UTI AMC logo

UTI AMC

UTIAMC NSE

Key Fundamentals

MicrocapAMC Mutual FundCapital Markets
Market Cap
₹11,702 Cr
Volatility
Moderate
P/E Ratio
25.36
EBITDA
₹825 Cr
Return on Equity
10.49%
Debt to Equity
0.03
Book Value
₹350.44
EPS
₹61.66
52W High
₹1,418
52W Low
₹866

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

3
  • Company is almost debt free.
  • Stock is providing a good dividend yield of 4.40%.
  • Company has been maintaining a healthy dividend payout of 96.4%

Weaknesses

1
  • The company has delivered a poor sales growth of 7.84% over past five years.

Growth Rate

Revenue Growth
-7.84% lower than 3Y
Net Income Growth
-41.89% lower than 3Y
Cash Flow Change
-24.2% lower than 3Y
ROE
-33.4% lower than 3Y
ROCE
-28.56% higher than 3Y
EBITDA Margin (Avg.)
-19.41% lower than 3Y

AI Analysis — Bull vs Bear

Anthropic anthropic claude-opus-4.6 47d ago
AI opinion · based on fundamentals
Risk medium

UTI Asset Management Company has a market cap of ₹11,567 crore and trades at a PE of 22.6x with a dividend yield of 4.42%. The company is virtually debt-free but faces persistent market share erosion (down to ~4.86% of industry QAAUM) and a 25% TTM profit decline, while the broader mutual fund industry continues to grow rapidly.

Bull Case 8
  • Virtually debt-free balance sheet provides financial flexibility and eliminates interest cost risk in a rising rate environment
  • Attractive dividend yield of 4.42% backed by a consistently high payout ratio of 96.4%, providing strong income visibility
  • 3-year compounded sales growth of 10% indicates the core revenue base is expanding despite market share pressures
  • FY25 full-year revenue rose 6.57% to ₹1,851 crore from ₹1,737 crore in FY24, showing continued topline growth
  • UTI MF QAAUM grew 11.75% YoY to ₹3,93,809 crore in Q3 FY26, demonstrating absolute AUM growth even as market share faces pressure
  • 3-year and 10-year average ROE of 15% reflects a reasonably profitable franchise over longer time horizons
  • SIP inflows, digital transactions, and younger investor registrations continue to rise, building a long-duration asset base
  • PE of 22.6x is moderate for an asset-light capital markets business, offering valuation support relative to peers like HDFC AMC
Bear Case 8
  • TTM profit declined 25% year-on-year, with Q4 FY25 net profit falling 17.9% to ₹124 crore from ₹151 crore, indicating earnings deterioration
  • Market share has eroded from ~5.68% to ~4.86% of industry AUM over the past two years, reflecting competitive weakness
  • Stock has declined 33% over the past 1 year, significantly underperforming the broader market and sector peers
  • Equity AUM mix is only ~26% of total AUM versus HDFC AMC's 65% and industry average of 56%, limiting revenue yield on assets
  • 5-year compounded profit CAGR of -1% shows the company has failed to grow earnings over a meaningful period
  • 5-year compounded sales growth of just 7.84% lags the Indian mutual fund industry's AUM CAGR of 18-20% over the same period
  • Last year ROE dropped to 10% from a 3-year average of 15%, signalling declining return on shareholder capital
  • 5-year stock CAGR of -2% indicates prolonged value destruction for shareholders despite a growing industry backdrop

This is AI-generated analysis, not financial advice. Do your own due diligence.

AI News Digest

Anthropic anthropic claude-opus-4.6 42d ago
Positives 1
  • Q1 profit rises 16% YoY Jul 22

    Consolidated net profit grew to ₹293.86 crore in Q1FY27 from ₹253.86 crore YoY. Revenue from operations increased to ₹583.51 crore.

Neutral 5
  • New Chairperson P V Bharathi Jul 22

    P V Bharathi appointed as new Chairperson effective July 29, 2026, succeeding Deepak Kumar Chatterjee whose term ended.

  • Independent director appointed Jul 31

    Narayan Subramaniam Ayypankav appointed as independent director for three years, bringing 30+ years of banking and asset management experience from Kotak Mahindra Group.

  • Analyst meets with ICICI, WhiteOak Aug 1

    One-on-one investor meetings scheduled with ICICI Prudential AMC (Aug 6) and WhiteOak Capital (Aug 7) at BKC office. No UPSI to be shared.

  • 23rd AGM resolutions passed Jul 21

    All resolutions approved at the 23rd AGM on July 21, 2026, including financial statements, dividend declaration, and auditor re-appointment.

  • Q1 FY27 earnings call hosted Jul 23

    Earnings conference call for quarter ended June 30, 2026 held on July 23 led by MD & CEO Vetri Subramaniam and CFO Vinay Lakhota. Audio recording made available.

TL;DR: UTI AMC delivered a solid Q1FY27 with 16% profit growth and healthy revenue expansion, reflecting strength in the capital markets cycle. No material headwinds emerged in the recent news flow. Leadership transition is orderly with a new Chairperson and experienced independent director joining the board. The trend appears stable-to-positive, supported by growing AUM industry tailwinds and continued institutional investor engagement.

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
468
404
449
416
529
538
418
376
547
419
517
390
584
Expenses
168
173
176
188
178
190
185
207
207
241
215
402
201
Operating Profit
300
232
273
228
351
348
233
169
340
177
302
-12
383
OPM %
64%
57%
61%
55%
66%
65%
56%
45%
62%
42%
58%
-3.1%
66%
Other Income
1
2
1
4
5
2
3
0
2
3
-108
12
2
Interest
3
3
3
3
3
3
3
3
3
3
3
3
3
Depreciation
10
10
10
12
11
11
11
12
12
13
13
13
13
PBT
288
220
261
218
341
336
221
154
326
164
178
-17
368
Tax %
19%
17%
22%
17%
20%
22%
22%
34%
22%
19%
23%
206%
20%
Net Profit
234
183
203
181
274
263
174
102
254
132
138
-51
294
EPS in Rs
18.46
14.39
14.59
12.79
19.97
18.76
11.78
6.83
18.5
8.81
9.41
-5.19
22.86
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2011Mar 2012Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales
497
502
934
1,134
1,051
854
1,169
1,319
1,267
1,737
1,851
1,705
1,909
Expenses
292
298
499
577
552
506
526
621
655
703
749
889
1,059
Operating Profit
206
204
435
558
498
349
643
698
612
1,034
1,102
816
850
OPM %
41%
41%
47%
49%
47%
41%
55%
53%
48%
60%
60%
48%
45%
Other Income
2
1
13
22
30
36
4
8
23
6
9
-100
-92
Interest
0
0
0
0
8
9
8
9
10
11
13
13
13
Depreciation
9
10
13
14
29
34
36
37
40
42
46
51
52
PBT
199
195
435
566
491
341
603
660
586
987
1,052
652
694
Tax %
30%
25%
26%
29%
29%
19%
18%
19%
25%
19%
23%
28%
—
Net Profit
139
147
321
402
348
275
494
535
440
802
813
472
512
EPS in Rs
11.12
11.73
25.29
31.68
27.83
21.41
38.97
42.09
34.44
60.17
57.16
31.44
35.89
Div. Payout %
25%
23%
16%
16%
18%
33%
44%
50%
64%
78%
84%
127%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2011Mar 2012Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
125
125
127
127
127
127
127
127
127
127
128
129
Reserves
743
855
1,789
2,161
2,478
2,646
3,125
3,493
3,741
4,261
4,471
4,376
Borrowings
0
0
0
0
0
0
0
0
0
0
142
141
Other Liabilities
218
202
205
262
409
393
398
363
307
953
917
398
Total Liabilities
1,086
1,182
2,121
2,550
3,013
3,165
3,650
3,983
4,175
5,341
5,658
5,043
Fixed Assets
208
201
278
273
351
373
360
357
368
412
408
405
CWIP
0
0
3
5
1
1
5
8
9
3
11
4
Investments
646
720
1,543
1,932
2,261
2,356
2,747
2,994
3,248
4,428
4,558
3,988
Other Assets
232
260
297
339
400
436
539
623
550
498
681
647
Total Assets
1,086
1,182
2,121
2,550
3,013
3,165
3,650
3,983
4,175
5,341
5,658
5,043
Figures in ₹ Crores

Cash Flow

Particulars Mar 2011Mar 2012Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
—
72
324
316
123
181
153
337
395
325
536
407
Investing
—
-22
-242
-233
-26
-102
-57
-60
-93
-146
124
-34
Financing
—
-35
-65
-44
-123
-84
-104
-215
-267
-238
-554
-594
Net Cash Flow
—
16
16
39
-26
-5
-8
62
36
-59
106
-221
Free Cash Flow
—
70
219
306
116
136
126
299
344
245
486
366
CFO/OP
—
38
77
59
58
76
35
67
88
48
69
77
Figures in ₹ Crores

Ratios

Particulars Mar 2011Mar 2012Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
5
18
3
9
10
19
14
22
27
18
16
17
Cash Conversion Cycle
5
18
3
9
10
19
14
22
27
18
16
17
Working Capital Days
-62
-44
-28
-40
-31
-24
-47
-31
-32
-33
-23
-31
ROCE %
—
21%
—
27%
20%
13%
20%
19%
16%
23%
21%
16%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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Shareholding Pattern

FIIs6.89%DIIs59.61%Public8.49%Others25.01%As ofJun 2026

Documents

Frequently Asked Questions about UTI AMC

What does UTI Asset Management Company Ltd do?
UTI Asset Management Company Ltd is primarily engaged in the activities of raising funds for and to render investment management services to schemes of UTI Mutual Fund. It is registered with SEBI under the SEBI (Mutual Funds) Regulations, 1996.[1] It was the first to introduce Mutual Funds in Ind...
Where is UTI Asset Management Company Ltd (UTIAMC) listed?
UTI Asset Management Company Ltd trades as UTIAMC on the NSE and under code 543238 on the BSE.
Which sector does UTI Asset Management Company Ltd belong to?
UTI Asset Management Company Ltd is classified under the Financial Services sector, in the Capital Markets industry.
What is the market capitalisation of UTI Asset Management Company Ltd?
UTI Asset Management Company Ltd has a market capitalisation of ₹11,702 Cr, which places it in the Mid Cap band.
What is the PE ratio of UTI Asset Management Company Ltd?
UTI Asset Management Company Ltd trades at a PE ratio of 25.36, on earnings per share of ₹61.66, against a book value of ₹350.44 per share.
What is the 52-week high and low of UTI Asset Management Company Ltd?
Over the last 52 weeks UTI Asset Management Company Ltd has traded between ₹866 and ₹1,418.
Does UTI Asset Management Company Ltd pay dividends?
UTI Asset Management Company Ltd has a dividend yield of 4.34%.
What is the Return on Equity (ROE) of UTI Asset Management Company Ltd?
UTI Asset Management Company Ltd reported a return on equity of 10.49%. Its debt-to-equity ratio is 0.03.

Company Information

UTI Asset Management Company Ltd is primarily engaged in the activities of raising funds for and to render investment management services to schemes of UTI Mutual Fund. It is registered with SEBI under the SEBI (Mutual Funds) Regulations, 1996.[1] It was the first to introduce Mutual Funds in India and is focused solely on Investment management and related services.[2]

Website utimf.com
Listed 2020-10-12
Face Value ₹ 10
Issued Size 12,85,17,203

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