Ind Bank Housing
INDBANKHOUSINGLTD NSE
Ind Bank Housing
Financial ServicesNSE: INDBANKHOUSINGLTD BSE: 523465 Housing Finance
Key Fundamentals
MicrocapHousing FinanceFinancial ServicesMarket Cap
₹51.49 Cr
Volatility
Moderate
P/E Ratio
12.1
EBITDA
₹-0.60 Cr
Return on Equity
0.25%
Debt to Equity
0
Book Value
₹-120.96
EPS
₹0
52W High
₹62.4
52W Low
₹35.6
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Weaknesses
1- Earnings include an other income of Rs.3.63 Cr.
Growth Rate
Revenue Growth
-100% level than
3Y
Net Income Growth
-70% lower than
3Y
Cash Flow Change
63.04% higher than
3Y
ROE
-56.14% lower than
3Y
ROCE
-53.85% lower than
3Y
EBITDA Margin (Avg.)
-100% level than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0.14 | 0.55 | 0.17 | 0.13 | 0.18 | 0.14 | 0.12 | 0.14 | 0.17 | 0.08 | 0.11 | 0.23 | 0.63 |
| Operating Profit | -0.14 | -0.55 | -0.17 | -0.13 | -0.18 | -0.14 | -0.12 | -0.14 | -0.17 | -0.08 | -0.11 | -0.23 | -0.63 |
| Other Income | 0.08 | 0.07 | 0.08 | 0.07 | 0.06 | 0.06 | 0.07 | 0.09 | 0.06 | 0.06 | 0.17 | 0.21 | 3.19 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 | -0.02 | 0.06 | -0.02 | 2.56 |
| Tax % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | -51.17% |
| Net Profit | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 | -0.02 | 0.06 | -0.02 | 3.88 |
| EPS in Rs | -0.06 | -0.48 | -0.09 | -0.06 | -0.12 | -0.08 | -0.05 | -0.05 | -0.11 | -0.02 | 0.06 | -0.02 | 3.88 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.37 | 0.72 | 1.05 | 2.11 | 0.57 | 0.5 | 0.36 | 0.23 | 0.23 | 0.28 | 0.28 | 0 | 0 |
| Expenses | -4.62 | 0.38 | 0.35 | 0.25 | 0.53 | 0.85 | 0.55 | 0.39 | 0.79 | 0.99 | 0.59 | 0.6 | 1.05 |
| Operating Profit | 6.99 | 0.34 | 0.7 | 1.86 | 0.04 | -0.35 | -0.19 | -0.16 | -0.56 | -0.71 | -0.31 | -0.6 | -1.05 |
| OPM % | 294.94% | 47.22% | 66.67% | 88.15% | 7.02% | -70% | -52.78% | -69.57% | -243.48% | -253.57% | -110.71% | — | — |
| Other Income | 0.73 | 0.04 | 1.22 | 0.05 | 0.1 | 3.1 | 0 | 0.03 | 0 | 0.02 | 0 | 0.51 | 3.63 |
| Interest | 14.87 | 11.87 | 13.16 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.01 | 0.01 | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | -7.16 | -11.5 | -11.24 | 1.91 | 0.13 | 2.75 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.09 | 2.58 |
| Tax % | 2.65% | 0% | 0% | 6.81% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
| Net Profit | -7.35 | -11.5 | -11.24 | 1.78 | 0.13 | 2.74 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.09 | 3.9 |
| EPS in Rs | -7.35 | -11.5 | -11.24 | 1.78 | 0.13 | 2.74 | -0.19 | -0.13 | -0.56 | -0.69 | -0.31 | -0.09 | 3.9 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Reserves | -111 | -122 | -134 | -132 | -132 | -129 | -129 | -129 | -130 | -131 | -131 | -131 |
| Borrowings | 105 | 117 | 130 | 129 | 129 | 129 | 129 | 129 | 129 | 129 | 129 | 129 |
| Other Liabilities | 6.18 | 6.07 | 6.15 | 4.07 | 3.86 | 0.77 | 0.72 | 0.6 | 1.14 | 0.51 | 0.5 | 11.61 |
| Total Liabilities | 10.38 | 10.65 | 12.34 | 11.19 | 11.11 | 10.77 | 10.53 | 10.28 | 10.26 | 8.94 | 8.63 | 19.65 |
| Fixed Assets | 0.02 | 0.01 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.04 | 0.03 | 0.05 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Other Assets | 10.32 | 10.61 | 12.29 | 11.16 | 11.1 | 10.76 | 10.52 | 10.27 | 10.25 | 8.93 | 8.62 | 19.64 |
| Total Assets | 10.38 | 10.65 | 12.34 | 11.19 | 11.11 | 10.77 | 10.53 | 10.28 | 10.26 | 8.94 | 8.63 | 19.65 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 0.64 | 0.61 | -11.25 | -0.48 | -0.18 | -0.46 | -0.23 | -0.29 | -0.11 | -0.92 | -0.34 | 10.98 |
| Investing | 0 | 0 | 0.04 | 0.03 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 |
| Financing | -0.14 | 0 | 12.85 | -0.85 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | 0.5 | 0.61 | 1.64 | -1.3 | -0.19 | -0.45 | -0.23 | -0.29 | -0.11 | -0.92 | -0.34 | 10.98 |
| Free Cash Flow | 0.64 | 0.61 | -11.25 | -0.49 | -0.18 | -0.46 | -0.23 | -0.29 | -0.11 | -0.92 | -0.34 | 10.98 |
| CFO/OP | 9 | 179 | -1,607 | -19 | -450 | 131 | 121 | 181 | 20 | 130 | 110 | -1,830 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Working Capital Days | -454 | -1,490 | -45.19 | -6.92 | 51.23 | 102 | 183 | 7,316 | 6,586 | 5,710 | 5,762 | — |
| ROCE % | 297.68% | 8.43% | 35.65% | 28.7% | 1.81% | 31.88% | -1.92% | -1.33% | -5.96% | -7.86% | -3.74% | -1.11% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Ind Bank Housing insights
54 extracted metrics + investor summaries across FY11–FY26.
Documents
1
Announcement under Regulation 30 (LODR)-Resignation of Director
29 Apr - Shri A. Sivasankar resigned as nominee non-executive director, effective 30 April 2026. 29 Apr - Shri A. Sivasankar resigned as nominee non-executive director, effective 30 April 2026.
2
Announcement under Regulation 30 (LODR)-Resignation of Director
29 Apr - Shri A. Sivasankar resigned as nominee non-executive director, effective 30 April 2026. 29 Apr - Shri A. Sivasankar resigned as nominee non-executive director, effective 30 April 2026.
3
Certificate Of Non-Applicability Of Corporate Governance For The Quarter Ended 31.03.2026
15 Apr - Ind Bank Housing says corporate governance norms not applicable for quarter ended 31 March 2026; net worth negative Rs.120.96 crore. 15 Apr - Ind Bank Housing says corporate governance norms not applicable for quarter ended 31 March 2026; net worth negative Rs.120.96 crore.
4
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
15 Apr - Ind Bank Housing confirms it is not a large corporate; outstanding borrowing nil as of 31 March 2026. 15 Apr - Ind Bank Housing confirms it is not a large corporate; outstanding borrowing nil as of 31 March 2026.
5
Announcement under Regulation 30 (LODR)-Newspaper Publication
15 Apr - Copies of newspaper advertisements published on 14.04.2026 in Business Standards and Makkal Kural regarding the Audited Financial Results of the Company for the quarter/yerar ended … 15 Apr - Copies of newspaper advertisements published on 14.04.2026 in Business Standards and Makkal Kural regarding the Audited Financial Results of the Company for the quarter/yerar ended …
Frequently Asked Questions about Ind Bank Housing
What does Ind Bank Housing Ltd do?
Ind Bank Housing Ltd (IBHL), incorporated
in 1991, is a BSE-listed subsidiary of Indian
Bank. It stopped fresh lending in 2000; after
RBI cancelled its housing-finance Certificate
of Registration effective 21.09.2023, it ceased HFC /NBFC business and is now limited to recovering /disposal of ...
Where is Ind Bank Housing Ltd (523465) listed?
Ind Bank Housing Ltd trades as INDBANKHOUSINGLTD on the NSE and under code 523465 on the BSE.
Which sector does Ind Bank Housing Ltd belong to?
Ind Bank Housing Ltd is classified under the Financial Services sector, in the Housing Finance industry.
What is the market capitalisation of Ind Bank Housing Ltd?
Ind Bank Housing Ltd has a market capitalisation of ₹51.49 Cr, which places it in the Small Cap band.
What is the PE ratio of Ind Bank Housing Ltd?
Ind Bank Housing Ltd trades at a PE ratio of 12.10, on earnings per share of ₹0, against a book value of ₹-120.96 per share.
What is the 52-week high and low of Ind Bank Housing Ltd?
Over the last 52 weeks Ind Bank Housing Ltd has traded between ₹35.6 and ₹62.4.
What is the Return on Equity (ROE) of Ind Bank Housing Ltd?
Ind Bank Housing Ltd reported a return on equity of 0.25%. Its debt-to-equity ratio is 0.00.
Company Information
Ind Bank Housing Ltd (IBHL), incorporated in 1991, is a BSE-listed subsidiary of Indian Bank. It stopped fresh lending in 2000; after RBI cancelled its housing-finance Certificate of Registration effective 21.09.2023, it ceased HFC /NBFC business and is now limited to recovering /disposal of legacy mortgaged assets and resolving related litigation.[1]
Website indbankhousing.com
Face Value ₹ 10
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