A
Apple Credit Corporation
APPLECREDT
Apple Credit Corporation
Financial Services Finance
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Weaknesses
1- Company has low interest coverage ratio.
Growth Rate
Net Income Growth
-27% lower than
3Y
Quarterly Results
| Particulars | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0.08 | 0.15 | 0.1 | 0.15 | 0.1 | 0.15 | 0.13 | 0.09 | 0.07 | 0.17 | 0.08 | 0.35 | 0.08 |
| Financing Profit | -0.08 | -0.15 | -0.1 | -0.15 | -0.1 | -0.15 | -0.13 | -0.09 | -0.07 | -0.17 | -0.08 | -0.35 | -0.09 |
| Other Income | 0 | 0.05 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.13 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | -0.08 | -0.1 | -0.1 | -0.15 | -0.1 | -0.15 | -0.13 | -0.09 | -0.07 | -0.17 | -0.08 | -0.22 | -0.09 |
| Tax % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | -0.08 | -0.1 | -0.1 | -0.15 | -0.1 | -0.15 | -0.13 | -0.09 | -0.07 | -0.17 | -0.08 | -0.22 | -0.09 |
| EPS in Rs | -0.04 | -0.05 | -0.05 | -0.08 | -0.05 | -0.08 | -0.07 | -0.05 | -0.04 | -0.09 | -0.04 | -0.11 | -0.05 |
Profit & Loss
| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.22 | 0.25 | -0.14 | -1.05 | 0.39 | 2.4 | 2.81 | 0.01 | 0.01 | 0 | 0 | 0 | 0 |
| Expenses | 5.11 | 0.99 | 1.9 | 1.05 | 0.92 | 1.27 | 2.74 | 0.43 | 0.47 | 0.49 | 0.47 | 0.43 | 0.68 |
| Financing Profit | -4.89 | -1.09 | -2.05 | -2.36 | -0.53 | 1.13 | 0.07 | -0.42 | -0.46 | -0.49 | -0.47 | -0.43 | -0.69 |
| Fin. Margin % | -2222.73% | -436% | 1464.29% | 224.76% | -135.9% | 47.08% | 2.49% | -4200% | -4600% | — | — | — | — |
| Other Income | 8.97 | -5.85 | 4.05 | 0.03 | 1.56 | 0 | 1.35 | 0 | 0.03 | 0.05 | 0 | 0.13 | 0.13 |
| Interest | 0 | 0.35 | 0.01 | 0.26 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 |
| Depreciation | 0.74 | 1.29 | 0.61 | 0.07 | 0.02 | 0.01 | 0.05 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 3.34 | -8.23 | 1.39 | -2.4 | 1.01 | 1.12 | 1.37 | -0.42 | -0.43 | -0.44 | -0.47 | -0.3 | -0.56 |
| Tax % | 0.3% | 0.12% | 60.43% | 0.42% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
| Net Profit | 3.33 | -8.24 | 0.55 | -2.41 | 1.01 | 1.12 | 1.37 | -0.43 | -0.43 | -0.44 | -0.47 | -0.3 | -0.56 |
| EPS in Rs | 1.72 | -4.24 | 0.28 | -1.24 | 0.52 | 0.58 | 0.71 | -0.22 | -0.22 | -0.23 | -0.24 | -0.15 | -0.29 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 19.42 | 19.42 | 19.42 | 19.42 | 19.42 | 19.42 | 19.42 | 19.42 | 19.42 | 19.42 | 19.42 | 19.42 |
| Reserves | -38.27 | -134 | -39.3 | -41.71 | -40.7 | -39.58 | -38.21 | -38.64 | -39.07 | -39.52 | -39.99 | -40.29 |
| Borrowing | 32.23 | 112 | 13.5 | 12.86 | 12.44 | 10.15 | 9.41 | 9.56 | 9.91 | 10.34 | 10.73 | 10.98 |
| Other Liabilities | 61.85 | 56.65 | 57.28 | 57.68 | 10.25 | 53.42 | 43 | 44.23 | 44.14 | 44.12 | 44.13 | 9.98 |
| Total Liabilities | 75.23 | 54.34 | 50.9 | 48.25 | 1.41 | 43.41 | 33.62 | 34.57 | 34.4 | 34.36 | 34.29 | 0.09 |
| Fixed Assets | 9.61 | 0.84 | 0.73 | 0.67 | 0.33 | 0.17 | 0.12 | 0.12 | 0.12 | 0.07 | 0.07 | 0.07 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.94 | 0.95 | 0.93 | 0.88 | 0.85 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 64.68 | 52.55 | 49.24 | 46.7 | 0.23 | 43.24 | 33.5 | 34.45 | 34.28 | 34.29 | 34.22 | 0.02 |
| Total Assets | 75.23 | 54.34 | 50.9 | 48.25 | 1.41 | 43.41 | 33.62 | 34.57 | 34.4 | 34.36 | 34.29 | 0.09 |
Cash Flow
| Particulars | Mar 2006 | Mar 2007 | Mar 2008 | Mar 2009 | Mar 2010 | Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 12.61 | 4.68 | 3.83 | 0.02 | 0.13 | 2.03 | 0.7 | -0.42 | -0.48 | -0.52 | -0.36 | -0.27 |
| Investing | 12.19 | 1.79 | 0.07 | 0.12 | 0.07 | 0.05 | 0.44 | 0 | 0 | 0.08 | 0 | 0 |
| Financing | -24.61 | -7.45 | -4.61 | -0.64 | -0.42 | -2.29 | -0.74 | 0.16 | 0.35 | 0.43 | 0.39 | 0.25 |
| Net Cash Flow | 0.19 | -0.98 | -0.71 | -0.5 | -0.22 | -0.21 | 0.4 | -0.26 | -0.13 | -0.01 | 0.02 | -0.02 |
| Free Cash Flow | 24.55 | 6.31 | 3.85 | 0.01 | 0.16 | 2.08 | 0.7 | -0.42 | -0.48 | -0.44 | -0.36 | -0.27 |
| CFO/OP | -258 | -818 | -255 | 0 | -151 | 180 | 1,886 | 98 | 104 | 106 | 77 | 63 |
Ratios
| Particulars | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|
| Debtor Days | 37 | 45 | 96 | 93 | 494 | 399 |
| Inventory Days | 3 | 0 | 0 | 0 | — | — |
| Days Payable | 50 | — | — | — | — | — |
| Cash Conversion Cycle | -10 | 45 | 96 | 93 | 494 | 399 |
| Working Capital Days | 7 | 45 | 130 | -114 | -99 | -189 |
| ROCE % | — | -4% | -7% | -2% | -24% | -32% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Apple Credit Corporation insights
15 extracted metrics + investor summaries across FY06–FY17.
Documents
1
Announcement under Regulation 30 (LODR)-Newspaper Publication
11 Feb - Newspaper publication for the unaudited financial results for the quarter ended December 31, 2025. 11 Feb - Newspaper publication for the unaudited financial results for the quarter ended December 31, 2025.
2
Announcement under Regulation 30 (LODR)-Resignation of Chief Financial Officer (CFO)
9 Feb - Unaudited Q3 results for Dec 31, 2025; CFO resigned effective Feb 09, 2026; two independents reappointed. 9 Feb - Unaudited Q3 results for Dec 31, 2025; CFO resigned effective Feb 09, 2026; two independents reappointed.
4
Change In Designation From WTD To Non Executive Director.
9 Feb - Board approved Q3 Dec 31, 2025 results; CFO Prashant Thakar resigned Feb 09, 2026; two independent directors to be reappointed. 9 Feb - Board approved Q3 Dec 31, 2025 results; CFO Prashant Thakar resigned Feb 09, 2026; two independent directors to be reappointed.
5
Re-Appointment Of Mr. Shail Shah (DIN: 06432640) And Mr. Ritesh Chothani (DIN: 09070982) As The Independent Directors Of The Company, For The Second Term Of 5 Years, Subject To The Approval Of Shareholders Via Postal Ballot.
9 Feb - Unaudited Q3 results approved; CFO Prashant Thakar resigned Feb 9, 2026; two independent directors reappointed (Feb 17, 2026–2031). 9 Feb - Unaudited Q3 results approved; CFO Prashant Thakar resigned Feb 9, 2026; two independent directors reappointed (Feb 17, 2026–2031).
Frequently Asked Questions about Apple Credit Corporation
What does Apple Credit Corporation Ltd do?
Abhayam Trading carries on the business of Hire Purchase and Leasing ,primarily in the transport sector, as a Non Banking Finance Company.
Which sector does Apple Credit Corporation Ltd belong to?
Apple Credit Corporation Ltd is classified under the Financial Services sector, in the Finance industry.
Company Information
Abhayam Trading carries on the business of Hire Purchase and Leasing ,primarily in the transport sector, as a Non Banking Finance Company.
Website accl.net.in; www.atl.net.in
Face Value ₹ 10
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