Muthoot Capital Services
- P/E
- 13.57
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures as of · EPS basis: Standalone · TTM
- Debt to Equity
- 4.95
- EPS (TTM)
- ₹14.57
- Book Value
- ₹407.61
- Market Cap
- —
- P/E (TTM)
- 13.57
- P/B
- 0.49
- ROE
- 1.86%
- Dividend Yield
- 0.00%
- 52W High
- ₹303.00
- 52W Low
- ₹175.25
- Day Range
- ₹185.00 – ₹199.00
- Volume
- 9,196
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Peer Comparison
Financial Services › NBFC › Non Banking Financial Company (NBFC)
| ₹994.00 | 28.53 | ₹6,11,015 Cr | 5.02 | 0.62% | 18.20% | — | ₹90,331 Cr | ₹22,067 Cr | |
| ₹908.75 | 15.19 | ₹2,13,704 Cr | 1.92 | 0.73% | 16.40% | — | ₹51,877 Cr | ₹12,688 Cr | |
| ₹1,658.00 | 24.45 | ₹1,42,243 Cr | 4.10 | 0.12% | 19.40% | — | ₹32,663 Cr | ₹5,751 Cr | |
| ₹337.75 | 26.24 | ₹1,41,036 Cr | 2.93 | 0.17% | 12.40% | — | ₹32,695 Cr | ₹5,478 Cr | |
| ₹2,709.80 | 9.57 | ₹1,04,354 Cr | 2.48 | 1.19% | 30.90% | — | ₹33,431 Cr | ₹11,457 Cr | |
| ₹263.70 | 20.75 | ₹63,912 Cr | 2.26 | 1.09% | 11.20% | — | ₹18,898 Cr | ₹3,198 Cr | |
| ₹553.00 | 23.14 | ₹52,160 Cr | 3.06 | 0.47% | 14.70% | — | ₹20,063 Cr | ₹2,275 Cr | |
| ₹197.77 | 13.57 | ₹315 Cr | 0.49 | 0.00% | 1.86% | — | ₹631 Cr | ₹24 Cr | |
| Median 8 companies | ₹730.88 | 21.95 | ₹1,22,695 Cr | 2.71 | 0.54% | 15.55% | — | ₹32,679 Cr | ₹5,615 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
Data confidence 94/100
Category scores
- Quality
- 47
- Average
- Returns, margins, earnings quality 22% weight
- Valuation
- 50
- Average
- Cheap vs sector & own history 24% weight
- Growth
- 58
- Good
- Sales & profit trajectory 9% weight
- Financial Health
- 34
- Poor
- Solvency, leverage, coverage 9% weight
- Momentum
- 41
- Weak
- Trend strength, vol-adjusted 12% weight
- Ownership
- 49
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
1- Stock is trading at 0.54 times its book value
Weaknesses
4- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 4.37% over past five years.
- Company has a low return on equity of 5.94% over last 3 years.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 10 | 5 | 4 |
| Oscillators | Neutral | 2 | 5 | 2 |
| Moving Averages | Strong Bearish | 8 | 0 | 2 |
Oscillators
Neutral
Overall
Strong Bearish
Moving Averages
Strong Bearish
Key readings
- RSI (14)
- 43.84
- Neutral
- MACD (12,26,9)
- −8.87
- Bullish
- SMA (50)
- 219.87
- Bearish
- SMA (200)
- 217.96
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +10.59% |
|---|---|
| 5Y | +4.36% |
| 3Y | +12.10% |
| 1Y | +31.65% |
| TTM | +22.00% |
Net profit
| 10Y | −7.11% |
|---|---|
| 5Y | −26.42% |
| 3Y | −48.17% |
| 1Y | −76.09% |
| TTM | −20.84% |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹284 Cr |
|---|---|
| Mar 2018 | ₹398 Cr |
| Mar 2019 | ₹518 Cr |
| Mar 2020 | ₹586 Cr |
| Mar 2021 | ₹504 Cr |
| Mar 2022 | ₹411 Cr |
| Mar 2023 | ₹443 Cr |
| Mar 2024 | ₹399 Cr |
| Mar 2025 | ₹474 Cr |
| Mar 2026 | ₹624 Cr |
Net profit by year
| Mar 2017 | ₹30.00 Cr |
|---|---|
| Mar 2018 | ₹54.00 Cr |
| Mar 2019 | ₹86.00 Cr |
| Mar 2020 | ₹60.00 Cr |
| Mar 2021 | ₹51.00 Cr |
| Mar 2022 | −₹162 Cr |
| Mar 2023 | ₹79.00 Cr |
| Mar 2024 | ₹123 Cr |
| Mar 2025 | ₹46.00 Cr |
| Mar 2026 | ₹11.00 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 107 | 98.13 | 95.95 | 97.97 | 100 | 109 | 126 | 137 | 145 | 154 | 155 | 166 | 156 |
| Expenses | 38.01 | 42.59 | 43.35 | 40.73 | 41.15 | 36.51 | 46.26 | 63.83 | 77.27 | 69.11 | 68.14 | 77.81 | 70.83 |
| Financing Profit | 24.34 | 14.37 | 12.82 | 14.82 | 15.15 | 21.42 | 17.91 | 5.85 | −7.16 | 3.05 | 5.78 | 10.97 | 6.83 |
| Fin. Margin % | 22.85% | 14.64% | 13.36% | 15.13% | 15.15% | 19.71% | 14.25% | 4.26% | −4.93% | 1.99% | 3.73% | 6.59% | 4.39% |
| Other Income | 0.08 | 97.79 | 0.79 | 0.2 | 0.18 | 1.14 | 0.46 | 3.06 | 2.18 | 1.87 | 5.86 | 0.38 | 5.11 |
| Interest | 44.18 | 41.18 | 39.78 | 42.43 | 43.7 | 50.72 | 61.51 | 67.63 | 75.09 | 81.39 | 81.16 | 77.58 | 77.87 |
| Depreciation | 0.15 | 0.17 | 0.21 | 0.33 | 0.82 | 0.94 | 1.08 | 1.93 | 1.19 | 1.21 | 1.33 | 3.6 | 1.09 |
| PBT | 24.27 | 112 | 13.4 | 14.69 | 14.51 | 21.62 | 17.29 | 6.98 | −6.17 | 3.72 | 10.31 | 7.75 | 10.85 |
| Tax % | 26.86% | 25.69% | 25.3% | 20.42% | 25.57% | 26.09% | 27.41% | 7.88% | −24.31% | 23.99% | 25.9% | 30.84% | 25.16% |
| Net Profit | 17.75 | 83.21 | 10.01 | 11.68 | 10.8 | 15.97 | 12.56 | 6.42 | −4.67 | 2.83 | 7.65 | 5.37 | 8.12 |
| EPS (₹) | 10.79 | 50.59 | 6.09 | 7.1 | 6.57 | 9.71 | 7.64 | 3.9 | −2.84 | 1.72 | 4.65 | 3.26 | 4.94 |
| Gross NPA % | 21.08% | 11.67% | 10.69% | 10.17% | 9.84% | 4.8% | 4.73% | 4.88% | 5.76% | 6.46% | 6.44% | 6.96% | 3.94% |
| Net NPA % | 2.57% | 3.88% | 3.55% | 3.4% | 3.41% | 1.62% | 2.22% | 2.3% | 2.7% | 3.07% | 3.64% | 4.12% | 2.36% |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 191 | 228 | 284 | 398 | 518 | 586 | 504 | 411 | 443 | 399 | 474 | 624 | 631 |
| Expenses | 79 | 94 | 112 | 148 | 147 | 188 | 186 | 417 | 107 | 157 | 153 | 241 | 286 |
| Financing Profit | 35 | 36 | 47 | 83 | 134 | 95 | 70 | −215 | 109 | 24 | 62 | 17 | 27 |
| Fin. Margin % | 18% | 16% | 17% | 21% | 26% | 16% | 14% | −52% | 25% | 6% | 13% | 3% | 4% |
| Other Income | 1 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 141 | 3 | 6 | 13 |
| Interest | 77 | 98 | 125 | 167 | 238 | 303 | 248 | 209 | 227 | 218 | 258 | 367 | 318 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 5 | 7 | 7 |
| PBT | 34 | 35 | 46 | 82 | 133 | 93 | 70 | −216 | 109 | 164 | 60 | 16 | 33 |
| Tax % | 35% | 36% | 35% | 35% | 35% | 35% | 26% | −25% | 28% | 25% | 24% | 28% | — |
| Net Profit | 22 | 23 | 30 | 54 | 86 | 60 | 51 | −162 | 79 | 123 | 46 | 11 | 24 |
| EPS (₹) | 16.27 | 16.68 | 21.96 | 32.64 | 52.35 | 36.77 | 31.29 | −98.46 | 47.84 | 74.58 | 27.82 | 6.79 | 14.57 |
| Div. Payout % | 28% | 30% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12 | 12 | 12 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | 16 |
| Reserves | 121 | 135 | 166 | 377 | 431 | 491 | 543 | 395 | 473 | 595 | 642 | 654 |
| Borrowing | 700 | 878 | 991 | 1,441 | 2,126 | 2,351 | 1,945 | 1,625 | 1,891 | 1,660 | 2,855 | 3,314 |
| Other Liabilities | 43 | 47 | 109 | 143 | 67 | 55 | 56 | 63 | 55 | 42 | 70 | 71 |
| Total Liabilities | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,583 | 4,056 |
| Fixed Assets | 2 | 2 | 2 | 2 | 2 | 4 | 3 | 2 | 2 | 6 | 10 | 8 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 14 | 14 | 15 | 18 | 20 | 16 | 16 | 27 | 46 | 107 | 112 | 129 |
| Other Assets | 860 | 1,057 | 1,261 | 1,957 | 2,618 | 2,893 | 2,540 | 2,069 | 2,388 | 2,201 | 3,461 | 3,918 |
| Total Assets | 876 | 1,072 | 1,278 | 1,978 | 2,640 | 2,913 | 2,560 | 2,099 | 2,435 | 2,314 | 3,583 | 4,056 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −129 | −166 | −99 | −614 | −501 | 24 | 670 | 73 | −46 | −7 | −1,096 | −375 |
| Investing | −6 | 0 | −2 | −3 | 0 | 2 | 1 | −9 | −17 | −63 | −8 | −24 |
| Financing | 130 | 165 | 107 | 619 | 529 | 229 | −416 | −311 | 272 | −251 | 1,220 | 467 |
| Net Cash Flow | −5 | 0 | 6 | 2 | 29 | 255 | 255 | −248 | 209 | −321 | 116 | 68 |
| Free Cash Flow | −129 | −167 | −100 | −615 | −501 | 21 | 669 | 73 | −47 | −12 | −1,102 | −386 |
| CFO/OP | −104 | −111 | −48 | −233 | −119 | 16 | 215 | −1,635 | −5 | 8 | −337 | −94 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 18% | 16% | 18% | 19% | 20% | 13% | 10% | −33% | 17% | 9% | 7% | 2% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Muthoot Capital Services insights
48 extracted metrics across FY10–FY27.
Documents
- Q1 FY27 concall · Jul 2026Transcript PPT Recording
- Q4 FY26 concall · May 2026Transcript PPT
- Q3 FY26 concall · Jan 2026Transcript PPT Recording
- Q2 FY26 concall · Oct 2025Transcript PPT Recording
- Q1 FY26 concall · Aug 2025Transcript PPT
- 1 Oct 2026
- 30 Sep 2026
- 30 Sep 2026
- 15 Sep 2026
- 19 Aug 2026
- General announcements 3 Nov 2026
- General announcements 5 Oct 2026
Frequently Asked Questions about Muthoot Capital Services
What does Muthoot Capital Services Ltd do?
Where is Muthoot Capital Services Ltd (MUTHOOTCAP) listed?
Which sector does Muthoot Capital Services Ltd belong to?
What is the PE ratio of Muthoot Capital Services Ltd?
What is the 52-week high and low of Muthoot Capital Services Ltd?
What is the Return on Equity (ROE) of Muthoot Capital Services Ltd?
Company Information
The company is deposit-taking NBFC & part of Muthoot Group. The group has established a strong reputation and brand in India, particularly in South India. The promoters have more than 30 years of experience in the lending business. The company started its business in 2-wheeler financing in 1998 and since then expanded into financing used cars, consumer durables, and small-ticket business loans.
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