Network People Services Tech
Network People Services Technologies Ltd
- P/E
- 80.86
Key Fundamentals
MicrocapIT - ServicesInformation TechnologyPrice-based figures as of · EPS basis: Consolidated · TTM
- ROCE
- 19.70%
- Debt to Equity
- 0.03
- EPS (TTM)
- ₹21.42
- Book Value
- ₹211.12
- Market Cap
- —
- P/E (TTM)
- 80.86
- P/B
- 8.20
- ROE
- 15.00%
- Dividend Yield
- 0.12%
- EBITDA
- ₹65.10 Cr
- 52W High
- ₹1,934.00
- 52W Low
- ₹846.60
- Day Range
- ₹1,666.10 – ₹1,750.00
- Volume
- 15,534
Peer Comparison
Financial Services › Information Technology › IT Enabled Services › Financial Technology (Fintech)
| ₹1,732.40 | 170.51 | ₹1,10,812 Cr | 6.70 | 0.00% | 4.64% | 4.96% | ₹8,967 Cr | ₹649 Cr | |
| ₹965.00 | 59.60 | ₹43,573 Cr | 5.74 | 0.00% | 9.75% | 10.30% | ₹7,334 Cr | ₹748 Cr | |
| ₹157.77 | 132.58 | ₹18,322 Cr | 3.03 | 0.00% | 2.46% | 4.15% | ₹2,832 Cr | ₹127 Cr | |
| ₹55.08 | 61.20 | ₹9,400 Cr | 3.14 | 0.00% | 19.00% | 18.30% | ₹985 Cr | ₹33 Cr | |
| ₹331.35 | 25.29 | ₹7,508 Cr | 21.08 | 0.00% | 45.10% | 43.30% | ₹1,538 Cr | ₹291 Cr | |
| ₹318.05 | 19.14 | ₹5,154 Cr | 3.39 | 0.80% | 23.60% | 28.00% | ₹1,506 Cr | ₹270 Cr | |
| ₹127.78 | 14.34 | ₹4,438 Cr | 0.93 | 0.04% | 6.64% | 7.72% | ₹9,516 Cr | ₹322 Cr | |
| Network People Services Tech (this company) | ₹1,732.10 | 80.86 | ₹3,564 Cr | 8.20 | 0.12% | 15.00% | 19.70% | ₹218 Cr | ₹45 Cr |
| Median 8 companies | ₹324.70 | 60.40 | ₹8,454 Cr | 4.57 | 0.00% | 12.38% | 14.30% | ₹2,185 Cr | ₹280 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
Data confidence 100/100
Category scores
- Quality
- 48
- Average
- Returns, margins, earnings quality 22% weight
- Valuation
- 16
- Poor
- Cheap vs sector & own history 24% weight
- Growth
- 91
- Strong
- Sales & profit trajectory 9% weight
- Financial Health
- 88
- Strong
- Solvency, leverage, coverage 9% weight
- Momentum
- 90
- Strong
- Trend strength, vol-adjusted 12% weight
- Ownership
- 79
- Strong
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
4- Company is almost debt free.
- Company is expected to give good quarter
- Company has delivered good profit growth of 107% CAGR over last 5 years
- Company has a good return on equity (ROE) track record: 3 Years ROE 28.5%
Weaknesses
4- Stock is trading at 8.37 times its book value
- Company has high debtors of 195 days.
- Promoter holding has decreased over last 3 years: -7.07%
- Working capital days have increased from 31.1 days to 140 days
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bullish | 2 | 7 | 10 |
| Oscillators | Bearish | 2 | 7 | 0 |
| Moving Averages | Strong Bullish | 0 | 0 | 10 |
Oscillators
Bearish
Overall
Strong Bullish
Moving Averages
Strong Bullish
Key readings
- RSI (14)
- 51.96
- Neutral
- MACD (12,26,9)
- −23.81
- Bearish
- SMA (50)
- 1,729.92
- Bullish
- SMA (200)
- 1,426.06
- Bullish
As of
Growth Rate
From the financial statements below. 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 5Y | +67.03% |
|---|---|
| 3Y | +68.17% |
| 1Y | +12.72% |
| TTM | +47.30% |
Net profit
| 5Y | +110.16% |
|---|---|
| 3Y | +80.26% |
| 1Y | −8.89% |
| TTM | +28.57% |
Operating cash flow
| 5Y | Turned negative |
|---|---|
| 3Y | Turned negative |
| 1Y | Turned negative |
| TTM | — |
TTM: Reported once a year, so there is no trailing-twelve-month figure.
Operating margin· change in pp
| 5Y | +6.15 pp |
|---|---|
| 3Y | −3.12 pp |
| 1Y | −8.53 pp |
| TTM | −7.88 pp |
Revenue by year
| Mar 2018 | ₹18.00 Cr |
|---|---|
| Mar 2019 | ₹18.00 Cr |
| Mar 2020 | ₹15.00 Cr |
| Mar 2021 | ₹15.00 Cr |
| Mar 2022 | ₹19.00 Cr |
| Mar 2023 | ₹41.00 Cr |
| Mar 2024 | ₹128 Cr |
| Mar 2025 | ₹173 Cr |
| Mar 2026 | ₹195 Cr |
Net profit by year
| Mar 2018 | ₹1.00 Cr |
|---|---|
| Mar 2019 | ₹1.00 Cr |
| Mar 2020 | ₹1.00 Cr |
| Mar 2021 | ₹1.00 Cr |
| Mar 2022 | ₹2.00 Cr |
| Mar 2023 | ₹7.00 Cr |
| Mar 2024 | ₹27.00 Cr |
| Mar 2025 | ₹45.00 Cr |
| Mar 2026 | ₹41.00 Cr |
AI Analysis — Bull vs Bear
Network People Services Technologies Ltd (NPST) is a financial services technology company with a market cap of ₹3,581 Cr trading at a PE of 89.1x. The company has delivered exceptional 5-year profit CAGR of 107% and remains nearly debt-free, but recent TTM profit growth has turned negative at -10% while working capital days have expanded significantly from 31 to 140 days.
- Exceptional 5-year compounded profit growth of 107% CAGR demonstrates strong long-term earnings scalability in digital payments infrastructure
- Company is almost debt-free, providing financial flexibility and low interest burden in a capital-intensive fintech environment
- 3-year ROE of 28.5% and 5-year ROE of 28% indicate consistently high capital efficiency well above cost of equity
- 5-year compounded sales CAGR of 66% reflects sustained revenue momentum driven by India's expanding digital payments ecosystem
- 3-year stock CAGR of 85% shows significant long-term wealth creation despite recent correction
- 3-year compounded profit CAGR of 84% confirms sustained earnings growth beyond just a single exceptional year
- Company is expected to deliver a good upcoming quarter, suggesting near-term operational momentum remains intact
- Dividend yield of 0.11% indicates the company has initiated shareholder returns while retaining capital for growth
- Working capital days have surged from 31.3 to 140 days, indicating severe deterioration in cash conversion efficiency and potential collection issues
- Debtor days at 195 days is alarmingly high, suggesting delayed receivables and potential credit risk from customers
- TTM profit growth has turned negative at -10%, a sharp reversal from the 84% three-year CAGR, raising questions about growth sustainability
- Promoter holding has decreased by 7.03% over the last three years, which may signal reduced insider confidence
- Price-to-book ratio of 8.26x is steep for a financial services company, pricing in substantial future growth that must materialize
- Last year ROE dropped to 15% from the 3-year average of 29%, indicating declining return on capital efficiency
- Stock has declined 15% over the past one year, underperforming broader markets and reflecting weakening investor sentiment
This is AI-generated analysis, not financial advice. Do your own due diligence.
AI News Digest
TL;DR: NPST is building momentum in the UPI payments ecosystem with a new recurring-revenue SaaS order from a Maharatna PSU, signaling strong business development in digital payments infrastructure. No headwinds are visible in recent news. Corporate governance actions appear routine. The trend is modestly positive with the SaaS-based PSU win pointing to stable future revenue streams.
- UPI TPAP order from Maharatna PSU Jun 22
NPST secured an order from a Maharatna PSU to develop a UPI TPAP application. The project operates on a SaaS model, generating recurring revenue.
- Independent Director appointed Jun 30
Shareholders approved appointment of Vijay Kumar Singh as Independent Director with 99.99% votes in favour.
- Investor meet on June 29 Jun 22
NPST scheduled a virtual investor meet on June 29, 2026 to discuss business and growth strategy.
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 24 | 28 | 31 | 44 | 59 | 67 | 21 | 26 | 34 | 47 | 53 | 62 | 56 |
| Expenses | 17 | 19 | 21 | 29 | 38 | 44 | 15 | 18 | 24 | 33 | 38 | 49 | 43 |
| Operating Profit | 8 | 9 | 10 | 15 | 21 | 23 | 7 | 9 | 10 | 14 | 14 | 13 | 14 |
| OPM % | 31% | 32% | 33% | 34% | 35% | 35% | 31% | 33% | 29% | 29% | 27% | 21% | 25% |
| Other Income | 0 | 0 | 1 | 1 | 1 | 2 | 2 | 2 | 1 | 2 | 5 | 6 | 5 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 2 | 2 | 2 | 3 | 1 | 1 | 2 | 2 | 1 | 2 | 3 | 3 | 4 |
| PBT | 6 | 7 | 9 | 13 | 21 | 24 | 7 | 8 | 10 | 13 | 16 | 16 | 14 |
| Tax % | 17% | 32% | 25% | 24% | 26% | 24% | 25% | 37% | 26% | 27% | 28% | 23% | 24% |
| Net Profit | 5 | 5 | 7 | 10 | 16 | 18 | 5 | 5 | 7 | 10 | 12 | 12 | 11 |
| EPS (₹) | 2.66 | 2.58 | 3.37 | 5.18 | 8.06 | 9.36 | 2.65 | 2.69 | 3.71 | 4.72 | 5.53 | 5.87 | 5.3 |
Profit & Loss
₹ Cr| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 18 | 18 | 15 | 15 | 19 | 41 | 128 | 173 | 195 | 218 |
| Expenses | 15 | 15 | 13 | 12 | 16 | 29 | 85 | 113 | 144 | 163 |
| Operating Profit | 2 | 3 | 2 | 3 | 3 | 12 | 43 | 60 | 51 | 55 |
| OPM % | 14% | 17% | 15% | 19% | 18% | 30% | 34% | 35% | 26% | 25% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 7 | 14 | 18 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
| Depreciation | 1 | 1 | 1 | 2 | 2 | 4 | 10 | 7 | 9 | 12 |
| PBT | 2 | 2 | 1 | 1 | 2 | 9 | 36 | 60 | 55 | 60 |
| Tax % | 28% | 28% | 27% | 25% | 24% | 25% | 24% | 25% | 26% | — |
| Net Profit | 1 | 1 | 1 | 1 | 2 | 7 | 27 | 45 | 41 | 45 |
| EPS (₹) | 1.04 | 1.12 | 0.87 | 0.8 | 0.77 | 3.36 | 13.87 | 23.31 | 19.58 | 21.42 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 10% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1 | 1 | 1 | 4 | 6 | 6 | 19 | 19 | 21 |
| Reserves | 2 | 4 | 5 | 2 | 16 | 22 | 38 | 84 | 420 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 10 | 14 |
| Other Liabilities | 5 | 4 | 4 | 9 | 8 | 10 | 19 | 33 | 54 |
| Total Liabilities | 8 | 9 | 10 | 17 | 30 | 39 | 80 | 146 | 508 |
| Fixed Assets | 2 | 1 | 3 | 3 | 4 | 9 | 9 | 13 | 30 |
| CWIP | 1 | 2 | 3 | 4 | 6 | 4 | 0 | 1 | 25 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
| Other Assets | 6 | 5 | 4 | 10 | 20 | 26 | 70 | 132 | 452 |
| Total Assets | 8 | 9 | 10 | 17 | 30 | 39 | 80 | 146 | 508 |
Cash Flow
₹ Cr| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Operating | 2 | 1 | 3 | 2 | −7 | 24 | 51 | 29 | −45 |
| Investing | −3 | −2 | −3 | −3 | −5 | −6 | −33 | 8 | −42 |
| Financing | 0 | 0 | 0 | 0 | 13 | 0 | 0 | 7 | 296 |
| Net Cash Flow | −1 | −1 | 0 | 0 | 1 | 18 | 18 | 44 | 208 |
| Free Cash Flow | −1 | −1 | 0 | 0 | −13 | 18 | 48 | 18 | −93 |
| CFO/EBITDA | 115 | 56 | 155 | 94 | −199 | 216 | 139 | 74 | −65 |
Ratios
| Particulars | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 57 | 51 | 52 | 175 | 95 | 8 | 3 | 67 | 195 |
| Cash Conversion Cycle | 57 | 51 | 52 | 175 | 95 | 8 | 3 | 67 | 195 |
| Working Capital Days | −11 | 17 | −6 | −4 | 196 | −31 | −43 | −4 | 140 |
| ROCE % | — | 48% | 28% | 23% | 14% | 35% | 80% | 69% | 20% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Network People Services Tech insights
61 extracted metrics across FY18–FY27.
Documents
- Q1 FY27 concall · Aug 2026Transcript PPT Recording
- Q1 FY27 concall · Aug 2026Transcript
- Q4 FY26 concall · Jun 2026Transcript PPT
- Q4 FY26 concall · May 2026PPT
- Q3 FY26 concall · Feb 2026Transcript PPT Recording
- 12 Nov 2025
- 12 Nov 2025
- General announcements 14 Oct 2026
Frequently Asked Questions about Network People Services Tech
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Company Information
Incorporated in 2013, Network People Services Technologies Ltd is a fintech firm which specializes in UPI payments and digital banking, and operates as both a TSP and a PPaaS
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