Mos Utility
- P/E
- 11.93
Key Fundamentals
SMEFintechFinancial ServicesPrice-based figures as of · EPS basis: Consolidated · TTM
- ROCE
- 19.50%
- Debt to Equity
- 0.67
- EPS (TTM)
- ₹0.70
- Book Value
- ₹4.14
- Market Cap
- —
- P/E (TTM)
- 11.93
- P/B
- 2.02
- ROE
- 18.80%
- Dividend Yield
- 0.00%
- EBITDA
- ₹33.20 Cr
- 52W High
- ₹26.30
- 52W Low
- ₹5.10
- Day Range
- ₹8.10 – ₹8.70
- Volume
- 13,08,000
Peer Comparison
Financial Services › Fintech › Financial Technology (Fintech)
| ₹1,732.40 | 170.51 | ₹1,10,812 Cr | 6.70 | 0.00% | 4.64% | 4.96% | ₹8,967 Cr | ₹649 Cr | |
| ₹965.00 | 59.60 | ₹43,573 Cr | 5.74 | 0.00% | 9.75% | 10.30% | ₹7,334 Cr | ₹748 Cr | |
| ₹157.77 | 132.58 | ₹18,322 Cr | 3.03 | 0.00% | 2.46% | 4.15% | ₹2,832 Cr | ₹127 Cr | |
| ₹55.08 | 61.20 | ₹9,400 Cr | 3.14 | 0.00% | 19.00% | 18.30% | ₹985 Cr | ₹33 Cr | |
| ₹331.35 | 25.29 | ₹7,508 Cr | 21.08 | 0.00% | 45.10% | 43.30% | ₹1,538 Cr | ₹291 Cr | |
| ₹318.05 | 19.14 | ₹5,154 Cr | 3.39 | 0.80% | 23.60% | 28.00% | ₹1,506 Cr | ₹270 Cr | |
| ₹127.78 | 14.34 | ₹4,438 Cr | 0.93 | 0.04% | 6.64% | 7.72% | ₹9,516 Cr | ₹322 Cr | |
| Mos Utility (this company) | ₹8.35 | 11.93 | ₹211 Cr | 2.02 | 0.00% | 18.80% | 19.50% | ₹626 Cr | ₹19 Cr |
| Median 8 companies | ₹237.91 | 42.45 | ₹8,454 Cr | 3.27 | 0.00% | 14.28% | 14.30% | ₹2,185 Cr | ₹280 Cr |
Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
Data confidence 97/100
Category scores
- Quality
- 73
- Strong
- Returns, margins, earnings quality 22% weight
- Valuation
- 47
- Average
- Cheap vs sector & own history 24% weight
- Growth
- 47
- Average
- Sales & profit trajectory 9% weight
- Financial Health
- 35
- Poor
- Solvency, leverage, coverage 9% weight
- Momentum
- 9
- Poor
- Trend strength, vol-adjusted 12% weight
- Ownership
- 49
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
1- Promoter holding has increased by 4.58% over last quarter.
Weaknesses
3- Though the company is reporting repeated profits, it is not paying out dividend
- Promoters have pledged 42.1% of their holding.
- Promoter holding has decreased over last 3 years: -8.98%
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Bullish | 8 | 2 | 9 |
| Oscillators | Bearish | 4 | 2 | 3 |
| Moving Averages | Strong Bullish | 4 | 0 | 6 |
Oscillators
Bearish
Overall
Bullish
Moving Averages
Strong Bullish
Key readings
- RSI (14)
- 68.39
- Neutral
- MACD (12,26,9)
- 0.31
- Bullish
- SMA (50)
- 7.15
- Bullish
- SMA (200)
- 13.16
- Bearish
As of
Growth Rate
From the financial statements below. 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025.
Revenue
| 3Y | +81.62% |
|---|---|
| 1Y | +3.08% |
Net profit
| 3Y | +46.85% |
|---|---|
| 1Y | +46.15% |
Operating cash flow
| 3Y | Turned negative |
|---|---|
| 1Y | Turned negative |
Operating margin· change in pp
| 3Y | −2.35 pp |
|---|---|
| 1Y | +0.84 pp |
Trailing twelve months: Fewer than eight quarters are reported, so there is no trailing-twelve-month figure.
Revenue by year
| Mar 2023 | ₹106 Cr |
|---|---|
| Mar 2024 | ₹187 Cr |
| Mar 2025 | ₹616 Cr |
| Mar 2026 | ₹635 Cr |
Net profit by year
| Mar 2023 | ₹6.00 Cr |
|---|---|
| Mar 2024 | ₹12.00 Cr |
| Mar 2025 | ₹13.00 Cr |
| Mar 2026 | ₹19.00 Cr |
Quarterly Results
₹ Cr| Particulars | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|
| Sales | 133 | 175 | 160 | 156 | 166 | 153 | 151 |
| Expenses | 127 | 167 | 154 | 148 | 159 | 146 | 145 |
| Operating Profit | 5.91 | 7.68 | 5.43 | 7.49 | 6.64 | 7.64 | 6.56 |
| OPM % | 4.44% | 4.38% | 3.4% | 4.8% | 4% | 4.98% | 4.34% |
| Other Income | 0.11 | 1.72 | 1.21 | 1.9 | 1.4 | 1.43 | 1.6 |
| Interest | 0.94 | 0.55 | 0.32 | 1.73 | 0.97 | 1.17 | 1.39 |
| Depreciation | 0.81 | 1.78 | 1.27 | 1.27 | 1.19 | 1.07 | 0.96 |
| PBT | 4.27 | 7.07 | 5.05 | 6.39 | 5.88 | 6.83 | 5.81 |
| Tax % | 28.81% | 35.79% | 18.81% | 19.41% | 25.85% | 28.11% | 24.96% |
| Net Profit | 3.05 | 4.54 | 4.11 | 5.15 | 4.36 | 4.91 | 4.36 |
| EPS (₹) | 0.11 | 0.17 | 0.16 | 0.17 | 0.19 | 0.18 | 0.16 |
Profit & Loss
₹ Cr| Particulars | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|
| Sales | 106 | 187 | 616 | 635 | 626 |
| Expenses | 99 | 175 | 596 | 608 | 598 |
| Operating Profit | 7 | 12 | 21 | 27 | 28 |
| OPM % | 7% | 6% | 3.4% | 4.3% | 4.5% |
| Other Income | 4 | 6 | 4 | 6 | 6 |
| Interest | 1 | 1 | 2 | 4 | 5 |
| Depreciation | 2 | 2 | 4 | 5 | 4 |
| PBT | 7 | 15 | 19 | 24 | 25 |
| Tax % | 22% | 19% | 29% | 23% | — |
| Net Profit | 6 | 12 | 13 | 19 | 19 |
| EPS (₹) | 0.3 | 0.45 | 0.5 | 0.7 | 0.7 |
| Div. Payout % | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Equity Capital | 19 | 25 | 25 | 51 |
| Reserves | 7 | 50 | 60 | 55 |
| Borrowings | 8 | 5 | 21 | 71 |
| Other Liabilities | 18 | 26 | 45 | 41 |
| Total Liabilities | 52 | 106 | 151 | 219 |
| Fixed Assets | 9 | 19 | 30 | 27 |
| CWIP | 3 | 2 | 0 | 7 |
| Investments | 12 | 14 | 6 | 0 |
| Other Assets | 29 | 70 | 115 | 185 |
| Total Assets | 52 | 106 | 151 | 219 |
Cash Flow
₹ Cr| Particulars | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Operating | 4 | −14 | 26 | −4 |
| Investing | −9 | −14 | −15 | −2 |
| Financing | 5 | 34 | 9 | 7 |
| Net Cash Flow | 1 | 6 | 21 | 1 |
| Free Cash Flow | 4 | −24 | 24 | −13 |
| CFO/OP | 73 | −98 | 124 | 5 |
Ratios
| Particulars | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Debtor Days | 14 | 18 | 3 | 2 |
| Cash Conversion Cycle | 14 | 18 | 3 | 2 |
| Working Capital Days | 48 | 67 | 14 | −2 |
| ROCE % | — | 17% | 19% | 19% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Mos Utility insights
59 extracted metrics across FY22–FY27.
Documents
- Concall · Jun 2024Transcript
- Concall · May 2023PPT
- 21 May 2025
- 22 Apr 2025
- 24 May 2024
- 1 Oct 2026
- 1 Oct 2026
- 30 Sep 2026
- 30 Sep 2026
- 30 Sep 2026
Frequently Asked Questions about Mos Utility
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Company Information
Incorporated in 2009, MOS Utility Ltd is a fintech company which offers a Unified Open API and Wallet platform
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