VB Desai Financial Services
Financial Services
511110 BSE
₹16.63 −0.86 (−4.92%)
- P/E
- 7.84
Close 4 Nov 2026 ₹16.63 −8.67 −34.3% 1Y
Start ₹25.30
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures as of · EPS basis: Standalone · TTM
- ROCE
- 9.29%
- Debt to Equity
- 0.00
- EPS (TTM)
- ₹2.12
- Book Value
- ₹28.49
- Market Cap
- —
- P/E (TTM)
- 7.84
- P/B
- 0.58
- ROE
- 6.97%
- Dividend Yield
- 0.00%
- EBITDA
- ₹1.20 Cr
- 52W High
- ₹29.29
- 52W Low
- ₹11.60
- Day Range
- ₹16.62 – ₹18.35
- Volume
- 770
Peer Comparison
Financial Services › Other Financial Services
| ₹4,448.00 | 36.78 | ₹32,560 Cr | 9.94 | 0.81% | 24.50% | 32.60% | ₹4,126 Cr | ₹884 Cr | |
| ₹8,044.35 | — | ₹10,960 Cr | 1,266.83 | 0.00% | −62.00% | −32.70% | −₹7 Cr | −₹8 Cr | |
| ₹315.05 | 8.23 | ₹5,687 Cr | 2.01 | 0.00% | 24.00% | 22.70% | ₹2,643 Cr | ₹380 Cr | |
| ₹124.11 | 9.47 | ₹3,961 Cr | 0.98 | 0.82% | 14.00% | 15.90% | ₹670 Cr | ₹377 Cr | |
| ₹122.40 | 510.00 | ₹2,497 Cr | — | 0.02% | 17.50% | 24.30% | ₹159 Cr | ₹5 Cr | |
| ₹80.45 | 50.60 | ₹2,175 Cr | 16.83 | 0.00% | 27.70% | 31.40% | ₹259 Cr | ₹45 Cr | |
| VB Desai Financial Services (this company) | ₹16.63 | 7.84 | ₹8 Cr | 0.58 | 0.00% | 6.97% | 9.29% | ₹3 Cr | ₹1 Cr |
| ₹182.38 | — | — | — | — | 5.24% | 6.77% | — | — | |
| Median 8 companies | ₹153.25 | 23.13 | ₹3,961 Cr | 5.98 | 0.00% | 15.75% | 19.30% | ₹259 Cr | ₹45 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company. 1 company is not shown because they are not listed on an exchange we cover.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
60 Good
Data confidence 97/100
Category scores
- Quality
- 68
- Strong
- Returns, margins, earnings quality 22% weight
- Valuation
- 69
- Strong
- Cheap vs sector & own history 24% weight
- Growth
- 44
- Weak
- Sales & profit trajectory 9% weight
- Financial Health
- 73
- Strong
- Solvency, leverage, coverage 9% weight
- Momentum
- 47
- Average
- Trend strength, vol-adjusted 12% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 12 | 4 | 3 |
| Oscillators | Bullish | 2 | 4 | 3 |
| Moving Averages | Strong Bearish | 10 | 0 | 0 |
Oscillators
Bullish
Bearish
2
Neutral
4
Bullish
3
Overall
Strong Bearish
Bearish
12
Neutral
4
Bullish
3
Moving Averages
Strong Bearish
Bearish
10
Neutral
0
Bullish
0
Key readings
- RSI (14)
- 37.82
- Neutral
- MACD (12,26,9)
- −0.07
- Bearish
- SMA (50)
- 18.41
- Bearish
- SMA (200)
- 18.57
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +10.95% |
|---|---|
| 5Y | +12.93% |
| 3Y | +12.37% |
| 1Y | +19.09% |
| TTM | −2.32% |
Net profit
| 10Y | +12.41% |
|---|---|
| 5Y | +35.57% |
| 3Y | +41.05% |
| 1Y | +55.36% |
| TTM | +52.38% |
Operating cash flow
| 10Y | +0.39% |
|---|---|
| 5Y | Turned positive |
| 3Y | Turned positive |
| 1Y | Turned positive |
| TTM | — |
TTM: Reported once a year, so there is no trailing-twelve-month figure.
Operating margin· change in pp
| 10Y | +3.62 pp |
|---|---|
| 5Y | +15.50 pp |
| 3Y | +13.27 pp |
| 1Y | +7.10 pp |
| TTM | +2.50 pp |
Revenue by year
| Mar 2017 | ₹1.14 Cr |
|---|---|
| Mar 2018 | ₹1.33 Cr |
| Mar 2019 | ₹2.19 Cr |
| Mar 2020 | ₹2.59 Cr |
| Mar 2021 | ₹2.14 Cr |
| Mar 2022 | ₹2.81 Cr |
| Mar 2023 | ₹2.77 Cr |
| Mar 2024 | ₹3.30 Cr |
| Mar 2025 | ₹3.30 Cr |
| Mar 2026 | ₹3.93 Cr |
Net profit by year
| Mar 2017 | ₹0.14 Cr |
|---|---|
| Mar 2018 | ₹0.08 Cr |
| Mar 2019 | ₹0.45 Cr |
| Mar 2020 | ₹0.59 Cr |
| Mar 2021 | ₹0.19 Cr |
| Mar 2022 | ₹0.36 Cr |
| Mar 2023 | ₹0.31 Cr |
| Mar 2024 | ₹0.47 Cr |
| Mar 2025 | ₹0.56 Cr |
| Mar 2026 | ₹0.87 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.81 | 0.5 | 0.77 | 1.04 | 0.77 | 0.73 | 0.62 | 0.71 | 0.96 | 0.68 | 0.57 | 0.62 | 1.08 |
| Expenses | 0.67 | 0.47 | 0.71 | 0.82 | 0.65 | 0.65 | 0.57 | 0.68 | 0.96 | 0.64 | 0.55 | 0.61 | 0.92 |
| Operating Profit | 0.14 | 0.03 | 0.06 | 0.22 | 0.12 | 0.08 | 0.05 | 0.03 | 0 | 0.04 | 0.02 | 0.01 | 0.16 |
| OPM % | 17.28% | 6% | 7.79% | 21.15% | 15.58% | 10.96% | 8.06% | 4.23% | 0% | 5.88% | 3.51% | 1.61% | 14.81% |
| Other Income | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.05 | 0.12 | 0.28 | 0.27 | 0.28 | 0.28 | 0.27 | 0.27 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.18 | 0.07 | 0.11 | 0.26 | 0.17 | 0.13 | 0.17 | 0.31 | 0.27 | 0.32 | 0.3 | 0.28 | 0.43 |
| Tax % | 22.22% | 28.57% | 18.18% | 26.92% | 29.41% | 23.08% | 11.76% | 35.48% | 25.93% | 25% | 26.67% | 25% | 30.23% |
| Net Profit | 0.13 | 0.06 | 0.09 | 0.19 | 0.12 | 0.09 | 0.14 | 0.2 | 0.2 | 0.24 | 0.22 | 0.21 | 0.29 |
| EPS (₹) | 0.29 | 0.13 | 0.2 | 0.42 | 0.27 | 0.2 | 0.31 | 0.44 | 0.44 | 0.53 | 0.49 | 0.46 | 0.64 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.26 | 1.39 | 1.14 | 1.33 | 2.19 | 2.59 | 2.14 | 2.81 | 2.77 | 3.3 | 3.3 | 3.93 | 2.95 |
| Expenses | 0.87 | 1.03 | 0.99 | 1.21 | 1.64 | 1.85 | 1.84 | 2.32 | 2.32 | 2.68 | 2.56 | 2.77 | 2.72 |
| Operating Profit | 0.39 | 0.36 | 0.15 | 0.12 | 0.55 | 0.74 | 0.3 | 0.49 | 0.45 | 0.62 | 0.74 | 1.16 | 0.23 |
| OPM % | 30.95% | 25.9% | 13.16% | 9.02% | 25.11% | 28.57% | 14.02% | 17.44% | 16.25% | 18.79% | 22.42% | 29.52% | 7.8% |
| Other Income | 0 | 0.01 | 0.02 | 0.13 | 0 | 0 | 0.02 | 0 | 0 | 0 | 0.03 | 0.01 | 1.1 |
| Interest | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.01 | 0.01 | 0.01 | 0 | 0 | 0.01 | 0 |
| PBT | 0.35 | 0.34 | 0.13 | 0.22 | 0.52 | 0.72 | 0.31 | 0.48 | 0.44 | 0.62 | 0.77 | 1.16 | 1.33 |
| Tax % | −8.57% | 20.59% | −7.69% | 63.64% | 11.54% | 16.67% | 38.71% | 27.08% | 29.55% | 24.19% | 27.27% | 25.86% | — |
| Net Profit | 0.37 | 0.27 | 0.14 | 0.08 | 0.45 | 0.59 | 0.19 | 0.36 | 0.31 | 0.47 | 0.56 | 0.87 | 0.96 |
| EPS (₹) | 0.82 | 0.6 | 0.31 | 0.18 | 0.99 | 1.3 | 0.42 | 0.8 | 0.68 | 1.04 | 1.24 | 1.92 | 2.12 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.54 | 4.54 | 4.54 | 4.54 | 4.54 | 4.54 | 4.54 | 4.54 | 4.54 | 4.54 | 4.54 | 4.54 |
| Reserves | 4.22 | 4.49 | 4.61 | 4.66 | 5.03 | 5.62 | 5.81 | 6.17 | 6.48 | 6.95 | 7.51 | 8.38 |
| Borrowings | 0 | 0.07 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0.23 | 0.23 | 0.4 | 0.46 | 0.59 | 0.53 | 0.51 | 0.59 | 0.56 | 0.7 | 0.58 | 0.58 |
| Total Liabilities | 8.99 | 9.33 | 9.55 | 9.66 | 10.16 | 10.69 | 10.86 | 11.3 | 11.58 | 12.19 | 12.63 | 13.5 |
| Fixed Assets | 0.16 | 0.13 | 0.1 | 0.07 | 0.05 | 0.02 | 0.01 | 0.01 | 0 | 0 | 0.04 | 0.04 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 3.29 | 3.31 | 3.44 | 5.44 | 7.92 | 8.22 | 8.21 | 8.54 | 8.67 | 8.67 | 0.13 | 0.26 |
| Other Assets | 5.54 | 5.89 | 6.01 | 4.15 | 2.19 | 2.45 | 2.64 | 2.75 | 2.91 | 3.52 | 12.46 | 13.2 |
| Total Assets | 8.99 | 9.33 | 9.55 | 9.66 | 10.16 | 10.69 | 10.86 | 11.3 | 11.58 | 12.19 | 12.63 | 13.5 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 0.62 | 0.25 | −0.13 | 1.77 | 2.35 | −0.07 | −0.02 | 0.44 | −0.13 | 0.32 | −8.31 | 0.26 |
| Investing | −0.89 | −0.02 | −0.01 | −1.99 | −2.29 | 0.05 | 0 | −0.32 | 0 | 0 | 8.49 | −0.12 |
| Financing | 0 | 0.07 | −0.09 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | −0.28 | 0.3 | −0.23 | −0.22 | 0.06 | −0.01 | −0.02 | 0.11 | −0.13 | 0.32 | 0.17 | 0.14 |
| Free Cash Flow | 0.62 | 0.25 | −0.13 | 1.77 | 2.34 | −0.07 | −0.02 | 0.44 | −0.13 | 0.32 | −8.35 | 0.25 |
| CFO/OP | 192 | 92 | −60 | 1,617 | 460 | 18 | 43 | 122 | −20 | 77 | −1,103 | 53 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 17.38 | 26.26 | 35.22 | 32.93 | 26.67 | 25.37 | 23.88 | 35.07 | 50.07 | 47.56 | 32.08 | 29.72 |
| Cash Conversion Cycle | 17.38 | 26.26 | 35.22 | 32.93 | 26.67 | 25.37 | 23.88 | 35.07 | 50.07 | 47.56 | 32.08 | 29.72 |
| Working Capital Days | 107 | 55.14 | 60.83 | 21.95 | 8.33 | 63.42 | 76.75 | 12.99 | 31.62 | 21.02 | 85.17 | 140 |
| ROCE % | 4.08% | 3.81% | 1.53% | 2.4% | 5.54% | 7.3% | 3.02% | 4.56% | 4.05% | 5.51% | 6.54% | 9.29% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view VB Desai Financial Services insights
55 extracted metrics across FY10–FY27.
Documents
- General announcements 5 Oct 2026
Frequently Asked Questions about VB Desai Financial Services
Where is VB Desai Financial Services (VBDESAI) listed?
VB Desai Financial Services trades under code 511110 on the BSE.
Which sector does VB Desai Financial Services belong to?
VB Desai Financial Services is classified under the Financial Services sector, in the Other Financial Services industry.
What is the PE ratio of VB Desai Financial Services?
VB Desai Financial Services trades at a PE ratio of 7.84 as of 4 Nov 2026, on earnings per share of ₹2.12, against a book value of ₹28.49 per share.
What is the 52-week high and low of VB Desai Financial Services?
Over the last 52 weeks VB Desai Financial Services has traded between ₹11.6 and ₹29.29 as of 4 Nov 2026.
What is the Return on Equity (ROE) of VB Desai Financial Services?
VB Desai Financial Services reported a return on equity of 6.97%. Its debt-to-equity ratio is 0.00.
Company Information
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