CRISIL logo

CRISIL

CRISIL NSE

Key Fundamentals

SmallcapRating ServicesFinancial Services
Market Cap
₹34,313 Cr
Volatility
Moderate
P/E Ratio
38.85
EBITDA
₹1,192 Cr
Return on Equity
25.25%
Debt to Equity
0.1
Book Value
₹447.34
EPS
₹88.88
52W High
₹5,115
52W Low
₹3,686

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

2
  • Company has a good return on equity (ROE) track record: 3 Years ROE 27.0%
  • Company has been maintaining a healthy dividend payout of 59.0%

Weaknesses

1
  • Stock is trading at 10.5 times its book value

Growth Rate

Revenue Growth
12.13% higher than 3Y
Net Income Growth
11.97% higher than 3Y
Cash Flow Change
-1.24% higher than 3Y
ROE
-5.32% lower than 3Y
ROCE
-3.45% higher than 3Y
EBITDA Margin (Avg.)
6.23% higher than 3Y

AI Analysis — Bull vs Bear

Anthropic anthropic claude-opus-4.6 2d ago
AI opinion · based on fundamentals
Risk medium

CRISIL Ltd, a subsidiary of S&P Global, commands a market cap of ₹34,313 Cr at a PE of 39x and trades at 10.55x book value. The company has delivered consistent double-digit sales and profit growth over the past decade (10% CAGR each) with a strong ROE track record averaging 28% over five years, though the last year saw ROE moderate to 24%.

Bull Case 7
  • Strong TTM revenue growth of 22% indicates accelerating topline momentum compared to the 3-year sales CAGR of 10%
  • TTM profit growth of 22% mirrors revenue growth, suggesting operating leverage and margin discipline at scale
  • Consistent ROE track record of 27-29% over 3, 5, and 10-year periods reflects a capital-efficient, asset-light business model
  • Healthy dividend payout ratio of 59.0% demonstrates shareholder-friendly capital allocation alongside a 0.4% dividend yield
  • 10-year compounded sales CAGR of 10% and profit CAGR of 10% show sustained long-term growth consistency through multiple economic cycles
  • 5-year compounded profit CAGR of 14% outpaces the 5-year sales CAGR of 13%, indicating gradual margin expansion over the medium term
  • Parentage of S&P Global provides a strong brand moat, global best practices, and cross-selling opportunities in the Indian financial services ecosystem
Bear Case 7
  • Stock trades at 10.55x price-to-book, a steep premium that prices in significant future growth and leaves limited margin of safety
  • PE ratio of 39x is elevated relative to broader market averages, requiring sustained high earnings growth to justify current valuation
  • Last year ROE of 24% has declined from the 3-year average of 27% and 10-year average of 29%, signaling potential return compression
  • 1-year stock CAGR of -6% shows recent price underperformance despite strong underlying earnings growth of 22% TTM
  • 10-year stock price CAGR of only 8% has lagged the 10-year profit CAGR of 10%, suggesting periodic valuation de-rating cycles
  • 3-year profit CAGR of only 7% versus 10% sales CAGR over the same period suggests margins were under pressure before the recent TTM recovery
  • Dividend yield of just 0.4% offers minimal income cushion for investors during periods of price stagnation or correction

This is AI-generated analysis, not financial advice. Do your own due diligence.

AI News Digest

Anthropic anthropic claude-opus-4.6 2h ago
Positives 5
  • Strong 5-year revenue growth Aug 19

    Revenue grew from ₹2,300.69 crore in 2021 to ₹3,649.01 crore in 2025, with net profit rising from ₹465.81 crore to ₹766.01 crore. The company maintains a debt-free balance sheet with 25-31% ROE.

  • Healthy Q1 FY27 results Aug 19

    June 2026 quarter revenue came in at ₹1,075.39 crore with net profit of ₹216.46 crore and EPS of ₹29.60. Total assets grew to ₹4,631 crore by Dec 2025.

  • Generous dividend payouts Aug 19

    Board announced interim dividend of ₹10 per share effective Jul 27, 2026, following ₹9 interim dividend in Apr 2026 and ₹28 final dividend in Apr 2026.

  • CleanMax AA rating win Sep 07

    CRISIL assigned its first corporate credit rating of AA/Stable to CleanMax and rated ₹2,500 crore NCDs at AA/Stable, validating CRISIL's relevance in the fast-growing renewable energy and data centre financing space.

  • Stock up on investor confidence Aug 19

    CRISIL shares rose 2.20% to ₹4,540.10, reflecting positive market sentiment around consistent financial performance and debt-free status.

Neutral 1
  • New non-executive director approved Sep 07

    Shareholders approved Abhishek Tomar as non-executive director via postal ballot with 99.5% support. This is a routine governance appointment with no material business impact.

TL;DR: CRISIL is in a strong position with consistent revenue and profit growth over five years, a completely debt-free balance sheet, and healthy ROE of 25-31%. The company continues to reward shareholders with generous dividends totaling ₹47 per share across recent payouts. No material headwinds are visible in the current news cycle. The trend remains positive as CRISIL benefits from growing demand for credit ratings in India's expanding renewable energy and data centre financing segments.

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
771
736
918
738
797
812
913
813
843
911
1,082
1,058
1,075
Expenses
567
544
649
546
591
588
626
581
604
648
742
739
768
Operating Profit
204
192
269
192
207
224
287
232
239
263
340
319
308
OPM %
26%
26%
29%
26%
26%
28%
31%
29%
28%
29%
31%
30%
29%
Other Income
18
36
36
21
18
21
30
31
24
37
27
36
21
Interest
1
1
1
1
1
1
2
6
6
6
5
7
7
Depreciation
26
26
25
17
16
16
21
30
32
32
35
39
42
PBT
195
200
279
195
208
229
294
227
225
262
327
308
280
Tax %
23%
24%
25%
30%
28%
25%
24%
30%
24%
26%
26%
24%
23%
Net Profit
151
152
210
138
150
172
225
160
172
193
242
233
216
EPS in Rs
20.6
20.79
28.74
18.84
20.53
23.46
30.72
21.86
23.46
26.41
33.02
31.9
29.6
Figures in ₹ Crores

Profit & Loss

Particulars Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025TTM
Sales
1,253
1,380
1,548
1,658
1,748
1,732
1,982
2,301
2,769
3,140
3,260
3,649
4,126
Expenses
865
980
1,104
1,203
1,277
1,276
1,471
1,690
2,039
2,258
2,349
2,564
2,897
Operating Profit
389
400
443
455
471
456
511
611
730
882
911
1,085
1,229
OPM %
31%
29%
29%
27%
27%
26%
26%
27%
26%
28%
28%
30%
30%
Other Income
24
43
50
25
73
73
83
123
122
94
90
107
121
Interest
0
0
0
0
2
0
14
9
6
4
4
22
25
Depreciation
36
37
55
47
43
37
121
106
103
104
70
129
149
PBT
376
406
438
434
500
492
458
618
742
868
926
1,041
1,177
Tax %
29%
30%
33%
30%
27%
30%
23%
25%
24%
24%
26%
26%
—
Net Profit
268
285
294
304
363
344
355
466
564
658
684
766
884
EPS in Rs
37.62
40.04
41.26
42.46
50.35
47.57
48.87
63.92
77.25
90.06
93.54
105
121
Div. Payout %
53%
57%
65%
66%
60%
67%
68%
72%
62%
60%
60%
57%
—
Figures in ₹ Crores

Balance Sheet

Particulars Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025Jun 2026
Equity Capital
7
7
7
7
7
7
7
7
7
7
7
7
7
Reserves
841
849
978
1,041
1,129
1,165
1,305
1,571
1,785
2,182
2,558
3,026
3,264
Borrowings
0
0
0
0
3
3
0
132
83
47
250
297
335
Other Liabilities
416
475
400
446
495
514
895
793
956
1,061
1,127
1,252
1,418
Total Liabilities
1,265
1,331
1,385
1,495
1,634
1,689
2,207
2,504
2,831
3,297
3,942
4,582
5,024
Fixed Assets
432
413
309
293
350
349
763
661
619
635
976
1,440
1,515
CWIP
0
3
4
13
7
12
14
5
14
31
55
30
0
Investments
375
383
465
525
477
453
476
645
683
1,056
1,454
1,180
1,000
Other Assets
458
532
607
663
800
875
955
1,193
1,515
1,576
1,457
1,932
2,508
Total Assets
1,265
1,331
1,385
1,495
1,634
1,689
2,207
2,504
2,831
3,297
3,942
4,582
5,024
Figures in ₹ Crores

Cash Flow

Particulars Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating
265
270
279
291
379
446
500
403
456
780
765
756
Investing
-185
2
-19
-179
-64
-77
-300
-97
-59
-326
-387
-267
Financing
-112
-262
-227
-187
-203
-229
-265
-291
-368
-408
-442
-470
Net Cash Flow
-31
10
33
-75
111
140
-64
15
29
47
-64
18
Free Cash Flow
245
245
256
258
347
418
466
430
417
721
594
688
CFO/OP
100
100
98
101
116
130
122
98
93
116
118
96
Figures in ₹ Crores

Ratios

Particulars Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Debtor Days
41
52
49
57
59
42
57
86
100
78
62
69
Cash Conversion Cycle
41
52
49
57
59
42
57
86
100
78
62
69
Working Capital Days
-46
-39
-7
2
-9
-27
-35
-18
0
-7
-31
5
ROCE %
48%
45%
45%
41%
45%
42%
37%
38%
41%
41%
34%
33%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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58 extracted metrics + investor summaries across FY12–FY26.

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Shareholding Pattern

Others1.33%Promot.66.64%FIIs6.38%Public12.70%DIIs12.95%As ofJun 2026

Documents

1
Concall - Oct 2025 Oct 2025
2
Concall - Oct 2025 Oct 2025
3
Concall - Jul 2025 Jul 2025
4
Concall - Jul 2025 Jul 2025
5
Concall - May 2025 May 2025

Frequently Asked Questions about CRISIL

What does CRISIL Ltd do?
CRISIL Ltd is a globally diversified analytical Company providing ratings, research, risk and policy advisory services. CRISIL is India’s leading ratings agency and the foremost provider of high-end research to large banks and leading corporations.[1]
Where is CRISIL Ltd (CRISIL) listed?
CRISIL Ltd trades as CRISIL on the NSE and under code 500092 on the BSE.
Which sector does CRISIL Ltd belong to?
CRISIL Ltd is classified under the Financial Services sector, in the Rating Services industry.
What is the market capitalisation of CRISIL Ltd?
CRISIL Ltd has a market capitalisation of ₹34,313 Cr, which places it in the Large Cap band.
What is the PE ratio of CRISIL Ltd?
CRISIL Ltd trades at a PE ratio of 38.85, on earnings per share of ₹88.88, against a book value of ₹447.34 per share.
What is the 52-week high and low of CRISIL Ltd?
Over the last 52 weeks CRISIL Ltd has traded between ₹3,686 and ₹5,115.
Does CRISIL Ltd pay dividends?
CRISIL Ltd has a dividend yield of 0.40%.
What is the Return on Equity (ROE) of CRISIL Ltd?
CRISIL Ltd reported a return on equity of 25.25%. Its debt-to-equity ratio is 0.10.

Company Information

CRISIL Ltd is a globally diversified analytical Company providing ratings, research, risk and policy advisory services. CRISIL is India’s leading ratings agency and the foremost provider of high-end research to large banks and leading corporations.[1]

Website crisil.com
CEO Mr. Amish P. Mehta
Employees 4,666
Listed 1995-06-28
Face Value ₹ 1
Issued Size 7,31,30,017

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