Kuber Udyog
Financial Services
539408 BSE
₹61.35
Close ·
- P/E
- 33.90
Close 4 Nov 2026 ₹61.35 +43.22 +238% 1Y
Start ₹18.13
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- Debt to Equity
- 0.22
- EPS (TTM)
- ₹1.81
- Book Value
- ₹22.81
- Market Cap
- —
- P/E (TTM)
- 33.90
- P/B
- 2.69
- ROE
- 12.00%
- Dividend Yield
- 0.00%
- 52W High
- ₹72.70
- 52W Low
- ₹10.51
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
51 Average
Data confidence 82/100
Category scores
- Quality
- 43
- Weak
- Returns, margins, earnings quality 24% weight
- Valuation
- 29
- Poor
- Cheap vs sector & own history 26% weight
- Growth
- 99
- Strong
- Sales & profit trajectory 10% weight
- Momentum
- 99
- Strong
- Trend strength, vol-adjusted 13% weight
- Ownership
- 34
- Poor
- FII/DII/promoter flows 26% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
2- Company has reduced debt.
- Company's working capital requirements have reduced from 93.3 days to 74.4 days
Weaknesses
3- Stock is trading at 5.38 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 5.35% over last 3 years.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Bullish | 3 | 7 | 9 |
| Oscillators | Bearish | 2 | 7 | 0 |
| Moving Averages | Strong Bullish | 1 | 0 | 9 |
Oscillators
Bearish
Bearish
2
Neutral
7
Bullish
0
Overall
Bullish
Bearish
3
Neutral
7
Bullish
9
Moving Averages
Strong Bullish
Bearish
1
Neutral
0
Bullish
9
Key readings
- RSI (14)
- 52.04
- Neutral
- MACD (12,26,9)
- 0.80
- Bearish
- SMA (50)
- 57.57
- Bullish
- SMA (200)
- 28.75
- Bullish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +9.38% |
|---|---|
| 5Y | +43.48% |
| 3Y | +36.32% |
| 1Y | +253.49% |
| TTM | +186.21% |
Net profit
| 10Y | +25.38% |
|---|---|
| 5Y | Turned to profit |
| 3Y | +100.00% |
| 1Y | Tiny base |
| TTM | Tiny base |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹1.72 Cr |
|---|---|
| Mar 2018 | ₹0.91 Cr |
| Mar 2019 | ₹1.10 Cr |
| Mar 2020 | ₹0.85 Cr |
| Mar 2021 | ₹0.25 Cr |
| Mar 2022 | ₹0.43 Cr |
| Mar 2023 | ₹0.60 Cr |
| Mar 2024 | ₹0.56 Cr |
| Mar 2025 | ₹0.43 Cr |
| Mar 2026 | ₹1.52 Cr |
Net profit by year
| Mar 2017 | ₹0.10 Cr |
|---|---|
| Mar 2018 | ₹0.16 Cr |
| Mar 2019 | −₹0.06 Cr |
| Mar 2020 | −₹0.25 Cr |
| Mar 2021 | −₹0.34 Cr |
| Mar 2022 | −₹0.20 Cr |
| Mar 2023 | ₹0.06 Cr |
| Mar 2024 | ₹0.10 Cr |
| Mar 2025 | ₹0.03 Cr |
| Mar 2026 | ₹0.48 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.17 | 0.13 | 0.16 | 0.11 | 0.16 | 0.11 | 0.12 | 0.1 | 0.25 | 0.15 | 0.18 | 0.99 | 0.34 |
| Expenses | 0.08 | 0.04 | 0.07 | 0.05 | 0.04 | 0.05 | 0.05 | 0.13 | 0.1 | 0.05 | 0.05 | 0.86 | 0.05 |
| Financing Profit | 0.03 | 0.03 | 0.03 | 0 | 0.06 | 0 | 0.01 | −0.03 | 0.09 | 0.05 | 0.09 | 0.13 | 0.29 |
| Fin. Margin % | 17.65% | 23.08% | 18.75% | 0% | 37.5% | 0% | 8.33% | −30% | 36% | 33.33% | 50% | 13.13% | 85.29% |
| Other Income | 0 | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.01 | 0 |
| Interest | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0 | 0.06 | 0.05 | 0.04 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.03 | 0.03 | 0.03 | 0.01 | 0.06 | 0 | 0.01 | −0.03 | 0.09 | 0.05 | 0.1 | 0.14 | 0.29 |
| Tax % | 0% | −33.33% | 66.67% | −200% | 0% | — | 100% | 33.33% | 0% | 0% | 0% | −71.43% | 24.14% |
| Net Profit | 0.03 | 0.03 | 0.02 | 0.03 | 0.06 | 0 | 0 | −0.04 | 0.09 | 0.05 | 0.1 | 0.25 | 0.22 |
| EPS (₹) | 0.09 | 0.09 | 0.06 | 0.09 | 0.17 | 0 | 0 | −0.12 | 0.26 | 0.15 | 0.29 | 0.73 | 0.64 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.8 | 0.62 | 1.72 | 0.91 | 1.1 | 0.85 | 0.25 | 0.43 | 0.6 | 0.56 | 0.43 | 1.52 | 1.66 |
| Expenses | 0.76 | 0.55 | 1.57 | 0.69 | 1.16 | 1.1 | 0.55 | 0.5 | 0.52 | 0.23 | 0.16 | 1.01 | 1.01 |
| Financing Profit | 0.04 | 0.07 | 0.15 | 0.22 | −0.06 | −0.25 | −0.34 | −0.3 | −0.15 | 0.1 | 0.04 | 0.35 | 0.56 |
| Fin. Margin % | 5% | 11.29% | 8.72% | 24.18% | −5.45% | −29.41% | −136% | −69.77% | −25% | 17.86% | 9.3% | 23.03% | 33.73% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.1 | 0.21 | 0 | 0 | 0.03 | 0.02 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0.04 | 0.23 | 0.23 | 0.23 | 0.23 | 0.16 | 0.09 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.04 | 0.07 | 0.15 | 0.22 | −0.06 | −0.25 | −0.34 | −0.2 | 0.06 | 0.1 | 0.04 | 0.38 | 0.58 |
| Tax % | 25% | 28.57% | 33.33% | 27.27% | 0% | 0% | 0% | 0% | 0% | 0% | 25% | −26.32% | — |
| Net Profit | 0.02 | 0.05 | 0.1 | 0.16 | −0.06 | −0.25 | −0.34 | −0.2 | 0.06 | 0.1 | 0.03 | 0.48 | 0.62 |
| EPS (₹) | 0.06 | 0.15 | 0.29 | 0.47 | −0.17 | −0.73 | −0.99 | −0.58 | 0.17 | 0.29 | 0.09 | 1.4 | 1.81 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.43 | 3.43 | 3.43 | 3.43 | 3.43 | 3.43 | 3.43 | 3.43 | 3.43 | 3.43 | 3.43 | 3.43 |
| Reserves | 0.68 | 0.72 | 0.81 | 0.98 | 0.92 | 0.67 | 0.33 | 0.13 | 0.19 | 0.29 | 0.32 | 0.8 |
| Borrowing | 0 | 0 | 0 | 0 | 0.05 | 0 | 2.59 | 2.8 | 3 | 3.21 | 3.42 | 0.92 |
| Other Liabilities | 0.02 | 0.02 | 0.56 | 0.65 | 0.02 | 0.56 | 0.06 | 0.06 | 0.02 | 0.03 | 0.03 | 0.03 |
| Total Liabilities | 4.13 | 4.17 | 4.8 | 5.06 | 4.42 | 4.66 | 6.41 | 6.42 | 6.64 | 6.96 | 7.2 | 5.18 |
| Fixed Assets | 0.01 | 0.01 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.37 | 0.17 | 0.17 | 0 | 0 | 0 | 0 | 0.61 | 0.09 | 0.2 | 0.21 | 0.23 |
| Other Assets | 3.75 | 3.99 | 4.62 | 5.06 | 4.42 | 4.66 | 6.41 | 5.81 | 6.55 | 6.76 | 6.99 | 4.95 |
| Total Assets | 4.13 | 4.17 | 4.8 | 5.06 | 4.42 | 4.66 | 6.41 | 6.42 | 6.64 | 6.96 | 7.2 | 5.18 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −3.34 | 0.08 | 0.53 | −0.03 | −0.36 | −0.24 | −0.16 | −0.42 | −0.03 | −0.07 | −0.16 | 0.02 |
| Investing | −0.21 | −0.31 | 0.82 | −1.15 | 0.08 | 0.4 | −1.2 | −0.9 | 0.23 | 0.09 | 0.02 | 2.84 |
| Financing | 3.82 | 0 | 0 | 0 | 0.05 | −0.05 | 2.55 | −0.02 | −0.02 | −0.02 | −0.02 | −2.66 |
| Net Cash Flow | 0.27 | −0.23 | 1.36 | −1.19 | −0.23 | 0.1 | 1.18 | −1.34 | 0.18 | 0 | −0.17 | 0.2 |
| Free Cash Flow | −3.35 | 0.08 | 0.53 | −0.03 | −0.36 | −0.24 | −0.16 | −0.42 | −0.03 | −0.07 | −0.16 | 0.02 |
| CFO/OP | −8,350 | 143 | 387 | 5 | 583 | 92 | 53 | 557 | 12 | −12 | −52 | 12 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.91% | 1.21% | 2.38% | 3.7% | −1.37% | −5.92% | −8.65% | −5.46% | 1.67% | 2.72% | 0.8% | 12.03% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Kuber Udyog insights
43 extracted metrics across FY11–FY27.
Documents
Frequently Asked Questions about Kuber Udyog
What does Kuber Udyog Ltd do?
Incorporated in 1982, Kuber Udyog Ltd is engaged in NBFC(Non-Deposit taking) activities.
Where is Kuber Udyog Ltd (KUBERJI) listed?
Kuber Udyog Ltd trades under code 539408 on the BSE.
Which sector does Kuber Udyog Ltd belong to?
Kuber Udyog Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Kuber Udyog Ltd?
Kuber Udyog Ltd trades at a PE ratio of 33.90 as of 4 Nov 2026, on earnings per share of ₹1.81, against a book value of ₹22.81 per share.
What is the 52-week high and low of Kuber Udyog Ltd?
Over the last 52 weeks Kuber Udyog Ltd has traded between ₹10.51 and ₹72.7 as of 4 Nov 2026.
What is the Return on Equity (ROE) of Kuber Udyog Ltd?
Kuber Udyog Ltd reported a return on equity of 12.00%. Its debt-to-equity ratio is 0.22.
Company Information
Incorporated in 1982, Kuber Udyog Ltd is engaged in NBFC(Non-Deposit taking) activities.
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