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Sonal Mercantile

SONAL NSE
₹77.00 −6.49 (−7.77%)
P/E
5.71
View as Markdown
MCP
Close 4 Nov 2026 ₹77.00 −16.37 −17.5% 1Y
Start ₹93.37

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures as of · EPS basis: Consolidated · TTM

Debt to Equity
0.76
EPS (TTM)
₹13.49
Book Value
₹261.51
Market Cap
—
P/E (TTM)
5.71
P/B
0.29
ROE
6.91%
Dividend Yield
0.00%
52W High
₹153.33
52W Low
₹73.35
Day Range
₹75.20 – ₹86.50
Volume
88
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Peer Comparison

Financial Services › NBFC › Non Banking Financial Company (NBFC)

Sonal Mercantile peer comparison
Bajaj Finance
₹994.0028.53₹6,11,015 Cr5.020.62%18.20%—₹90,331 Cr₹22,067 Cr
Shriram Finance
₹908.7515.19₹2,13,704 Cr1.920.73%16.40%—₹51,877 Cr₹12,688 Cr
Cholamandalam Investment
₹1,658.0024.45₹1,42,243 Cr4.100.12%19.40%—₹32,663 Cr₹5,751 Cr
Tata Capital
₹337.7526.24₹1,41,036 Cr2.930.17%12.40%—₹32,695 Cr₹5,478 Cr
Muthoot Finance
₹2,709.809.57₹1,04,354 Cr2.481.19%30.90%—₹33,431 Cr₹11,457 Cr
L&T Finance
₹263.7020.75₹63,912 Cr2.261.09%11.20%—₹18,898 Cr₹3,198 Cr
SBI Cards
₹553.0023.14₹52,160 Cr3.060.47%14.70%—₹20,063 Cr₹2,275 Cr
Sonal Mercantile (this company)
₹77.005.71₹127 Cr0.290.00%6.91%—₹37 Cr₹20 Cr
Median 8 companies₹730.8821.95₹1,22,695 Cr2.710.54%15.55%—₹32,679 Cr₹5,615 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company. 1 company is not shown because they are not listed on an exchange we cover.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

59 Good

Data confidence 94/100

Category scores

Quality
76
Strong
Returns, margins, earnings quality 22% weight
Valuation
78
Strong
Cheap vs sector & own history 24% weight
Growth
48
Average
Sales & profit trajectory 9% weight
Financial Health
38
Weak
Solvency, leverage, coverage 9% weight
Momentum
26
Poor
Trend strength, vol-adjusted 12% weight
Ownership
50
Average
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Stock is trading at 0.31 times its book value

Weaknesses

4
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • Promoter holding is low: 24.9%
  • Company has a low return on equity of 8.14% over last 3 years.

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallStrong Bearish1162
OscillatorsBullish162
Moving AveragesStrong Bearish1000

Key readings

RSI (14)
41.70
Neutral
MACD (12,26,9)
−1.39
Bullish
SMA (50)
85.92
Bearish
SMA (200)
96.21
Bearish

As of

Growth Rate

From the financial statements below. 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
5Y+16.63%
3Y+16.40%
1Y+17.14%
TTM+4.03%

Net profit

Net profit growth by window
5Y+13.18%
3Y+13.04%
1Y−18.75%
TTM−39.81%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2019₹4.00 Cr
Mar 2020₹13.00 Cr
Mar 2021₹19.00 Cr
Mar 2022₹21.00 Cr
Mar 2023₹26.00 Cr
Mar 2024₹39.00 Cr
Mar 2025₹35.00 Cr
Mar 2026₹41.00 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2019₹5.00 Cr
Mar 2020₹6.00 Cr
Mar 2021₹14.00 Cr
Mar 2022₹17.00 Cr
Mar 2023₹18.00 Cr
Mar 2024₹24.00 Cr
Mar 2025₹32.00 Cr
Mar 2026₹26.00 Cr

Quarterly Results

₹ Cr
538943 quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
9.64
10.05
9.36
10.26
9.43
9.07
8.23
8.56
9.34
9.79
8.26
13.37
5.2
Expenses
0.09
0.15
−0.05
0.14
0.08
0.03
0.22
0.12
0.22
0.33
0.51
0.21
−0.19
Financing Profit
3.46
3.53
3.58
5.11
3.59
3.56
3.21
3.72
3.07
3.14
1.89
7.42
1.39
Fin. Margin %
35.89%
35.12%
38.25%
49.81%
38.07%
39.25%
39%
43.46%
32.87%
32.07%
22.88%
55.5%
26.73%
Other Income
0
0
0
0.02
0
0
0
−0.08
0
0
0
0
−0.16
Interest
6.09
6.37
5.83
5.01
5.76
5.48
4.8
4.72
6.05
6.32
5.86
5.74
4
Depreciation
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0
PBT
3.45
3.52
3.57
5.12
3.58
3.55
3.2
3.63
3.06
3.13
1.88
7.41
1.23
Tax %
25.22%
25%
25.21%
25.2%
25.14%
25.35%
26.25%
25.34%
25.16%
26.52%
29.79%
25.24%
25.2%
Net Profit
5.03
5.23
6.62
7.32
7.73
7.78
7.38
9.43
8.44
7.63
2.58
7.03
2.64
EPS (₹)
3.41
3.55
4.49
4.97
5.24
5.28
5.01
6.4
5.73
5.18
1.75
4.77
1.79

Profit & Loss

₹ Cr
538943 profit and loss, annual, ₹ crore
Particulars Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
4
13
19
21
26
39
35
41
37
Expenses
1
1
1
1
1
1
1
1
1
Financing Profit
1
3
6
8
10
16
14
16
14
Fin. Margin %
23%
20%
34%
39%
40%
40%
40%
38%
38%
Other Income
0
0
0
0
0
0
0
0
0
Interest
2
9
11
12
15
23
21
24
22
Depreciation
0
0
0
0
0
0
0
0
0
PBT
1
3
6
8
11
16
14
15
14
Tax %
25%
25%
25%
26%
25%
25%
26%
26%
—
Net Profit
5
6
14
17
18
24
32
26
20
EPS (₹)
3.15
4.41
9.65
11.55
12.21
16.42
21.93
17.42
13.49
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
—

Balance Sheet

₹ Cr
538943 balance sheet, annual, ₹ crore
Particulars Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
15
15
15
15
15
15
15
15
Reserves
161
170
202
233
275
299
343
371
Borrowing
67
134
138
159
304
291
257
295
Other Liabilities
0
8
26
17
15
16
16
17
Total Liabilities
244
327
381
423
608
621
632
697
Fixed Assets
0
0
0
0
0
6
6
5
CWIP
0
0
0
0
0
0
0
0
Investments
153
164
195
220
253
259
293
326
Other Assets
90
163
185
203
355
355
332
365
Total Assets
244
327
381
423
608
621
632
697

Cash Flow

₹ Cr
538943 cash flow, annual, ₹ crore
Particulars Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
−59
−59
0
−21
−1
0
1
17
Investing
0
−4
−4
0
1
0
0
−18
Financing
65
58
3
21
0
0
0
0
Net Cash Flow
6
−6
0
0
0
0
1
−1
Free Cash Flow
−59
−59
0
−21
−1
0
1
17
CFO/OP
−1,849
−485
10
−97
5
11
14
54

Ratios

538943 financial ratios, annual
Particulars Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
3%
4%
7%
7%
7%
8%
10%
7%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Sonal Mercantile insights

38 extracted metrics across FY19–FY27.

Shareholding Pattern

As of Sep 2026

  • Others 49.08%
  • Public 26.01%
  • Promoters 24.92%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about Sonal Mercantile

What does Sonal Mercantile Ltd do?
Incorporated in 1985, Sonal Mercantile Ltd is an NBFC which provides short term and long term finance
Where is Sonal Mercantile Ltd (SONAL) listed?
Sonal Mercantile Ltd trades as SONAL on the NSE and under code 538943 on the BSE.
Which sector does Sonal Mercantile Ltd belong to?
Sonal Mercantile Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Sonal Mercantile Ltd?
Sonal Mercantile Ltd trades at a PE ratio of 5.71 as of 4 Nov 2026, on earnings per share of ₹13.49, against a book value of ₹261.51 per share.
What is the 52-week high and low of Sonal Mercantile Ltd?
Over the last 52 weeks Sonal Mercantile Ltd has traded between ₹73.35 and ₹153.33 as of 4 Nov 2026.
What is the Return on Equity (ROE) of Sonal Mercantile Ltd?
Sonal Mercantile Ltd reported a return on equity of 6.91%. Its debt-to-equity ratio is 0.76.

Company Information

Incorporated in 1985, Sonal Mercantile Ltd is an NBFC which provides short term and long term finance

Website sonalmercantile.in
Listed 9 Feb 2015
Face Value ₹10

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