Kumbhat Financial Services
KUMPFINLTD NSE
Kumbhat Financial Services
Financial ServicesNSE: KUMPFINLTD BSE: 526869 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹10.25 Cr
Volatility
Moderate
P/E Ratio
12.6
EBITDA
₹2.70 Cr
Return on Equity
13.48%
Debt to Equity
3.03
Book Value
₹11.49
52W High
₹26.23
52W Low
₹16.31
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Weaknesses
4- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 24.8%
- Company has a low return on equity of 3.03% over last 3 years.
Growth Rate
Revenue Growth
238% higher than
3Y
Net Income Growth
-42.86% lower than
3Y
Cash Flow Change
47.7%
ROE
-47.45% lower than
3Y
ROCE
-10.04% higher than
3Y
EBITDA Margin (Avg.)
-66.97% higher than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.07 | 0.09 | 0.14 | 0.22 | 0.14 | 0.15 | 0.68 | 1.25 | 1.46 | 1.66 | 1.92 | 2.1 | 1.97 |
| Expenses | 0.04 | -0.04 | 0.06 | 2.17 | 0.11 | 0.01 | 0.86 | -1.1 | 0.89 | 1.12 | 1.91 | 0.53 | 1.27 |
| Financing Profit | 0.03 | 0.13 | 0.08 | -1.95 | 0.03 | 0.11 | -0.44 | 1.91 | 0.12 | 0.08 | -0.52 | 0.98 | 0.1 |
| Fin. Margin % | 42.86% | 144.44% | 57.14% | -886.36% | 21.43% | 73.33% | -64.71% | 152.8% | 8.22% | 4.82% | -27.08% | 46.67% | 5.08% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0.02 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0.03 | 0.26 | 0.44 | 0.45 | 0.46 | 0.53 | 0.59 | 0.6 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.03 | 0.13 | 0.08 | -1.95 | 0.03 | 0.11 | -0.42 | 1.91 | 0.12 | 0.08 | -0.52 | 0.98 | 0.1 |
| Tax % | 0% | 15.38% | 12.5% | 2.05% | 33.33% | 36.36% | -11.9% | 14.14% | 8.33% | 0% | 0% | -16.33% | 0% |
| Net Profit | 0.02 | 0.1 | 0.07 | -1.99 | 0.02 | 0.08 | -0.38 | 1.64 | 0.11 | 0.08 | -0.52 | 1.15 | 0.1 |
| EPS in Rs | 0.04 | 0.21 | 0.15 | -4.19 | 0.04 | 0.17 | -0.8 | 3.08 | 0.21 | 0.15 | -0.98 | 2.16 | 0.19 |
Profit & Loss
| Particulars | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.5 | 0.53 | 0.39 | 0.47 | 0.46 | 0.45 | 0.17 | 0.32 | 0.33 | 0.62 | 2.04 | 7.1 | 7.65 |
| Expenses | 0.42 | 0.43 | 0.39 | 0.26 | 1.04 | 0.29 | 1.04 | 0.24 | 0.22 | 2.34 | -0.31 | 4.39 | 4.83 |
| Financing Profit | 0.08 | 0.1 | 0 | 0.21 | -0.58 | 0.16 | -0.87 | 0.08 | 0.11 | -1.72 | 1.62 | 0.67 | 0.64 |
| Fin. Margin % | 16% | 18.87% | 0% | 44.68% | -126.09% | 35.56% | -511.76% | 25% | 33.33% | -277.42% | 79.41% | 9.44% | 8.37% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0.06 | 0 | 0 | 0 | 0 | 0.02 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.73 | 2.04 | 2.18 |
| Depreciation | 0.01 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.07 | 0.09 | 0 | 0.21 | -0.58 | 0.22 | -0.87 | 0.08 | 0.11 | -1.72 | 1.64 | 0.67 | 0.64 |
| Tax % | 28.57% | 66.67% | — | 90.48% | 5.17% | 0% | 0% | 12.5% | 9.09% | 4.07% | 17.07% | -22.39% | — |
| Net Profit | 0.05 | 0.03 | -0.01 | 0.02 | -0.61 | 0.22 | -0.88 | 0.08 | 0.1 | -1.79 | 1.36 | 0.83 | 0.81 |
| EPS in Rs | 0.11 | 0.06 | -0.02 | 0.04 | -1.28 | 0.46 | -1.85 | 0.17 | 0.21 | -3.77 | 2.55 | 1.56 | 1.52 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 5.33 | 5.33 |
| Reserves | 1.44 | 1.48 | 1.37 | 1.39 | 0.16 | 0.38 | -0.5 | -0.42 | -0.32 | -2.12 | -0.03 | 0.79 |
| Borrowing | 0.06 | 0.04 | 0 | 0.14 | 0 | 0 | 0 | 0 | 0 | 0 | 15 | 19.63 |
| Other Liabilities | 0.23 | 0.26 | 0.13 | 0.11 | 0.04 | 0.11 | 0.05 | 0.04 | 0.05 | 0.06 | 1.46 | 1.59 |
| Total Liabilities | 6.48 | 6.53 | 6.25 | 6.39 | 4.95 | 5.24 | 4.3 | 4.37 | 4.48 | 2.69 | 21.76 | 27.34 |
| Fixed Assets | 0.41 | 0.4 | 0.06 | 0.01 | 0 | 0 | 0 | 0 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0.18 | 0.18 | 0.19 | 0.22 | 0.27 | 0.55 | 0.22 | 0.13 |
| Other Assets | 6.07 | 6.13 | 6.19 | 6.38 | 4.77 | 5.06 | 4.11 | 4.15 | 4.2 | 2.13 | 21.53 | 27.2 |
| Total Assets | 6.48 | 6.53 | 6.25 | 6.39 | 4.95 | 5.24 | 4.3 | 4.37 | 4.48 | 2.69 | 21.76 | 27.34 |
Cash Flow
| Particulars | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 0.04 | -0.13 | 0.16 | -0.15 | -0.74 | 0.29 | -4.28 | 0.96 | 2.8 | -0.39 | -11.95 | -6.25 |
| Investing | 0 | 0.07 | 0 | 0 | 0 | 0 | 0 | 0 | -0.01 | 0.27 | 0.11 | -0.01 |
| Financing | -0.02 | -0.01 | 0 | 0 | 0.74 | 0.14 | 3.92 | -0.99 | -2.62 | 0 | 15.57 | 2.59 |
| Net Cash Flow | 0.02 | -0.07 | 0.16 | -0.15 | 0 | 0.42 | -0.36 | -0.03 | 0.17 | -0.12 | 3.73 | -3.67 |
| Free Cash Flow | 0.04 | -0.13 | 0.16 | -0.15 | -0.74 | 0.29 | -4.28 | 0.96 | 2.79 | -0.39 | -11.95 | -6.26 |
| CFO/OP | 50 | -130 | — | 19 | 119 | 188 | 492 | 1,200 | 2,545 | 22 | -509 | -231 |
Ratios
| Particulars | Mar 2013 | Mar 2014 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.81% | 0.48% | -0.16% | 0.33% | -11.04% | 4.38% | -18.76% | 1.86% | 2.28% | -50.71% | 34.3% | 14.54% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Kumbhat Financial Services insights
52 extracted metrics + investor summaries across FY06–FY26.
Documents
3
Intimation Under Regulation 30 Of SEBI (Listing Obligations And
Disclosure Requirements) Regulations, 2015 - Completion Of Inter-Se Transfer Of Shares Among Promoters
3 Apr - Promoter inter-se share transfer completed; 5,11,200 shares moved, no change in control or total promoter holding. 3 Apr - Promoter inter-se share transfer completed; 5,11,200 shares moved, no change in control or total promoter holding.
4
Closure of Trading Window
25 Mar - Trading window closed from April 1, 2026 until 48 hours after board meeting approving FY2025-26 audited results. 25 Mar - Trading window closed from April 1, 2026 until 48 hours after board meeting approving FY2025-26 audited results.
5
Clarification On Price Movement
17 Mar - Company states no undisclosed information; price movement market-driven; clarifying to BSE on March 17, 2026. 17 Mar - Company states no undisclosed information; price movement market-driven; clarifying to BSE on March 17, 2026.
2
Intimation Of 33Rd Annual General Meeting Of The Company To Be Held On September 24 2026 1 Sept 2026
Intimation
Frequently Asked Questions about Kumbhat Financial Services
What does Kumbhat Financial Services Ltd do?
Incorporated in 1993, Kumbhat Financial Services Ltd provides financing of commercial and retail loans[1]
Where is Kumbhat Financial Services Ltd (526869) listed?
Kumbhat Financial Services Ltd trades as KUMPFINLTD on the NSE and under code 526869 on the BSE.
Which sector does Kumbhat Financial Services Ltd belong to?
Kumbhat Financial Services Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Kumbhat Financial Services Ltd?
Kumbhat Financial Services Ltd has a market capitalisation of ₹10.25 Cr, which places it in the Small Cap band.
What is the PE ratio of Kumbhat Financial Services Ltd?
Kumbhat Financial Services Ltd trades at a PE ratio of 12.60, against a book value of ₹11.49 per share.
What is the 52-week high and low of Kumbhat Financial Services Ltd?
Over the last 52 weeks Kumbhat Financial Services Ltd has traded between ₹16.31 and ₹26.23.
What is the Return on Equity (ROE) of Kumbhat Financial Services Ltd?
Kumbhat Financial Services Ltd reported a return on equity of 13.48%. Its debt-to-equity ratio is 3.03.
Company Information
Incorporated in 1993, Kumbhat Financial Services Ltd provides financing of commercial and retail loans[1]
Face Value ₹ 10
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