0 | −0.01 | −0.03 | −0.1 | 0 | 0 | 0 | 0 | 0 | 0 | −0.02 |
| Financing | −0.94 | −0.18 | −3.67 | −0.01 | 0 | 0 | 1.02 | 0.52 | 0.32 | 0.35 | 0.05 |
| Net Cash Flow | 0.01 | −0.04 | 0.03 | 0.06 | −0.1 | −0.09 | −0.01 | 0 | 0 | 0 | 0 |
| Free Cash Flow | 0.95 | 0.14 | 3.7 | 0.07 | −0.1 | −0.09 | −1.03 | −0.52 | −0.32 | −0.35 | −0.06 |
Ratios
| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | — | −123.65% | 61.13% | −23.12% | −23.11% | −22% | — | — | — | — | — |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view PAL Credit & Capital insights
34 extracted metrics across FY06–FY17.
Documents
Frequently Asked Questions about PAL Credit & Capital
What does PAL Credit & Capital Ltd do?
Which sector does PAL Credit & Capital Ltd belong to?
Company Information
PAL Credit & Capital is engaged in providing finance for all makes of vehicles. The Company is also engaged in a wide spectrum of activities like Equipment Leasing, Bill Discounting, Merchant Banking, Securities Trading etc.
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