Centrum Capital
- P/E
- Not meaningful: loss-making over the last twelve months
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures as of · EPS basis: Consolidated · TTM
- ROCE
- 7.33%
- Debt to Equity
- Not meaningful: the figure is far outside this ratio’s usual range, as its base is close to zero
- EPS (TTM)
- −₹4.62
- Book Value
- ₹6.31
- Market Cap
- —
- P/E (TTM)
- Not meaningful: loss-making over the last twelve months
- P/B
- 2.96
- ROE
- −84.60%
- Dividend Yield
- 0.00%
- EBITDA
- ₹1,461 Cr
- 52W High
- ₹35.90
- 52W Low
- ₹16.39
- Day Range
- ₹18.41 – ₹19.28
- Volume
- 6,15,181
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
Data confidence 94/100
Category scores
- Quality
- 25
- Poor
- Returns, margins, earnings quality 22% weight
- Valuation
- 14
- Poor
- Cheap vs sector & own history 24% weight
- Growth
- 41
- Weak
- Sales & profit trajectory 9% weight
- Financial Health
- 15
- Poor
- Solvency, leverage, coverage 9% weight
- Momentum
- 13
- Poor
- Trend strength, vol-adjusted 12% weight
- Ownership
- 45
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
1- Promoter holding has increased by 1.42% over last quarter.
Weaknesses
6- Stock is trading at 2.79 times its book value
- Company has low interest coverage ratio.
- Company has a low return on equity of -47.9% over last 3 years.
- Promoters have pledged 36.3% of their holding.
- Earnings include an other income of Rs.585 Cr.
- Working capital days have increased from 77.4 days to 351 days
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 10 | 7 | 2 |
| Oscillators | Neutral | 1 | 7 | 1 |
| Moving Averages | Strong Bearish | 9 | 0 | 1 |
Oscillators
Neutral
Overall
Strong Bearish
Moving Averages
Strong Bearish
Key readings
- RSI (14)
- 44.05
- Neutral
- MACD (12,26,9)
- −0.54
- Bullish
- SMA (50)
- 20.67
- Bearish
- SMA (200)
- 23.43
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | Irregular period |
|---|---|
| 5Y | +51.65% |
| 3Y | +45.08% |
| 1Y | +15.54% |
| TTM | +0.55% |
Net profit
| 10Y | Irregular period |
|---|---|
| 5Y | Loss widened by ₹239 Cr |
| 3Y | Loss widened by ₹98 Cr |
| 1Y | Loss widened by ₹132 Cr |
| TTM | Loss widened by ₹189 Cr |
Operating cash flow
| 10Y | Irregular period |
|---|---|
| 5Y | Outflow widened by ₹1,774 Cr |
| 3Y | Outflow narrowed by ₹2,277 Cr |
| 1Y | Turned negative |
| TTM | — |
TTM: Reported once a year, so there is no trailing-twelve-month figure.
Operating margin· change in pp
| 10Y | Irregular period |
|---|---|
| 5Y | −8.96 pp |
| 3Y | −0.32 pp |
| 1Y | −3.80 pp |
| TTM | −9.61 pp |
Revenue by year
| Mar 2017 | ₹6,985 Cr |
|---|---|
| Mar 2018 | ₹9,895 Cr |
| Mar 2019 | ₹1,032 Cr |
| Mar 2020 | ₹506 Cr |
| Mar 2021 | ₹508 Cr |
| Mar 2022 | ₹705 Cr |
| Mar 2023 | ₹1,334 Cr |
| Mar 2024 | ₹2,222 Cr |
| Mar 2025 | ₹3,526 Cr |
| Mar 2026 | ₹4,074 Cr |
Net profit by year
| Mar 2017 | ₹46.00 Cr |
|---|---|
| Mar 2018 | ₹42.00 Cr |
| Mar 2019 | ₹142 Cr |
| Mar 2020 | ₹1.00 Cr |
| Mar 2021 | −₹42.00 Cr |
| Mar 2022 | −₹190 Cr |
| Mar 2023 | −₹183 Cr |
| Mar 2024 | −₹71.00 Cr |
| Mar 2025 | −₹149 Cr |
| Mar 2026 | −₹281 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 443 | 533 | 560 | 655 | 716 | 784 | 877 | 1,116 | 846 | 823 | 878 | 1,030 | 912 |
| Expenses | 293 | 299 | 348 | 314 | 483 | 467 | 552 | 673 | 641 | 647 | 626 | 751 | 670 |
| Operating Profit | 150 | 234 | 212 | 341 | 233 | 317 | 326 | 443 | 205 | 176 | 252 | 278 | 242 |
| OPM % | 34% | 44% | 38% | 52% | 33% | 40% | 37% | 40% | 24% | 21% | 29% | 27% | 26% |
| Other Income | 7 | 4 | 34 | 3 | 9 | 84 | 17 | 58 | 195 | 276 | 55 | 225 | 30 |
| Interest | 213 | 243 | 268 | 299 | 344 | 363 | 417 | 440 | 450 | 459 | 439 | 419 | 387 |
| Depreciation | 13 | 17 | 19 | 23 | 23 | 23 | 27 | 38 | 31 | 24 | 32 | 61 | 38 |
| PBT | −68 | −20 | −40 | 22 | −125 | 15 | −101 | 23 | −81 | −32 | −164 | 23 | −153 |
| Tax % | −6% | 39% | −55% | −77% | −3% | 49% | −42% | −7% | 33% | −73% | −18% | 235% | −3% |
| Net Profit | −64 | −28 | −18 | 39 | −122 | 8 | −59 | 24 | −107 | −8 | −135 | −31 | −149 |
| EPS (₹) | −1.19 | −0.56 | −0.67 | 0.04 | −2.19 | −0.57 | −1.26 | −0.49 | −0.33 | −0.88 | −2.12 | 0.28 | −1.9 |
Profit & Loss
₹ Cr| Particulars | Jun 2015 | Mar 2016 9m | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4,484 | 4,006 | 6,985 | 9,895 | 1,032 | 506 | 508 | 705 | 1,334 | 2,222 | 3,526 | 4,074 | 3,643 |
| Expenses | 4,368 | 3,931 | 6,853 | 9,768 | 453 | 317 | 288 | 547 | 870 | 1,254 | 2,174 | 2,666 | 2,695 |
| Operating Profit | 117 | 75 | 132 | 127 | 579 | 189 | 221 | 158 | 465 | 968 | 1,352 | 1,407 | 948 |
| OPM % | 2.6% | 1.9% | 1.9% | 1.3% | 56% | 37% | 43% | 22% | 35% | 44% | 38% | 35% | 26% |
| Other Income | 1 | 7 | 10 | 57 | −161 | 42 | 5 | 9 | 31 | 19 | 134 | 254 | 585 |
| Interest | 33 | 28 | 60 | 96 | 155 | 199 | 238 | 330 | 636 | 1,022 | 1,564 | 1,767 | 1,704 |
| Depreciation | 7 | 5 | 7 | 8 | 20 | 20 | 19 | 21 | 38 | 71 | 111 | 148 | 155 |
| PBT | 77 | 49 | 76 | 80 | 244 | 13 | −32 | −184 | −179 | −107 | −188 | −253 | −326 |
| Tax % | 31% | 37% | 40% | 48% | 41% | 94% | 31% | 3% | 2% | −33% | −21% | 11% | — |
| Net Profit | 53 | 31 | 46 | 42 | 142 | 1 | −42 | −190 | −183 | −71 | −149 | −281 | −323 |
| EPS (₹) | 1.1 | 0.63 | 0.72 | 0.77 | 2.79 | 0.35 | −1.13 | −4.25 | −3.6 | −2.39 | −4.51 | −2.84 | −4.62 |
| Div. Payout % | 0% | 0% | 7% | 7% | 2% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Jun 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 42 | 49 |
| Reserves | 239 | 277 | 275 | 327 | 558 | 580 | 538 | 633 | 552 | 399 | 238 | 263 |
| Borrowings | 254 | 334 | 391 | 1,143 | 1,821 | 1,762 | 1,943 | 6,114 | 5,285 | 10,775 | 16,597 | 16,058 |
| Other Liabilities | 226 | 283 | 416 | 517 | 420 | 544 | 637 | 5,707 | 5,862 | 6,169 | 5,713 | 5,113 |
| Total Liabilities | 760 | 936 | 1,123 | 2,029 | 2,840 | 2,928 | 3,160 | 12,495 | 11,740 | 17,384 | 22,589 | 21,483 |
| Fixed Assets | 78 | 85 | 110 | 167 | 175 | 187 | 169 | 405 | 510 | 663 | 955 | 988 |
| CWIP | 2 | 0 | 0 | 4 | 0 | 0 | 0 | 0 | 5 | 5 | 131 | 164 |
| Investments | 39 | 37 | 51 | 101 | 164 | 47 | 78 | 2,867 | 2,517 | 3,914 | 5,281 | 4,158 |
| Other Assets | 642 | 814 | 963 | 1,758 | 2,501 | 2,695 | 2,913 | 9,222 | 8,707 | 12,803 | 16,223 | 16,173 |
| Total Assets | 760 | 936 | 1,123 | 2,029 | 2,840 | 2,928 | 3,160 | 12,495 | 11,740 | 17,384 | 22,589 | 21,483 |
Cash Flow
₹ Cr| Particulars | Jun 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −7 | −207 | −55 | −780 | −1,377 | −178 | −40 | 3,331 | −4,091 | 120 | 2,532 | −1,814 |
| Investing | 21 | −98 | 16 | −60 | 792 | 133 | −56 | 158 | 157 | −1,552 | −1,704 | 1,458 |
| Financing | 66 | 282 | 86 | 881 | 503 | 63 | 137 | 737 | 97 | 1,503 | −590 | 436 |
| Net Cash Flow | 79 | −23 | 47 | 41 | −82 | 18 | 40 | 4,226 | −3,837 | 71 | 238 | 80 |
| Free Cash Flow | −23 | −218 | −58 | −816 | −1,400 | −183 | −45 | 3,283 | −4,115 | 18 | 2,119 | −2,045 |
| CFO/EBITDA | 9 | −235 | −7 | −585 | −225 | −65 | −18 | 2,119 | −880 | 13 | 190 | −126 |
Ratios
| Particulars | Jun 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 15 | 22 | 9 | 10 | 29 | 43 | 25 | 18 | 9 | 7 | 6 | 5 |
| Inventory Days | — | — | — | — | — | — | — | 0 | 0 | 0 | — | — |
| Cash Conversion Cycle | 15 | 22 | 9 | 10 | 29 | 43 | 25 | 18 | 9 | 7 | 6 | 5 |
| Working Capital Days | 4 | 16 | 6 | 7 | −90 | −114 | −169 | −2,152 | −1,170 | −730 | 611 | 351 |
| ROCE % | 20% | 12% | 17% | 12% | −5% | 6% | 8% | 3% | 6% | 9% | 9% | 7% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Centrum Capital insights
62 extracted metrics across FY11–FY27.
Documents
- 8 Aug 2025
- 24 Oct 2023
- 24 Aug 2022
- 24 Aug 2022
- 14 Oct 2021
- 1 Jul 2021
Frequently Asked Questions about Centrum Capital
What does Centrum Capital Ltd do?
Where is Centrum Capital Ltd (CENTRUM) listed?
Which sector does Centrum Capital Ltd belong to?
What is the 52-week high and low of Centrum Capital Ltd?
What is the Return on Equity (ROE) of Centrum Capital Ltd?
Company Information
Centrum Capital is a diversified financial-services group operating across banking through Unity Small Finance Bank, investment banking, institutional and retail broking, wealth management, private-credit fund management, and insurance distribution. The group has transitioned from an advisory-led model into banking and other scalable financial platforms, while exiting affordable housing finance in March 2026.
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