Skip to content
Mangal Credit & Fincorp logo

Mangal Credit & Fincorp

MANCREDIT NSE
₹237.83 −1.85 (−0.77%)
P/E
27.95
View as Markdown
MCP
Close 4 Nov 2026 ₹237.83 +58.99 +33.0% 1Y
Start ₹178.84

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures as of · EPS basis: Standalone · TTM

Debt to Equity
1.92
EPS (TTM)
₹8.51
Book Value
₹81.79
Market Cap
—
P/E (TTM)
27.95
P/B
2.91
ROE
9.77%
Dividend Yield
0.31%
52W High
₹287.27
52W Low
₹152.06
Day Range
₹235.96 – ₹241.77
Volume
92,919
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Peer Comparison

Financial Services › NBFC › Non Banking Financial Company (NBFC)

Mangal Credit & Fincorp peer comparison
Bajaj Finance
₹994.0028.53₹6,11,015 Cr5.020.62%18.20%—₹90,331 Cr₹22,067 Cr
Shriram Finance
₹908.7515.19₹2,13,704 Cr1.920.73%16.40%—₹51,877 Cr₹12,688 Cr
Cholamandalam Investment
₹1,658.0024.45₹1,42,243 Cr4.100.12%19.40%—₹32,663 Cr₹5,751 Cr
Tata Capital
₹337.7526.24₹1,41,036 Cr2.930.17%12.40%—₹32,695 Cr₹5,478 Cr
Muthoot Finance
₹2,709.809.57₹1,04,354 Cr2.481.19%30.90%—₹33,431 Cr₹11,457 Cr
L&T Finance
₹263.7020.75₹63,912 Cr2.261.09%11.20%—₹18,898 Cr₹3,198 Cr
SBI Cards
₹553.0023.14₹52,160 Cr3.060.47%14.70%—₹20,063 Cr₹2,275 Cr
Mangal Credit & Fincorp (this company)
₹237.8327.95₹505 Cr2.910.31%9.77%—₹78 Cr₹18 Cr
Median 8 companies₹730.8823.80₹1,22,695 Cr2.920.54%15.55%—₹32,679 Cr₹5,615 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

52 Average

Data confidence 94/100

Category scores

Quality
27
Poor
Returns, margins, earnings quality 22% weight
Valuation
35
Poor
Cheap vs sector & own history 24% weight
Growth
93
Strong
Sales & profit trajectory 9% weight
Financial Health
44
Weak
Solvency, leverage, coverage 9% weight
Momentum
92
Strong
Trend strength, vol-adjusted 12% weight
Ownership
65
Good
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

2
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 21.8% CAGR over last 5 years

Weaknesses

3
  • Stock is trading at 2.74 times its book value
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 9.55% over last 3 years.

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bullish3412
OscillatorsBearish342
Moving AveragesStrong Bullish0010

Key readings

RSI (14)
60.56
Neutral
MACD (12,26,9)
3.67
Bullish
SMA (50)
224.48
Bullish
SMA (200)
200.36
Bullish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+24.22%
5Y+44.79%
3Y+49.38%
1Y+40.00%
TTM+48.70%

Net profit

Net profit growth by window
10Y+31.10%
5Y+20.11%
3Y+23.31%
1Y+15.38%
TTM+45.94%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹9.00 Cr
Mar 2018₹10.00 Cr
Mar 2019₹10.00 Cr
Mar 2020₹16.00 Cr
Mar 2021₹11.00 Cr
Mar 2022₹15.00 Cr
Mar 2023₹21.00 Cr
Mar 2024₹33.00 Cr
Mar 2025₹50.00 Cr
Mar 2026₹70.00 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹3.00 Cr
Mar 2018₹5.00 Cr
Mar 2019₹6.00 Cr
Mar 2020₹11.00 Cr
Mar 2021₹6.00 Cr
Mar 2022₹6.00 Cr
Mar 2023₹8.00 Cr
Mar 2024₹11.00 Cr
Mar 2025₹13.00 Cr
Mar 2026₹15.00 Cr

Quarterly Results

₹ Cr
MANCREDIT quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
7.49
7.6
8.68
9.43
11.87
11.66
12.68
13.37
14.47
15.82
18.31
21.3
22.16
Expenses
1.88
1.65
2.25
2.97
2.42
2.66
2.86
3.47
3.65
4.33
4.12
3.97
3.98
Financing Profit
3.43
3.73
4.09
3.71
5.57
4.61
5.06
4.53
4.4
4.54
5.64
7.89
8.16
Fin. Margin %
45.79%
49.08%
47.12%
39.34%
46.93%
39.54%
39.91%
33.88%
30.41%
28.7%
30.8%
37.04%
36.82%
Other Income
0.07
0.01
0
0
0
0
0
−0.33
0
0.03
0.03
0.01
0
Interest
2.18
2.22
2.34
2.75
3.88
4.39
4.76
5.37
6.42
6.95
8.55
9.44
10.02
Depreciation
0.16
0.17
0.18
0.21
0.25
0.28
0.32
0.38
0.31
0.44
0.46
0.47
0.49
PBT
3.34
3.57
3.91
3.5
5.32
4.33
4.74
3.82
4.09
4.13
5.21
7.43
7.67
Tax %
26.35%
26.33%
26.85%
26%
29.51%
25.4%
26.58%
31.41%
26.41%
27.6%
26.68%
26.24%
25.81%
Net Profit
2.47
2.63
2.86
2.59
3.75
3.22
3.48
2.62
3
2.99
3.83
5.48
5.69
EPS (₹)
1.28
1.36
1.48
1.32
1.92
1.65
1.78
1.34
1.53
1.41
1.81
2.6
2.69
Gross NPA %
—
—
—
—
—
—
—
—
—
1.27%
1.31%
—
—
Net NPA %
—
—
—
—
—
—
—
—
—
0.69%
0.75%
—
—

Profit & Loss

₹ Cr
MANCREDIT profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
12
8
9
10
10
16
11
15
21
33
50
70
78
Expenses
3
4
3
1
2
2
2
4
6
9
11
16
16
Financing Profit
1
−1
4
6
8
14
8
9
11
15
20
23
26
Fin. Margin %
6%
−9%
51%
66%
76%
84%
74%
61%
53%
45%
40%
32%
34%
Other Income
1
3
0
0
0
0
0
0
0
0
0
0
0
Interest
9
4
1
2
1
0
1
2
5
10
18
32
35
Depreciation
1
1
0
0
0
0
0
0
1
1
1
2
2
PBT
1
1
4
6
8
14
8
9
11
14
18
21
24
Tax %
33%
19%
34%
27%
24%
21%
30%
30%
27%
26%
28%
27%
—
Net Profit
1
1
3
5
6
11
6
6
8
11
13
15
18
EPS (₹)
1.55
0.69
1.69
2.37
3.11
5.57
2.96
3.15
4.1
5.39
6.68
7.25
8.51
Div. Payout %
8%
0%
15%
21%
16%
9%
17%
16%
12%
11%
11%
10%
—

Balance Sheet

₹ Cr
MANCREDIT balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
1
16
16
19
19
19
19
19
19
20
20
21
Reserves
30
48
51
61
66
76
80
87
93
108
121
152
Borrowing
46
3
18
8
2
6
14
29
87
138
200
332
Other Liabilities
13
11
4
2
2
3
2
2
4
8
8
12
Total Liabilities
91
77
89
90
89
104
116
138
203
274
349
517
Fixed Assets
1
1
2
1
2
1
14
15
15
15
15
18
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
26
16
15
32
26
15
15
17
16
14
14
20
Other Assets
63
60
72
57
61
87
86
106
173
244
320
479
Total Assets
91
77
89
90
89
104
116
138
203
274
349
517

Cash Flow

₹ Cr
MANCREDIT cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
48
0
−8
15
2
−9
−5
−11
−46
−54
−49
−114
Investing
36
10
0
−15
6
7
−1
0
0
−7
−5
−10
Financing
−81
−12
8
−1
−8
3
5
12
56
56
60
139
Net Cash Flow
3
−3
0
−1
0
1
−1
1
10
−5
6
15
Free Cash Flow
48
−1
−8
15
2
−10
−5
−11
−46
−54
−50
−115
CFO/OP
498
190
−133
192
41
−52
−27
−84
−276
−208
−119
−199

Ratios

MANCREDIT financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
1%
1%
4%
6%
7%
12%
6%
6%
7%
9%
10%
10%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Mangal Credit & Fincorp insights

60 extracted metrics across FY11–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 55.25%
  • Public 22.52%
  • Others 21.95%
  • FIIs 0.27%
  • DIIs 0.01%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

  • Q1 FY22 concall · Aug 2021
    PPT
  • Q4 FY21 concall · May 2021
    PPT
  • Q3 FY21 concall · Feb 2021
    PPT
  • Q2 FY21 concall · Nov 2020
    PPT
  • Q1 FY21 concall · Sep 2020
    PPT

Frequently Asked Questions about Mangal Credit & Fincorp

What does Mangal Credit & Fincorp Ltd do?
Incorporated in 2012, Mangal Credit & Fincorp Ltd provides various type of loans
Where is Mangal Credit & Fincorp Ltd (MANCREDIT) listed?
Mangal Credit & Fincorp Ltd trades as MANCREDIT on the NSE and under code 505850 on the BSE.
Which sector does Mangal Credit & Fincorp Ltd belong to?
Mangal Credit & Fincorp Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Mangal Credit & Fincorp Ltd?
Mangal Credit & Fincorp Ltd trades at a PE ratio of 27.95 as of 4 Nov 2026, on earnings per share of ₹8.51, against a book value of ₹81.79 per share.
What is the 52-week high and low of Mangal Credit & Fincorp Ltd?
Over the last 52 weeks Mangal Credit & Fincorp Ltd has traded between ₹152.06 and ₹287.27 as of 4 Nov 2026.
Does Mangal Credit & Fincorp Ltd pay dividends?
Mangal Credit & Fincorp Ltd has a dividend yield of 0.31%.
What is the Return on Equity (ROE) of Mangal Credit & Fincorp Ltd?
Mangal Credit & Fincorp Ltd reported a return on equity of 9.77%. Its debt-to-equity ratio is 1.92.

Company Information

Incorporated in 2012, Mangal Credit & Fincorp Ltd provides various type of loans

Website mangalfincorp.com
CEO Mr. Meghraj Sohanlal Jain
Employees 124
Listed 16 Aug 2024
Face Value ₹10

For AI agents and developers

Reading this as an AI agent, LLM or automated pipeline? Every page on Tapetide is also published as clean Markdown — no navigation, no scripts, just the data. Fetch https://tapetide.com/stocks/MANCREDIT.md for Mangal Credit & Fincorp Ltd: dated key facts, then this page's sections in order: latest price, key fundamentals, peer comparison, the Tapetide Score, technical indicators, analyst ratings, growth rates, analyst forecasts, the AI analysis and news digest (labelled as AI-generated), financial statements, shareholding pattern, documents and the FAQ.

Append .md to any Tapetide URL for the same treatment. A full index of what we publish is at /llms.txt and /llms-full.txt. For live, structured queries instead of documents, use our Indian stock market MCP server.

Explore More

More NBFC & Finance stocks → FII DII DataStock ScreenerNifty 50 HeatmapF&O Ban ListFII and DII flows, month by monthHow Tapetide Scores changed, month by monthStocks mutual funds are buying, month by month