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Vani Commercials

538918 BSE
₹8.05

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P/E
17.50
View as Markdown
MCP
Close 4 Nov 2026 ₹8.05 −3.72 −31.6% 1Y
Start ₹11.77

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures at the close · EPS basis: Consolidated · TTM

Debt to Equity
0.58
EPS (TTM)
₹0.46
Book Value
₹11.89
Market Cap
—
P/E (TTM)
17.50
P/B
0.68
ROE
1.46%
Dividend Yield
0.00%
52W High
₹12.77
52W Low
₹6.71
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

45 Average

Data confidence 94/100

Category scores

Quality
32
Poor
Returns, margins, earnings quality 22% weight
Valuation
45
Weak
Cheap vs sector & own history 24% weight
Growth
60
Good
Sales & profit trajectory 9% weight
Financial Health
41
Weak
Solvency, leverage, coverage 9% weight
Momentum
42
Weak
Trend strength, vol-adjusted 12% weight
Ownership
50
Average
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

Strengths

2
  • Company has reduced debt.
  • Stock is trading at 0.70 times its book value

Weaknesses

4
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has low interest coverage ratio.
  • Company has a low return on equity of 1.67% over last 3 years.
  • Company might be capitalizing the interest cost

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallBearish973
OscillatorsNeutral171
Moving AveragesStrong Bearish802

Key readings

RSI (14)
49.28
Neutral
MACD (12,26,9)
−0.10
Bearish
SMA (50)
8.15
Bearish
SMA (200)
8.49
Bearish

As of

Growth Rate

From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
10Y+34.26%
5Y+53.50%
3Y+44.56%
1Y+68.44%
TTM+23.57%

Net profit

Net profit growth by window
10Y+33.51%
5Y+64.38%
3YTurned to profit
1Y+38.46%
TTM−20.43%

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2017₹0.29 Cr
Mar 2018₹0.24 Cr
Mar 2019₹0.26 Cr
Mar 2020₹0.54 Cr
Mar 2021₹0.67 Cr
Mar 2022₹1.06 Cr
Mar 2023₹1.89 Cr
Mar 2024₹3.14 Cr
Mar 2025₹3.39 Cr
Mar 2026₹5.71 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2017₹0.02 Cr
Mar 2018₹0.01 Cr
Mar 2019₹0.01 Cr
Mar 2020₹0.00 Cr
Mar 2021₹0.03 Cr
Mar 2022₹0.05 Cr
Mar 2023−₹0.30 Cr
Mar 2024₹0.24 Cr
Mar 2025₹0.26 Cr
Mar 2026₹0.36 Cr

Quarterly Results

₹ Cr
538918 quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
0.8
1.49
1.25
−0.39
1.39
1.29
0.82
0.01
2.08
1.04
1.02
1.55
1.58
Expenses
0.46
0.39
0.37
0.16
0.8
0.44
0.66
0.26
1.55
0.53
0.38
1.1
1.02
Financing Profit
0.04
0.26
−0.01
0.35
−0.19
0.5
0.18
−0.25
0.22
0.21
0.26
0.11
0.22
Fin. Margin %
5%
17.45%
−0.8%
Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number.
−13.67%
38.76%
21.95%
Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number.
10.58%
20.19%
25.49%
7.1%
13.92%
Other Income
0
0
0.01
0.01
0
0.01
0
0.62
0
0
0.02
0.03
0.06
Interest
0.3
0.84
0.89
−0.9
0.78
0.35
−0.02
0
0.31
0.3
0.38
0.34
0.34
Depreciation
0
0
0
0
0.01
0.05
0.03
0.03
0.02
0.04
0.05
0.05
0.03
PBT
0.04
0.26
0
0.36
−0.2
0.46
0.15
0.34
0.2
0.17
0.23
0.09
0.25
Tax %
0%
0%
—
102.78%
0%
0%
0%
64.71%
0%
0%
0%
0%
0%
Net Profit
0.04
0.26
0
−0.01
−0.2
0.46
0.15
0.12
0.2
0.17
0.23
0.09
0.25
EPS (₹)
0.03
0.22
0
−0.01
−0.17
0.39
0.13
0.1
0.17
0.14
0.2
0.03
0.09

Profit & Loss

₹ Cr
538918 profit and loss, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
0.23
0.3
0.29
0.24
0.26
0.54
0.67
1.06
1.89
3.14
3.39
5.71
5.19
Expenses
0.2
0.26
0.25
0.23
0.24
0.53
0.27
0.35
1.97
1.41
2.15
3.6
3.03
Financing Profit
0.03
0.04
0.04
0.01
0.02
0.01
0.04
0.11
−0.45
0.58
0.58
0.76
0.8
Fin. Margin %
13.04%
13.33%
13.79%
4.17%
7.69%
1.85%
5.97%
10.38%
−23.81%
18.47%
17.11%
13.31%
15.41%
Other Income
0
0
0
0.01
0
0.02
0
0.01
0.27
0.02
0.02
0.05
0.11
Interest
0
0
0
0
0
0
0.36
0.6
0.37
1.15
0.66
1.35
1.36
Depreciation
0
0
0
0
0
0
0
0
0
0
0.12
0.16
0.17
PBT
0.03
0.04
0.04
0.02
0.02
0.03
0.04
0.12
−0.18
0.6
0.48
0.65
0.74
Tax %
33.33%
25%
50%
50%
50%
66.67%
25%
58.33%
66.67%
60%
45.83%
44.62%
—
Net Profit
0.02
0.02
0.02
0.01
0.01
0
0.03
0.05
−0.3
0.24
0.26
0.36
0.74
EPS (₹)
0.05
0.05
0.05
0.02
0.02
0
0.07
0.12
−0.26
0.2
0.22
0.12
0.46
Div. Payout %
0%
0%
0%
0%
0%
—
0%
0%
0%
0%
0%
0%
—

Balance Sheet

₹ Cr
538918 balance sheet, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
4.12
4.12
4.12
4.12
4.12
4.12
4.12
4.12
11.74
11.74
11.74
29.41
Reserves
−0.02
0.01
0.02
0.02
0.03
0.04
0.07
0.11
1.34
1.66
2.02
6.03
Borrowing
0
0.1
0
0
0
4.11
6.87
13.55
9.34
40.22
30.6
20.62
Other Liabilities
0.08
0.1
0.03
0.03
0.03
0.08
0.14
0.18
0.65
1.64
1.53
2.49
Total Liabilities
4.18
4.33
4.17
4.17
4.18
8.35
11.2
17.96
23.07
55.26
45.89
58.55
Fixed Assets
0.01
0.01
0.01
0
0
0
0
0
0
0.03
0.25
0.42
CWIP
0
0
0
0
0
0
0
0
0
0
0
0
Investments
1.96
1.96
1.96
1.96
1.96
2.06
2.05
2.05
4.22
3.24
4.85
3.02
Other Assets
2.21
2.36
2.2
2.21
2.22
6.29
9.15
15.91
18.85
51.99
40.79
55.11
Total Assets
4.18
4.33
4.17
4.17
4.18
8.35
11.2
17.96
23.07
55.26
45.89
58.55

Cash Flow

₹ Cr
538918 cash flow, annual, ₹ crore
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
−0.06
0.04
−0.09
−0.03
0.04
−4.24
−2.72
−6.76
−2.19
−31.61
11.23
−11.51
Investing
−2.06
−0.14
0.53
−0.16
0.04
−0.11
0.01
0
−2.63
0.96
−1.86
3.47
Financing
2.1
0.1
−0.1
0
0
4.11
2.76
6.68
4.93
30.87
−9.63
8.43
Net Cash Flow
−0.02
0
0.34
−0.19
0.07
−0.24
0.06
−0.09
0.11
0.22
−0.26
0.39
Free Cash Flow
−0.07
0.04
−0.09
−0.03
0.04
−4.24
−2.72
−6.76
−2.19
−31.63
11
−11.32
CFO/OP
−167
125
−175
−200
250
−42,400
−680
−952
2,738
−1,827
906
−546

Ratios

538918 financial ratios, annual
Particulars Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
0.66%
0.49%
0.48%
0.24%
0.24%
0%
0.72%
1.19%
−3.47%
1.81%
1.91%
1.46%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Vani Commercials insights

42 extracted metrics across FY11–FY27.

Shareholding Pattern

As of Sep 2026

  • Others 71.48%
  • Public 28.52%

No promoter shares pledged as of 14 Oct 2026

Change since Jun 2026

Documents

Frequently Asked Questions about Vani Commercials

What does Vani Commercials Ltd do?
Incorporated in 1988, Vani Commercials Ltd is an NBFC - Investment and Credit Company.
Where is Vani Commercials Ltd (VANICOM) listed?
Vani Commercials Ltd trades under code 538918 on the BSE.
Which sector does Vani Commercials Ltd belong to?
Vani Commercials Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Vani Commercials Ltd?
Vani Commercials Ltd trades at a PE ratio of 17.50 as of 4 Nov 2026, on earnings per share of ₹0.46, against a book value of ₹11.89 per share.
What is the 52-week high and low of Vani Commercials Ltd?
Over the last 52 weeks Vani Commercials Ltd has traded between ₹6.71 and ₹12.77 as of 4 Nov 2026.
What is the Return on Equity (ROE) of Vani Commercials Ltd?
Vani Commercials Ltd reported a return on equity of 1.46%. Its debt-to-equity ratio is 0.58.

Company Information

Incorporated in 1988, Vani Commercials Ltd is an NBFC - Investment and Credit Company.

Website vanicommercials.com
Face Value ₹10

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