Qgo Finance
Qgo Finance
Financial ServicesKey Fundamentals
MicrocapNBFCFinancial ServicesTapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
1- Debtor days have improved from 32.9 to 24.0 days.
Weaknesses
2- Company has low interest coverage ratio.
- Promoter holding has decreased over last 3 years: -7.89%
Growth Rate
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.3 | 3.45 | 3.57 | 3.73 | 4.12 | 4.18 | 4.07 | 4.04 | 4.21 | 4.45 | 4.5 | 5.03 | 5.76 |
| Expenses | 0.46 | 0.42 | 0.36 | 0.3 | 0.44 | 0.53 | 0.54 | 0.41 | 0.46 | 0.59 | 0.57 | 0.81 | 0.93 |
| Financing Profit | 0.71 | 0.81 | 0.93 | 1.08 | 1.2 | 1.1 | 0.96 | 1.02 | 1.11 | 1.19 | 1.18 | 1.24 | 1.43 |
| Fin. Margin % | 21.52% | 23.48% | 26.05% | 28.95% | 29.13% | 26.32% | 23.59% | 25.25% | 26.37% | 26.74% | 26.22% | 24.65% | 24.83% |
| Other Income | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | -0.01 | 0.02 | 0 | 0.01 | 0.02 | 0.01 | 0.03 | 0.01 |
| Interest | 2.13 | 2.22 | 2.28 | 2.35 | 2.48 | 2.55 | 2.57 | 2.61 | 2.64 | 2.67 | 2.75 | 2.98 | 3.4 |
| Depreciation | 0.02 | 0.02 | 0.02 | 0.14 | 0.03 | 0.04 | 0.04 | 0.19 | 0.07 | 0.07 | 0.08 | 0.08 | 0.07 |
| PBT | 0.7 | 0.81 | 0.92 | 0.95 | 1.19 | 1.05 | 0.94 | 0.83 | 1.05 | 1.14 | 1.11 | 1.19 | 1.37 |
| Tax % | 28.57% | 27.16% | 25% | 7.37% | 26.05% | 26.67% | 29.79% | 9.64% | 25.71% | 26.32% | 27.93% | 20.17% | 27.74% |
| Net Profit | 0.51 | 0.58 | 0.69 | 0.88 | 0.87 | 0.76 | 0.67 | 0.76 | 0.78 | 0.84 | 0.8 | 0.95 | 0.99 |
| EPS in Rs | 0.73 | 0.83 | 0.99 | 1.27 | 1.25 | 1.09 | 0.96 | 1.09 | 1.12 | 1.21 | 1.15 | 1.37 | 1.42 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.55 | 0.37 | 0.39 | 0.4 | 1.49 | 3.6 | 5.2 | 8.38 | 11.57 | 14.09 | 16.42 | 18.25 | 19.74 |
| Expenses | 0.35 | 0.47 | 0.33 | 0.32 | 0.53 | 0.91 | 0.96 | 1.25 | 1.42 | 1.5 | 1.88 | 2.45 | 2.9 |
| Financing Profit | 0.17 | -0.1 | 0.06 | 0.07 | 0.64 | 0.96 | 1.19 | 1.89 | 2.58 | 3.57 | 4.32 | 4.77 | 5.04 |
| Fin. Margin % | 30.91% | -27.03% | 15.38% | 17.5% | 42.95% | 26.67% | 22.88% | 22.55% | 22.3% | 25.34% | 26.31% | 26.14% | 25.53% |
| Other Income | 0 | -0.04 | 0 | -0.01 | -0.44 | -0.18 | -0.23 | 0 | 0 | 0 | 0 | 0.01 | 0.07 |
| Interest | 0.03 | 0 | 0 | 0.01 | 0.32 | 1.73 | 3.05 | 5.24 | 7.57 | 9.02 | 10.22 | 11.03 | 11.8 |
| Depreciation | 0 | 0 | 0 | 0 | 0.01 | 0.03 | 0.03 | 0.09 | 0.21 | 0.21 | 0.3 | 0.3 | 0.3 |
| PBT | 0.17 | -0.14 | 0.06 | 0.06 | 0.19 | 0.75 | 0.93 | 1.8 | 2.37 | 3.36 | 4.02 | 4.48 | 4.81 |
| Tax % | 64.71% | 7.14% | 100% | 50% | 78.95% | 21.33% | 31.18% | 27.78% | 25.74% | 21.13% | 23.63% | 24.78% | — |
| Net Profit | 0.06 | -0.15 | 0 | 0.03 | 0.04 | 0.58 | 0.64 | 1.3 | 1.76 | 2.65 | 3.07 | 3.37 | 3.58 |
| EPS in Rs | 0.18 | -0.45 | 0 | 0.09 | 0.06 | 0.83 | 0.92 | 1.87 | 2.53 | 3.81 | 4.42 | 4.85 | 5.15 |
| Div. Payout % | 0% | 0% | — | 0% | 0% | 0% | 0% | 160.38% | 1.58% | 13.11% | 13.58% | 3.09% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.35 | 3.35 | 3.35 | 3.35 | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 |
| Reserves | 1.19 | 1.04 | 1.04 | 1.08 | 1.69 | 2.5 | 3.41 | 4.64 | 6.15 | 8.49 | 11.16 | 14.19 |
| Borrowing | 0.29 | 0 | 0.01 | 0 | 7.75 | 17.75 | 29.75 | 55.4 | 69.02 | 79.7 | 87.83 | 103 |
| Other Liabilities | 0.14 | 0.09 | 0.13 | 0.14 | 0.23 | 1.91 | 3.36 | 0.67 | 0.32 | 0.42 | 1.57 | 1.63 |
| Total Liabilities | 4.97 | 4.48 | 4.53 | 4.57 | 16.62 | 29.11 | 43.47 | 67.66 | 82.44 | 95.56 | 108 | 126 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0.09 | 0.08 | 0.09 | 0.35 | 0.35 | 0.24 | 0.74 | 0.55 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 4.97 | 4.48 | 4.53 | 4.57 | 16.53 | 29.03 | 43.38 | 67.31 | 82.09 | 95.32 | 107 | 126 |
| Total Assets | 4.97 | 4.48 | 4.53 | 4.57 | 16.62 | 29.11 | 43.47 | 67.66 | 82.44 | 95.56 | 108 | 126 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -0.32 | 0.39 | -0.05 | 0.01 | -3.61 | 0.32 | -0.16 | 0.81 | 1.62 | -1.8 | 5.09 | -2.07 |
| Investing | 0.01 | 0 | 0 | 0 | -0.1 | -0.02 | -0.04 | -0.35 | -0.2 | -0.04 | -1.3 | -0.2 |
| Financing | 0.29 | -0.29 | 0.01 | -0.01 | 3.6 | 0 | 0 | -0.14 | -0.28 | 1.34 | -2.46 | 4.19 |
| Net Cash Flow | -0.02 | 0.1 | -0.04 | 0 | -0.1 | 0.3 | -0.19 | 0.32 | 1.14 | -0.5 | 1.32 | 1.92 |
| Free Cash Flow | -0.31 | 0.39 | -0.05 | 0.01 | -3.71 | 0.3 | -0.2 | 0.46 | 1.42 | -1.89 | 4.65 | -2.18 |
| CFO/OP | -105 | -400 | 17 | 38 | -376 | 12 | -3 | 18 | 22 | -9 | 44 | -2 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 1.33% | -2.46% | 0% | 0.91% | 2.14% | 8.07% | 8.18% | 11.85% | 14.26% | 18.57% | 18.3% | 17.17% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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54 extracted metrics + investor summaries across FY06–FY26.
Documents
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Company Information
Incorporated in 1993, Qgo Finance Ltd is engaged in financing construction projects.[1]
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