Choice International logo

Choice International

CHOICEIN NSE

Key Fundamentals

SmallcapHolding CompanyFinancial Services
Market Cap
₹16,951 Cr
Volatility
Moderate
P/E Ratio
72.78
EBITDA
₹400 Cr
Return on Equity
14.72%
Debt to Equity
0.54
Book Value
₹73.16
EPS
₹6.86
52W High
₹860.5
52W Low
₹568.7

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

2
  • Company has delivered good profit growth of 67.0% CAGR over last 5 years
  • Company's median sales growth is 21.7% of last 10 years

Weaknesses

3
  • Stock is trading at 10.1 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Debtor days have increased from 114 to 142 days.

Growth Rate

Revenue Growth
21.42% lower than 3Y
Net Income Growth
41.31% lower than 3Y
Cash Flow Change
-92.48% higher than 3Y
ROE
-27.98% lower than 3Y
ROCE
-17.91% lower than 3Y
EBITDA Margin (Avg.)
8.91% lower than 3Y

AI Analysis — Bull vs Bear

Anthropic anthropic claude-opus-4.6 2d ago
AI opinion · based on fundamentals
Risk high

Choice International Ltd is a financial services company with a market cap of ₹16,951 Cr, trading at a P/E of 68.3x and P/B of 10.51x. The company has delivered strong profit growth of 67% CAGR over five years and 26% TTM sales growth, but pays no dividend and has seen debtor days rise from 114 to 142 days.

Bull Case 7
  • Exceptional 5-year compounded profit growth of 67% CAGR, indicating strong earnings momentum
  • Robust 5-year compounded sales growth of 45% CAGR, well above the 10-year median sales growth of 21.7%
  • TTM sales growth of 26% and TTM profit growth of 32% show continued business expansion in the most recent period
  • 3-year ROE of 19% and 5-year ROE of 18% reflect consistent and healthy return on equity for a financial services firm
  • 3-year stock CAGR of 57% and 5-year stock CAGR of 92% demonstrate significant long-term wealth creation for shareholders
  • 10-year compounded profit growth of 48% CAGR shows the company has sustained earnings growth across market cycles
  • 10-year stock price CAGR of 54% indicates a long track record of market outperformance
Bear Case 8
  • P/E ratio of 68.3x is elevated, pricing in significant future growth and leaving limited margin of safety
  • Stock trades at 10.51x book value, which is expensive and implies high expectations already embedded in the price
  • Zero dividend yield despite repeated profitability suggests the company is not returning capital to shareholders
  • Debtor days have increased from 114 to 142 days, signaling deteriorating working capital efficiency and potential collection risk
  • 1-year stock return of -6% indicates recent underperformance and possible sentiment shift despite continued earnings growth
  • Last year ROE of 16% has declined from the 3-year average of 19%, suggesting some compression in return ratios
  • TTM profit growth of 32% is decelerating relative to the 3-year CAGR of 54% and 5-year CAGR of 67%, pointing to potential growth slowdown
  • 52-week high and low data are unavailable, limiting visibility into recent price volatility and range-bound trading behaviour

This is AI-generated analysis, not financial advice. Do your own due diligence.

AI News Digest

Anthropic anthropic claude-opus-4.6 2h ago
Positives 1
  • Promoter releases share pledge Sep 5

    Arun Kumar Poddar released encumbrance on 6 lakh shares of Choice International, reducing pledged promoter stake. Disclosure filed with BSE and NSE on September 4, 2026.

Neutral 2
  • FY26 annual report filed Sep 4

    Choice International submitted its FY26 annual report to exchanges and issued notice for its 33rd AGM scheduled September 26, 2026 in Mumbai.

  • 100% acquisition of CPSPL Aug 20

    Choice International acquired Choice Proptech Solutions Private Limited for ₹6.22 crore, making it a direct wholly owned subsidiary to simplify group structure.

TL;DR: Choice International shows a clean recent newsflow with no material headwinds. The promoter pledge release signals improving promoter confidence, while the ₹6.22 crore CPSPL acquisition is a minor housekeeping move to streamline the group. With the 33rd AGM on September 26, investors should watch for forward guidance and any strategic updates from management.

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
138
191
207
215
201
247
209
253
235
274
303
307
310
Expenses
102
142
141
147
148
172
150
157
151
185
192
191
205
Operating Profit
36
49
67
67
53
76
60
96
83
89
112
116
105
OPM %
26%
25%
32%
31%
26%
31%
28%
38%
36%
33%
37%
38%
34%
Other Income
2
3
3
2
5
2
2
2
3
10
5
7
9
Interest
7
10
11
12
13
15
16
22
21
21
21
26
28
Depreciation
1
2
2
2
2
2
2
3
3
4
3
10
6
PBT
29
40
56
55
43
61
43
74
63
74
92
87
80
Tax %
28%
25%
28%
29%
26%
23%
29%
28%
24%
24%
29%
22%
24%
Net Profit
21
30
40
39
32
46
31
54
48
56
66
68
61
EPS in Rs
1.08
1.48
1.98
1.93
1.48
2.31
1.47
2.59
2.19
2.69
2.56
2.71
2.48
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales
62
187
134
152
121
132
176
285
393
756
921
1,119
1,194
Expenses
36
160
103
113
85
93
134
194
286
531
626
719
773
Operating Profit
26
28
30
39
36
39
41
92
107
225
295
400
421
OPM %
42%
15%
23%
26%
29%
29%
23%
32%
27%
30%
32%
36%
35%
Other Income
0
0
1
0
0
0
0
1
2
3
1
25
31
Interest
17
19
19
21
20
17
15
15
22
41
66
89
96
Depreciation
2
2
2
3
3
3
3
3
5
7
8
20
24
PBT
6
7
10
16
12
18
23
74
82
181
221
316
333
Tax %
25%
39%
41%
24%
28%
32%
27%
27%
27%
28%
26%
25%
—
Net Profit
5
4
6
12
6
12
17
54
60
131
163
238
251
EPS in Rs
1.02
0.86
1.26
1.22
0.59
1.24
1.17
2.69
3.02
6.56
8.15
9.77
10.44
Div. Payout %
20%
23%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
10
10
10
20
20
20
29
50
100
199
200
223
Reserves
50
53
70
146
154
193
234
360
378
432
828
1,449
Borrowings
121
119
147
177
166
143
151
219
206
455
679
908
Other Liabilities
46
49
60
84
133
146
240
347
424
718
909
987
Total Liabilities
227
232
287
428
473
502
655
976
1,107
1,805
2,615
3,566
Fixed Assets
32
34
37
78
98
88
86
88
126
134
260
393
CWIP
0
0
1
4
0
0
0
0
5
7
5
10
Investments
22
22
26
47
22
20
7
11
11
23
59
178
Other Assets
173
175
222
299
352
395
562
877
965
1,641
2,292
2,985
Total Assets
227
232
287
428
473
502
655
976
1,107
1,805
2,615
3,566
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-22
28
-20
4
-36
26
-45
-52
138
-153
-294
-267
Investing
13
5
-11
-22
54
13
15
-99
-48
-13
-161
-277
Financing
6
-22
21
39
-28
-15
23
146
-29
224
449
600
Net Cash Flow
-3
11
-9
21
-11
24
-7
-5
62
58
-6
56
Free Cash Flow
-23
23
-25
-1
-69
34
-46
-57
91
-186
-451
-343
CFO/OP
-77
108
-55
21
-93
78
-98
-31
153
-46
-80
-46
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
572
169
313
281
201
251
158
104
107
91
109
142
Inventory Days
584
32
206
284
—
—
—
—
—
—
—
—
Days Payable
1,984
164
136
160
—
—
—
—
—
—
—
—
Cash Conversion Cycle
-828
38
383
405
201
251
158
104
107
91
109
142
Working Capital Days
-125
-50
-52
-56
100
170
570
484
209
169
220
277
ROCE %
14%
14%
14%
13%
10%
10%
10%
17%
16%
25%
20%
18%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Choice International insights

62 extracted metrics + investor summaries across FY10–FY26.

Log in — free

Shareholding Pattern

DIIs0.28%Promot.53.65%FIIs10.10%Others15.58%Public20.39%As ofJun 2026
11.90% of promoter holding pledged as of Jun 2026

Documents

Frequently Asked Questions about Choice International

What does Choice International Ltd do?
Incorporated in 1993, Choice International Ltd provides services like Broking & Distribution, Investment Banking, Financial services, etc.[1]
Where is Choice International Ltd (CHOICEIN) listed?
Choice International Ltd trades as CHOICEIN on the NSE and under code 531358 on the BSE.
Which sector does Choice International Ltd belong to?
Choice International Ltd is classified under the Financial Services sector, in the Holding Company industry.
What is the market capitalisation of Choice International Ltd?
Choice International Ltd has a market capitalisation of ₹16,951 Cr, which places it in the Mid Cap band.
What is the PE ratio of Choice International Ltd?
Choice International Ltd trades at a PE ratio of 72.78, on earnings per share of ₹6.86, against a book value of ₹73.16 per share.
What is the 52-week high and low of Choice International Ltd?
Over the last 52 weeks Choice International Ltd has traded between ₹568.7 and ₹860.5.
What is the Return on Equity (ROE) of Choice International Ltd?
Choice International Ltd reported a return on equity of 14.72%. Its debt-to-equity ratio is 0.54.

Company Information

Incorporated in 1993, Choice International Ltd provides services like Broking & Distribution, Investment Banking, Financial services, etc.[1]

Website choiceindia.com
CEO Mr. Arun Kumar Poddar CA
Employees 4,703
Listed 2022-04-08
Face Value ₹ 10
Issued Size 20,89,88,833

For AI agents and developers

Reading this as an AI agent, LLM or automated pipeline? Every page on Tapetide is also published as clean Markdown — no navigation, no scripts, just the data. Fetch https://tapetide.com/stocks/CHOICEIN.md for Choice International Ltd: company profile, latest price, key fundamentals, the Tapetide Score, growth rates, quarterly and annual financial statements, shareholding pattern, technical indicators, analyst ratings and exchange filings.

Append .md to any Tapetide URL for the same treatment. A full index of what we publish is at /llms.txt and /llms-full.txt. For live, structured queries instead of documents, use our MCP server.

Explore More

More in Financial Services → FII DII Data Stock Screener Nifty 50 Heatmap F&O Ban List