Baid Finserv
BAIDFIN NSE
Baid Finserv
Financial ServicesNSE: BAIDFIN BSE: 511724 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹178 Cr
Volatility
High Risk
P/E Ratio
11.76
EBITDA
₹53.00 Cr
Return on Equity
6.43%
Debt to Equity
1.31
Book Value
₹14.87
52W High
₹12.98
52W Low
₹8.8
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
2- Stock is trading at 0.79 times its book value
- Promoter holding has increased by 2.34% over last quarter.
Weaknesses
3- Company has low interest coverage ratio.
- Company has a low return on equity of 7.64% over last 3 years.
- Dividend payout has been low at 9.52% of profits over last 3 years
Growth Rate
Revenue Growth
20.24% lower than
3Y
Net Income Growth
11.94% lower than
3Y
Cash Flow Change
—
ROE
-14.38% lower than
3Y
ROCE
-8.09% lower than
3Y
EBITDA Margin (Avg.)
-8.54% higher than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.24 | 15.01 | 17.51 | 15.15 | 18.89 | 19.65 | 21.34 | 22.12 | 23.78 | 23.84 | 24.63 | 25.01 | 21.64 |
| Expenses | 5.41 | 6.2 | 5.14 | 6.4 | 8.04 | 9.16 | 7.6 | 9.55 | 10.31 | 9.71 | 10.84 | 15.35 | 8.07 |
| Financing Profit | 7.54 | 3.3 | 6.66 | 2.21 | 3.76 | 2.84 | 6.48 | 5.23 | 5.48 | 6.14 | 5.61 | 1.85 | 5.63 |
| Fin. Margin % | 41.34% | 21.99% | 38.04% | 14.59% | 19.9% | 14.45% | 30.37% | 23.64% | 23.04% | 25.76% | 22.78% | 7.4% | 26.02% |
| Other Income | 0.07 | 0.25 | 0.07 | 0.05 | 0.47 | 0.06 | 0.01 | 0.02 | 0.13 | 0.14 | 1.1 | 0.56 | 0.41 |
| Interest | 5.29 | 5.51 | 5.71 | 6.54 | 7.09 | 7.65 | 7.26 | 7.34 | 7.99 | 7.99 | 8.18 | 7.81 | 7.94 |
| Depreciation | 0.12 | 0.13 | 1.67 | 0.22 | 0.08 | 0.29 | 0.17 | 0.19 | 0.24 | 0.2 | 0.25 | 0.24 | 0.23 |
| PBT | 7.49 | 3.42 | 5.06 | 2.04 | 4.15 | 2.61 | 6.32 | 5.06 | 5.37 | 6.08 | 6.46 | 2.17 | 5.81 |
| Tax % | 25.23% | 25.15% | 28.66% | 46.57% | 24.58% | 25.29% | 25.16% | 27.87% | 25.14% | 25.16% | 26.47% | 23.5% | 25.13% |
| Net Profit | 5.61 | 2.56 | 3.61 | 1.08 | 3.12 | 1.96 | 4.73 | 3.64 | 4.02 | 4.55 | 4.75 | 1.66 | 4.34 |
| EPS in Rs | 0.37 | 0.17 | 0.24 | 0.07 | 0.21 | 0.13 | 0.32 | 0.24 | 0.27 | 0.3 | 0.32 | 0.11 | 0.28 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8 | 18 | 28 | 41 | 58 | 63 | 54 | 50 | 56 | 66 | 82 | 99 | 95 |
| Expenses | 3 | 8 | 12 | 15 | 17 | 21 | 19 | 18 | 24 | 25 | 34 | 46 | 44 |
| Financing Profit | 2 | 4 | 6 | 8 | 13 | 11 | 10 | 12 | 14 | 18 | 19 | 20 | 19 |
| Fin. Margin % | 23% | 23% | 21% | 21% | 22% | 17% | 19% | 25% | 26% | 28% | 23% | 21% | 20% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 |
| Interest | 3 | 6 | 11 | 18 | 28 | 31 | 24 | 20 | 18 | 23 | 29 | 32 | 32 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 |
| PBT | 2 | 4 | 6 | 8 | 13 | 10 | 10 | 12 | 14 | 18 | 18 | 20 | 21 |
| Tax % | 34% | 32% | 31% | 31% | 24% | 27% | 27% | 28% | 26% | 29% | 26% | 25% | — |
| Net Profit | 1 | 3 | 4 | 6 | 10 | 8 | 7 | 9 | 10 | 13 | 13 | 15 | 15 |
| EPS in Rs | 0.16 | 0.36 | 0.32 | 0.45 | 0.77 | 0.51 | 0.5 | 0.59 | 0.69 | 0.86 | 0.9 | 0.97 | 1.01 |
| Div. Payout % | 0% | 0% | 13% | 18% | 10% | 0% | 8% | 7% | 12% | 9% | 9% | 10% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6 | 6 | 10 | 10 | 10 | 12 | 12 | 12 | 24 | 24 | 24 | 31 |
| Reserves | 8 | 11 | 26 | 30 | 39 | 118 | 126 | 134 | 131 | 143 | 155 | 202 |
| Borrowing | 36 | 65 | 103 | 195 | 269 | 189 | 164 | 160 | 171 | 242 | 255 | 285 |
| Other Liabilities | 15 | 24 | 19 | 36 | 15 | 22 | 15 | 12 | 15 | 17 | 20 | 21 |
| Total Liabilities | 64 | 105 | 159 | 271 | 333 | 341 | 316 | 318 | 341 | 426 | 454 | 539 |
| Fixed Assets | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 4 | 5 | 6 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 2 | 3 | 5 | 10 | 11 | 3 | 3 | 9 | 6 | 5 | 10 | 16 |
| Other Assets | 61 | 101 | 153 | 260 | 321 | 336 | 312 | 308 | 333 | 417 | 439 | 517 |
| Total Assets | 64 | 105 | 159 | 271 | 333 | 341 | 316 | 318 | 341 | 426 | 454 | 539 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -10 | -18 | -37 | -45 | -44 | 40 | 50 | 34 | 6 | -22 | 2 | -33 |
| Investing | -2 | -2 | -2 | -5 | -2 | -2 | 0 | -6 | 3 | -2 | -6 | -8 |
| Financing | 12 | 19 | 40 | 51 | 45 | -38 | -49 | -24 | -8 | 47 | -17 | 37 |
| Net Cash Flow | 0 | 0 | 0 | 2 | 0 | -1 | 2 | 4 | 0 | 24 | -21 | -4 |
| Free Cash Flow | -11 | -18 | -37 | -46 | -44 | 40 | 50 | 34 | 5 | -25 | 0 | -35 |
| CFO/OP | -189 | -183 | -220 | -169 | -108 | 103 | 154 | 117 | 29 | -40 | 14 | -54 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 9% | 18% | 15% | 15% | 22% | 8% | 6% | 6% | 7% | 8% | 8% | 7% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Baid Finserv insights
55 extracted metrics + investor summaries across FY10–FY26.
Documents
1
Board Meeting Intimation for Considering And Approving The Audited Financial Results Of The Company For The Quarter And Year Ended On March 31, 2026
7 May - Board meets on May 15, 2026 to approve audited Q4 and FY2026 results. 7 May - Board meets on May 15, 2026 to approve audited Q4 and FY2026 results.
2
Report On Special Window For Re-Lodgement Of Transfer Requests Of Physical Shares Of Baid Finserv Limited
6 May - April 2026 physical share re-lodgement report shows zero requests received, processed, approved, or rejected. 6 May - April 2026 physical share re-lodgement report shows zero requests received, processed, approved, or rejected.
3
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Apr - Depositories and Participants) Regulations, 2018 please find enclosed herewith confirmation certificate for the quarter ended on March 31, 2026 issued by Company''s Registrar to an … 6 Apr - Depositories and Participants) Regulations, 2018 please find enclosed herewith confirmation certificate for the quarter ended on March 31, 2026 issued by Company''s Registrar to an …
4
Report On Special Window For Re-Lodgement Of Transfer Requests Of Physical Shares Of Baid Finserv Limited ('The Company').
6 Apr - March 2026 re-lodgement report shows zero physical share transfer requests received or processed. 6 Apr - March 2026 re-lodgement report shows zero physical share transfer requests received or processed.
5
Closure of Trading Window
23 Mar - Trading window closed Apr 1, 2026 until 48 hours after audited results for quarter/year ended Mar 31, 2026. 23 Mar - Trading window closed Apr 1, 2026 until 48 hours after audited results for quarter/year ended Mar 31, 2026.
1
Report On Special Window For Re-Lodgement Of Transfer Requests Of Physical Shares Of Baid Finserv Limited. 8 Sept 2026
General_Announcements
Frequently Asked Questions about Baid Finserv
What does Baid Finserv Ltd do?
Baid Finserv Limited (Formerly Known as Baid Leasing and Finance Company Limited) is a Non- Deposit Taking NBFC carrying out the business of providing Car Loans, Commercial Vehicle Loans (new & used), MSME Loans, Loan Against Property and other asset backed loans. The Company is deeply penetrated...
Where is Baid Finserv Ltd (BAIDFIN) listed?
Baid Finserv Ltd trades as BAIDFIN on the NSE and under code 511724 on the BSE.
Which sector does Baid Finserv Ltd belong to?
Baid Finserv Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Baid Finserv Ltd?
Baid Finserv Ltd has a market capitalisation of ₹178.28 Cr, which places it in the Small Cap band.
What is the PE ratio of Baid Finserv Ltd?
Baid Finserv Ltd trades at a PE ratio of 11.76, against a book value of ₹14.87 per share.
What is the 52-week high and low of Baid Finserv Ltd?
Over the last 52 weeks Baid Finserv Ltd has traded between ₹8.8 and ₹12.98.
Does Baid Finserv Ltd pay dividends?
Baid Finserv Ltd has a dividend yield of 0.85%.
What is the Return on Equity (ROE) of Baid Finserv Ltd?
Baid Finserv Ltd reported a return on equity of 6.43%. Its debt-to-equity ratio is 1.31.
Company Information
Baid Finserv Limited (Formerly Known as Baid Leasing and Finance Company Limited) is a Non- Deposit Taking NBFC carrying out the business of providing Car Loans, Commercial Vehicle Loans (new & used), MSME Loans, Loan Against Property and other asset backed loans. The Company is deeply penetrated in Rajasthan and has started operations in Madhya Pradesh.[1]
Website baidfinserv.com
CEO Mr. Panna Lal Baid
Employees 243
Listed 2023-01-20
Face Value ₹ 2
Issued Size 15,00,85,375
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