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TSF Investments

TSFINV NSE
₹406.90 No trade today
P/E
18.57
View as Markdown
MCP
Close 4 Nov 2026 ₹406.90 −180.90 −30.8% 1Y
Start ₹587.80

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures as of · EPS basis: Consolidated · TTM

ROCE
3.38%
Debt to Equity
0.04
EPS (TTM)
₹21.91
Book Value
₹271.63
Market Cap
—
P/E (TTM)
18.57
P/B
1.50
ROE
8.23%
Dividend Yield
2.78%
EBITDA
₹222 Cr
52W High
₹605.85
52W Low
₹331.70
Volume
0

Peer Comparison

Financial Services › Investment Company

TSF Investments peer comparison
Jio Financial
₹222.2784.51₹1,43,288 Cr1.160.28%1.19%1.86%₹5,623 Cr₹1,711 Cr
Aditya Birla Capital
₹379.9525.26₹1,05,060 Cr2.440.00%12.00%—₹48,186 Cr₹4,119 Cr
Tata Investment Corporation
₹564.5066.26₹28,326 Cr0.920.61%1.44%1.57%₹404 Cr₹431 Cr
Cholamandalam Financial Holdings
₹1,374.809.67₹26,343 Cr1.670.09%17.50%—₹40,890 Cr₹6,015 Cr
TVS Holdings
₹12,237.0012.55₹24,865 Cr3.700.69%30.60%17.00%₹62,488 Cr₹3,888 Cr
Maharashtra Scooters
₹11,775.0048.32₹13,738 Cr0.421.32%1.06%1.06%₹289 Cr₹279 Cr
JSW Holdings
₹10,942.0088.41₹12,133 Cr0.340.00%0.46%0.59%₹184 Cr₹138 Cr
TSF Investments (this company)
₹406.9018.57₹8,987 Cr1.502.78%8.23%3.38%₹1,112 Cr₹497 Cr
Median 8 companies₹969.6536.79₹25,604 Cr1.330.45%4.84%1.72%₹3,368 Cr₹1,104 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

60 Good

Data confidence 100/100

Category scores

Quality
44
Weak
Returns, margins, earnings quality 22% weight
Valuation
69
Strong
Cheap vs sector & own history 24% weight
Growth
99
Strong
Sales & profit trajectory 9% weight
Financial Health
71
Strong
Solvency, leverage, coverage 9% weight
Momentum
44
Weak
Trend strength, vol-adjusted 12% weight
Ownership
56
Good
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

4
  • Company is almost debt free.
  • Company is expected to give good quarter
  • Company has delivered good profit growth of 45.3% CAGR over last 5 years
  • Company has been maintaining a healthy dividend payout of 37.0%

Weaknesses

3
  • Company has a low return on equity of 9.37% over last 3 years.
  • Debtor days have increased from 31.9 to 74.1 days.
  • Working capital days have increased from 44.3 days to 65.7 days

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallBearish766
OscillatorsBullish162
Moving AveragesStrong Bearish604

Key readings

RSI (14)
49.87
Neutral
MACD (12,26,9)
−4.52
Bullish
SMA (50)
415.66
Bearish
SMA (200)
413.90
Bearish

As of

Growth Rate

From the financial statements below. 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
5Y+77.07%
3Y+124.31%
1Y+562.58%
TTM+282.13%

Net profit

Net profit growth by window
5Y+48.25%
3Y+30.59%
1Y+28.64%
TTM+8.04%

Operating cash flow

Operating cash flow growth by window
5Y+69.52%
3Y+38.56%
1Y+41.49%
TTM—

TTM: Reported once a year, so there is no trailing-twelve-month figure.

Operating margin· change in pp

Operating margin growth by window
5Y+6.91 pp
3Y−26.69 pp
1Y−50.98 pp
TTM−23.92 pp

Revenue by year

Revenue by year, ₹ crore
Mar 2018₹69.00 Cr
Mar 2019₹100 Cr
Mar 2020₹93.00 Cr
Mar 2021₹59.00 Cr
Mar 2022₹85.00 Cr
Mar 2023₹91.00 Cr
Mar 2024₹291 Cr
Mar 2025₹155 Cr
Mar 2026₹1,027 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2018₹130 Cr
Mar 2019₹137 Cr
Mar 2020₹78.00 Cr
Mar 2021₹74.00 Cr
Mar 2022₹161 Cr
Mar 2023₹238 Cr
Mar 2024₹533 Cr
Mar 2025₹412 Cr
Mar 2026₹530 Cr

AI Analysis — Bull vs Bear

Generated 31 Jul 2026
AI opinion · based on fundamentals
Risk medium

Tsf Investments Ltd is a small-cap financial services company with a market cap of ₹10,061 Cr, trading at a PE of 18.6x with a dividend yield of 2.52%. The company has shown strong 5-year profit CAGR of 45% and explosive TTM sales growth of 564%, but carries a modest 3-year average ROE of 9% and faces deteriorating working capital efficiency.

Bull Case 7
  • Company is almost debt free, providing financial flexibility and low interest burden in a rising rate environment
  • Strong 5-year compounded profit growth of 45% CAGR demonstrates sustained earnings momentum
  • TTM sales growth of 564% signals a significant scale-up in revenue generation
  • Healthy dividend payout ratio of 37% indicates shareholder-friendly capital allocation and earnings quality
  • 3-year stock CAGR of 52% reflects strong wealth creation over the medium term
  • 3-year compounded sales growth of 124% shows the revenue acceleration is not just a one-year phenomenon
  • PE of 18.6x is reasonable for a financial services company delivering 45% profit CAGR over 5 years
Bear Case 8
  • Low return on equity of 9.37% over 3 years suggests suboptimal capital efficiency for a financial services firm
  • Debtor days have increased sharply from 31.9 to 74.1 days, indicating potential collection challenges or credit quality concerns
  • Working capital days have risen from 44.3 to 65.7 days, suggesting deteriorating operational efficiency
  • 1-year stock return of -8% shows recent negative price momentum despite strong reported growth
  • Last year ROE declined to 8% from the 3-year average of 9%, indicating a worsening capital return trend
  • Price-to-book of 1.63x combined with single-digit ROE implies the market may already be pricing in future growth that has not materialized in returns
  • TTM profit growth of only 16% versus TTM sales growth of 564% suggests significant margin compression or one-time revenue items not flowing to the bottom line
  • Absence of 10-year historical data for key metrics limits visibility into long-term cyclicality and sustainability

This is AI-generated analysis, not financial advice. Do your own due diligence.

AI News Digest

153d ago

TL;DR: TSF Investments delivered strong FY26 results with nearly 29% profit growth and a healthy dividend payout. No visible headwinds emerged from recent coverage. The earnings trajectory is clearly improving, though limited news flow makes it difficult to assess sustainability or sector-level risks going forward.

Positives 2
  • Net profit up 28.66% YoY May 19

    TSF Investments reported consolidated net profit of ₹530.21 crores for FY26, representing a 28.66% year-on-year increase.

  • Dividend of ₹11.15 recommended May 19

    The Board recommended a total dividend of ₹11.15 per share for FY26, signaling confidence in cash flow sustainability.

Quarterly Results

₹ Cr
TSFINV quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
24
24
25
218
43
30
33
49
179
250
258
298
306
Expenses
14
11
12
11
9
9
9
12
132
200
210
240
234
Operating Profit
10
13
13
207
34
21
24
37
47
50
49
57
71
OPM %
41%
54%
52%
95%
79%
70%
72%
76%
26%
20%
19%
19%
23%
Other Income
1
2
2
0
1
2
0
2
43
4
2
9
1
Interest
0
0
0
0
0
0
0
0
5
7
7
7
7
Depreciation
1
1
1
1
1
1
1
1
3
4
4
4
4
PBT
10
14
15
206
34
22
23
38
82
44
40
56
61
Tax %
133%
37%
24%
15%
29%
35%
25%
44%
24%
36%
37%
9%
46%
Net Profit
71
91
102
269
110
89
106
107
158
103
105
164
125
EPS (₹)
3.18
4.08
4.61
12.13
4.97
4
4.76
4.82
7.13
4.52
4.64
7.25
5.5

Profit & Loss

₹ Cr
TSFINV profit and loss, annual, ₹ crore
Particulars Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales
69
100
93
59
85
91
291
155
1,027
1,112
Expenses
49
59
62
48
61
45
48
39
782
884
Operating Profit
21
41
31
10
24
46
243
116
245
228
OPM %
30%
41%
33%
18%
28%
50%
83%
75%
24%
20%
Other Income
3
2
5
6
3
3
6
5
18.56
17
Interest
0
0
0
0
1
0
1
1
25
27
Depreciation
1
1
1
2
4
2
3
3
16
17
PBT
23
42
35
14
22
47
245
117
221
201
Tax %
22%
28%
16%
32%
21%
32%
21%
34%
25%
—
Net Profit
130
137
78
74
161
238
533
412
530
497
EPS (₹)
5.84
6.19
3.52
3.33
7.35
10.7
24
18.55
23.49
21.91
Div. Payout %
17%
19%
24%
10%
37%
37%
32%
32%
47%
—

Balance Sheet

₹ Cr
TSFINV balance sheet, annual, ₹ crore
Particulars Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
76
76
76
76
111
111
111
111
111
Reserves
2,736
2,290
1,782
2,119
2,891
3,459
4,682
5,496
5,922
Borrowings
0
0
2
4
3
18
18
16
235
Other Liabilities
128
87
63
107
90
46
137
214
475
Total Liabilities
2,940
2,453
1,922
2,306
3,096
3,635
4,948
5,837
6,743
Fixed Assets
6
6
9
10
9
41
40
49
423
CWIP
0
0
0
0
0
0
0
0
1
Investments
2,910
2,420
1,879
2,269
3,053
3,553
4,708
5,738
5,781
Other Assets
24
27
35
27
34
40
200
50
538
Total Assets
2,940
2,453
1,922
2,306
3,096
3,635
4,948
5,837
6,743

Cash Flow

₹ Cr
TSFINV cash flow, annual, ₹ crore
Particulars Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
147
58
62
19
30
100
132
188
266
Investing
−146
−30
−11
−10
−345
−25
136
−144
−145
Financing
−1
−28
−46
−8
319
−73
−103
−211
−50
Net Cash Flow
1
1
5
1
3
2
166
−167
71
Free Cash Flow
146
80
60
18
30
82
131
187
263
CFO/OP
735
173
218
221
173
250
69
195
124

Ratios

TSFINV financial ratios, annual
Particulars Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
55
38
30
33
22
28
8
14
74
Inventory Days
—
—
—
—
—
—
—
—
113
Days Payable
—
—
—
—
—
—
—
—
89
Cash Conversion Cycle
55
38
30
33
22
28
8
14
98
Working Capital Days
61
60
69
34
52
69
13
54
66
ROCE %
—
2%
2%
1%
1%
1%
6%
2%
3%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view TSF Investments insights

51 extracted metrics across FY18–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 54.99%
  • Public 25.36%
  • Others 12.01%
  • DIIs 4.49%
  • FIIs 3.15%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Documents

Frequently Asked Questions about TSF Investments

What does Tsf Investments Ltd do?
Sundaram Finance Holdings Ltd is primarily engaged in the business of Investments, business processing, and support services. It has a 100% subsidiary which is an outsourcing company offering various support services to large and mid-sized firms in and outside India.
Where is Tsf Investments Ltd (TSFINV) listed?
Tsf Investments Ltd trades as TSFINV on the NSE.
Which sector does Tsf Investments Ltd belong to?
Tsf Investments Ltd is classified under the Financial Services sector, in the Investment Company industry.
What is the PE ratio of Tsf Investments Ltd?
Tsf Investments Ltd trades at a PE ratio of 18.57 as of 4 Nov 2026, on earnings per share of ₹21.91, against a book value of ₹271.63 per share.
What is the 52-week high and low of Tsf Investments Ltd?
Over the last 52 weeks Tsf Investments Ltd has traded between ₹331.7 and ₹605.85 as of 4 Nov 2026.
Does Tsf Investments Ltd pay dividends?
Tsf Investments Ltd has a dividend yield of 2.78%.
What is the Return on Equity (ROE) of Tsf Investments Ltd?
Tsf Investments Ltd reported a return on equity of 8.23%. Its debt-to-equity ratio is 0.04.

Company Information

Sundaram Finance Holdings Ltd is primarily engaged in the business of Investments, business processing, and support services. It has a 100% subsidiary which is an outsourcing company offering various support services to large and mid-sized firms in and outside India.

Website sundaramholdings.in
Listed 26 Mar 2018
Face Value ₹5

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