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AGS Transact Technologies

AGSTRA NSE
₹2.23 +0.10 (+4.69%)
P/E
Not meaningful: loss-making over the last twelve months
View as Markdown
MCP
Close 4 Nov 2026 ₹2.23 −1.90 −46.0% 1Y
Start ₹4.13

Key Fundamentals

MicrocapFintechFinancial Services

Price-based figures as of · TTM

ROCE
1.26%
Debt to Equity
2.00
EPS (TTM)
−₹14.00
Book Value
₹45.24
Market Cap
—
P/E (TTM)
Not meaningful: loss-making over the last twelve months
P/B
0.05
ROE
−16.30%
Dividend Yield
0.00%
EBITDA
₹236 Cr
52W High
₹5.44
52W Low
₹1.85
Day Range
₹2.23 – ₹2.23
Volume
44,916

Peer Comparison

Financial Services › Fintech › Financial Technology (Fintech)

AGS Transact Technologies peer comparison
Paytm
₹1,732.40170.51₹1,10,812 Cr6.700.00%4.64%4.96%₹8,967 Cr₹649 Cr
PB FinTech
₹965.0059.60₹43,573 Cr5.740.00%9.75%10.30%₹7,334 Cr₹748 Cr
Pine Labs
₹157.77132.58₹18,322 Cr3.030.00%2.46%4.15%₹2,832 Cr₹127 Cr
Moneyview
₹55.0861.20₹9,400 Cr3.140.00%19.00%18.30%₹985 Cr₹33 Cr
Manipal Payment and Identity Solutions
₹331.3525.29₹7,508 Cr21.080.00%45.10%43.30%₹1,538 Cr₹291 Cr
Seshaasai Technologies
₹318.0519.14₹5,154 Cr3.390.80%23.60%28.00%₹1,506 Cr₹270 Cr
AvenuesAI
₹127.7814.34₹4,438 Cr0.930.04%6.64%7.72%₹9,516 Cr₹322 Cr
AGS Transact Technologies (this company)
₹2.23—₹29 Cr0.050.00%−16.30%1.26%₹1,250 Cr−₹170 Cr
Median 8 companies₹237.9159.60₹8,454 Cr3.270.00%8.20%9.01%₹2,185 Cr₹280 Cr

Comparable companies in the same industry. Market cap, P/E and P/B use the latest price; other metrics are as reported in filings. A dash means the figure is not published for that company.

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

40 Weak

Data confidence 94/100

surveillance:GSM

Category scores

Quality
48
Average
Returns, margins, earnings quality 22% weight
Valuation
77
Strong
Cheap vs sector & own history 24% weight
Growth
34
Poor
Sales & profit trajectory 9% weight
Financial Health
12
Poor
Solvency, leverage, coverage 9% weight
Momentum
30
Poor
Trend strength, vol-adjusted 12% weight
Ownership
50
Average
FII/DII/promoter flows 24% weight
Capped: a governance trigger overrides the fundamentals here (surveillance:GSM ≤ 40).

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

1
  • Stock is trading at 0.05 times its book value

Weaknesses

8
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -4.02% over past five years.
  • Promoter holding is low: 26.5%
  • Company has a low return on equity of -8.15% over last 3 years.
  • Contingent liabilities of Rs.14.1 Cr.
  • Earnings include an other income of Rs.39.8 Cr.
  • Company has high debtors of 181 days.
  • Promoter holding has decreased over last 3 years: -39.0%

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallBullish739
OscillatorsNeutral333
Moving AveragesStrong Bullish406

Key readings

RSI (14)
58.67
Neutral
MACD (12,26,9)
−0.04
Bullish
SMA (50)
2.11
Bullish
SMA (200)
3.16
Bearish

As of

Growth Rate

Annual windows: The latest annual results are more than two years old, so no annual growth is shown.

Trailing twelve months: The latest quarterly results are more than a year old.

Quarterly Results

₹ Cr

Results for the period ended Mar 2025 were due by 30 May 2025 and are not in this table yet.

AGSTRA quarterly results, ₹ crore
Particulars Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Sales
485
399
418
414
415
425
371
377
374
349
340
352
210
Expenses
365
324
305
305
315
351
288
369
316
300
246
263
384
Operating Profit
119
75
113
109
101
73
83
7
58
49
93
88
−174
OPM %
25%
19%
27%
26%
24%
17%
22%
2%
15%
14%
28%
25%
−83%
Other Income
8
6
10
7
9
10
8
12
10
8
12
16
4
Interest
61
72
35
34
35
39
37
37
38
37
36
36
38
Depreciation
65
65
59
58
56
57
54
54
53
53
49
48
44
PBT
2
−56
28
23
19
−13
1
−71
−23
−32
20
21
−252
Tax %
634%
−14%
32%
11%
35%
20%
36%
−14%
−32%
−86%
32%
27%
−23%
Net Profit
−9
−48
19
21
12
−15
1
−61
−15
−4
14
15
−194
EPS (₹)
−0.78
−3.98
1.58
1.7
1.02
−1.27
0.05
−5.02
−1.27
−0.37
1.14
1.24
−15.17

Profit & Loss

₹ Cr
AGSTRA profit and loss, annual, ₹ crore
Particulars Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Sales
1,308
1,473
1,806
1,800
1,759
1,772
1,671
1,471
1,250
Expenses
1,154
1,262
1,376
1,336
1,321
1,361
1,273
1,273
1,193
Operating Profit
154
211
429
465
437
411
398
197
57
OPM %
12%
14%
24%
26%
25%
23%
24%
13%
4.5%
Other Income
15
9
13
30
38
24
34
38
40
Interest
78
83
137
130
133
250
144
148
147
Depreciation
100
113
227
245
260
252
231
213
193
PBT
−10
24
79
120
82
−67
58
−125
−243
Tax %
109%
73%
16%
31%
34%
24%
36%
−36%
—
Net Profit
−22
6
66
83
55
−82
37
−80
−170
EPS (₹)
−1.79
0.52
5.5
6.89
4.55
−6.79
3.04
−6.6
−13.16
Div. Payout %
0%
0%
0%
0%
22%
0%
0%
0%
—

Balance Sheet

₹ Cr
AGSTRA balance sheet, annual, ₹ crore
Particulars Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital
119
119
119
119
119
120
120
121
121
Reserves
275
284
306
380
440
362
415
341
413
Borrowings
657
703
1,105
1,159
1,622
1,104
1,231
1,120
1,069
Other Liabilities
365
450
524
583
733
767
517
510
517
Total Liabilities
1,416
1,555
2,054
2,241
2,914
2,353
2,283
2,091
2,121
Fixed Assets
493
549
1,008
1,052
965
910
804
718
631
CWIP
68
66
50
89
58
44
40
29
22
Investments
0
0
0
2
10
0
1
2
1
Other Assets
855
941
997
1,098
1,880
1,399
1,439
1,343
1,468
Total Assets
1,416
1,555
2,054
2,241
2,914
2,353
2,283
2,091
2,121

Cash Flow

₹ Cr
AGSTRA cash flow, annual, ₹ crore
Particulars Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Operating
206
196
486
446
418
325
249
349
Investing
−210
−161
−165
−291
−156
−12
−126
−15
Financing
15
−31
−315
−172
320
−875
−137
−316
Net Cash Flow
12
4
6
−16
582
−562
−14
18
Free Cash Flow
−5
40
324
224
296
241
141
301
CFO/EBITDA
158
109
119
101
97
88
73
183

Ratios

AGSTRA financial ratios, annual
Particulars Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days
82
91
90
93
102
188
197
181
Inventory Days
190
143
95
85
100
104
152
276
Days Payable
224
209
251
344
398
817
752
1,035
Cash Conversion Cycle
48
25
−66
−166
−196
−525
−403
−578
Working Capital Days
73
73
−35
−49
−46
−4
37
−5
ROCE %
—
10%
17%
16%
11%
10%
12%
1%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view AGS Transact Technologies insights

62 extracted metrics across FY17–FY25.

Shareholding Pattern

As of Mar 2026

  • Public 63.99%
  • Promoters 26.48%
  • Others 5.87%
  • DIIs 3.60%
  • FIIs 0.06%

No promoter shares pledged as of Mar 2026

Change vs previous quarter

Not shown for some quarters: Others. Not available separately for this quarter: the shareholding filing gives Public and Others as one figure, shown under Public, so Others is left blank rather than estimated.

Documents

Frequently Asked Questions about AGS Transact Technologies

What does AGS Transact Technologies Ltd do?
Incorporated in 2002, AGS Transact Technologies Ltd is an integrated omni-channel payment solutions provider of digital and cash-based solutions to banks and corporate clients
Where is AGS Transact Technologies Ltd (AGSTRA) listed?
AGS Transact Technologies Ltd trades as AGSTRA on the NSE and under code 543451 on the BSE.
Which sector does AGS Transact Technologies Ltd belong to?
AGS Transact Technologies Ltd is classified under the Financial Services sector, in the Fintech industry.
What is the 52-week high and low of AGS Transact Technologies Ltd?
Over the last 52 weeks AGS Transact Technologies Ltd has traded between ₹1.85 and ₹5.44 as of 4 Nov 2026.
What is the Return on Equity (ROE) of AGS Transact Technologies Ltd?
AGS Transact Technologies Ltd reported a return on equity of -16.30%. Its debt-to-equity ratio is 2.00.

Company Information

Incorporated in 2002, AGS Transact Technologies Ltd is an integrated omni-channel payment solutions provider of digital and cash-based solutions to banks and corporate clients

Website agsindia.com
CEO Mr. Ravi Badrinarain Goyal
Employees 1,106
Listed 31 Jan 2022
Face Value ₹10

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