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Capital Small Finance Bank

CAPITALSFB NSE
₹263.10 −7.30 (−2.70%)
P/E
7.93
View as Markdown
MCP
Close 4 Nov 2026 ₹263.10 −5.55 −2.07% 1Y
Start ₹268.65

Key Fundamentals

MicrocapBanksFinancial Services

Price-based figures as of · EPS basis: Standalone · TTM

EPS (TTM)
₹33.18
Book Value
₹334.78
Market Cap
—
P/E (TTM)
7.93
P/B
0.79
ROE
10.10%
Dividend Yield
1.85%
52W High
₹323.70
52W Low
₹206.55
Day Range
₹261.55 – ₹270.70
Volume
32,669
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Debt to Equity
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Peer Comparison

Financial Services › Banks › Small Finance Bank › Other Bank

Capital Small Finance Bank peer comparison
AU Small Finance Bank
₹904.3521.48₹66,448 Cr3.160.11%14.20%—₹20,661 Cr₹3,154 Cr
Ujjivan Small Finance Bank
₹56.7012.14₹11,244 Cr1.492.64%10.80%—₹7,338 Cr₹907 Cr
Equitas Small Finance Bank
₹55.4512.40₹6,401 Cr0.971.90%1.68%—₹7,106 Cr₹511 Cr
Jana Small Finance Bank
₹405.2511.24₹4,167 Cr0.880.00%7.60%—₹5,637 Cr₹380 Cr
ESAF Small Finance Bank
₹41.35—₹2,136 Cr1.051.71%−8.86%—₹3,807 Cr−₹5 Cr
Utkarsh Small Finance Bank
₹11.72—₹2,052 Cr0.754.11%−40.00%—₹3,381 Cr−₹945 Cr
Suryoday Small Finance Bank
₹147.308.16₹1,489 Cr0.711.09%7.58%—₹2,287 Cr₹192 Cr
Capital Small Finance Bank (this company)
₹263.107.93₹1,221 Cr0.791.85%10.10%—₹1,090 Cr₹150 Cr
Median 8 companies₹102.0011.69₹3,151 Cr0.931.78%7.59%—₹4,722 Cr₹286 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

50 Average

Data confidence 100/100

Category scores

Quality
33
Poor
Returns, margins, earnings quality 22% weight
Valuation
58
Good
Cheap vs sector & own history 24% weight
Growth
88
Strong
Sales & profit trajectory 9% weight
Financial Health
57
Good
Solvency, leverage, coverage 9% weight
Momentum
29
Poor
Trend strength, vol-adjusted 12% weight
Ownership
51
Average
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Stock is trading at 0.79 times its book value

Weaknesses

5
  • Company has low interest coverage ratio.
  • Promoter holding is low: 18.3%
  • Company has a low return on equity of 10.8% over last 3 years.
  • Company might be capitalizing the interest cost
  • Dividend payout has been low at 11.6% of profits over last 3 years

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bearish1171
OscillatorsNeutral171
Moving AveragesStrong Bearish1000

Key readings

RSI (14)
44.39
Neutral
MACD (12,26,9)
−2.90
Bullish
SMA (50)
274.69
Bearish
SMA (200)
271.96
Bearish

As of

Analyst Rating

Based on 3 analysts
BUY100%

3 of 3 analysts rate Buy, 0 Hold, 0 Sell.

As of

BUY
3
100%
HOLD
0
0%
SELL
0
0%

Growth Rate

From the financial statements below. 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
5Y+15.47%
3Y+15.77%
1Y+15.53%
TTM+16.22%

Net profit

Net profit growth by window
5Y+28.02%
3Y+14.47%
1Y+6.82%
TTM+12.78%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2018₹271 Cr
Mar 2019₹346 Cr
Mar 2020₹458 Cr
Mar 2021₹511 Cr
Mar 2022₹578 Cr
Mar 2023₹676 Cr
Mar 2024₹794 Cr
Mar 2025₹908 Cr
Mar 2026₹1,049 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2018₹19.00 Cr
Mar 2019₹19.00 Cr
Mar 2020₹25.00 Cr
Mar 2021₹41.00 Cr
Mar 2022₹63.00 Cr
Mar 2023₹94.00 Cr
Mar 2024₹112 Cr
Mar 2025₹132 Cr
Mar 2026₹141 Cr

Analyst Forecasts

Forecast For
FY27 consensus · EPS
₹40.57 +30.0% vs FY26
Reported High Mean Low

Quarterly Results

₹ Cr
CAPITALSFB quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
189
197
204
204
218
224
235
231
247
256
272
273
288
Expenses
60
68
67
70
76
82
80
84
90
88
100
92
105
Financing Profit
27
16
20
17
24
19
27
19
20
23
19
28
29
Fin. Margin %
14%
8%
10%
8%
11%
8%
12%
8%
8%
9%
7%
10%
10%
Other Income
13
16
18
21
17
26
18
26
23
23
26
26
26
Interest
102
113
117
117
119
123
128
128
137
145
153
152
155
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
PBT
40
32
38
38
40
44
46
45
43
46
46
54
55
Tax %
25%
25%
25%
25%
25%
25%
25%
24%
25%
25%
25%
26%
25%
Net Profit
30
24
29
28
30
33
34
34
32
35
34
40
41
EPS (₹)
—
—
8.17
6.26
6.66
7.4
7.53
7.57
7.07
7.7
7.58
8.82
9.08
Gross NPA %
2.81%
2.73%
2.97%
2.76%
2.69%
2.61%
2.67%
2.58%
2.74%
2.7%
2.68%
2.54%
2.47%
Net NPA %
1.37%
1.36%
1.53%
1.4%
1.35%
1.29%
1.35%
1.3%
1.39%
1.38%
1.35%
1.24%
1.14%

Profit & Loss

₹ Cr
CAPITALSFB profit and loss, annual, ₹ crore
Particulars Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
271
346
458
511
578
676
794
908
1,049
1,090
Expenses
108
128
166
174
209
227
248
304
353
385
Financing Profit
−4
7
7
24
46
95
97
106
108
100
Fin. Margin %
−1%
2%
2%
5%
8%
14%
12%
12%
10%
9%
Other Income
23
31
43
46
54
49
68
86
98
102
Interest
166
211
286
313
323
354
449
498
587
605
Depreciation
0
12
15
16
16
21
17
17
18
0
PBT
19
27
35
54
84
124
148
175
189
201
Tax %
0%
28%
27%
24%
26%
25%
25%
25%
25%
—
Net Profit
19
19
25
41
63
94
112
132
141
151
EPS (₹)
—
—
—
—
—
—
24.76
29.1
31.13
33.18
Div. Payout %
0%
3%
0%
7%
5%
4%
5%
14%
16%
—

Balance Sheet

₹ Cr
CAPITALSFB balance sheet, annual, ₹ crore
Particulars Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
28
28
34
34
34
34
45
45
45
Reserves
205
222
373
417
482
576
1,152
1,295
1,416
Borrowing
222
358
421
617
498
721
472
321
499
Deposits
2,851
3,667
4,447
5,221
6,046
6,561
7,478
8,323
10,018
Other Liabilities
46
45
56
83
93
98
148
124
166
Total Liabilities
3,352
4,321
5,330
6,371
7,154
7,991
9,295
10,108
12,144
Fixed Assets
65
84
91
87
84
83
84
88
97
CWIP
0
0
0
0
0
0
0
0
0
Investments
871
863
1,052
1,212
1,357
1,489
1,706
1,819
1,973
Other Assets
2,417
3,375
4,187
5,072
5,713
6,420
7,506
8,200
10,074
Total Assets
3,352
4,321
5,330
6,371
7,154
7,991
9,295
10,108
12,144

Cash Flow

₹ Cr
CAPITALSFB cash flow, annual, ₹ crore
Particulars Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
—
8
−80
174
−211
75
116
279
−385
Investing
—
−31
−22
−12
−13
−202
−165
−56
−37
Financing
—
134
192
197
−120
222
223
−155
163
Net Cash Flow
—
111
90
359
−344
94
173
68
−258
Free Cash Flow
—
−23
−102
162
−224
55
98
258
−412

Ratios

CAPITALSFB financial ratios, annual
Particulars Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
8%
8%
8%
10%
13%
17%
12%
10%
10%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Capital Small Finance Bank insights

82 extracted metrics across FY16–FY27.

Shareholding Pattern

As of Sep 2026

  • Public 27.78%
  • Others 25.54%
  • DIIs 25.25%
  • Promoters 18.29%
  • FIIs 3.14%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about Capital Small Finance Bank

What does Capital Small Finance Bank Ltd do?
Incorporated in 1999, Capital Small Finance Bank Ltd is India's first Small Finance Bank
Where is Capital Small Finance Bank Ltd (CAPITALSFB) listed?
Capital Small Finance Bank Ltd trades as CAPITALSFB on the NSE and under code 544120 on the BSE.
Which sector does Capital Small Finance Bank Ltd belong to?
Capital Small Finance Bank Ltd is classified under the Banks sector, in the Small Finance Bank industry.
What is the PE ratio of Capital Small Finance Bank Ltd?
Capital Small Finance Bank Ltd trades at a PE ratio of 7.93 as of 4 Nov 2026, on earnings per share of ₹33.18, against a book value of ₹334.78 per share.
What is the 52-week high and low of Capital Small Finance Bank Ltd?
Over the last 52 weeks Capital Small Finance Bank Ltd has traded between ₹206.55 and ₹323.7 as of 4 Nov 2026.
Does Capital Small Finance Bank Ltd pay dividends?
Capital Small Finance Bank Ltd has a dividend yield of 1.85%.
What is the Return on Equity (ROE) of Capital Small Finance Bank Ltd?
Capital Small Finance Bank Ltd reported a return on equity of 10.10%.

Company Information

Incorporated in 1999, Capital Small Finance Bank Ltd is India's first Small Finance Bank

Website capitalbank.co.in
CEO Mr. Sarvjit Singh Samra
Employees 2,177
Listed 14 Feb 2024
Face Value ₹10

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