Jhaveri Credits & Capital
JHAVERICREDITSCAPITALLTD NSE
Jhaveri Credits & Capital
Financial ServicesNSE: JHAVERICREDITSCAPITALLTD BSE: 531550 Other Financial Services
Key Fundamentals
MicrocapOther Financial ServicesFinancial ServicesMarket Cap
₹212 Cr
Volatility
Moderate
P/E Ratio
-32
EBITDA
₹-3.53 Cr
Return on Equity
2.75%
Debt to Equity
0.08
Book Value
₹108.45
EPS
₹2.99
52W High
₹242.95
52W Low
₹146
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
3- Company is almost debt free.
- Company is expected to give good quarter
- Promoter holding has increased by 13.5% over last quarter.
Weaknesses
4- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Company has a low return on equity of 2.79% over last 3 years.
- Debtor days have increased from 46.7 to 58.8 days.
Growth Rate
Revenue Growth
377% higher than
3Y
Net Income Growth
-37.92% lower than
3Y
Cash Flow Change
12.69% higher than
3Y
ROE
45.5% higher than
3Y
ROCE
3.95% higher than
3Y
EBITDA Margin (Avg.)
-121% higher than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.1 | 0.23 | 1.41 | 4.91 | 12.25 | 5.59 | 0.43 | 52.25 | 9.83 | 22.36 | 11.94 | 47.8 | 17.06 |
| Expenses | 0.08 | 0.07 | 0.04 | 3.74 | 11.56 | 4.95 | 0.41 | 41.29 | 8.02 | 20.94 | 20.41 | 45.72 | 19.71 |
| Operating Profit | 0.02 | 0.16 | 1.37 | 1.17 | 0.69 | 0.64 | 0.02 | 10.96 | 1.81 | 1.42 | -8.47 | 2.08 | -2.65 |
| OPM % | 20% | 69.57% | 97.16% | 23.83% | 5.63% | 11.45% | 4.65% | 20.98% | 18.41% | 6.35% | -70.94% | 4.35% | -15.53% |
| Other Income | 0 | 0.2 | 0.05 | -0.03 | 0.72 | 1.38 | 1.51 | 0.74 | 0 | 0.44 | 1.9 | 1.28 | 1.73 |
| Interest | 0 | 0 | 0 | 0.03 | 0.02 | 0 | 0 | 0.07 | 0 | 0 | 0.19 | 0.19 | 0.16 |
| Depreciation | 0 | 0 | 0.02 | 0.13 | 0.1 | 0.1 | 0.14 | 0.38 | 0.2 | 0.2 | 0.6 | 0.6 | 0.4 |
| PBT | 0.02 | 0.36 | 1.4 | 0.98 | 1.29 | 1.92 | 1.39 | 11.25 | 1.61 | 1.66 | -7.36 | 2.57 | -1.48 |
| Tax % | -50% | 2.78% | 25% | 63.27% | 27.13% | 27.08% | 23.74% | 5.96% | 26.09% | 25.9% | -2.58% | -12.06% | 0% |
| Net Profit | 0.02 | 0.34 | 1.06 | 0.35 | 0.93 | 1.4 | 1.06 | 10.58 | 1.19 | 1.23 | -7.17 | 2.88 | -1.48 |
| EPS in Rs | 0.03 | 0.53 | 1.64 | 0.39 | 1.03 | 1.56 | 1.18 | 11.77 | 1.32 | 1.3 | -7.56 | 3.04 | -1.33 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.75 | 1.95 | 1.59 | 1.27 | 0.78 | 0.55 | 3.62 | 9.58 | 11.71 | 26.21 | 23.32 | 111 | 99.16 |
| Expenses | 1.72 | 1.84 | 1.44 | 1.08 | 1.19 | 0.79 | 3.63 | 9.05 | 10.74 | 23.67 | 19.95 | 114 | 107 |
| Operating Profit | 0.03 | 0.11 | 0.15 | 0.19 | -0.41 | -0.24 | -0.01 | 0.53 | 0.97 | 2.54 | 3.37 | -2.68 | -7.62 |
| OPM % | 1.71% | 5.64% | 9.43% | 14.96% | -52.56% | -43.64% | -0.28% | 5.53% | 8.28% | 9.69% | 14.45% | -2.41% | -7.68% |
| Other Income | 0.13 | 0.02 | 0.02 | 0.07 | 0 | 0 | 0.01 | 0.01 | 0.09 | 0.21 | 0 | 6.74 | 5.35 |
| Interest | 0.08 | 0.09 | 0.07 | 0.05 | 0.04 | 0 | 0 | 0.2 | 0.24 | 0.03 | 0.02 | 0.4 | 0.54 |
| Depreciation | 0.04 | 0.04 | 0.02 | 0.01 | 0.01 | 0.01 | 0 | 0 | 0 | 0.13 | 0.59 | 2.04 | 1.8 |
| PBT | 0.04 | 0 | 0.08 | 0.2 | -0.46 | -0.25 | 0 | 0.34 | 0.82 | 2.59 | 2.76 | 1.62 | -4.61 |
| Tax % | 25% | — | 125% | 20% | 2.17% | 4% | — | 17.65% | 4.88% | 37.84% | 12.68% | -20.99% | — |
| Net Profit | 0.03 | 0.01 | -0.02 | 0.16 | -0.47 | -0.26 | -0.39 | 0.27 | 0.79 | 1.61 | 2.41 | 1.95 | -4.54 |
| EPS in Rs | 0.05 | 0.02 | -0.03 | 0.25 | -0.73 | -0.4 | -0.6 | 0.42 | 1.22 | 1.79 | 2.68 | 2.06 | -4.55 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.46 | 6.46 | 6.46 | 6.46 | 6.46 | 6.46 | 6.46 | 6.46 | 6.46 | 8.99 | 8.99 | 11.1 |
| Reserves | 1.75 | 1.75 | 1.73 | 1.89 | 1.42 | 1.16 | 0.77 | 1.04 | 1.83 | 76.37 | 78.78 | 109 |
| Borrowings | 0.47 | 0.46 | 0.44 | 0 | 0 | 0 | 0 | 3.18 | 0 | 0.93 | 0 | 10.09 |
| Other Liabilities | 4.63 | 4.11 | 3.61 | 2.6 | 2.42 | 1.48 | 1.73 | 1.26 | 0.82 | 1.37 | 0.99 | 8.77 |
| Total Liabilities | 13.31 | 12.78 | 12.24 | 10.95 | 10.3 | 9.1 | 8.96 | 11.94 | 9.11 | 87.66 | 88.76 | 139 |
| Fixed Assets | 0.16 | 0.14 | 0.12 | 0.08 | 0.08 | 0.04 | 0.04 | 0.03 | 0.03 | 1.35 | 2.83 | 8.59 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1.82 | 0.81 | 0.93 | 1.06 | 0.76 | 0.76 | 1.18 | 6.86 | 0 | 0 | 1.53 | 10.75 |
| Other Assets | 11.33 | 11.83 | 11.19 | 9.81 | 9.46 | 8.3 | 7.74 | 5.05 | 9.08 | 86.31 | 84.4 | 120 |
| Total Assets | 13.31 | 12.78 | 12.24 | 10.95 | 10.3 | 9.1 | 8.96 | 11.94 | 9.11 | 87.66 | 88.76 | 139 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 3.91 | -5.85 | 1.87 | -1.47 | -0.29 | -1.33 | -0.87 | 4.92 | 1.72 | -7.88 | -6.88 | -4.7 |
| Investing | 0.18 | 1.19 | 0.11 | 0.08 | 0.42 | 0.14 | -0.41 | -5.67 | 6.88 | 74 | -4.56 | -30.02 |
| Financing | -0.06 | -0.06 | -0.04 | -0.46 | 0 | 0 | -0.26 | 0.92 | -8.73 | 9.53 | -27.42 | 13.84 |
| Net Cash Flow | 4.04 | -4.72 | 1.95 | -1.85 | 0.14 | -1.18 | -1.54 | 0.17 | -0.14 | 75.65 | -38.86 | -20.88 |
| Free Cash Flow | 3.91 | -4.86 | 1.87 | -1.4 | -0.29 | -1.3 | -0.87 | 4.92 | 1.72 | -9.34 | -8.96 | -4.77 |
| CFO/OP | 13,067 | -5,318 | 1,313 | -753 | 71 | 550 | 4,900 | 928 | 181 | -271 | -192 | 159 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 425 | 356 | 351 | 422 | 711 | 962 | 181 | 43.82 | 0 | 21.59 | 59.79 | 58.75 |
| Inventory Days | — | — | — | — | — | — | 458 | 0 | 0 | 122 | 182 | 40.59 |
| Days Payable | — | — | — | — | — | — | 160 | — | — | 0 | 0.76 | 10.26 |
| Cash Conversion Cycle | 425 | 356 | 351 | 422 | 711 | 962 | 479 | 43.82 | 0 | 144 | 241 | 89.08 |
| Working Capital Days | -273 | 1,088 | 822 | 1,552 | 2,340 | 3,398 | 557 | 25.15 | -19.01 | 121 | 227 | 223 |
| ROCE % | 1.38% | 1.04% | 1.73% | 2.36% | -5.05% | -2.97% | 0% | 6.03% | 10.23% | 5.12% | 3.19% | 2.63% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Jhaveri Credits & Capital insights
61 extracted metrics + investor summaries across FY10–FY26.
Documents
1
Shareholder Meeting / Postal Ballot-Outcome of Postal_Ballot
2d - Postal ballot approved five special resolutions on May 9, 2026, including new Managing Director and director changes. 2d - Postal ballot approved five special resolutions on May 9, 2026, including new Managing Director and director changes.
2
Shareholder Meeting / Postal Ballot-Scrutinizer"s Report
2d - Postal ballot approved five resolutions: new MD, chairman change, woman independent director, and executive director; all passed. 2d - Postal ballot approved five resolutions: new MD, chairman change, woman independent director, and executive director; all passed.
3
Announcement under Regulation 30 (LODR)-Newspaper Publication
9 Apr - Newspaper advertisement of Postal ballot notice published today i.e. April 09, 2026 in the newspapers viz. Free Press Gujarat(English) and Lokmitra (Gujarati) are enclosed 9 Apr - Newspaper advertisement of Postal ballot notice published today i.e. April 09, 2026 in the newspapers viz. Free Press Gujarat(English) and Lokmitra (Gujarati) are enclosed
5
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
7 Apr - Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 for the quarter ended March 31, 2026 7 Apr - Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 for the quarter ended March 31, 2026
Frequently Asked Questions about Jhaveri Credits & Capital
What does Jhaveri Credits & Capital Ltd do?
Incorporated in1993, Jhaveri Credits & Capital Ltd provides broking platform for dealing in various Commodities in spot and future markets[1]
Where is Jhaveri Credits & Capital Ltd (531550) listed?
Jhaveri Credits & Capital Ltd trades as JHAVERICREDITSCAPITALLTD on the NSE and under code 531550 on the BSE.
Which sector does Jhaveri Credits & Capital Ltd belong to?
Jhaveri Credits & Capital Ltd is classified under the Financial Services sector, in the Other Financial Services industry.
What is the market capitalisation of Jhaveri Credits & Capital Ltd?
Jhaveri Credits & Capital Ltd has a market capitalisation of ₹212.47 Cr, which places it in the Small Cap band.
What is the PE ratio of Jhaveri Credits & Capital Ltd?
Jhaveri Credits & Capital Ltd trades at a PE ratio of -32.00, on earnings per share of ₹2.99, against a book value of ₹108.45 per share.
What is the 52-week high and low of Jhaveri Credits & Capital Ltd?
Over the last 52 weeks Jhaveri Credits & Capital Ltd has traded between ₹146 and ₹242.95.
What is the Return on Equity (ROE) of Jhaveri Credits & Capital Ltd?
Jhaveri Credits & Capital Ltd reported a return on equity of 2.75%. Its debt-to-equity ratio is 0.08.
Company Information
Incorporated in1993, Jhaveri Credits & Capital Ltd provides broking platform for dealing in various Commodities in spot and future markets[1]
For AI agents and developers
Reading this as an AI agent, LLM or automated pipeline? Every page on Tapetide is also published as clean Markdown — no navigation, no scripts, just the data. Fetch https://tapetide.com/stocks/531550.md for Jhaveri Credits & Capital Ltd: company profile, latest price, key fundamentals, the Tapetide Score, growth rates, quarterly and annual financial statements, shareholding pattern, technical indicators, analyst ratings and exchange filings.
Append .md to any Tapetide URL for the
same treatment. A full index of what we publish is at /llms.txt and /llms-full.txt. For live,
structured queries instead of documents, use our MCP server.