Regency Fincorp
Regency Fincorp
Financial ServicesKey Fundamentals
MicrocapOther Financial ServicesFinancial ServicesTapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
2- Company is expected to give good quarter
- Company has delivered good profit growth of 96.3% CAGR over last 5 years
Weaknesses
5- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last quarter: -2.31%
- Promoter holding is low: 21.4%
- Company has a low return on equity of 8.11% over last 3 years.
- Company might be capitalizing the interest cost
Growth Rate
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3.4 | 3.96 | 4.08 | 3.84 | 3.49 | 4.01 | 5.16 | 7.3 | 7.76 | 7.8 | 8.63 | 10.28 | 16.14 |
| Expenses | 0.62 | 0.91 | 0.79 | 1.04 | 1 | 1.3 | 1.27 | 2.67 | 2.42 | 2.24 | 1.84 | 4.18 | 2.73 |
| Operating Profit | 2.78 | 3.05 | 3.29 | 2.8 | 2.49 | 2.71 | 3.89 | 4.63 | 5.34 | 5.56 | 6.79 | 6.1 | 13.41 |
| OPM % | 81.76% | 77.02% | 80.64% | 72.92% | 71.35% | 67.58% | 75.39% | 63.42% | 68.81% | 71.28% | 78.68% | 59.34% | 83.09% |
| Other Income | 0.02 | 0.12 | 0.11 | 0.21 | 0.16 | 0.2 | 0.23 | 1.11 | 1.58 | 1.75 | 0.52 | 1.74 | 1.29 |
| Interest | 2.27 | 2.4 | 2.44 | 1.86 | 1.75 | 1.66 | 2.57 | 2.02 | 2.28 | 2.55 | 2.51 | 2.94 | 5.07 |
| Depreciation | 0.16 | 0.21 | 0.25 | 0.23 | 0.17 | 0.17 | 0.17 | 0.22 | 0.24 | 0.22 | 0.21 | 0.2 | 0.24 |
| PBT | 0.37 | 0.56 | 0.71 | 0.92 | 0.73 | 1.08 | 1.38 | 3.5 | 4.4 | 4.54 | 4.59 | 4.7 | 9.39 |
| Tax % | 27.03% | 26.79% | 25.35% | 18.48% | 26.03% | 25.93% | 25.36% | 26.29% | 28.18% | 26.87% | 25.93% | 24.68% | 25.13% |
| Net Profit | 0.27 | 0.42 | 0.53 | 0.75 | 0.54 | 0.8 | 1.03 | 2.59 | 3.16 | 3.32 | 3.4 | 3.53 | 7.03 |
| EPS in Rs | 0.25 | 0.12 | 0.15 | 0.2 | 0.12 | 0.18 | 0.21 | 0.41 | 0.45 | 0.48 | 0.42 | 0.44 | 0.79 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 1 | 0 | 1 | 2 | 4 | 5 | 5 | 14 | 16 | 21 | 34 | 43 |
| Expenses | 0 | 0 | 0 | 0 | 1 | 1 | 2 | 2 | 2 | 3 | 6 | 11 | 11 |
| Operating Profit | 0 | 0 | 0 | 0 | 1 | 3 | 3 | 4 | 11 | 13 | 16 | 24 | 32 |
| OPM % | 12% | 91% | 71% | 67% | 62% | 72% | 61% | 71% | 82% | 82% | 73% | 69% | 74% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 | 5 |
| Interest | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 3 | 9 | 9 | 8 | 10 | 13 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 |
| PBT | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 3 | 7 | 18 | 23 |
| Tax % | 0% | 22% | 30% | 26% | 27% | 30% | 30% | 24% | 28% | 23% | 26% | 26% | — |
| Net Profit | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 2 | 5 | 13 | 17 |
| EPS in Rs | 0.01 | 0.32 | 0.18 | 0.19 | 0.24 | 0.23 | 0.26 | 0.51 | 0.86 | 0.52 | 0.78 | 1.67 | 2.13 |
| Div. Payout % | 0% | 0% | 0% | 0% | 10% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 5 | 11 | 38 | 64 | 80 |
| Reserves | 0 | 0 | 0 | 2 | 3 | 5 | 5 | 7 | 3 | 12 | 58 | 80 |
| Borrowings | 0 | 0 | 0 | 5 | 19 | 27 | 28 | 77 | 90 | 95 | 105 | 156 |
| Other Liabilities | 0 | 0 | 0 | 3 | 0 | 1 | 2 | 2 | 3 | 2 | 3 | 13 |
| Total Liabilities | 3 | 3 | 3 | 13 | 26 | 37 | 39 | 91 | 106 | 147 | 229 | 329 |
| Fixed Assets | 0 | 0 | 0 | 0 | 1 | 1 | 2 | 2 | 3 | 6 | 6 | 6 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 3 | 1 |
| Other Assets | 3 | 3 | 3 | 13 | 25 | 35 | 36 | 88 | 103 | 141 | 220 | 321 |
| Total Assets | 3 | 3 | 3 | 13 | 26 | 37 | 39 | 91 | 106 | 147 | 229 | 329 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | -3 | 1 | 0 | 1 | 2 | 1 | 2 | 0 | 12 | 10 | 11 | 28 |
| Investing | 3 | 0 | 0 | 0 | -1 | 0 | -1 | -1 | -15 | -29 | -48 | -88 |
| Financing | 0 | 0 | -1 | 1 | -3 | 1 | -2 | 1 | 4 | 31 | 68 | 66 |
| Net Cash Flow | 0 | 0 | 0 | 2 | -1 | 1 | -1 | 1 | 1 | 12 | 31 | 6 |
| Free Cash Flow | -3 | 1 | 0 | 1 | 2 | 0 | 1 | 0 | 11 | 6 | 11 | 26 |
| CFO/OP | -26,600 | 108 | 69 | 228 | 181 | 21 | 51 | 5 | 110 | 82 | 84 | 137 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 12,501 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash Conversion Cycle | 12,501 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 12,091 | 1,729 | 2,288 | 1,061 | 2 | 16 | -60 | -13 | -34 | 7 | 25 | -1,549 |
| ROCE % | 0% | 17% | 10% | 6% | 8% | 8% | 8% | 6% | 11% | 10% | 8% | 11% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
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60 extracted metrics + investor summaries across FY09–FY27.
Documents
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Company Information
Incorporated in 1993, Regency Fincorp Ltd is in the business of a Non-Banking Financial Institution. [1]
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