Ceejay Finance logo

Ceejay Finance

CEEJAYFINANCELTD NSE

Key Fundamentals

MicrocapNBFCFinancial Services
Market Cap
₹57.10 Cr
Volatility
Moderate
P/E Ratio
7.2
EBITDA
₹14.54 Cr
Return on Equity
8.97%
Debt to Equity
0.55
Book Value
₹240.72
EPS
₹19.05
52W High
₹208
52W Low
₹151.8

Tapetide Score

Data-driven rating, 0–100. How it works →

Key Insights

Strengths

1
  • Stock is trading at 0.69 times its book value

Weaknesses

2
  • The company has delivered a poor sales growth of 10.6% over past five years.
  • Company has a low return on equity of 9.58% over last 3 years.

Growth Rate

Revenue Growth
0.53% lower than 3Y
Net Income Growth
14.41% higher than 3Y
Cash Flow Change
—
ROE
-5.08% lower than 3Y
ROCE
-14.84% higher than 3Y
EBITDA Margin (Avg.)
5.79% higher than 3Y

Quarterly Results

Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
4.77
4.94
5.03
5.98
5.37
6.29
7.15
7.49
6.4
6.66
6.69
6.79
6.11
Expenses
1.53
1.95
2.32
2.51
2
2.39
4.23
4.16
3.09
2.72
3.34
2.85
2.61
Financing Profit
2.45
2.22
1.77
2.55
2.55
3.06
1.77
2.22
2.41
3.04
2.29
2.91
2.64
Fin. Margin %
51.36%
44.94%
35.19%
42.64%
47.49%
48.65%
24.76%
29.64%
37.66%
45.65%
34.23%
42.86%
43.21%
Other Income
0.02
0.02
0.14
0.02
0.02
0.02
0.04
0.03
0.06
0
0.02
0.01
0.01
Interest
0.79
0.77
0.94
0.92
0.82
0.84
1.15
1.11
0.9
0.9
1.06
1.03
0.86
Depreciation
0.05
0.06
0.09
0.1
0.1
0.11
0.11
0.09
0.11
0.11
0.11
0.11
0.11
PBT
2.42
2.18
1.82
2.47
2.47
2.97
1.7
2.16
2.36
2.93
2.2
2.81
2.54
Tax %
23.55%
30.28%
25.82%
24.7%
27.53%
23.57%
32.94%
26.39%
26.27%
25.6%
23.64%
24.91%
21.26%
Net Profit
1.85
1.52
1.34
1.86
1.79
2.27
1.14
1.59
1.75
2.18
1.68
2.11
2.01
EPS in Rs
5.36
4.41
3.88
5.39
5.19
6.58
3.3
4.61
5.07
6.32
4.87
6.12
5.83
Figures in ₹ Crores

Profit & Loss

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
11.58
12.28
14.28
16.4
14.81
17.35
16.03
17.95
19.82
20.71
26.29
26.54
26.25
Expenses
3.68
4.42
4.71
5.59
5.74
8.43
7.67
8.41
7.49
8.33
12.77
12
11.52
Financing Profit
5.65
5.78
7.15
7.89
6.8
6.51
6.14
7.13
9
8.97
9.62
10.64
10.88
Fin. Margin %
48.79%
47.07%
50.07%
48.11%
45.91%
37.52%
38.3%
39.72%
45.41%
43.31%
36.59%
40.09%
41.45%
Other Income
0.01
0
0
0.03
0.01
0
0.05
0
0.04
0.21
0.1
0.09
0.04
Interest
2.25
2.08
2.42
2.92
2.27
2.41
2.22
2.41
3.33
3.41
3.9
3.9
3.85
Depreciation
0.15
0.14
0.16
0.14
0.14
0.14
0.15
0.18
0.2
0.3
0.41
0.43
0.44
PBT
5.51
5.64
6.99
7.78
6.67
6.37
6.04
6.95
8.84
8.88
9.31
10.3
10.48
Tax %
32.3%
33.33%
33.05%
28.53%
27.59%
24.49%
25.83%
28.35%
22.62%
26.01%
26.85%
25.05%
—
Net Profit
3.73
3.75
4.67
5.56
4.82
4.82
4.47
4.97
6.84
6.57
6.8
7.72
7.98
EPS in Rs
10.81
10.87
13.54
16.12
13.97
13.97
12.96
14.41
19.83
19.04
19.71
22.38
23.14
Div. Payout %
12.95%
13.8%
11.08%
15.51%
10.74%
7.16%
7.72%
6.94%
6.05%
6.3%
6.09%
6.7%
—
Figures in ₹ Crores

Balance Sheet

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
3.45
3.45
3.45
3.45
3.45
3.45
3.45
3.45
3.45
3.45
3.45
3.45
Reserves
23.22
26.33
31.01
35.95
40.14
44.39
48.65
53.34
59.86
66.07
72.38
79.6
Borrowing
21.04
17.85
26.7
28.52
27.02
29.71
18.43
24.08
28.37
33.08
46.76
43.46
Other Liabilities
2.17
2.81
2.18
2.48
1.93
1.9
1.19
2.09
2.86
2.95
3.12
3.61
Total Liabilities
49.88
50.44
63.34
70.4
72.54
79.45
71.72
82.96
94.54
106
126
130
Fixed Assets
0.93
0.85
0.91
0.82
1.12
1.21
1.19
1.15
1.39
6.61
6.64
6.27
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
0.38
0.38
0.38
0.38
0.62
0.41
0.5
0.54
0.47
0
0
0
Other Assets
48.57
49.21
62.05
69.2
70.8
77.83
70.03
81.27
92.68
98.94
119
124
Total Assets
49.88
50.44
63.34
70.4
72.54
79.45
71.72
82.96
94.54
106
126
130
Figures in ₹ Crores

Cash Flow

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
-0.94
3.54
-7.93
1.51
4.17
-0.79
14.31
-4.98
-4.14
0.2
-13.16
4.09
Investing
-0.22
-0.08
-0.19
-0.04
-0.43
-0.08
-0.16
-0.08
-0.32
-4.8
-0.4
0.01
Financing
1.56
-3.72
8.25
1.21
-4.83
-0.34
-13.86
5.3
3.95
4.29
13.26
-3.71
Net Cash Flow
0.41
-0.25
0.13
2.69
-1.1
-1.22
0.29
0.24
-0.51
-0.31
-0.3
0.39
Free Cash Flow
-1.18
3.49
-8.12
1.5
3.73
-1.02
14.18
-5.04
-4.55
-5.11
-13.55
4.07
CFO/OP
12
69
-62
37
68
11
189
-34
-16
19
-76
43
Figures in ₹ Crores

Ratios

Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
14.89%
13.29%
14.54%
15.06%
11.62%
10.54%
8.95%
9.13%
11.34%
9.68%
9.33%
9.72%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

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58 extracted metrics + investor summaries across FY11–FY26.

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Shareholding Pattern

Promot.59.03%Others19.24%Public21.73%As ofJun 2026

Documents

Frequently Asked Questions about Ceejay Finance

What does Ceejay Finance Ltd do?
Incorporated in 1993, Ceejay Finance Ltd is engaged predominantly in automobile financing[1]
Where is Ceejay Finance Ltd (530789) listed?
Ceejay Finance Ltd trades as CEEJAYFINANCELTD on the NSE and under code 530789 on the BSE.
Which sector does Ceejay Finance Ltd belong to?
Ceejay Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Ceejay Finance Ltd?
Ceejay Finance Ltd has a market capitalisation of ₹57.1 Cr, which places it in the Small Cap band.
What is the PE ratio of Ceejay Finance Ltd?
Ceejay Finance Ltd trades at a PE ratio of 7.20, on earnings per share of ₹19.05, against a book value of ₹240.72 per share.
What is the 52-week high and low of Ceejay Finance Ltd?
Over the last 52 weeks Ceejay Finance Ltd has traded between ₹151.8 and ₹208.
Does Ceejay Finance Ltd pay dividends?
Ceejay Finance Ltd has a dividend yield of 0.91%.
What is the Return on Equity (ROE) of Ceejay Finance Ltd?
Ceejay Finance Ltd reported a return on equity of 8.97%. Its debt-to-equity ratio is 0.55.

Company Information

Incorporated in 1993, Ceejay Finance Ltd is engaged predominantly in automobile financing[1]

Website ceejayfinancelimited.com
Face Value ₹ 10

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