Goenka Business & Finance
GOENKABUSINESSFINANCELTD NSE
Goenka Business & Finance
Financial ServicesNSE: GOENKABUSINESSFINANCELTD BSE: 538787 NBFC
Key Fundamentals
MicrocapNBFCFinancial ServicesMarket Cap
₹12.61 Cr
Volatility
Moderate
P/E Ratio
2.5
EBITDA
₹27.58 Cr
Return on Equity
-1.87%
Debt to Equity
0
Book Value
₹27.69
EPS
₹1.69
52W High
₹12.89
52W Low
₹6.06
Tapetide Score
Data-driven rating, 0–100. How it works →
Key Insights
Strengths
5- Company is almost debt free.
- Stock is trading at 0.34 times its book value
- Company is expected to give good quarter
- Company has delivered good profit growth of 60.0% CAGR over last 5 years
- Company's median sales growth is 46.0% of last 10 years
Weaknesses
4- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -3.38% over past five years.
- Promoter holding is low: 14.9%
- Company has a low return on equity of 6.53% over last 3 years.
Growth Rate
Revenue Growth
101% higher than
3Y
Net Income Growth
-868% lower than
3Y
Cash Flow Change
76.27% higher than
3Y
ROE
-127% lower than
3Y
ROCE
13.43% lower than
3Y
EBITDA Margin (Avg.)
-16.65% lower than
3Y
Quarterly Results
| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.59 | 29.2 | 20.04 | 18.29 | 12.24 | 38.73 | 9.71 | 14.34 | 7.85 | 31.41 | 81.99 | 36.12 | 24.41 |
| Expenses | 17.5 | 26.27 | 15.16 | 12.44 | 9.88 | 34.45 | 7.04 | 10.28 | 4 | 28.91 | 72.81 | 23.95 | 15.56 |
| Financing Profit | -0.35 | 0.41 | 1.84 | 1.67 | -0.78 | 0.92 | -0.95 | -2.73 | -0.44 | -2.6 | 3.45 | 5.78 | 0.32 |
| Fin. Margin % | -1.88% | 1.4% | 9.18% | 9.13% | -6.37% | 2.38% | -9.78% | -19.04% | -5.61% | -8.28% | 4.21% | 16% | 1.31% |
| Other Income | 0.04 | 0.03 | 0 | 0 | 0 | 0 | 0.02 | 3.09 | 0.01 | 0.23 | -0.01 | 0 | 0.11 |
| Interest | 1.44 | 2.52 | 3.04 | 4.18 | 3.14 | 3.36 | 3.62 | 6.79 | 4.29 | 5.1 | 5.73 | 6.39 | 8.53 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.01 | 0.01 | 0 | 0 | 0 | 0 | 0 |
| PBT | -0.31 | 0.44 | 1.84 | 1.67 | -0.78 | 0.91 | -0.94 | 0.35 | -0.43 | -2.37 | 3.44 | 5.78 | 0.43 |
| Tax % | -29.03% | 40.91% | 26.09% | 40.12% | -28.21% | 28.57% | -23.4% | 74.29% | -20.93% | -17.3% | 22.38% | 26.47% | 74.42% |
| Net Profit | -0.22 | 0.25 | 1.36 | 1 | -0.57 | 0.66 | -0.72 | 0.1 | -0.34 | -1.97 | 2.67 | 4.25 | 0.11 |
| EPS in Rs | -0.17 | 0.19 | 1.05 | 0.77 | -0.44 | 0.51 | -0.55 | 0.08 | -0.26 | -1.52 | 2.05 | 3.27 | 0.08 |
Profit & Loss
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3 | 2 | 2 | 7 | 5 | 57 | 186 | 1,420 | 249 | 86 | 78 | 157 | 174 |
| Expenses | 2 | 2 | 2 | 7 | 6 | 49 | 167 | 1,404 | 239 | 71 | 62 | 129 | 141 |
| Financing Profit | 1 | 0 | 0 | -1 | -1 | -2 | 0 | 1 | 0 | 3 | 0 | 6 | 7 |
| Fin. Margin % | 24% | 10% | 8% | -10% | -20% | -3% | 0% | 0% | 0% | 4% | -1% | 4% | 4% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 11 | 19 | 16 | 10 | 11 | 17 | 22 | 26 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PBT | 1 | 0 | 0 | -1 | -1 | -2 | 0 | 1 | 0 | 3 | -1 | 6 | 7 |
| Tax % | 32% | 33% | 20% | 0% | 1% | -29% | -159% | 36% | -150% | 35% | 16% | 28% | — |
| Net Profit | 1 | 0 | 0 | -1 | -1 | -1 | 0 | 1 | 0 | 2 | -1 | 5 | 5 |
| EPS in Rs | 0.4 | 0.04 | 0.06 | -0.52 | -0.68 | -1.08 | 0.34 | 0.46 | 0.11 | 1.68 | -0.45 | 3.55 | 3.88 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 |
| Reserves | 18 | 18 | 18 | 17 | 16 | 15 | 15 | 16 | 16 | 18 | 18 | 23 |
| Borrowing | 0 | 0 | 0 | 11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 2 | 1 | 6 | 149 | 184 | 109 | 94 | 160 | 168 | 360 |
| Total Liabilities | 31 | 31 | 33 | 42 | 36 | 177 | 212 | 138 | 123 | 192 | 199 | 396 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 6 | 3 | 0 | 0 | 0 | 0 | 2 | 2 | 3 | 6 | 12 | 18 |
| Other Assets | 25 | 28 | 33 | 42 | 35 | 177 | 210 | 135 | 121 | 186 | 187 | 378 |
| Total Assets | 31 | 31 | 33 | 42 | 36 | 177 | 212 | 138 | 123 | 192 | 199 | 396 |
Cash Flow
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 6 | -3 | -3 | 2 | -2 | 8 | 2 | -10 | 7 | -6 | -1 | 9 |
| Investing | -6 | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -6 |
| Financing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | -1 | 0 | 0 | 2 | -2 | 8 | 2 | -10 | 7 | -6 | -1 | 3 |
| Free Cash Flow | 6 | -3 | -3 | 2 | -2 | 8 | 2 | -10 | 7 | -6 | -1 | 9 |
| CFO/OP | 724 | -1,295 | -2,027 | -310 | 146 | 90 | 12 | -58 | 71 | -38 | -8 | 33 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 2% | 0% | 0% | -2% | -3% | -5% | 2% | 2% | 0% | 7% | -2% | 14% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Goenka Business & Finance insights
54 extracted metrics + investor summaries across FY11–FY26.
Documents
1
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
17 Apr - Company confirms SEBI large corporate disclosure norms are not applicable for FY 2026-27. 17 Apr - Company confirms SEBI large corporate disclosure norms are not applicable for FY 2026-27.
3
Disclosures Under Regulation 31(4) Of SEBI (SAST) Regulations, 2011
6 Apr - Promoters submitted annual Regulation 31(4) disclosure for FY ended March 31, 2026. 6 Apr - Promoters submitted annual Regulation 31(4) disclosure for FY ended March 31, 2026.
5
Clarification Regarding Price Movement.
12 Mar - Informs BSE no undisclosed price-sensitive information; price movement market-driven; confirms Regulation 30 compliance (12 Mar 2026). 12 Mar - Informs BSE no undisclosed price-sensitive information; price movement market-driven; confirms Regulation 30 compliance (12 Mar 2026).
Frequently Asked Questions about Goenka Business & Finance
What does Goenka Business & Finance Ltd do?
Incorporated in 1987, Goenka Business & Finance Ltd is in the business of lending and
investments.[1]
Where is Goenka Business & Finance Ltd (538787) listed?
Goenka Business & Finance Ltd trades as GOENKABUSINESSFINANCELTD on the NSE and under code 538787 on the BSE.
Which sector does Goenka Business & Finance Ltd belong to?
Goenka Business & Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the market capitalisation of Goenka Business & Finance Ltd?
Goenka Business & Finance Ltd has a market capitalisation of ₹12.61 Cr, which places it in the Small Cap band.
What is the PE ratio of Goenka Business & Finance Ltd?
Goenka Business & Finance Ltd trades at a PE ratio of 2.50, on earnings per share of ₹1.69, against a book value of ₹27.69 per share.
What is the 52-week high and low of Goenka Business & Finance Ltd?
Over the last 52 weeks Goenka Business & Finance Ltd has traded between ₹6.06 and ₹12.89.
Does Goenka Business & Finance Ltd pay dividends?
Goenka Business & Finance Ltd has a dividend yield of 5.24%.
What is the Return on Equity (ROE) of Goenka Business & Finance Ltd?
Goenka Business & Finance Ltd reported a return on equity of -1.87%. Its debt-to-equity ratio is 0.00.
Company Information
Incorporated in 1987, Goenka Business & Finance Ltd is in the business of lending and investments.[1]
Website goenkabusinessfinancelimited.in
Face Value ₹ 10
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