Sera Investments & Finance
SERAINVESTMENTSFINANCEINDIALTD NSE
Sera Investments & Finance
Financial ServicesNSE: SERAINVESTMENTSFINANCEINDIALTD BSE: 512399 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹386 Cr
Volatility
Moderate
P/E Ratio
3.6
EBITDA
₹64.60 Cr
Return on Equity
0.86%
Debt to Equity
0.11
Book Value
₹44.86
EPS
₹2.75
52W High
₹61.9
52W Low
₹31.31
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
4- Company has reduced debt.
- Company is almost debt free.
- Company has delivered good profit growth of 175% CAGR over last 5 years
- Debtor days have improved from 35.6 to 19.0 days.
Weaknesses
2- Promoter holding has decreased over last quarter: -0.46%
- Working capital days have increased from 552 days to 1,586 days
Growth Rate
Revenue Growth
519% higher than
3Y
Net Income Growth
—
Cash Flow Change
229% lower than
3Y
ROE
-96.67% lower than
3Y
ROCE
-95.71% level than
3Y
EBITDA Margin (Avg.)
101% higher than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 | 1 | 9 | 5 | 6 | 3 | 0 | 2 | 3 | 2 | 25 | 42 | 59 |
| Expenses | 0 | 0 | 2 | 0 | 1 | 0 | 6 | 0 | 2 | 0 | 1 | 4 | 1 |
| Financing Profit | 2 | 1 | 7 | 5 | 5 | 2 | -5 | 2 | 0 | 1 | 24 | 38 | 58 |
| Fin. Margin % | 72% | 69% | 82% | 90% | 82% | 84% | -1098% | 72% | 11% | 64% | 94% | 91% | 99% |
| Other Income | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 2 | 5 | 7 | 5 | 5 | 2 | -6 | 1 | 0 | 1 | 24 | 38 | 58 |
| Tax % | 19% | 0% | 0% | 24% | 25% | -2% | -5% | -50% | 27% | 25% | 15% | 15% | 15% |
| Net Profit | 2 | 5 | 7 | 3 | 4 | 2 | -5 | 2 | 0 | 1 | 20 | 32 | 50 |
| EPS in Rs | 0.31 | 1.09 | 1.48 | 0.53 | 0.56 | 0.34 | -0.81 | 0.33 | 0.02 | 0.14 | 3.06 | 4.9 | 7.57 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 | 1 | 1 | 0 | 1 | 1 | 0 | 3 | -1 | 23 | 12 | 72 | 128 |
| Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 11 | 2 | 6 | 7 | 6 |
| Financing Profit | 1 | 1 | 1 | 0 | 0 | 0 | 0 | -1 | -13 | 20 | 3 | 63 | 122 |
| Fin. Margin % | 83% | 73% | 77% | 55% | 25% | 19% | -113% | -36% | 1176% | 86% | 30% | 88% | 95% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 1 | 1 | 2 | 1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 |
| PBT | 1 | 1 | 1 | 0 | 0 | 0 | 0 | -1 | -13 | 19 | 3 | 63 | 121 |
| Tax % | 33% | 33% | 34% | 38% | 169% | 23% | 3% | 0% | 11% | 8% | 5% | 15% | — |
| Net Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1 | -14 | 18 | 3 | 53 | 103 |
| EPS in Rs | 0.31 | 0.27 | 0.31 | 0.13 | -0.07 | 0.08 | -0.14 | -0.44 | -2.79 | 2.75 | 0.41 | 8.11 | 15.67 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 4% | 0% | 1% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1 | 1 | 1 | 1 | 1 | 2 | 5 | 5 | 10 | 13 | 13 | 13 |
| Reserves | 3 | 3 | 4 | 4 | 4 | 2 | 12 | 7 | 16 | 56 | 281 | 280 |
| Borrowing | 0 | 0 | 0 | 0 | 3 | 3 | 0 | 40 | 30 | 19 | 20 | 1 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 67 | 52 |
| Total Liabilities | 4 | 4 | 5 | 5 | 8 | 8 | 17 | 52 | 56 | 91 | 380 | 346 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 1 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 3 | 11 | 35 | 26 | 34 | 325 | 246 |
| Other Assets | 4 | 4 | 5 | 5 | 8 | 4 | 6 | 17 | 30 | 56 | 53 | 99 |
| Total Assets | 4 | 4 | 5 | 5 | 8 | 8 | 17 | 52 | 56 | 91 | 380 | 346 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 0 | 0 | 0 | -3 | 0 | 0 | 0 | -6 | -6 | -7 | 10 | 55 |
| Investing | 0 | 1 | 1 | 0 | 0 | -3 | -10 | -29 | 8 | -6 | -9 | -28 |
| Financing | 0 | 0 | 0 | 3 | 0 | 3 | 10 | 35 | -2 | 13 | 1 | -20 |
| Net Cash Flow | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 6 |
| Free Cash Flow | 0 | 0 | 0 | -3 | 0 | 0 | 0 | -6 | -6 | -9 | 8 | 55 |
| CFO/OP | 76 | -24 | -53 | -1,067 | 187 | 88 | -17 | -759 | 51 | -34 | 184 | 84 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 10% | 8% | 8% | 3% | -2% | 2% | -3% | -8% | -74% | 38% | 1% | 18% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Sera Investments & Finance insights
52 extracted metrics + investor summaries across FY09–FY26.
Documents
1
Clarification sought from Sera Investments & Finance India Ltd
3 Sep - Exchange has sought clarification from Sera Investments & Finance India Ltd on September 03, 2026 with reference to significant movement in price, in order to … 3 Sep - Exchange has sought clarification from Sera Investments & Finance India Ltd on September 03, 2026 with reference to significant movement in price, in order to …
2
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
30 Apr - Company confirms it is not a SEBI large corporate and initial disclosure norms do not apply. 30 Apr - Company confirms it is not a SEBI large corporate and initial disclosure norms do not apply.
3
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
30 Apr - Company confirms it is not a SEBI large corporate and initial disclosure norms do not apply. 30 Apr - Company confirms it is not a SEBI large corporate and initial disclosure norms do not apply.
4
Rumour verification - Regulation 30(11)
23 Apr - Company clarifies it is unaware of reasons for significant share price movement. 23 Apr - Company clarifies it is unaware of reasons for significant share price movement.
5
Rumour verification - Regulation 30(11)
12h - Company clarifies it is unaware of reasons for significant share price movement. 12h - Company clarifies it is unaware of reasons for significant share price movement.
Frequently Asked Questions about Sera Investments & Finance
What does Sera Investments & Finance India Ltd do?
Incorporated in 1985, Sera Investments & Finance India Ltd is primarily involved in Investments activity
Where is Sera Investments & Finance India Ltd (512399) listed?
Sera Investments & Finance India Ltd trades as SERAINVESTMENTSFINANCEINDIALTD on the NSE and under code 512399 on the BSE.
Which sector does Sera Investments & Finance India Ltd belong to?
Sera Investments & Finance India Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Sera Investments & Finance India Ltd?
Sera Investments & Finance India Ltd has a market capitalisation of ₹386.42 Cr, which places it in the Small Cap band.
What is the PE ratio of Sera Investments & Finance India Ltd?
Sera Investments & Finance India Ltd trades at a PE ratio of 3.60, on earnings per share of ₹2.75, against a book value of ₹44.86 per share.
What is the 52-week high and low of Sera Investments & Finance India Ltd?
Over the last 52 weeks Sera Investments & Finance India Ltd has traded between ₹31.31 and ₹61.9.
Does Sera Investments & Finance India Ltd pay dividends?
Sera Investments & Finance India Ltd has a dividend yield of 0.17%.
What is the Return on Equity (ROE) of Sera Investments & Finance India Ltd?
Sera Investments & Finance India Ltd reported a return on equity of 0.86%. Its debt-to-equity ratio is 0.11.
Company Information
Incorporated in 1985, Sera Investments & Finance India Ltd is primarily involved in Investments activity
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