Skip to content
Baid Finserv logo

Baid Finserv

BAIDFIN NSE
₹10.21 +0.56 (+5.80%)
P/E
10.11
View as Markdown
MCP
Close 4 Nov 2026 ₹10.21 +0.06 +0.59% 1Y
Start ₹10.15

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures as of · EPS basis: Standalone · TTM

Debt to Equity
1.22
EPS (TTM)
₹1.01
Book Value
₹14.87
Market Cap
—
P/E (TTM)
10.11
P/B
0.69
ROE
7.27%
Dividend Yield
1.04%
52W High
₹12.98
52W Low
₹8.80
Day Range
₹9.52 – ₹10.59
Volume
2,85,926
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Peer Comparison

Financial Services › NBFC › Non Banking Financial Company (NBFC)

Baid Finserv peer comparison
Bajaj Finance
₹994.0028.53₹6,11,015 Cr5.020.62%18.20%—₹90,331 Cr₹22,067 Cr
Shriram Finance
₹908.7515.19₹2,13,704 Cr1.920.73%16.40%—₹51,877 Cr₹12,688 Cr
Cholamandalam Investment
₹1,658.0024.45₹1,42,243 Cr4.100.12%19.40%—₹32,663 Cr₹5,751 Cr
Tata Capital
₹337.7526.24₹1,41,036 Cr2.930.17%12.40%—₹32,695 Cr₹5,478 Cr
Muthoot Finance
₹2,709.809.57₹1,04,354 Cr2.481.19%30.90%—₹33,431 Cr₹11,457 Cr
L&T Finance
₹263.7020.75₹63,912 Cr2.261.09%11.20%—₹18,898 Cr₹3,198 Cr
SBI Cards
₹553.0023.14₹52,160 Cr3.060.47%14.70%—₹20,063 Cr₹2,275 Cr
Baid Finserv (this company)
₹10.2110.11₹147 Cr0.691.04%7.27%—₹95 Cr₹15 Cr
Median 8 companies₹730.8821.95₹1,22,695 Cr2.710.68%15.55%—₹32,679 Cr₹5,615 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

52 Average

Data confidence 94/100

Category scores

Quality
50
Average
Returns, margins, earnings quality 22% weight
Valuation
61
Good
Cheap vs sector & own history 24% weight
Growth
51
Average
Sales & profit trajectory 9% weight
Financial Health
38
Weak
Solvency, leverage, coverage 9% weight
Momentum
48
Average
Trend strength, vol-adjusted 12% weight
Ownership
50
Average
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

2
  • Stock is trading at 0.69 times its book value
  • Promoter holding has increased by 2.34% over last quarter.

Weaknesses

3
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 7.64% over last 3 years.
  • Dividend payout has been low at 9.52% of profits over last 3 years

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallBullish568
OscillatorsBullish162
Moving AveragesStrong Bullish406

Key readings

RSI (14)
54.07
Neutral
MACD (12,26,9)
−0.13
Bullish
SMA (50)
10.27
Bearish
SMA (200)
10.53
Bearish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+18.59%
5Y+12.89%
3Y+20.92%
1Y+20.73%
TTM+9.47%

Net profit

Net profit growth by window
10Y+17.46%
5Y+16.47%
3Y+14.47%
1Y+15.38%
TTM+6.62%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹28.00 Cr
Mar 2018₹41.00 Cr
Mar 2019₹58.00 Cr
Mar 2020₹63.00 Cr
Mar 2021₹54.00 Cr
Mar 2022₹50.00 Cr
Mar 2023₹56.00 Cr
Mar 2024₹66.00 Cr
Mar 2025₹82.00 Cr
Mar 2026₹99.00 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹4.00 Cr
Mar 2018₹6.00 Cr
Mar 2019₹10.00 Cr
Mar 2020₹8.00 Cr
Mar 2021₹7.00 Cr
Mar 2022₹9.00 Cr
Mar 2023₹10.00 Cr
Mar 2024₹13.00 Cr
Mar 2025₹13.00 Cr
Mar 2026₹15.00 Cr

Quarterly Results

₹ Cr
BAIDFIN quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
18.24
15.01
17.51
15.15
18.89
19.65
21.34
22.12
23.78
23.84
24.63
25.01
21.64
Expenses
5.41
6.2
5.14
6.4
8.04
9.16
7.6
9.55
10.31
9.71
10.84
15.35
8.07
Financing Profit
7.54
3.3
6.66
2.21
3.76
2.84
6.48
5.23
5.48
6.14
5.61
1.85
5.63
Fin. Margin %
41.34%
21.99%
38.04%
14.59%
19.9%
14.45%
30.37%
23.64%
23.04%
25.76%
22.78%
7.4%
26.02%
Other Income
0.07
0.25
0.07
0.05
0.47
0.06
0.01
0.02
0.13
0.14
1.1
0.56
0.41
Interest
5.29
5.51
5.71
6.54
7.09
7.65
7.26
7.34
7.99
7.99
8.18
7.81
7.94
Depreciation
0.12
0.13
1.67
0.22
0.08
0.29
0.17
0.19
0.24
0.2
0.25
0.24
0.23
PBT
7.5
3.43
5.06
2.03
4.14
2.62
6.32
5.06
5.37
6.08
6.46
2.17
5.81
Tax %
25.23%
25.15%
28.66%
46.57%
24.58%
25.29%
25.16%
27.87%
25.14%
25.16%
26.47%
23.5%
25.13%
Net Profit
5.61
2.56
3.61
1.08
3.12
1.96
4.73
3.64
4.02
4.55
4.75
1.66
4.34
EPS (₹)
0.37
0.17
0.24
0.07
0.21
0.13
0.32
0.24
0.27
0.3
0.32
0.11
0.28

Profit & Loss

₹ Cr
BAIDFIN profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
8
18
28
41
58
63
54
50
56
66
82
99
95
Expenses
3
8
12
15
17
21
19
18
24
25
34
46
44
Financing Profit
2
4
6
8
13
11
10
12
14
18
19
20
19
Fin. Margin %
23%
23%
21%
21%
22%
17%
19%
25%
26%
28%
23%
21%
20%
Other Income
0
0
0
0
0
0
0
0
0
0
0
1.92
2
Interest
3
6
11
18
28
31
24
20
18
23
29
32
32
Depreciation
0
0
0
0
0
0
0
0
0
0
1
1
1
PBT
2
4
6
8
13
10
10
12
14
18
18
20
21
Tax %
34%
32%
31%
31%
24%
27%
27%
28%
26%
29%
26%
25%
—
Net Profit
1
3
4
6
10
8
7
9
10
13
13
15
15
EPS (₹)
0.16
0.36
0.32
0.45
0.77
0.51
0.5
0.59
0.69
0.86
0.9
0.97
1.01
Div. Payout %
0%
0%
13%
18%
10%
0%
8%
7%
12%
9%
9%
10%
—

Balance Sheet

₹ Cr
BAIDFIN balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
6
6
10
10
10
12
12
12
24
24
24
31
Reserves
8
11
26
30
39
118
126
134
131
143
155
202
Borrowing
36
65
103
195
269
189
164
160
171
242
255
285
Other Liabilities
15
24
19
36
15
22
15
12
15
17
20
21
Total Liabilities
64
105
159
271
333
341
316
318
341
426
454
539
Fixed Assets
1
1
1
2
2
1
1
1
1
4
5
6
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
2
3
5
10
11
3
3
9
6
5
10
16
Other Assets
61
101
153
260
321
336
312
308
333
417
439
517
Total Assets
64
105
159
271
333
341
316
318
341
426
454
539

Cash Flow

₹ Cr
BAIDFIN cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
−10
−18
−37
−45
−44
40
50
34
6
−22
2
−33
Investing
−2
−2
−2
−5
−2
−2
0
−6
3
−2
−6
−8
Financing
12
19
40
51
45
−38
−49
−24
−8
47
−17
37
Net Cash Flow
0
0
0
2
0
−1
2
4
0
24
−21
−4
Free Cash Flow
−11
−18
−37
−46
−44
40
50
34
5
−25
0
−35
CFO/OP
−189
−183
−220
−169
−108
103
154
117
29
−40
14
−54

Ratios

BAIDFIN financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
9%
18%
15%
15%
22%
8%
6%
6%
7%
8%
8%
7%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Baid Finserv insights

58 extracted metrics across FY10–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 49.73%
  • Public 25.40%
  • Others 24.69%
  • FIIs 0.18%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Not shown for some quarters: Others. Not available separately for this quarter: the shareholding filing gives Public and Others as one figure, shown under Public, so Others is left blank rather than estimated.

Documents

  • Q1 FY26 concall · Sep 2025
    PPT
  • Concall · May 2025
    PPT
  • Q3 FY25 concall · Feb 2025
    PPT
  • Q2 FY25 concall · Dec 2024
    PPT
  • Q1 FY25 concall · Aug 2024
    Transcript PPT

Frequently Asked Questions about Baid Finserv

What does Baid Finserv Ltd do?
Baid Finserv Limited (Formerly Known as Baid Leasing and Finance Company Limited) is a Non- Deposit Taking NBFC carrying out the business of providing Car Loans, Commercial Vehicle Loans (new & used), MSME Loans, Loan Against Property and other asset backed loans.
Where is Baid Finserv Ltd (BAIDFIN) listed?
Baid Finserv Ltd trades as BAIDFIN on the NSE and under code 511724 on the BSE.
Which sector does Baid Finserv Ltd belong to?
Baid Finserv Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Baid Finserv Ltd?
Baid Finserv Ltd trades at a PE ratio of 10.11 as of 4 Nov 2026, on earnings per share of ₹1.01, against a book value of ₹14.87 per share.
What is the 52-week high and low of Baid Finserv Ltd?
Over the last 52 weeks Baid Finserv Ltd has traded between ₹8.8 and ₹12.98 as of 4 Nov 2026.
Does Baid Finserv Ltd pay dividends?
Baid Finserv Ltd has a dividend yield of 1.04%.
What is the Return on Equity (ROE) of Baid Finserv Ltd?
Baid Finserv Ltd reported a return on equity of 7.27%. Its debt-to-equity ratio is 1.22.

Company Information

Baid Finserv Limited (Formerly Known as Baid Leasing and Finance Company Limited) is a Non- Deposit Taking NBFC carrying out the business of providing Car Loans, Commercial Vehicle Loans (new & used), MSME Loans, Loan Against Property and other asset backed loans. The Company is deeply penetrated in Rajasthan and has started operations in Madhya Pradesh.

Website baidfinserv.com
CEO Mr. Panna Lal Baid
Employees 243
Listed 20 Jan 2023
Face Value ₹2

For AI agents and developers

Reading this as an AI agent, LLM or automated pipeline? Every page on Tapetide is also published as clean Markdown — no navigation, no scripts, just the data. Fetch https://tapetide.com/stocks/BAIDFIN.md for Baid Finserv Ltd: dated key facts, then this page's sections in order: latest price, key fundamentals, peer comparison, the Tapetide Score, technical indicators, analyst ratings, growth rates, analyst forecasts, the AI analysis and news digest (labelled as AI-generated), financial statements, shareholding pattern, documents and the FAQ.

Append .md to any Tapetide URL for the same treatment. A full index of what we publish is at /llms.txt and /llms-full.txt. For live, structured queries instead of documents, use our Indian stock market MCP server.

Explore More

More NBFC & Finance stocks → FII DII DataStock ScreenerNifty 50 HeatmapF&O Ban ListFII and DII flows, month by monthHow Tapetide Scores changed, month by monthStocks mutual funds are buying, month by month