One Mobikwik Systems
MOBIKWIK NSE
One Mobikwik Systems
Financial ServicesNSE: MOBIKWIK BSE: 544305 Fintech
Key Fundamentals
MicrocapFintechFinancial ServicesMarket Cap
₹1,548 Cr
Volatility
Moderate
P/E Ratio
-121.4
EBITDA
₹-5.20 Cr
Return on Equity
-11.52%
Debt to Equity
0.51
Book Value
₹68.43
52W High
₹325.5
52W Low
₹151.46
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Weaknesses
5- Stock is trading at 3.06 times its book value
- Company has low interest coverage ratio.
- Promoter holding is low: 25.1%
- Company has a low return on equity of -14.1% over last 3 years.
- Earnings include an other income of Rs.16.8 Cr.
Growth Rate
Revenue Growth
-3.21% lower than
3Y
Net Income Growth
-48.89% lower than
3Y
Cash Flow Change
-14.64% higher than
3Y
ROE
-44.21% lower than
3Y
ROCE
-58.82% higher than
3Y
EBITDA Margin (Avg.)
-93.24% higher than
3Y
Quarterly Results
| Particulars | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 203 | 229 | 265 | 342 | 291 | 269 | 268 | 271 | 270 | 289 | 289 | 281 |
| Expenses | 196 | 221 | 266 | 344 | 287 | 317 | 324 | 313 | 286 | 282 | 279 | 273 |
| Operating Profit | 7.43 | 8.38 | -0.72 | -1.33 | 3.78 | -47.67 | -56.5 | -41.45 | -15.49 | 6.7 | 10.1 | 8.11 |
| OPM % | 3.65% | 3.66% | -0.27% | -0.39% | 1.3% | -17.69% | -21.1% | -15.27% | -5.73% | 2.32% | 3.5% | 2.88% |
| Other Income | 3.38 | 2.45 | 6.58 | 3.56 | 3.02 | 4.99 | 10.74 | 10.25 | -2.71 | 8.27 | 3.55 | 7.67 |
| Interest | 4.54 | 4.59 | 5.2 | 6.58 | 6.98 | 7.07 | 6.66 | 7.83 | 7.21 | 7.23 | 5.1 | 4.54 |
| Depreciation | 1.02 | 1.05 | 1.3 | 2 | 3.14 | 3.44 | 4.29 | 2.86 | 3.17 | 3.69 | 4.07 | 3.59 |
| PBT | 5.25 | 5.19 | -0.64 | -6.35 | -3.32 | -53.19 | -56.71 | -41.89 | -28.58 | 4.05 | 4.48 | 7.65 |
| Tax % | 0.57% | -1.73% | 4.69% | 4.25% | 8.13% | 3.95% | -1.18% | 0.1% | 0.14% | 0% | 2.23% | 0.39% |
| Net Profit | 5.23 | 5.27 | -0.67 | -6.62 | -3.59 | -55.28 | -56.04 | -41.92 | -28.62 | 4.05 | 4.38 | 7.62 |
| EPS in Rs | 0.91 | 0.92 | -0.12 | -1.16 | -0.63 | -7.12 | -7.21 | -5.36 | -3.64 | 0.51 | 0.56 | 0.97 |
Profit & Loss
| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|
| Sales | 289 | 527 | 539 | 875 | 1,170 | 1,119 | 1,129 |
| Expenses | 404 | 659 | 617 | 853 | 1,272 | 1,159 | 1,120 |
| Operating Profit | -115 | -132 | -78 | 22 | -102 | -40 | 9 |
| OPM % | -40% | -25% | -14% | 2.5% | -9% | -3.6% | 0.8% |
| Other Income | 14 | 17 | 22 | 15 | 22 | 19 | 17 |
| Interest | 7 | 11 | 20 | 19 | 27 | 27 | 24 |
| Depreciation | 1 | 2 | 4 | 4 | 13 | 14 | 15 |
| PBT | -110 | -128 | -81 | 14 | -120 | -62 | -12 |
| Tax % | 1% | 0% | 4% | 0% | 2% | 0% | — |
| Net Profit | -111 | -128 | -84 | 14 | -122 | -62 | -13 |
| EPS in Rs | -1,107 | -22.41 | -14.66 | 2.46 | -15.64 | -7.89 | -1.6 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity Capital | 1 | 11 | 11 | 11 | 16 | 16 |
| Reserves | -35 | 205 | 131 | 151 | 573 | 523 |
| Borrowings | 75 | 158 | 206 | 223 | 292 | 276 |
| Other Liabilities | 383 | 462 | 366 | 469 | 480 | 594 |
| Total Liabilities | 423 | 836 | 714 | 855 | 1,360 | 1,409 |
| Fixed Assets | 1 | 9 | 15 | 16 | 25 | 23 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1 | 1 | 2 | 5 | 6 | 9 |
| Other Assets | 421 | 826 | 698 | 834 | 1,329 | 1,376 |
| Total Assets | 423 | 836 | 714 | 855 | 1,360 | 1,409 |
Cash Flow
| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Operating | -35 | -321 | 27 | -22 | -68 | -78 |
| Investing | 10 | -85 | -1 | 27 | -313 | 82 |
| Financing | 73 | 329 | 18 | 3 | 515 | -2 |
| Net Cash Flow | 49 | -76 | 44 | 8 | 133 | 2 |
| Free Cash Flow | -35 | -324 | 26 | -28 | -77 | -89 |
| CFO/OP | 30 | 237 | -20 | -21 | 77 | 182 |
Ratios
| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Debtor Days | 48 | 20 | 51 | 34 | 17 | 24 |
| Cash Conversion Cycle | 48 | 20 | 51 | 34 | 17 | 24 |
| Working Capital Days | -369 | -233 | -234 | -140 | -163 | -159 |
| ROCE % | — | -57% | -17% | 9% | -15% | -2% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view One Mobikwik Systems insights
50 extracted metrics + investor summaries across FY21–FY27.
Documents
1
Clarification sought from One Mobikwik Systems Ltd
13 Jul - Exchange has sought clarification from One Mobikwik Systems Ltd on July 13, 2026, with reference to Movement in Volume. 13 Jul - Exchange has sought clarification from One Mobikwik Systems Ltd on July 13, 2026, with reference to Movement in Volume.
2
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
7 May - Schedule of Earnings Call for analysts and investors 7 May - Schedule of Earnings Call for analysts and investors
3
Board Meeting Intimation for Consider And Approve The Audited Financial Results (Standalone And Consolidated) Of The Company For The Quarter And Year Ended March 31, 2026
5 May - Board meeting on May 12, 2026 to approve audited Q4 and FY26 results; trading window closed till May 14. 5 May - Board meeting on May 12, 2026 to approve audited Q4 and FY26 results; trading window closed till May 14.
4
Announcement under Regulation 30 (LODR)-Press Release / Media Release
4 May - MobiKwik launches #EverythingIsFair campaign for UPI cashback and instant loans with Rajasthan Royals stars. 4 May - MobiKwik launches #EverythingIsFair campaign for UPI cashback and instant loans with Rajasthan Royals stars.
5
Announcement under Regulation 30 (LODR)-Press Release / Media Release
4 May - MobiKwik launches #EverythingIsFair campaign for UPI cashback and instant loans with Rajasthan Royals stars. 4 May - MobiKwik launches #EverythingIsFair campaign for UPI cashback and instant loans with Rajasthan Royals stars.
Frequently Asked Questions about One Mobikwik Systems
What does One Mobikwik Systems Ltd do?
Incorporated in 2009, One Mobikwik Systems
Ltd is a digital banking platform which offers
a wide range of financial products for both consumers and merchants[1]
Where is One Mobikwik Systems Ltd (MOBIKWIK) listed?
One Mobikwik Systems Ltd trades as MOBIKWIK on the NSE and under code 544305 on the BSE.
Which sector does One Mobikwik Systems Ltd belong to?
One Mobikwik Systems Ltd is classified under the Financial Services sector, in the Fintech industry.
What is the market capitalisation of One Mobikwik Systems Ltd?
One Mobikwik Systems Ltd has a market capitalisation of ₹1,548 Cr, which places it in the Small Cap band.
What is the PE ratio of One Mobikwik Systems Ltd?
One Mobikwik Systems Ltd trades at a PE ratio of -121.40, against a book value of ₹68.43 per share.
What is the 52-week high and low of One Mobikwik Systems Ltd?
Over the last 52 weeks One Mobikwik Systems Ltd has traded between ₹151.46 and ₹325.5.
What is the Return on Equity (ROE) of One Mobikwik Systems Ltd?
One Mobikwik Systems Ltd reported a return on equity of -11.52%. Its debt-to-equity ratio is 0.51.
Company Information
Incorporated in 2009, One Mobikwik Systems Ltd is a digital banking platform which offers a wide range of financial products for both consumers and merchants[1]
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