Gujarat Credit Corporation
GUJARATCREDITLTD NSE
Gujarat Credit Corporation
Financial ServicesNSE: GUJARATCREDITLTD BSE: 511441 Other Financial Services
Key Fundamentals
MicrocapOther Financial ServicesFinancial ServicesMarket Cap
₹7.30 Cr
Volatility
Moderate
P/E Ratio
101.6
EBITDA
₹-0.28 Cr
Return on Equity
-2.09%
Debt to Equity
1.64
Book Value
₹37.87
EPS
₹0
52W High
₹33.49
52W Low
₹20.85
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
1- Stock is trading at 0.61 times its book value
Weaknesses
3- Promoter holding is low: 33.4%
- Company has a low return on equity of -2.27% over last 3 years.
- Company might be capitalizing the interest cost
Growth Rate
Revenue Growth
-100% level than
3Y
Net Income Growth
-107% lower than
3Y
ROE
—
ROCE
—
EBITDA Margin (Avg.)
-100% level than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0.08 | 0.04 | 0.04 | 0.05 | 0.07 | 0.03 | 0.03 | 0.32 | 0.09 | 0.08 | 0.07 | 0.04 | 0.17 |
| Operating Profit | -0.08 | -0.04 | -0.04 | -0.05 | -0.07 | -0.03 | -0.03 | -0.32 | -0.09 | -0.08 | -0.07 | -0.04 | -0.17 |
| Other Income | 0.1 | 0.06 | 0 | 0.07 | 0 | 0.04 | 0.04 | 0.09 | 0 | 0 | 0 | 0.3 | 0.09 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.02 | 0.02 | -0.04 | 0.02 | -0.07 | 0.01 | 0.01 | -0.23 | -0.09 | -0.08 | -0.07 | 0.26 | -0.08 |
| Tax % | 0% | 50% | 0% | -50% | 0% | 0% | 0% | -8.7% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 0.06 | -0.04 | -0.08 | -0.04 | -0.13 | -0.24 | 0.51 | -0.24 | -0.18 | -0.23 | -0.12 | 0.5 | -0.08 |
| EPS in Rs | 0.02 | -0.02 | -0.03 | -0.02 | -0.05 | -0.1 | 0.2 | -0.1 | -0.07 | -0.09 | -0.05 | 1.67 | -0.27 |
Profit & Loss
| Particulars | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 0.13 | 0.13 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenses | 0.24 | 0.13 | 0.22 | 0.22 | 0.26 | 0.18 | 0.21 | 0.21 | 0.45 | 0.28 | 0.36 |
| Operating Profit | -0.24 | 0 | -0.09 | -0.22 | -0.26 | -0.18 | -0.21 | -0.21 | -0.45 | -0.28 | -0.36 |
| OPM % | — | 0% | -69.23% | — | — | — | — | — | — | — | — |
| Other Income | 0.29 | 0.08 | 0.49 | 0.28 | 0.36 | 0.25 | 0.25 | 0.23 | 0.17 | 0.3 | 0.39 |
| Interest | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0 | 0 | 0 | 0 |
| PBT | 0.02 | 0.07 | 0.39 | 0.05 | 0.09 | 0.06 | 0.03 | 0.02 | -0.28 | 0.02 | 0.03 |
| Tax % | 50% | 0% | 20.51% | 0% | 33.33% | 33.33% | 100% | 50% | -3.57% | 0% | — |
| Net Profit | 0.15 | 0.15 | 0.2 | 0.09 | -0.2 | 1.5 | 0.03 | -0.11 | -0.87 | 0.08 | 0.07 |
| EPS in Rs | 0.06 | 0.06 | 0.08 | 0.04 | -0.08 | 0.6 | 0.01 | -0.04 | -0.35 | 0.27 | 1.26 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.08 | 10.08 | 10.08 | 10.08 | 10.08 | 8.5 | 8.5 | 8.5 | 8.5 | 3 |
| Reserves | 2.22 | 2.43 | 2.46 | 2.53 | 2.36 | 5.46 | 5.48 | 5.39 | 4.52 | 8.36 |
| Borrowings | 17.79 | 17.82 | 17.45 | 17.5 | 17.47 | 17.44 | 18.61 | 17.38 | 12.44 | 18.67 |
| Other Liabilities | 0.04 | 0.04 | 0.12 | 0.07 | 0.06 | 0.1 | 0.12 | 1.44 | 7.05 | 2.38 |
| Total Liabilities | 30.13 | 30.37 | 30.11 | 30.18 | 29.97 | 31.5 | 32.71 | 32.71 | 32.51 | 32.41 |
| Fixed Assets | 26.69 | 26.94 | 27.02 | 27.05 | 27.08 | 27.11 | 28.01 | 28.39 | 29.04 | 30.28 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 3.05 | 3.21 | 2.83 | 2.86 | 2.62 | 4.15 | 4.16 | 4.06 | 3.45 | 2.1 |
| Other Assets | 0.39 | 0.22 | 0.26 | 0.27 | 0.27 | 0.24 | 0.54 | 0.26 | 0.02 | 0.03 |
| Total Assets | 30.13 | 30.37 | 30.11 | 30.18 | 29.97 | 31.5 | 32.71 | 32.71 | 32.51 | 32.41 |
Cash Flow
| Particulars | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 19.67 | 0.38 | 0.25 | 0.03 | -0.17 | 0.13 | -0.13 | 0.16 | 5.56 | -5 |
| Investing | -20.12 | -0.44 | 0.12 | -0.08 | 0.2 | -0.09 | -1.03 | -0.26 | -0.64 | -1.24 |
| Financing | 0.44 | 0.03 | -0.37 | 0.04 | -0.03 | -0.03 | 1.18 | 0.1 | -4.94 | 6.23 |
| Net Cash Flow | 0 | -0.03 | 0 | 0 | 0 | 0.01 | 0.01 | 0 | -0.02 | -0.01 |
| Free Cash Flow | -0.68 | 0.09 | 0.16 | -0.02 | -0.22 | 0.08 | -1.04 | -0.22 | 4.91 | -6.24 |
| CFO/OP | -8,196 | — | -278 | -14 | 65 | -72 | 62 | -86 | -1,236 | 1,775 |
Ratios
| Particulars | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | — | 0 | 0 | — | — | — | — | — | — | — |
| Cash Conversion Cycle | — | 0 | 0 | — | — | — | — | — | — | — |
| Working Capital Days | — | -112 | -225 | — | — | — | — | — | — | — |
| ROCE % | — | 0.2% | 1.29% | 0.17% | 0.33% | 0.23% | 0.09% | 0.06% | -0.99% | 0.07% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Gujarat Credit Corporation insights
55 extracted metrics + investor summaries across FY11–FY26.
Documents
1
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
28 Apr - Company confirms it is not a Large Corporate for FY2026-27; ₹20.97 crore borrowing, no AA rating. 28 Apr - Company confirms it is not a Large Corporate for FY2026-27; ₹20.97 crore borrowing, no AA rating.
2
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
28 Apr - Company confirms it is not a Large Corporate for FY2026-27; ₹20.97 crore borrowing, no AA rating. 28 Apr - Company confirms it is not a Large Corporate for FY2026-27; ₹20.97 crore borrowing, no AA rating.
3
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
6 Apr - Sir/Ma''am, Please find enclosed herewith certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended on 31st March, 2026 received … 6 Apr - Sir/Ma''am, Please find enclosed herewith certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended on 31st March, 2026 received …
4
Board Meeting Outcome for Board Meeting Outcome For Board Meeting Held On Wednesday, 01St April, 2026
1 Apr - Board appointed M/s. Dhruv M Patel & Associates as internal auditor for FY2025-26 on 01-Apr-2026. 1 Apr - Board appointed M/s. Dhruv M Patel & Associates as internal auditor for FY2025-26 on 01-Apr-2026.
Frequently Asked Questions about Gujarat Credit Corporation
What does Gujarat Credit Corporation Ltd do?
Gujarat Credit Corporation Ltd is an Ahmedabad-based real-estate company providing materials for real-estate development. [1]
Where is Gujarat Credit Corporation Ltd (511441) listed?
Gujarat Credit Corporation Ltd trades as GUJARATCREDITLTD on the NSE and under code 511441 on the BSE.
Which sector does Gujarat Credit Corporation Ltd belong to?
Gujarat Credit Corporation Ltd is classified under the Financial Services sector, in the Other Financial Services industry.
What is the market capitalisation of Gujarat Credit Corporation Ltd?
Gujarat Credit Corporation Ltd has a market capitalisation of ₹7.3 Cr, which places it in the Small Cap band.
What is the PE ratio of Gujarat Credit Corporation Ltd?
Gujarat Credit Corporation Ltd trades at a PE ratio of 101.60, on earnings per share of ₹0, against a book value of ₹37.87 per share.
What is the 52-week high and low of Gujarat Credit Corporation Ltd?
Over the last 52 weeks Gujarat Credit Corporation Ltd has traded between ₹20.85 and ₹33.49.
What is the Return on Equity (ROE) of Gujarat Credit Corporation Ltd?
Gujarat Credit Corporation Ltd reported a return on equity of -2.09%. Its debt-to-equity ratio is 1.64.
Company Information
Gujarat Credit Corporation Ltd is an Ahmedabad-based real-estate company providing materials for real-estate development. [1]
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