KJMC Financial Services
Financial Services
KJMCFIN NSE
₹58.98 +2.23 (+3.93%)
- P/E
- 12.96
Close 4 Nov 2026 ₹58.98 −23.03 −28.1% 1Y
Start ₹82.01
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures as of · EPS basis: Consolidated · TTM
- Debt to Equity
- 0.16
- EPS (TTM)
- ₹4.55
- Book Value
- ₹208.99
- Market Cap
- —
- P/E (TTM)
- 12.96
- P/B
- 0.28
- ROE
- 1.46%
- Dividend Yield
- 1.76%
- 52W High
- ₹88.00
- 52W Low
- ₹41.21
- Day Range
- ₹51.51 – ₹59.99
- Volume
- 557
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Peer Comparison
Financial Services › NBFC › Non Banking Financial Company (NBFC)
| ₹994.00 | 28.53 | ₹6,11,015 Cr | 5.02 | 0.62% | 18.20% | — | ₹90,331 Cr | ₹22,067 Cr | |
| ₹908.75 | 15.19 | ₹2,13,704 Cr | 1.92 | 0.73% | 16.40% | — | ₹51,877 Cr | ₹12,688 Cr | |
| ₹1,658.00 | 24.45 | ₹1,42,243 Cr | 4.10 | 0.12% | 19.40% | — | ₹32,663 Cr | ₹5,751 Cr | |
| ₹337.75 | 26.24 | ₹1,41,036 Cr | 2.93 | 0.17% | 12.40% | — | ₹32,695 Cr | ₹5,478 Cr | |
| ₹2,709.80 | 9.57 | ₹1,04,354 Cr | 2.48 | 1.19% | 30.90% | — | ₹33,431 Cr | ₹11,457 Cr | |
| ₹263.70 | 20.75 | ₹63,912 Cr | 2.26 | 1.09% | 11.20% | — | ₹18,898 Cr | ₹3,198 Cr | |
| ₹553.00 | 23.14 | ₹52,160 Cr | 3.06 | 0.47% | 14.70% | — | ₹20,063 Cr | ₹2,275 Cr | |
| KJMC Financial Services (this company) | ₹58.98 | 12.96 | ₹25 Cr | 0.28 | 1.76% | 1.46% | — | ₹7 Cr | ₹2 Cr |
| Median 8 companies | ₹730.88 | 21.95 | ₹1,22,695 Cr | 2.71 | 0.68% | 15.55% | — | ₹32,679 Cr | ₹5,615 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company. 1 company is not shown because they are not listed on an exchange we cover.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
58 Good
Data confidence 94/100
Category scores
- Quality
- 53
- Average
- Returns, margins, earnings quality 22% weight
- Valuation
- 61
- Good
- Cheap vs sector & own history 24% weight
- Growth
- 60
- Good
- Sales & profit trajectory 9% weight
- Financial Health
- 52
- Average
- Solvency, leverage, coverage 9% weight
- Momentum
- 71
- Strong
- Trend strength, vol-adjusted 12% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
2- Stock is trading at 0.33 times its book value
- Company's working capital requirements have reduced from 54.1 days to 30.2 days
Weaknesses
1- Company has a low return on equity of 1.03% over last 3 years.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Bullish | 5 | 7 | 7 |
| Oscillators | Bearish | 2 | 7 | 0 |
| Moving Averages | Strong Bullish | 3 | 0 | 7 |
Oscillators
Bearish
Bearish
2
Neutral
7
Bullish
0
Overall
Bullish
Bearish
5
Neutral
7
Bullish
7
Moving Averages
Strong Bullish
Bearish
3
Neutral
0
Bullish
7
Key readings
- RSI (14)
- 50.09
- Neutral
- MACD (12,26,9)
- −0.76
- Bearish
- SMA (50)
- 61.33
- Bearish
- SMA (200)
- 54.80
- Bullish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +10.47% |
|---|---|
| 5Y | +27.21% |
| 3Y | +25.36% |
| 1Y | +20.53% |
| TTM | +24.82% |
Net profit
| 10Y | +9.97% |
|---|---|
| 5Y | Turned to profit |
| 3Y | Turned to profit |
| 1Y | +101.23% |
| TTM | +60.29% |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹2.81 Cr |
|---|---|
| Mar 2018 | ₹6.92 Cr |
| Mar 2019 | ₹2.63 Cr |
| Mar 2020 | ₹2.27 Cr |
| Mar 2021 | ₹1.78 Cr |
| Mar 2022 | ₹3.65 Cr |
| Mar 2023 | ₹3.01 Cr |
| Mar 2024 | ₹4.63 Cr |
| Mar 2025 | ₹4.92 Cr |
| Mar 2026 | ₹5.93 Cr |
Net profit by year
| Mar 2017 | ₹0.42 Cr |
|---|---|
| Mar 2018 | ₹0.50 Cr |
| Mar 2019 | −₹0.69 Cr |
| Mar 2020 | −₹1.51 Cr |
| Mar 2021 | −₹1.40 Cr |
| Mar 2022 | −₹0.43 Cr |
| Mar 2023 | −₹0.89 Cr |
| Mar 2024 | ₹0.90 Cr |
| Mar 2025 | ₹0.81 Cr |
| Mar 2026 | ₹1.63 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.05 | 1.32 | 1.08 | 1.18 | 1.58 | 2.02 | 1.27 | 0.05 | 2.14 | 1.57 | 1.38 | 0.85 | 3.04 |
| Expenses | 0.68 | 0.44 | 0.56 | 0.66 | 0.72 | 0.67 | 0.93 | 0.43 | 0.51 | 0.63 | 0.59 | 0.53 | 0.49 |
| Financing Profit | 0.17 | 0.7 | 0.42 | 0.32 | 0.67 | 1.19 | 0.09 | −0.62 | 1.45 | 0.68 | 0.36 | −0.07 | 2.25 |
| Fin. Margin % | 16.19% | 53.03% | 38.89% | 27.12% | 42.41% | 58.91% | 7.09% | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. | 67.76% | 43.31% | 26.09% | −8.24% | 74.01% |
| Other Income | 0.01 | 0.01 | 0.01 | 0.04 | 0.03 | 0.03 | 0.03 | 0.21 | 0.07 | 0.18 | 0.07 | 0.07 | 0.08 |
| Interest | 0.2 | 0.18 | 0.1 | 0.2 | 0.19 | 0.16 | 0.25 | 0.24 | 0.18 | 0.26 | 0.43 | 0.39 | 0.3 |
| Depreciation | 0.06 | 0.06 | 0.06 | 0.12 | 0.11 | 0.11 | 0.11 | 0.11 | 0.1 | 0.1 | 0.14 | 0.13 | 0.12 |
| PBT | 0.12 | 0.65 | 0.37 | 0.24 | 0.59 | 1.11 | 0.01 | −0.52 | 1.42 | 0.76 | 0.29 | −0.13 | 2.21 |
| Tax % | 75% | 15.38% | 29.73% | 70.83% | 11.86% | 36.94% | 0% | −19.23% | 24.65% | 25% | 48.28% | 30.77% | 26.24% |
| Net Profit | 0.03 | 0.55 | 0.25 | 0.08 | 0.52 | 0.7 | 0 | −0.42 | 1.08 | 0.56 | 0.16 | −0.17 | 1.63 |
| EPS (₹) | 0.06 | 1.15 | 0.52 | 0.17 | 1.09 | 1.46 | 0 | −0.88 | 2.26 | 1.17 | 0.33 | −0.36 | 3.41 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.25 | 2.19 | 2.81 | 6.92 | 2.63 | 2.27 | 1.78 | 3.65 | 3.01 | 4.63 | 4.92 | 5.93 | 6.84 |
| Expenses | 0.88 | 1.29 | 2.03 | 5.09 | 2 | 2.43 | 2.82 | 2.86 | 2.81 | 2.33 | 2.74 | 2.26 | 2.24 |
| Financing Profit | 0.21 | 0.69 | 0.38 | 0.6 | −0.67 | −1.34 | −1.83 | −0.07 | −0.51 | 1.62 | 1.34 | 2.41 | 3.22 |
| Fin. Margin % | 16.8% | 31.51% | 13.52% | 8.67% | −25.48% | −59.03% | −102.81% | −1.92% | −16.94% | 34.99% | 27.24% | 40.64% | 47.08% |
| Other Income | 0.09 | 0.06 | 0.02 | 0.07 | 0.11 | 0.09 | 0.18 | 0.08 | 0.08 | 0.06 | 0.3 | 0.4 | 0.4 |
| Interest | 0.16 | 0.21 | 0.4 | 1.23 | 1.3 | 1.18 | 0.79 | 0.86 | 0.71 | 0.68 | 0.84 | 1.26 | 1.38 |
| Depreciation | 0.19 | 0.14 | 0.1 | 0.07 | 0.09 | 0.29 | 0.19 | 0.11 | 0.2 | 0.3 | 0.44 | 0.46 | 0.49 |
| PBT | 0.11 | 0.61 | 0.3 | 0.6 | −0.65 | −1.54 | −1.84 | −0.1 | −0.63 | 1.38 | 1.2 | 2.35 | 3.13 |
| Tax % | −63.64% | −1.64% | −36.67% | 16.67% | 4.62% | −1.95% | −23.91% | 330% | 41.27% | 34.06% | 32.5% | 30.64% | — |
| Net Profit | 0.18 | 0.63 | 0.42 | 0.5 | −0.69 | −1.51 | −1.4 | −0.43 | −0.89 | 0.9 | 0.81 | 1.63 | 2.18 |
| EPS (₹) | 0.46 | 1.4 | 0.88 | 1.04 | −1.44 | −3.16 | −2.93 | −0.9 | −1.86 | 1.88 | 1.69 | 3.41 | 4.55 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 29.39% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.91 | 4.49 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 |
| Reserves | 9.38 | 10.01 | 10.43 | 10.93 | 19.94 | 19.46 | 54.24 | 65.53 | 64.11 | 103 | 135 | 79.33 |
| Borrowing | 2.67 | 2.48 | 9.35 | 11.97 | 12.04 | 12.96 | 3.71 | 5.1 | 7.82 | 7.23 | 4.41 | 13.66 |
| Other Liabilities | 7.56 | 7.38 | 2.77 | 2.34 | 1.89 | 0.91 | 6.15 | 5.06 | 5.22 | 9.78 | 20.62 | 11.08 |
| Total Liabilities | 23.52 | 24.36 | 27.34 | 30.03 | 38.66 | 38.12 | 68.89 | 80.48 | 81.94 | 125 | 165 | 109 |
| Fixed Assets | 0.47 | 0.37 | 0.27 | 0.22 | 0.37 | 0.36 | 0.19 | 0.85 | 0.92 | 0.7 | 4.58 | 4.9 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 20.2 | 21.64 | 22.45 | 22.34 | 22.83 | 21.72 | 60.94 | 71.4 | 71.96 | 118 | 157 | 92.49 |
| Other Assets | 2.85 | 2.35 | 4.62 | 7.47 | 15.46 | 16.04 | 7.76 | 8.23 | 9.06 | 5.85 | 3.2 | 11.47 |
| Total Assets | 23.52 | 24.36 | 27.34 | 30.03 | 38.66 | 38.12 | 68.89 | 80.48 | 81.94 | 125 | 165 | 109 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −2.5 | 0.03 | −1.67 | −1.4 | −3.65 | −1.23 | 0.57 | −1.28 | −2.58 | 4.3 | 1.33 | −8.35 |
| Investing | 0 | −0.03 | 0 | −0.01 | 12.91 | 1.54 | 2.72 | 0.86 | −0.21 | −3.06 | 2.4 | 0.1 |
| Financing | 2.49 | −0.01 | 1.64 | 1.42 | −2.39 | −0.23 | −10.01 | 0.54 | 2.83 | −1.31 | −3.66 | 7.98 |
| Net Cash Flow | −0.01 | −0.01 | −0.03 | 0.01 | 6.87 | 0.07 | −6.72 | 0.12 | 0.04 | −0.07 | 0.07 | −0.27 |
| Free Cash Flow | −2.5 | 0 | −1.67 | −1.41 | −3.86 | −1.24 | 0.55 | −2.05 | −2.85 | 4.27 | 1.3 | −8.99 |
| CFO/OP | −673 | 6 | −228 | −72 | −551 | 700 | −75 | −158 | −1,290 | 191 | 66 | −221 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 1.42% | 4.53% | 2.83% | 3.23% | −3.41% | −6.17% | −3.36% | −0.66% | −1.28% | 1.02% | 0.65% | 1.46% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view KJMC Financial Services insights
40 extracted metrics across FY15–FY27.
Documents
- General announcements 12 Oct 2026
Frequently Asked Questions about KJMC Financial Services
What does KJMC Financial Services Ltd do?
Incorporated in 1988, KJMC Finserv Services Ltd is in the business of lending.
Where is KJMC Financial Services Ltd (KJMCFIN) listed?
KJMC Financial Services Ltd trades as KJMCFIN on the NSE and under code 530235 on the BSE.
Which sector does KJMC Financial Services Ltd belong to?
KJMC Financial Services Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of KJMC Financial Services Ltd?
KJMC Financial Services Ltd trades at a PE ratio of 12.96 as of 4 Nov 2026, on earnings per share of ₹4.55, against a book value of ₹208.99 per share.
What is the 52-week high and low of KJMC Financial Services Ltd?
Over the last 52 weeks KJMC Financial Services Ltd has traded between ₹41.21 and ₹88 as of 4 Nov 2026.
Does KJMC Financial Services Ltd pay dividends?
KJMC Financial Services Ltd has a dividend yield of 1.76%.
What is the Return on Equity (ROE) of KJMC Financial Services Ltd?
KJMC Financial Services Ltd reported a return on equity of 1.46%. Its debt-to-equity ratio is 0.16.
Company Information
Incorporated in 1988, KJMC Finserv Services Ltd is in the business of lending.
Website kjmc.com
CEO Mr. Rajnesh Inderchand Jain B.Com, FCA
Employees 6
Listed 17 Aug 2026
Face Value ₹10
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