SSPN Finance
Financial Services
539026 BSE
₹8.50
Close ·
- P/E
- 14.17
Close 3 Nov 2026 ₹8.50 +0.01 +0.12% since 21 Nov 2025
Start ₹8.49
Key Fundamentals
SMEFinanceFinancial ServicesPrice-based figures at the close · TTM
- ROCE
- 1.55%
- Debt to Equity
- 0.58
- EPS (TTM)
- ₹0.60
- Book Value
- ₹11.64
- Market Cap
- —
- P/E (TTM)
- 14.17
- P/B
- 0.73
- ROE
- 0.23%
- Dividend Yield
- 0.00%
- EBITDA
- ₹10.00 L
- 52W High
- ₹10.59
- 52W Low
- ₹6.35
Key Insights
Strengths
1- Stock is trading at 0.75 times its book value
Weaknesses
6- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -3.48% over past five years.
- Company has a low return on equity of 0.23% over last 3 years.
- Company might be capitalizing the interest cost
- Company has high debtors of 648 days.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Neutral | 7 | 5 | 7 |
| Oscillators | Neutral | 2 | 5 | 2 |
| Moving Averages | Neutral | 5 | 0 | 5 |
Oscillators
Neutral
Bearish
2
Neutral
5
Bullish
2
Overall
Neutral
Bearish
7
Neutral
5
Bullish
7
Moving Averages
Neutral
Bearish
5
Neutral
0
Bullish
5
Key readings
- RSI (14)
- 48.69
- Neutral
- MACD (12,26,9)
- −0.79
- Bullish
- SMA (50)
- 8.09
- Bullish
- SMA (200)
- 36.89
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025.
Revenue
| 10Y | −2.99% |
|---|---|
| 5Y | −3.48% |
| 3Y | +6.04% |
| 1Y | +3.33% |
Net profit
| 10Y | −19.73% |
|---|---|
| 5Y | −30.12% |
| 3Y | Zero base |
| 1Y | 0.00% |
Operating cash flow
| 10Y | Turned positive |
|---|---|
| 5Y | −30.12% |
| 3Y | −27.89% |
| 1Y | Turned positive |
Operating margin· change in pp
| 10Y | −5.84 pp |
|---|---|
| 5Y | +10.64 pp |
| 3Y | +1.49 pp |
| 1Y | −4.41 pp |
Trailing twelve months: Results are not reported for each of the last eight quarters, so there is no trailing-twelve-month figure.
Revenue by year
| Mar 2017 | ₹0.46 Cr |
|---|---|
| Mar 2018 | ₹0.47 Cr |
| Mar 2019 | ₹0.44 Cr |
| Mar 2020 | ₹0.38 Cr |
| Mar 2021 | ₹0.37 Cr |
| Mar 2022 | ₹0.41 Cr |
| Mar 2023 | ₹0.26 Cr |
| Mar 2024 | ₹0.26 Cr |
| Mar 2025 | ₹0.30 Cr |
| Mar 2026 | ₹0.31 Cr |
Net profit by year
| Mar 2017 | ₹0.08 Cr |
|---|---|
| Mar 2018 | ₹0.12 Cr |
| Mar 2019 | ₹0.08 Cr |
| Mar 2020 | ₹0.11 Cr |
| Mar 2021 | ₹0.06 Cr |
| Mar 2022 | ₹0.05 Cr |
| Mar 2023 | ₹0.00 Cr |
| Mar 2024 | ₹0.01 Cr |
| Mar 2025 | ₹0.01 Cr |
| Mar 2026 | ₹0.01 Cr |
Half-yearly Results
₹ Cr| Particulars | Mar 2020 | Sep 2020 | Mar 2021 | Sep 2021 | Mar 2022 | Sep 2022 | Mar 2023 | Sep 2023 | Mar 2024 | Sep 2024 | Mar 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.18 | 0.21 | 0.17 | 0.19 | 0.22 | 0.14 | 0.12 | 0.09 | 0.26 | 0.14 | 0.16 | 0.17 | 0.15 |
| Expenses | 0.15 | 0.08 | 0.22 | 0.17 | 0.17 | 0.12 | 0.15 | 0.08 | 0.16 | 0.08 | 0.1 | 0.11 | 0.09 |
| Operating Profit | 0.03 | 0.13 | −0.05 | 0.02 | 0.05 | 0.02 | −0.03 | 0.01 | 0.1 | 0.06 | 0.06 | 0.06 | 0.06 |
| OPM % | 16.67% | 61.9% | −29.41% | 10.53% | 22.73% | 14.29% | −25% | 11.11% | 38.46% | 42.86% | 37.5% | 35.29% | 40% |
| Other Income | 0.01 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.09 | 0.05 | 0.05 | 0.05 | 0.05 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.04 | 0.13 | −0.05 | 0.02 | 0.05 | 0.02 | −0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Tax % | 25% | 15.38% | 0% | 50% | 20% | 50% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Profit | 0.03 | 0.11 | −0.05 | 0.02 | 0.04 | 0.01 | −0.02 | 0.01 | 0.01 | 0.01 | 0 | 0.01 | 0.01 |
| EPS (₹) | 0.08 | 0.29 | −0.13 | 0.05 | 0.11 | 0.03 | −0.05 | 0.03 | 0.03 | 0.03 | 0 | 0.03 | 0.03 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.46 | 0.42 | 0.46 | 0.47 | 0.44 | 0.38 | 0.37 | 0.41 | 0.26 | 0.26 | 0.3 | 0.31 |
| Expenses | 0.37 | 0.26 | 0.33 | 0.3 | 0.24 | 0.22 | 0.29 | 0.31 | 0.18 | 0.16 | 0.19 | 0.21 |
| Operating Profit | 0.09 | 0.16 | 0.13 | 0.17 | 0.2 | 0.16 | 0.08 | 0.1 | 0.08 | 0.1 | 0.11 | 0.1 |
| OPM % | 19.57% | 38.1% | 28.26% | 36.17% | 45.45% | 42.11% | 21.62% | 24.39% | 30.77% | 38.46% | 36.67% | 32.26% |
| Other Income | 0 | 0 | 0 | 0 | −0.01 | 0.01 | 0 | 0 | 0.01 | 0 | 0 | 0 |
| Interest | 0.02 | 0 | 0 | 0 | 0.07 | 0.02 | 0 | 0.03 | 0.09 | 0.09 | 0.1 | 0.09 |
| Depreciation | 0.06 | 0.02 | 0.02 | 0.02 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 0.01 | 0.14 | 0.11 | 0.15 | 0.12 | 0.15 | 0.08 | 0.07 | 0 | 0.01 | 0.01 | 0.01 |
| Tax % | 100% | 35.71% | 27.27% | 26.67% | 33.33% | 26.67% | 25% | 28.57% | — | 0% | 0% | 0% |
| Net Profit | 0.01 | 0.09 | 0.08 | 0.12 | 0.08 | 0.11 | 0.06 | 0.05 | 0 | 0.01 | 0.01 | 0.01 |
| EPS (₹) | 0.03 | 0.24 | 0.21 | 0.32 | 0.21 | 0.29 | 0.16 | 0.13 | 0 | 0.03 | 0.03 | 0.03 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — | 0% | 0% | 0% |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1.89 | 1.89 | 1.89 | 1.89 | 1.89 | 3.79 | 3.79 | 3.79 | 3.79 | 3.79 | 3.79 | 3.79 |
| Reserves | 1.89 | 1.98 | 2.06 | 2.16 | 2.24 | 0.46 | 0.52 | 0.58 | 0.58 | 0.59 | 0.6 | 0.62 |
| Borrowings | 0.67 | 1.39 | 0.08 | 0.64 | 0.63 | 0.03 | 0.03 | 1 | 1.18 | 1.12 | 1.51 | 2.56 |
| Other Liabilities | 0.05 | 0.36 | 0.58 | 0.19 | 0.18 | 0.74 | 0.75 | 0.83 | 0.77 | 0.71 | 0.63 | 0.1 |
| Total Liabilities | 4.5 | 5.62 | 4.61 | 4.88 | 4.94 | 5.02 | 5.09 | 6.2 | 6.32 | 6.21 | 6.53 | 7.07 |
| Fixed Assets | 0.03 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0.24 | 0.24 | 0.04 | 0.04 | 0.48 | 0.48 | 0.48 | 0.48 | 0.48 | 0.48 | 0.48 | 0.48 |
| Other Assets | 4.23 | 5.36 | 4.55 | 4.82 | 4.45 | 4.53 | 4.6 | 5.71 | 5.83 | 5.72 | 6.04 | 6.58 |
| Total Assets | 4.5 | 5.62 | 4.61 | 4.88 | 4.94 | 5.02 | 5.09 | 6.2 | 6.32 | 6.21 | 6.53 | 7.07 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −1.91 | −0.78 | 0.77 | −0.23 | 0.37 | 0.58 | 0.18 | −0.26 | 0.08 | −0.03 | −0.06 | 0.03 |
| Investing | −0.24 | 0 | 0 | 0 | −0.44 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Financing | 0.95 | 0.84 | −1.05 | 0.42 | −0.01 | −0.61 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | −1.2 | 0.07 | −0.28 | 0.19 | −0.08 | −0.03 | 0.18 | −0.26 | 0.08 | −0.03 | −0.06 | 0.03 |
| Free Cash Flow | −1.91 | −0.78 | 0.77 | −0.23 | 0.37 | 0.58 | 0.18 | −0.26 | 0.08 | −0.03 | −0.06 | 0.03 |
| CFO/OP | −2,078 | −462 | 592 | −135 | 185 | 362 | 225 | −260 | 100 | −30 | −55 | 30 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0 | 0 | 0 | 155 | 0 | 797 | 464 | 614 | 1,081 | 1,067 | 937 | 648 |
| Cash Conversion Cycle | 0 | 0 | 0 | 155 | 0 | 797 | 464 | 614 | 1,081 | 1,067 | 937 | 648 |
| Working Capital Days | 87.28 | −1,477 | −357 | −474 | −630 | 3,535 | 3,512 | 4,327 | 6,977 | 6,921 | 6,582 | 7,594 |
| ROCE % | 0.75% | 2.88% | 2.37% | 3.44% | 4.23% | 3.76% | 1.86% | 2.06% | 1.65% | 1.81% | 1.93% | 1.55% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view SSPN Finance insights
51 extracted metrics across FY15–FY26.
Documents
- 14 Nov 2025
- 10 Jun 2025
- 14 Nov 2024
- 30 May 2024
Frequently Asked Questions about SSPN Finance
What does SSPN Finance Ltd do?
Incorporated in 2012, SSPN Finance Ltd is involved in the financial consultancy and advisory.
Where is SSPN Finance Ltd (SSPNFIN) listed?
SSPN Finance Ltd trades under code 539026 on the BSE.
Which sector does SSPN Finance Ltd belong to?
SSPN Finance Ltd is classified under the Financial Services sector, in the Other Financial Services industry.
What is the PE ratio of SSPN Finance Ltd?
SSPN Finance Ltd trades at a PE ratio of 14.17 as of 3 Nov 2026, on earnings per share of ₹0.6, against a book value of ₹11.64 per share.
What is the 52-week high and low of SSPN Finance Ltd?
Over the last 52 weeks SSPN Finance Ltd has traded between ₹6.35 and ₹10.59 as of 3 Nov 2026.
What is the Return on Equity (ROE) of SSPN Finance Ltd?
SSPN Finance Ltd reported a return on equity of 0.23%. Its debt-to-equity ratio is 0.58.
Company Information
Incorporated in 2012, SSPN Finance Ltd is involved in the financial consultancy and advisory.
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