Bajaj Holdings & Investment logo

Bajaj Holdings & Investment

BAJAJHLDNG NSE

Key Fundamentals

LargecapHolding CompanyFinancial Services
Market Cap
1.2L Cr
Volatility
Moderate
P/E Ratio
13.99
EBITDA
₹962 Cr
Return on Equity
11.88%
Debt to Equity
0
Book Value
₹6,572.97
EPS
₹670.52
52W High
₹13,880
52W Low
₹8,588

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

4
  • Company has reduced debt.
  • Company is almost debt free.
  • Company is expected to give good quarter
  • Company has been maintaining a healthy dividend payout of 19.5%

Weaknesses

3
  • Tax rate seems low
  • Company has a low return on equity of 12.4% over last 3 years.
  • Earnings include an other income of Rs.8,137 Cr.

Growth Rate

Revenue Growth
35.18% higher than 3Y
Net Income Growth
47.74% higher than 3Y
Cash Flow Change
344% higher than 3Y
ROE
30.26% higher than 3Y
ROCE
31.63% higher than 3Y
EBITDA Margin (Avg.)
9.19% higher than 3Y

AI Analysis — Bull vs Bear

Anthropic anthropic claude-opus-4.6 2d ago
AI opinion · based on fundamentals
Risk medium

Bajaj Holdings & Investment Ltd is a ₹1,22,812 Cr market cap holding company trading at a PE of 13.6x and PB of 1.67x. The company is virtually debt-free with compounded sales growth of 30% TTM and profit growth of 27% TTM, though its ROE has remained flat at 12% across 3, 5, and 10-year periods and a significant portion of earnings comes from other income of ₹8,137 Cr.

Bull Case 7
  • Strong TTM revenue momentum with compounded sales growth of 30%, accelerating from the 5-year CAGR of 20% and 10-year CAGR of 9%
  • Company is virtually debt-free, reducing balance sheet risk and interest burden significantly
  • Compounded profit growth of 27% TTM outpaces the 5-year CAGR of 17% and 10-year CAGR of 14%, indicating improving profitability trajectory
  • PE ratio of 13.6x is modest for a large-cap financial services holding company with a ₹1,22,812 Cr market cap
  • Consistent dividend payout of 19.5% with a current dividend yield of 1.77%, providing regular income to shareholders
  • Long-term stock CAGR of 20% over 10 years and 21% over 5 years reflects sustained wealth creation
  • 3-year compounded sales growth of 29% and profit growth of 19% demonstrate sustained multi-year operational momentum beyond a single quarter
Bear Case 8
  • ROE has stagnated at 12% across 1-year, 3-year, 5-year, and 10-year periods, showing no improvement in capital efficiency despite growth
  • Other income of ₹8,137 Cr forms a significant portion of total earnings, raising questions about the quality and sustainability of core operating profits
  • Stock has declined 16% over the past 1 year, underperforming broader markets despite strong reported growth numbers
  • Tax rate appears low, which could normalize in future periods and compress net profit margins
  • As a holding company, valuation is subject to a holding company discount and is heavily dependent on the performance of underlying investee companies like Bajaj Finance and Bajaj Finserv
  • PB ratio of 1.67x for a company with only 12% ROE implies the market is pricing in growth that the return ratios have not yet delivered
  • Dividend payout of 19.5% is relatively modest, meaning the bulk of earnings are retained despite flat ROE of 12%, raising capital allocation efficiency concerns
  • 52-week high and low data unavailable (reported as 0), limiting visibility into recent price range and volatility context

This is AI-generated analysis, not financial advice. Do your own due diligence.

AI News Digest

Anthropic anthropic claude-opus-4.6 15d ago
Positives 2
  • Q1 PAT surges 28% YoY Jul 31

    Consolidated net profit rose 28% YoY to ₹2,706 crore in Q1FY27, driven by higher associate earnings. Standalone profit jumped 77% YoY to ₹344 crore on dividend income.

  • ₹130 dividend declared at AGM Aug 1

    Shareholders approved a ₹130 per share dividend and reappointed key directors at the 81st AGM held on July 31, 2026.

TL;DR: Bajaj Holdings delivered a strong Q1FY27 with consolidated PAT up 28% YoY to ₹2,706 crore, underpinned by robust associate company performance. The ₹130 dividend signals healthy cash generation and shareholder returns. No material headwinds are visible in the current news cycle. The trend is positive, though sustainability will depend on continued strength at key associates Bajaj Finance and Bajaj Finserv.

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
104
225
108
1,212
134
279
126
145
325
397
288
61
394
Expenses
36
33
36
35
61
46
31
42
41
43
41
37
53
Operating Profit
68
192
72
1,177
73
233
96
103
284
353
247
24
341
OPM %
66%
85%
67%
97%
54%
83%
76%
71%
87%
89%
86%
39%
87%
Other Income
1,375
1,479
1,602
1,563
1,554
1,335
1,694
1,695
3,428
1,630
1,846
2,278
2,384
Interest
1
1
1
1
0
0
0
0
0
0
0
0
0
Depreciation
8
8
8
8
8
8
8
8
8
8
8
8
11
PBT
1,434
1,662
1,665
2,731
1,618
1,559
1,781
1,789
3,704
1,976
2,084
2,293
2,714
Tax %
1%
4%
1%
1%
0%
3%
2%
2%
5%
14%
3%
-12%
0%
Net Profit
1,416
1,588
1,645
2,716
1,615
1,510
1,750
1,751
3,504
1,690
2,018
2,577
2,708
EPS in Rs
127
134
148
244
145
129
157
155
313
140
181
231
243
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales
524
470
842
420
431
435
457
484
522
1,702
739
1,121
1,139
Expenses
40
42
215
65
85
134
106
117
142
140
180
162
174
Operating Profit
484
429
628
355
347
301
352
367
380
1,562
559
959
965
OPM %
92%
91%
75%
85%
80%
69%
77%
76%
73%
92%
76%
86%
85%
Other Income
35
7
8
2,390
2,827
3,058
3,451
3,896
4,673
5,967
6,224
9,130
8,137
Interest
0
0
0
0
0
13
4
3
7
2
1
1
1
Depreciation
6
5
5
5
4
33
34
34
34
34
34
32
35
PBT
513
430
630
2,739
3,170
3,314
3,766
4,226
5,012
7,493
6,748
10,057
9,067
Tax %
19%
21%
21%
3%
4%
7%
3%
2%
1%
2%
2%
3%
—
Net Profit
2,029
2,265
2,473
2,655
3,048
3,080
3,654
4,126
4,946
7,365
6,626
9,789
8,993
EPS in Rs
182
204
222
239
274
269
328
364
436
653
586
866
796
Div. Payout %
19%
16%
15%
17%
12%
15%
12%
32%
28%
20%
16%
23%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
111
111
111
111
111
111
111
111
111
111
111
111
Reserves
13,282
15,182
17,707
25,090
26,841
27,652
37,056
42,731
44,071
54,136
62,576
73,039
Borrowings
0
0
0
0
0
168
136
114
93
63
31
10
Other Liabilities
500
178
71
68
56
4,797
8,186
10,632
8,913
10,851
12,547
12,027
Total Liabilities
13,893
15,472
17,889
25,269
27,008
32,729
45,490
53,588
53,188
65,161
75,266
85,187
Fixed Assets
544
544
222
215
193
374
342
310
278
244
203
181
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
13,078
13,276
17,364
24,575
26,257
32,068
44,914
52,964
52,555
64,715
73,808
84,865
Other Assets
271
1,651
302
478
558
287
234
314
355
203
1,254
142
Total Assets
13,893
15,472
17,889
25,269
27,008
32,729
45,490
53,588
53,188
65,161
75,266
85,187
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
796
1,147
-923
1,631
628
1,920
272
1,610
1,728
1,941
-1,957
4,780
Investing
-464
1,019
-372
-1,123
-163
-800
-308
-151
-137
-472
3,054
-3,695
Financing
-391
-761
-110
-434
-536
-1,028
-37
-1,460
-1,587
-1,455
-1,055
-1,156
Net Cash Flow
-59
1,406
-1,406
74
-72
92
-73
-1
4
14
43
-71
Free Cash Flow
796
1,146
-923
1,631
628
1,916
271
1,608
1,726
1,941
-1,865
4,781
CFO/OP
171
285
-121
512
209
662
108
492
493
133
-233
590
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
0
0
0
0
0
4
5
8
5
0
0
0
Cash Conversion Cycle
0
0
0
0
0
4
5
8
5
0
0
0
Working Capital Days
-278
-48
31
120
299
78
67
160
172
11
500
4
ROCE %
4%
3%
4%
13%
12%
11%
10%
9%
10%
13%
10%
11%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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58 extracted metrics + investor summaries across FY11–FY26.

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Shareholding Pattern

DIIs8.27%Promot.51.46%FIIs9.47%Public11.87%Others18.93%As ofJun 2026

Documents

Frequently Asked Questions about Bajaj Holdings & Investment

What does Bajaj Holdings & Investment Ltd do?
Incorporated in 2024, Bajaj Holdings & Investment Ltd is an Investment and Credit Company[1]
Where is Bajaj Holdings & Investment Ltd (BAJAJHLDNG) listed?
Bajaj Holdings & Investment Ltd trades as BAJAJHLDNG on the NSE and under code 500490 on the BSE.
Which sector does Bajaj Holdings & Investment Ltd belong to?
Bajaj Holdings & Investment Ltd is classified under the Financial Services sector, in the Holding Company industry.
What is the market capitalisation of Bajaj Holdings & Investment Ltd?
Bajaj Holdings & Investment Ltd has a market capitalisation of ₹1,22,812 Cr, which places it in the Large Cap band.
What is the PE ratio of Bajaj Holdings & Investment Ltd?
Bajaj Holdings & Investment Ltd trades at a PE ratio of 13.99, on earnings per share of ₹670.52, against a book value of ₹6,572.97 per share.
What is the 52-week high and low of Bajaj Holdings & Investment Ltd?
Over the last 52 weeks Bajaj Holdings & Investment Ltd has traded between ₹8,588 and ₹13,880.
Does Bajaj Holdings & Investment Ltd pay dividends?
Bajaj Holdings & Investment Ltd has a dividend yield of 1.77%.
What is the Return on Equity (ROE) of Bajaj Holdings & Investment Ltd?
Bajaj Holdings & Investment Ltd reported a return on equity of 11.88%. Its debt-to-equity ratio is 0.00.

Company Information

Incorporated in 2024, Bajaj Holdings & Investment Ltd is an Investment and Credit Company[1]

Website bhil.in
CEO Mr. Sanjivnayan Rahulkumar Bajaj
Employees 19
Listed 1995-03-15
Face Value ₹ 10
Issued Size 11,12,93,510

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