SPS Finquest
SPS Finquest
Financial ServicesTapetide Score
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Key Insights
Strengths
2- Company has reduced debt.
- Company is almost debt free.
Weaknesses
4- Stock is trading at 2.86 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 0.68% over past five years.
- Company has a low return on equity of 4.35% over last 3 years.
Growth Rate
Quarterly Results
| Particulars | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 17.9 | 1.21 | -3.08 | 1.13 | 12.64 | 2.44 | 0.97 | 3.19 | 2.88 | 2.08 | 1.74 | 2.09 | 2.68 |
| Expenses | 0.51 | 6.46 | 0.46 | 8.19 | 0.32 | 0.46 | 1.89 | 0.44 | 0.44 | 5.94 | 0.75 | 0.36 | 0.54 |
| Financing Profit | 16.52 | -5.64 | -3.97 | -7.89 | 11.57 | 1.23 | -1.6 | 2.53 | 2.28 | -4.12 | 0.87 | 1.71 | 2.05 |
| Fin. Margin % | 92.29% | -466.12% | 128.9% | -698.23% | 91.53% | 50.41% | -164.95% | 79.31% | 79.17% | -198.08% | 50% | 81.82% | 76.49% |
| Other Income | 2.74 | 9.07 | 0.06 | 0 | 0.08 | 0.04 | 0.04 | 0 | 0 | 0 | 0.04 | 0 | 0 |
| Interest | 0.87 | 0.39 | 0.43 | 0.83 | 0.75 | 0.75 | 0.68 | 0.22 | 0.16 | 0.26 | 0.12 | 0.02 | 0.09 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| PBT | 19.25 | 3.42 | -3.92 | -7.9 | 11.64 | 1.26 | -1.57 | 2.52 | 2.27 | -4.13 | 0.9 | 1.7 | 2.04 |
| Tax % | 6.49% | 8.77% | 13.78% | 11.39% | -4.21% | 34.13% | 77.71% | 78.17% | -126.43% | -25.67% | 22.22% | 32.94% | 25% |
| Net Profit | 18 | 3.13 | -4.46 | -8.8 | 12.12 | 0.83 | -2.79 | 0.54 | 5.14 | -3.07 | 0.7 | 1.14 | 1.53 |
| EPS in Rs | 17.76 | 3.09 | -4.4 | -8.68 | 11.96 | 0.82 | -2.75 | 0.53 | 5.07 | -3.03 | 0.69 | 1.12 | 1.51 |
Profit & Loss
| Particulars | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7.59 | 5.2 | 2.75 | 7.31 | 0.43 | 3.94 | 8.09 | 18.52 | 27.42 | 9.05 | 8.33 | 8.37 |
| Expenses | 0.28 | 2.55 | 0.31 | 0.34 | 0.88 | 8.33 | 18.95 | 1.26 | 1.94 | 2.55 | 5.97 | 3.86 |
| Financing Profit | 1.01 | 0.68 | 2.44 | 6.59 | -0.87 | -6.21 | -14.61 | 8.44 | 23.77 | 3.48 | 1.59 | 4.4 |
| Fin. Margin % | 13.31% | 13.08% | 88.73% | 90.15% | -202.33% | -157.61% | -180.59% | 45.57% | 86.69% | 38.45% | 19.09% | 52.57% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0.02 | 0 | 0.06 | 0 | 0 | 0 |
| Interest | 6.3 | 1.97 | 0 | 0.38 | 0.42 | 1.82 | 3.75 | 8.82 | 1.71 | 3.02 | 0.77 | 0.11 |
| Depreciation | 0 | 0 | 0.01 | 0.01 | 0 | 0.05 | 0.04 | 0.03 | 0.03 | 0.05 | 0.04 | 0.03 |
| PBT | 1.01 | 0.68 | 2.43 | 6.58 | -0.87 | -6.26 | -14.63 | 8.41 | 23.8 | 3.43 | 1.55 | 4.37 |
| Tax % | 31.68% | 111.76% | 21.4% | 27.66% | -91.95% | 11.98% | -1.98% | 9.51% | 8.78% | 60.06% | -112.9% | 31.12% |
| Net Profit | 0.69 | -0.08 | 1.92 | 4.77 | -0.07 | -7.01 | -14.34 | 7.61 | 21.71 | 1.36 | 3.31 | 3.02 |
| EPS in Rs | 2.65 | -0.08 | 1.9 | 4.72 | -0.07 | -6.94 | -14.2 | 7.53 | 21.41 | 1.34 | 3.27 | 2.98 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Balance Sheet
| Particulars | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1.16 | 4.51 | 4.51 | 4.51 | 4.51 | 4.51 | 4.51 | 4.51 | 10.14 | 10.14 | 10.14 | 10.14 |
| Reserves | 1.64 | 23.31 | 25.23 | 29.99 | 29.92 | 36.09 | 21.74 | 29.35 | 45.45 | 46.82 | 50.12 | 53.17 |
| Borrowing | 48.04 | 0.1 | 0.1 | 0.1 | 10.41 | 5.17 | 42.8 | 27.74 | 29.71 | 25.1 | 8.51 | 0 |
| Other Liabilities | 0.44 | 2.92 | 11.53 | 9.92 | 11.87 | 19.9 | 0.91 | 4.16 | 1.99 | 4.3 | 0.36 | 1.63 |
| Total Liabilities | 51.28 | 30.84 | 41.37 | 44.52 | 56.71 | 65.67 | 69.96 | 65.76 | 87.29 | 86.36 | 69.13 | 64.94 |
| Fixed Assets | 0 | 0.01 | 0.01 | 0.01 | 0.2 | 0.15 | 0.12 | 0.09 | 0.2 | 0.15 | 0.11 | 0.09 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 7.3 | 1.45 | 5.07 | 13.75 | 19.64 | 30.4 | 41.81 | 17.42 | 31.51 | 56.11 | 3.69 | 4.43 |
| Other Assets | 43.98 | 29.38 | 36.29 | 30.76 | 36.87 | 35.12 | 28.03 | 48.25 | 55.58 | 30.1 | 65.33 | 60.42 |
| Total Assets | 51.28 | 30.84 | 41.37 | 44.52 | 56.71 | 65.67 | 69.96 | 65.76 | 87.29 | 86.36 | 69.13 | 64.94 |
Cash Flow
| Particulars | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 17.36 | 14.76 | -4.92 | 5.25 | -1.28 | 10.17 | -12 | -0.63 | 6.95 | 16.89 | -34.27 | 12.33 |
| Investing | -1.54 | 6.22 | -2.88 | -5.03 | -8.75 | -3.47 | -21.4 | 24.24 | 6.11 | -19.96 | 48.97 | -2.73 |
| Financing | -17.16 | -24.82 | 3.04 | 0.08 | 9.9 | -7.03 | 33.87 | -23.88 | 0.26 | -7.62 | -17.36 | -8.61 |
| Net Cash Flow | -1.34 | -3.83 | -4.76 | 0.29 | -0.13 | -0.33 | 0.47 | -0.27 | 13.32 | -10.69 | -2.66 | 0.99 |
| Free Cash Flow | 17.36 | 14.75 | -4.92 | 5.24 | -1.48 | 10.16 | -12.01 | -0.64 | 6.87 | 16.89 | -34.27 | 12.33 |
| CFO/OP | 237 | 557 | -202 | 75 | 284 | -232 | 110 | -4 | 30 | 260 | -1,359 | 295 |
Ratios
| Particulars | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 28.11% | -0.52% | 6.67% | 14.85% | -0.2% | -18.69% | -42.9% | 25.32% | 48.43% | 2.42% | 5.65% | 4.89% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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51 extracted metrics + investor summaries across FY11–FY25.
Documents
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Company Information
Incorporated in 1996, SPS Finquest Ltd is a Non-banking Finance Company engaged in stock financing and providing inter-corporate loans.
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