Usha Martin Education & Solutions
Usha Martin Education & Solutions
Consumer DiscretionaryKey Fundamentals
MicrocapE-LearningConsumer ServicesTapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
2- Company has reduced debt.
- Company is almost debt free.
Weaknesses
4- Stock is trading at 5.36 times its book value
- The company has delivered a poor sales growth of 8.32% over past five years.
- Promoter holding is low: 39.8%
- Company has a low return on equity of 2.37% over last 3 years.
Growth Rate
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.16 | 0.06 | 0.29 | 0.22 | 0.11 | 0.19 | 0.12 | 0.12 | 0.13 | 0.22 | 0.2 | 0.32 | 0.12 |
| Expenses | 0.12 | 0.1 | 0.16 | 0.12 | 0.11 | 0.14 | 0.13 | 0.15 | 0.1 | 0.12 | 0.11 | 0.1 | 0.09 |
| Operating Profit | 0.04 | -0.04 | 0.13 | 0.1 | 0 | 0.05 | -0.01 | -0.03 | 0.03 | 0.1 | 0.09 | 0.22 | 0.03 |
| OPM % | 25% | -66.67% | 44.83% | 45.45% | 0% | 26.32% | -8.33% | -25% | 23.08% | 45.45% | 45% | 68.75% | 25% |
| Other Income | 0.02 | 0.17 | 0.01 | 0.08 | 0.06 | 0.01 | 0.2 | 0.2 | 0.02 | 0 | 0 | -0.01 | 0 |
| Interest | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.02 | 0.09 | 0.1 | 0.14 | 0.02 | 0.02 | 0.16 | 0.15 | 0.03 | 0.09 | 0.08 | 0.2 | 0.02 |
| Tax % | 0% | 0% | 0% | 135.71% | 0% | 0% | 0% | 13.33% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 0.02 | 0.08 | 0.1 | -0.05 | 0.02 | 0.02 | 0.15 | 0.13 | 0.02 | 0.09 | 0.08 | 0.2 | 0.02 |
| EPS in Rs | 0.01 | 0.03 | 0.04 | -0.02 | 0.01 | 0.01 | 0.06 | 0.05 | 0.01 | 0.03 | 0.03 | 0.08 | 0.01 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3.43 | 1.41 | 1.45 | 0.82 | 0.75 | 0.71 | 0.59 | 0.78 | 0.66 | 0.73 | 0.52 | 0.88 | 0.86 |
| Expenses | 4.61 | 3.7 | 2.27 | 0.79 | 0.62 | 0.59 | 0.51 | 0.68 | 0.57 | 0.5 | 0.52 | 0.44 | 0.42 |
| Operating Profit | -1.18 | -2.29 | -0.82 | 0.03 | 0.13 | 0.12 | 0.08 | 0.1 | 0.09 | 0.23 | 0 | 0.44 | 0.44 |
| OPM % | -34.4% | -162.41% | -56.55% | 3.66% | 17.33% | 16.9% | 13.56% | 12.82% | 13.64% | 31.51% | 0% | 50% | 51.16% |
| Other Income | 0.23 | -0.05 | -1.39 | 0.26 | 0.2 | 0.12 | 0.13 | 0.12 | 0.15 | 0.27 | 0.46 | 0.01 | -0.01 |
| Interest | 0.22 | 0.3 | 0.38 | 0.36 | 0.2 | 0.15 | 0.17 | 0.16 | 0.16 | 0.16 | 0.12 | 0.05 | 0.04 |
| Depreciation | 0.29 | 0.24 | 0.2 | 0.08 | 0.05 | 0.03 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | -1.46 | -2.88 | -2.79 | -0.15 | 0.08 | 0.06 | 0.03 | 0.06 | 0.08 | 0.34 | 0.34 | 0.4 | 0.39 |
| Tax % | 0% | 0.35% | 0.36% | 6.67% | 225% | 16.67% | 0% | 0% | 25% | 55.88% | 8.82% | 0% | — |
| Net Profit | -1.46 | -2.89 | -2.79 | -0.16 | -0.1 | 0.06 | 0.03 | 0.06 | 0.06 | 0.15 | 0.31 | 0.39 | 0.39 |
| EPS in Rs | -0.55 | -1.09 | -1.06 | -0.06 | -0.04 | 0.02 | 0.01 | 0.02 | 0.02 | 0.06 | 0.12 | 0.15 | 0.15 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 | 2.64 |
| Reserves | 17.22 | 14.33 | 11.53 | 11.37 | 11.27 | 11.33 | 11.36 | 11.42 | 11.48 | 11.64 | 11.95 | -0.19 |
| Borrowings | 1.43 | 2.77 | 2.86 | 2.71 | 2.56 | 2.71 | 2.71 | 2.71 | 2.57 | 1.7 | 0.72 | 0.23 |
| Other Liabilities | 2.1 | 1.4 | 2.51 | 2.47 | 2.52 | 1.88 | 1.94 | 1.82 | 1.7 | 0.61 | 0.46 | 0.51 |
| Total Liabilities | 23.39 | 21.14 | 19.54 | 19.19 | 18.99 | 18.56 | 18.65 | 18.59 | 18.39 | 16.59 | 15.77 | 3.19 |
| Fixed Assets | 2.29 | 2.15 | 1.44 | 1.34 | 1.29 | 1.26 | 1.25 | 1.24 | 1.24 | 0.01 | 0.01 | 0.01 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 15.5 | 15.5 | 15.5 | 15.5 | 15.5 | 15.5 | 15.5 | 15.5 | 15.5 | 15.5 | 15.5 | 2.96 |
| Other Assets | 5.6 | 3.49 | 2.6 | 2.35 | 2.2 | 1.8 | 1.9 | 1.85 | 1.65 | 1.08 | 0.26 | 0.22 |
| Total Assets | 23.39 | 21.14 | 19.54 | 19.19 | 18.99 | 18.56 | 18.65 | 18.59 | 18.39 | 16.59 | 15.77 | 3.19 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -0.32 | -0.94 | -0.18 | 0.12 | 0.22 | 0.49 | -0.02 | 0.2 | 0.12 | 0.82 | 1.15 | 0.45 |
| Investing | 0.03 | -0.1 | 0.19 | 0.19 | 0.02 | 0.09 | 0.02 | 0.02 | 0.17 | 0.05 | 0.04 | 0.02 |
| Financing | 0.19 | 1.22 | -0.27 | -0.32 | -0.25 | -0.57 | -0.02 | -0.18 | -0.3 | -0.89 | -1.17 | -0.5 |
| Net Cash Flow | -0.1 | 0.17 | -0.26 | 0 | 0 | 0.02 | -0.02 | 0.03 | 0 | -0.01 | 0.02 | -0.04 |
| Free Cash Flow | -0.31 | -1.24 | -0.02 | 0.17 | 0.22 | 0.49 | -0.02 | 0.21 | 0.11 | 0.82 | 1.14 | 0.45 |
| CFO/OP | 5 | 34 | 15 | 500 | 192 | 417 | -62 | 220 | 133 | 139 | — | 109 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 233 | 148 | 52.86 | 66.77 | 38.93 | 35.99 | 98.98 | 0 | 0 | 5 | 0 | 0 |
| Cash Conversion Cycle | 233 | 148 | 52.86 | 66.77 | 38.93 | 35.99 | 98.98 | 0 | 0 | 5 | 0 | 0 |
| Working Capital Days | 78.75 | -357 | -471 | -850 | -949 | -900 | -977 | -1,104 | -813 | -635 | -688 | -224 |
| ROCE % | -5.64% | -11.6% | -4.57% | 1.07% | 1.69% | 1.27% | 1.2% | 1.31% | 1.49% | 3.12% | 2.94% | 5.23% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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28 extracted metrics + investor summaries across FY15–FY26.
Documents
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Company Information
Incorporated in 1997, Usha Martin Education & Solutions Ltd is engaged in educational management services.[1]
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