RNFI Services
RNFI NSE
RNFI Services
Financial ServicesNSE: RNFI Other Financial Services
Key Fundamentals
SMEOther Financial ServicesFinancial ServicesMarket Cap
₹837 Cr
Volatility
High Risk
P/E Ratio
30
EBITDA
₹57.88 Cr
Return on Equity
17.58%
Debt to Equity
0.17
Book Value
₹70.08
52W High
₹404
52W Low
₹216
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
2- Company has delivered good profit growth of 31.1% CAGR over last 5 years
- Company has a good return on equity (ROE) track record: 3 Years ROE 24.2%
Weaknesses
2- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last quarter: -0.76%
Growth Rate
Revenue Growth
4.89% higher than
3Y
Net Income Growth
52.84% lower than
3Y
Cash Flow Change
-36.49% lower than
3Y
ROE
-43.51% lower than
3Y
ROCE
-27.6% lower than
3Y
EBITDA Margin (Avg.)
26.38% lower than
3Y
Quarterly Results
| Particulars | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 220 | 244 | 214 | 250 | 222 | 258 | 239 | 270 |
| Expenses | 208 | 233 | 205 | 238 | 208 | 241 | 223 | 259 |
| Operating Profit | 11.83 | 11.26 | 9.11 | 11.81 | 13.35 | 16.75 | 15.97 | 10.64 |
| OPM % | 5.37% | 4.61% | 4.25% | 4.73% | 6.02% | 6.5% | 6.67% | 3.94% |
| Other Income | 0.91 | 0.66 | 2.98 | 1.03 | 2.37 | 0.71 | 1.24 | 0.87 |
| Interest | 0.54 | 0.48 | 0.55 | 0.65 | 0.47 | 0.54 | 0.54 | 0.58 |
| Depreciation | 3.24 | 3.85 | 4.36 | 4.31 | 3.5 | 4.34 | 5.15 | 4.03 |
| PBT | 8.96 | 7.59 | 7.18 | 7.88 | 11.75 | 12.58 | 11.52 | 6.9 |
| Tax % | 26.67% | 21.21% | 25.49% | 26.78% | 25.19% | 24.32% | 27.43% | 26.67% |
| Net Profit | 6.56 | 5.98 | 5.35 | 5.77 | 8.79 | 9.52 | 8.36 | 5.06 |
| EPS in Rs | 2.45 | 2.1 | 1.83 | 2.08 | 3.14 | 3.34 | 3.03 | 1.81 |
Profit & Loss
| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|
| Sales | 134 | 188 | 1,067 | 935 | 917 | 969 | 989 |
| Expenses | 124 | 181 | 1,059 | 923 | 880 | 911 | 932 |
| Operating Profit | 10 | 7 | 7 | 12 | 37 | 58 | 57 |
| OPM % | 7% | 3.9% | 0.7% | 1.3% | 4% | 6% | 6% |
| Other Income | 2 | 2 | 3 | 7 | 7 | 5 | 5 |
| Interest | 0 | 1 | 1 | 3 | 2 | 2 | 2 |
| Depreciation | 1 | 1 | 2 | 4 | 15 | 17 | 17 |
| PBT | 10 | 8 | 7 | 13 | 27 | 44 | 43 |
| Tax % | 26% | 29% | 25% | 24% | 25% | 26% | — |
| Net Profit | 7 | 6 | 5 | 10 | 20 | 32 | 32 |
| EPS in Rs | 746 | 523 | 539 | 5.8 | 7.29 | 11.56 | 11.32 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity Capital | 0.1 | 0.1 | 0.1 | 18 | 25 | 25 |
| Reserves | 8 | 13 | 20 | 13 | 87 | 145 |
| Borrowings | 17 | 12 | 19 | 32 | 18 | 29 |
| Other Liabilities | 80 | 92 | 85 | 126 | 150 | 162 |
| Total Liabilities | 105 | 117 | 125 | 191 | 279 | 361 |
| Fixed Assets | 8 | 10 | 17 | 40 | 53 | 60 |
| CWIP | 3 | 4 | 3 | 7 | 4 | 0 |
| Investments | 2 | 0 | 1 | 0 | 0 | 2 |
| Other Assets | 92 | 103 | 105 | 143 | 222 | 298 |
| Total Assets | 105 | 117 | 125 | 191 | 279 | 361 |
Cash Flow
| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Operating | 5 | 20 | -20 | 47 | 30 | -17 |
| Investing | -13 | 0 | -8 | -26 | -31 | -39 |
| Financing | 14 | -6 | 8 | 7 | 46 | 39 |
| Net Cash Flow | 6 | 14 | -20 | 28 | 45 | -17 |
| Free Cash Flow | -5 | 16 | -27 | 18 | 6 | -34 |
| CFO/OP | 84 | 329 | -203 | 398 | 97 | -11 |
Ratios
| Particulars | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Debtor Days | 22 | 24 | 5 | 11 | 13 | 20 |
| Inventory Days | 42 | 35 | 2 | 3 | 6 | — |
| Days Payable | 34 | 18 | 1 | 3 | 1 | — |
| Cash Conversion Cycle | 30 | 41 | 6 | 11 | 18 | 20 |
| Working Capital Days | -188 | -98 | -10 | -27 | -21 | 6 |
| ROCE % | — | 34% | 24% | 30% | 29% | 27% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view RNFI Services insights
61 extracted metrics + investor summaries across FY21–FY26.
Documents
1
General Updates
11 Sep - RNFI shares FY2025-26 annual report link; 11th AGM set for Sept. 26, 2026 via VC/OAVM. 11 Sep - RNFI shares FY2025-26 annual report link; 11th AGM set for Sept. 26, 2026 via VC/OAVM.
2
General Updates
7 Sep - RNFI signed a 3-year non-financial MoU with ASRLMS on September 7, 2026 to expand rural doorstep banking. 7 Sep - RNFI signed a 3-year non-financial MoU with ASRLMS on September 7, 2026 to expand rural doorstep banking.
3
Press Release
7 Sep - RNFI Services received RBI in-principle approval for Payment Aggregator–Physical on 07 September 2026. 7 Sep - RNFI Services received RBI in-principle approval for Payment Aggregator–Physical on 07 September 2026.
4
General Updates
5 Sep - RNFI Services paid Rs. 11,800 fine for delayed voting results under Regulation 44(3). 5 Sep - RNFI Services paid Rs. 11,800 fine for delayed voting results under Regulation 44(3).
5
General Updates
5 Sep - Board approved two WOS proposals on September 5, 2026: P2P lending and Dubai fintech subsidiary. 5 Sep - Board approved two WOS proposals on September 5, 2026: P2P lending and Dubai fintech subsidiary.
Frequently Asked Questions about RNFI Services
What does RNFI Services Ltd do?
Incorporated in 2015, RNFI Services Ltd is a fintech firm that offers B2B and B2B2C solutions through its online portal and mobile application.[1]
Where is RNFI Services Ltd (RNFI) listed?
RNFI Services Ltd trades as RNFI on the NSE.
Which sector does RNFI Services Ltd belong to?
RNFI Services Ltd is classified under the Financial Services sector, in the Other Financial Services industry.
What is the market capitalisation of RNFI Services Ltd?
RNFI Services Ltd has a market capitalisation of ₹837.15 Cr, which places it in the Small Cap band.
What is the PE ratio of RNFI Services Ltd?
RNFI Services Ltd trades at a PE ratio of 30.00, against a book value of ₹70.08 per share.
What is the 52-week high and low of RNFI Services Ltd?
Over the last 52 weeks RNFI Services Ltd has traded between ₹216 and ₹404.
What is the Return on Equity (ROE) of RNFI Services Ltd?
RNFI Services Ltd reported a return on equity of 17.58%. Its debt-to-equity ratio is 0.17.
Company Information
Incorporated in 2015, RNFI Services Ltd is a fintech firm that offers B2B and B2B2C solutions through its online portal and mobile application.[1]
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