Richfield Financial Services
Financial Services
539435 BSE
₹17.08
Close ·
- P/E
- 22.77
Close 4 Nov 2026 ₹17.08 −21.98 −56.3% 1Y
Start ₹39.06
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- ROCE
- 9.13%
- Debt to Equity
- 4.72
- EPS (TTM)
- ₹0.75
- Book Value
- ₹14.67
- Market Cap
- —
- P/E (TTM)
- 22.77
- P/B
- 1.16
- ROE
- 3.10%
- Dividend Yield
- 4.85%
- EBITDA
- ₹20.00 L
- 52W High
- ₹46.40
- 52W Low
- ₹14.02
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
45 Average
Data confidence 100/100
Category scores
- Quality
- 53
- Average
- Returns, margins, earnings quality 22% weight
- Valuation
- 46
- Average
- Cheap vs sector & own history 24% weight
- Growth
- 97
- Strong
- Sales & profit trajectory 9% weight
- Financial Health
- 18
- Poor
- Solvency, leverage, coverage 9% weight
- Momentum
- 11
- Poor
- Trend strength, vol-adjusted 12% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
No strengths listed
Weaknesses
5- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 37.1%
- Company has a low return on equity of 4.03% over last 3 years.
- Promoter holding has decreased over last 3 years: -10.4%
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Bearish | 9 | 6 | 4 |
| Oscillators | Bearish | 2 | 6 | 1 |
| Moving Averages | Strong Bearish | 7 | 0 | 3 |
Oscillators
Bearish
Bearish
2
Neutral
6
Bullish
1
Overall
Bearish
Bearish
9
Neutral
6
Bullish
4
Moving Averages
Strong Bearish
Bearish
7
Neutral
0
Bullish
3
Key readings
- RSI (14)
- 48.56
- Neutral
- MACD (12,26,9)
- −0.49
- Bullish
- SMA (50)
- 18.20
- Bearish
- SMA (200)
- 25.49
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +36.33% |
|---|---|
| 5Y | +62.70% |
| 3Y | +229.83% |
| 1Y | +180.46% |
| TTM | +156.19% |
Net profit
| 10Y | +24.22% |
|---|---|
| 5Y | −4.47% |
| 3Y | +227.11% |
| 1Y | +169.23% |
| TTM | +238.89% |
Operating cash flow
| 10Y | Outflow widened by ₹47.29 Cr |
|---|---|
| 5Y | Outflow widened by ₹47.04 Cr |
| 3Y | Outflow widened by ₹45.34 Cr |
| 1Y | Outflow widened by ₹26.60 Cr |
| TTM | — |
TTM: Reported once a year, so there is no trailing-twelve-month figure.
Operating margin· change in pp
| 10Y | +26.14 pp |
|---|---|
| 5Y | −10.61 pp |
| 3Y | +28.23 pp |
| 1Y | +15.21 pp |
| TTM | +32.85 pp |
Revenue by year
| Mar 2017 | ₹0.93 Cr |
|---|---|
| Mar 2018 | ₹0.67 Cr |
| Mar 2019 | ₹0.45 Cr |
| Mar 2020 | ₹0.36 Cr |
| Mar 2021 | ₹1.07 Cr |
| Mar 2022 | ₹0.43 Cr |
| Mar 2023 | ₹0.34 Cr |
| Mar 2024 | ₹1.78 Cr |
| Mar 2025 | ₹4.35 Cr |
| Mar 2026 | ₹12.20 Cr |
Net profit by year
| Mar 2017 | ₹0.23 Cr |
|---|---|
| Mar 2018 | ₹0.18 Cr |
| Mar 2019 | ₹0.19 Cr |
| Mar 2020 | −₹0.29 Cr |
| Mar 2021 | ₹0.44 Cr |
| Mar 2022 | ₹0.14 Cr |
| Mar 2023 | ₹0.01 Cr |
| Mar 2024 | ₹0.65 Cr |
| Mar 2025 | ₹0.13 Cr |
| Mar 2026 | ₹0.35 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.21 | 0.4 | 0.56 | 0.67 | 0.74 | 0.79 | 1.12 | 1.72 | 2.19 | 2.71 | 3 | 4.3 | 4.9 |
| Expenses | 0.24 | 0.26 | 0.28 | 0.36 | 0.68 | 0.96 | 1.21 | 1.93 | 1.29 | 1.46 | 1.92 | 3.04 | 2.49 |
| Operating Profit | −0.03 | 0.14 | 0.28 | 0.31 | 0.06 | −0.17 | −0.09 | −0.21 | 0.9 | 1.25 | 1.08 | 1.26 | 2.41 |
| OPM % | −14.29% | 35% | 50% | 46.27% | 8.11% | −21.52% | −8.04% | −12.21% | 41.1% | 46.13% | 36% | 29.3% | 49.18% |
| Other Income | 0.03 | 0.05 | 0.04 | 0.03 | 0 | 0.14 | 0.13 | 0.39 | 0.04 | 0.19 | 0.29 | 0.34 | 0.03 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.81 | 0.95 | 1.23 | 1.79 | 1.96 |
| Depreciation | 0 | 0 | 0 | 0 | 0.01 | 0 | 0.03 | 0.08 | 0.03 | 0.03 | 0.05 | 0 | 0.03 |
| PBT | 0 | 0.19 | 0.32 | 0.34 | 0.05 | −0.03 | 0.01 | 0.1 | 0.1 | 0.46 | 0.09 | −0.19 | 0.45 |
| Tax % | — | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 26.09% | 11.11% | −10.53% | 24.44% |
| Net Profit | 0 | 0.19 | 0.32 | 0.34 | 0.05 | −0.03 | 0.01 | 0.11 | 0.09 | 0.34 | 0.09 | −0.16 | 0.34 |
| EPS (₹) | 0 | 0.25 | 0.43 | 0.45 | 0.07 | −0.04 | 0.01 | 0.15 | 0.12 | 0.45 | 0.12 | −0.17 | 0.35 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.11 | 0.55 | 0.93 | 0.67 | 0.45 | 0.36 | 1.07 | 0.43 | 0.34 | 1.78 | 4.35 | 12.2 | 14.91 |
| Expenses | 1.02 | 0.49 | 0.69 | 0.49 | 0.21 | 0.64 | 0.56 | 0.28 | 0.31 | 0.99 | 3.4 | 7.68 | 8.91 |
| Operating Profit | 0.09 | 0.06 | 0.24 | 0.18 | 0.24 | −0.28 | 0.51 | 0.15 | 0.03 | 0.79 | 0.95 | 4.52 | 6 |
| OPM % | 8.11% | 10.91% | 25.81% | 26.87% | 53.33% | −77.78% | 47.66% | 34.88% | 8.82% | 44.38% | 21.84% | 37.05% | 40.24% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.02 | 0.14 | 0.66 | 0.84 | 0.85 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.02 | 1.35 | 4.78 | 5.93 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.04 | 0.07 | 0.13 | 0.1 | 0.11 |
| PBT | 0.09 | 0.06 | 0.24 | 0.18 | 0.24 | −0.28 | 0.51 | 0.16 | 0.01 | 0.84 | 0.13 | 0.48 | 0.81 |
| Tax % | 22.22% | 16.67% | 4.17% | 0% | 20.83% | 3.57% | 15.69% | 12.5% | 0% | 22.62% | 7.69% | 22.92% | — |
| Net Profit | 0.07 | 0.04 | 0.23 | 0.18 | 0.19 | −0.29 | 0.44 | 0.14 | 0.01 | 0.65 | 0.13 | 0.35 | 0.61 |
| EPS (₹) | 0.09 | 0.05 | 0.31 | 0.24 | 0.25 | −0.39 | 0.59 | 0.19 | 0.01 | 0.87 | 0.17 | 0.36 | 0.75 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 3.75 | 7.5 | 9.66 |
| Reserves | 1.95 | 1.99 | 2.22 | 2.4 | 5.45 | 3.68 | 4.12 | 4.19 | 4.19 | 4.84 | 0.92 | 4.5 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.21 | 25.82 | 66.83 |
| Other Liabilities | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.08 | 0.1 | 0.22 | 0.41 | 0.85 | 3.57 |
| Total Liabilities | 5.73 | 5.75 | 5.98 | 6.16 | 9.21 | 7.47 | 7.95 | 8.04 | 8.16 | 10.21 | 35.09 | 84.56 |
| Fixed Assets | 0.01 | 0.01 | 0.01 | 0.01 | 0 | 0 | 0 | 0 | 0.1 | 0.12 | 0.17 | 1.02 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.8 | 0.86 | 2.86 | 4.16 | 5.78 | 4.52 | 5.14 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 4.92 | 4.88 | 3.11 | 1.99 | 3.43 | 2.95 | 2.81 | 8.04 | 8.06 | 10.09 | 34.92 | 83.54 |
| Total Assets | 5.73 | 5.75 | 5.98 | 6.16 | 9.21 | 7.47 | 7.95 | 8.04 | 8.16 | 10.21 | 35.09 | 84.56 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −0.32 | −0.03 | 1.98 | 1.13 | −0.88 | −0.23 | −0.28 | 2.73 | −1.98 | −5.37 | −20.72 | −47.32 |
| Investing | 0.33 | −0.04 | −1.94 | −1.18 | 1.49 | −0.41 | 0.17 | 5.2 | 0.19 | −0.09 | −3.21 | 2.11 |
| Financing | 0.03 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 25 | 46.41 |
| Net Cash Flow | 0.04 | −0.07 | 0.03 | −0.05 | 0.61 | −0.64 | −0.11 | 7.93 | −1.78 | −5.46 | 1.06 | 1.2 |
| Free Cash Flow | −0.32 | −0.03 | 1.98 | 1.13 | −0.88 | −0.23 | −0.28 | 2.73 | −2.13 | −5.46 | −20.9 | −48.28 |
| CFO/OP | −344 | 0 | 846 | 644 | −367 | 71 | −55 | 1,820 | −6,600 | −680 | −2,181 | −1,047 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 151 | 438 | 0 | — | — | — | — | — | — | — | — | — |
| Days Payable | 0 | 0 | — | — | — | — | — | — | — | — | — | — |
| Cash Conversion Cycle | 151 | 438 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working Capital Days | 118 | 192 | 35.32 | 54.48 | 56.78 | 60.83 | 34.11 | 25.47 | −150 | −22.56 | 78.03 | −3.89 |
| ROCE % | 1.59% | 1.05% | 4.1% | 2.97% | 3.13% | −3.37% | 6.67% | 2.02% | 0.13% | 9.7% | 6.72% | 9.13% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Richfield Financial Services insights
56 extracted metrics across FY09–FY27.
Documents
- 12 Aug 2026
- General announcements 12 Oct 2026
Frequently Asked Questions about Richfield Financial Services
What does Richfield Financial Services Ltd do?
Incorporated in 1992, Richfield Financial Services Ltd is in the business of Finance and Investment in Shares and Securities
Where is Richfield Financial Services Ltd (RFSL) listed?
Richfield Financial Services Ltd trades under code 539435 on the BSE.
Which sector does Richfield Financial Services Ltd belong to?
Richfield Financial Services Ltd is classified under the Financial Services sector, in the Other Financial Services industry.
What is the PE ratio of Richfield Financial Services Ltd?
Richfield Financial Services Ltd trades at a PE ratio of 22.77 as of 4 Nov 2026, on earnings per share of ₹0.75, against a book value of ₹14.67 per share.
What is the 52-week high and low of Richfield Financial Services Ltd?
Over the last 52 weeks Richfield Financial Services Ltd has traded between ₹14.02 and ₹46.4 as of 4 Nov 2026.
Does Richfield Financial Services Ltd pay dividends?
Richfield Financial Services Ltd has a dividend yield of 4.85%.
What is the Return on Equity (ROE) of Richfield Financial Services Ltd?
Richfield Financial Services Ltd reported a return on equity of 3.10%. Its debt-to-equity ratio is 4.72.
Company Information
Incorporated in 1992, Richfield Financial Services Ltd is in the business of Finance and Investment in Shares and Securities
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