Sahara Housing Fina Corporation logo

Sahara Housing Fina Corporation

SAHARAHOUSINGFINACORPORATIONLTD NSE

Key Fundamentals

MicrocapHousing FinanceFinancial Services
Market Cap
₹26.80 Cr
Volatility
Moderate
P/E Ratio
91.1
EBITDA
₹2.40 Cr
Return on Equity
0.65%
Debt to Equity
0.25
Book Value
₹75.44
EPS
₹2.01
52W High
₹64.82
52W Low
₹30

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

2
  • Company has reduced debt.
  • Stock is trading at 0.52 times its book value

Weaknesses

4
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -11.8% over past five years.
  • Company has a low return on equity of 1.54% over last 3 years.

Growth Rate

Revenue Growth
-16.28% lower than 3Y
Net Income Growth
-50% lower than 3Y
Cash Flow Change
-52.45% lower than 3Y
ROE
-47.58% lower than 3Y
ROCE
-34.27% higher than 3Y
EBITDA Margin (Avg.)
-26.34% higher than 3Y

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Sales
2.72
2.73
2.47
2.7
2.28
2.11
2.08
2.15
1.75
1.82
1.71
1.87
1.66
Expenses
1.18
1.22
1.1
1.16
1.08
1.18
1.28
1.22
1.01
1.38
1.11
1.3
1.11
Operating Profit
1.54
1.51
1.37
1.54
1.2
0.93
0.8
0.93
0.74
0.44
0.6
0.57
0.55
OPM %
56.62%
55.31%
55.47%
57.04%
52.63%
44.08%
38.46%
43.26%
42.29%
24.18%
35.09%
30.48%
33.13%
Other Income
0
0
0
0
0
0
0
0.01
0
0
0
0
0
Interest
0.94
0.95
0.9
0.88
0.86
0.66
0.59
0.57
0.4
0.41
0.4
0.41
0.28
Depreciation
0.12
0.12
0.12
0.1
0.09
0.09
0.1
0.1
0.09
0.08
0.08
0.08
0.1
PBT
0.48
0.44
0.35
0.56
0.25
0.18
0.11
0.27
0.25
-0.05
0.12
0.08
0.17
Tax %
22.92%
20.45%
37.14%
21.43%
4%
38.89%
0%
22.22%
12%
-40%
25%
12.5%
0%
Net Profit
0.38
0.36
0.22
0.45
0.23
0.1
0.11
0.2
0.21
-0.03
0.09
0.07
0.17
EPS in Rs
0.54
0.51
0.31
0.64
0.33
0.14
0.16
0.29
0.3
-0.04
0.13
0.1
0.24
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Sales
18.33
14.4
13.59
13.64
16.35
14.56
13.42
12.67
11.2
10.63
8.62
7.17
7.06
Expenses
5.25
4.67
5.32
5.45
4.76
5.02
5.08
5.12
4.11
4.67
4.78
4.81
4.9
Operating Profit
13.08
9.73
8.27
8.19
11.59
9.54
8.34
7.55
7.09
5.96
3.84
2.36
2.16
OPM %
71.36%
67.57%
60.85%
60.04%
70.89%
65.52%
62.15%
59.59%
63.3%
56.07%
44.55%
32.91%
30.59%
Other Income
0
0
0
0
0
0
0
0
0
0
0.01
0
0
Interest
9.74
6.79
5.27
5.06
7.69
6.21
5.24
4.88
4.52
3.67
2.67
1.62
1.5
Depreciation
0.08
0.06
0.05
0.06
0.51
0.55
0.52
0.49
0.49
0.44
0.38
0.34
0.34
PBT
3.26
2.88
2.95
3.07
3.39
2.78
2.58
2.18
2.08
1.85
0.8
0.4
0.32
Tax %
32.82%
34.72%
33.22%
16.29%
23.3%
25.18%
18.6%
17.89%
32.21%
23.78%
20%
12.5%
—
Net Profit
2.19
1.88
1.98
2.57
2.61
2.08
2.09
1.78
1.42
1.4
0.65
0.34
0.3
EPS in Rs
3.13
2.69
2.83
3.67
3.73
2.97
2.99
2.54
2.03
2
0.93
0.49
0.43
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
7
7
7
7
7
7
7
7
7
7
7
7
Reserves
24.65
26.53
28.51
31.08
35.8
37.89
40.01
41.84
43.28
44.72
45.39
45.81
Borrowings
125
107
104
96.65
87.92
73.54
62.63
59.71
49.07
45.42
22.36
13.36
Other Liabilities
6.16
3.98
4.14
2.97
11.12
5.1
2.4
2.09
1.46
1.08
0.93
2.72
Total Liabilities
163
144
143
138
142
124
112
111
101
98.22
75.68
68.89
Fixed Assets
0.6
0.54
0.5
1.02
2.2
2.18
1.96
1.65
1.4
1.04
0.92
2.65
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
0.09
0.03
0.03
0.02
0.02
0.01
0.02
0.02
0.03
0.03
0.03
0.03
Other Assets
162
144
143
137
140
121
110
109
99.38
97.15
74.73
66.21
Total Assets
163
144
143
138
142
124
112
111
101
98.22
75.68
68.89
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
29.44
12.66
1.47
-2.17
-6.07
29.97
6.86
3.1
10.42
3.83
24.31
11.56
Investing
0.77
3.15
-0.64
12.85
-0.13
0
-0.01
-0.14
-0.28
-0.09
-0.26
-2.08
Financing
-16.36
-17.96
-3.09
-7
-0.44
-24.47
-10.48
-4.1
-11.11
-4.15
-23.48
-9.38
Net Cash Flow
13.85
-2.15
-2.26
3.68
-6.64
5.49
-3.63
-1.14
-0.98
-0.4
0.57
0.1
Free Cash Flow
29.43
12.66
1.32
-2.62
-6.2
29.97
6.85
2.96
10.13
3.74
24.05
9.48
CFO/OP
233
139
28
-18
-46
321
90
52
149
65
633
490
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debtor Days
3.98
4.31
2.69
2.94
0
0
0
0
0
0
0
0
Cash Conversion Cycle
3.98
4.31
2.69
2.94
0
0
0
0
0
0
0
0
Working Capital Days
72.08
143
149
165
-230
-102
-44.06
-29.38
-16.62
0.34
11.86
-66.69
ROCE %
7.89%
6.52%
5.88%
5.94%
8.35%
7.22%
6.86%
6.47%
6.35%
5.62%
4.04%
2.87%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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Shareholding Pattern

Promot.71.35%Others3.04%Public25.61%As ofJun 2026

Documents

Frequently Asked Questions about Sahara Housing Fina Corporation

What does Sahara Housing Fina Corporation Ltd do?
Incorporated in 1991, Sahara Housing Fina Corporation Ltd is in the business of providing Housing Finance[1]
Where is Sahara Housing Fina Corporation Ltd (511533) listed?
Sahara Housing Fina Corporation Ltd trades as SAHARAHOUSINGFINACORPORATIONLTD on the NSE and under code 511533 on the BSE.
Which sector does Sahara Housing Fina Corporation Ltd belong to?
Sahara Housing Fina Corporation Ltd is classified under the Financial Services sector, in the Housing Finance industry.
What is the market capitalisation of Sahara Housing Fina Corporation Ltd?
Sahara Housing Fina Corporation Ltd has a market capitalisation of ₹26.8 Cr, which places it in the Small Cap band.
What is the PE ratio of Sahara Housing Fina Corporation Ltd?
Sahara Housing Fina Corporation Ltd trades at a PE ratio of 91.10, on earnings per share of ₹2.01, against a book value of ₹75.44 per share.
What is the 52-week high and low of Sahara Housing Fina Corporation Ltd?
Over the last 52 weeks Sahara Housing Fina Corporation Ltd has traded between ₹30 and ₹64.82.
What is the Return on Equity (ROE) of Sahara Housing Fina Corporation Ltd?
Sahara Housing Fina Corporation Ltd reported a return on equity of 0.65%. Its debt-to-equity ratio is 0.25.

Company Information

Incorporated in 1991, Sahara Housing Fina Corporation Ltd is in the business of providing Housing Finance[1]

Website saharahousingfina.com
Listed 2001-02-07
Face Value ₹ 10

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