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Niyogin Fintech

538772 BSE
₹45.48

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P/E
Not meaningful: loss-making over the last twelve months
View as Markdown
MCP
Close 4 Nov 2026 ₹45.48 −18.26 −28.6% 1Y
Start ₹63.74

Key Fundamentals

MicrocapFinanceFinancial Services

Price-based figures at the close · EPS basis: Consolidated · TTM

Debt to Equity
0.69
EPS (TTM)
−₹0.14
Book Value
₹29.23
Market Cap
—
P/E (TTM)
Not meaningful: loss-making over the last twelve months
P/B
1.56
ROE
−0.12%
Dividend Yield
0.00%
52W High
₹72.87
52W Low
₹30.20
ROCE
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
EBITDA
Not meaningful for a lender: the ratio describes an industrial company’s balance sheet

Tapetide Score

Data-driven rating, 0–100, as of . How it works →

Overall score

40 Weak

Data confidence 88/100

Category scores

Quality
32
Poor
Returns, margins, earnings quality 22% weight
Valuation
29
Poor
Cheap vs sector & own history 24% weight
Growth
34
Poor
Sales & profit trajectory 9% weight
Financial Health
32
Poor
Solvency, leverage, coverage 9% weight
Momentum
57
Good
Trend strength, vol-adjusted 12% weight
Ownership
56
Good
FII/DII/promoter flows 24% weight

The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.

Key Insights

No strengths listed

Weaknesses

4
  • Company has low interest coverage ratio.
  • Company has a low return on equity of -3.66% over last 3 years.
  • Earnings include an other income of Rs.29.9 Cr.
  • Debtor days have increased from 42.7 to 57.1 days.

Technical Indicators

Technical signals: verdict and indicator counts
GroupSignalBearishNeutralBullish
OverallBearish865
OscillatorsBearish261
Moving AveragesStrong Bearish604

Key readings

RSI (14)
47.68
Neutral
MACD (12,26,9)
−1.61
Bullish
SMA (50)
50.19
Bearish
SMA (200)
45.70
Bearish

As of

Growth Rate

From the financial statements below. 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.

Revenue

Revenue growth by window
5Y+41.83%
3Y+37.67%
1Y−5.59%
TTM−19.26%

Net profit

Net profit growth by window
5YLoss narrowed by ₹7 Cr
3YLoss narrowed by ₹28 Cr
1YLoss narrowed by ₹16 Cr
TTMLoss narrowed by ₹5.55 Cr

Operating cash flow

Not meaningful

A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.

Revenue by year

Revenue by year, ₹ crore
Mar 2020₹28.00 Cr
Mar 2021₹50.00 Cr
Mar 2022₹103 Cr
Mar 2023₹110 Cr
Mar 2024₹196 Cr
Mar 2025₹304 Cr
Mar 2026₹287 Cr

Net profit by year

Net profit by year, ₹ crore
Mar 2020−₹25.00 Cr
Mar 2021−₹7.00 Cr
Mar 2022−₹8.00 Cr
Mar 2023−₹28.00 Cr
Mar 2024−₹25.00 Cr
Mar 2025−₹16.00 Cr
Mar 2026₹0.00 Cr

Quarterly Results

₹ Cr
538772 quarterly results, ₹ crore
Particulars Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue
44.86
47.13
53.59
50.18
50.39
72.52
111
69.85
81.75
70.1
63.1
71.97
65.58
Expenses
50
55.55
55.38
50.4
56.06
71.2
112
69.58
80.42
67.36
69.46
65.91
61.25
Financing Profit
−5.93
−9.49
−2.92
−1.89
−8.08
−1.85
−4.81
−3.03
−2.82
−2.59
−12.67
−1.32
−3.68
Fin. Margin %
−13.22%
−20.14%
−5.45%
−3.77%
−16.03%
−2.55%
−4.33%
−4.34%
−3.45%
−3.69%
−20.08%
−1.83%
−5.61%
Other Income
0.68
0.27
0.17
1.1
0.4
0.37
2
2.26
4.39
6.18
17.12
5.43
1.18
Interest
0.79
1.07
1.13
1.67
2.41
3.17
3.56
3.3
4.15
5.33
6.31
7.38
8.01
Depreciation
1.9
1.96
2.07
2.17
2.19
2.57
2.44
2.33
2.33
2.67
2.62
2.69
3.65
PBT
−7.15
−11.18
−4.82
−2.96
−9.87
−4.05
−5.25
−3.1
−0.76
0.92
1.83
1.42
−6.15
Tax %
−7.13%
−12.34%
−4.77%
28.38%
−0.3%
4.94%
−6.48%
−186.45%
143.42%
31.52%
73.77%
21.83%
−18.7%
Net Profit
−6.64
−9.8
−4.59
−3.81
−9.84
−4.25
−4.91
2.68
−1.86
0.63
0.48
1.11
−5.01
EPS (₹)
−0.51
−0.72
−0.33
−0.22
−0.68
−0.44
−0.51
−0.03
−0.14
0.03
0.01
0.06
−0.24

Profit & Loss

₹ Cr
538772 profit and loss, annual, ₹ crore
Particulars Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue
28
50
103
110
196
304
287
271
Expenses
48
52
108
137
211
307
282
264
Financing Profit
−21
−3
−6
−30
−20
−17
−19
−20
Fin. Margin %
−74%
−5%
−6%
−27%
−10%
−6%
−7%
−7%
Other Income
0
0
4
8
2
5
33
30
Interest
0
1
1
2
5
14
24
27
Depreciation
4
5
5
6
8
10
10
12
PBT
−25
−7
−8
−28
−26
−22
3
−2
Tax %
−1%
2%
−2%
1%
−5%
−27%
89%
—
Net Profit
−25
−7
−8
−28
−25
−16
0
−3
EPS (₹)
−2.78
−0.74
−0.63
−1.87
−1.76
−1.43
−0.04
−0.14
Div. Payout %
0%
0%
0%
0%
0%
0%
0%
—

Balance Sheet

₹ Cr
538772 balance sheet, annual, ₹ crore
Particulars Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital
86
94
94
94
95
111
111
Reserves
155
192
192
178
186
212
214
Borrowing
0
0
0
0
54
96
225
Other Liabilities
9
82
77
72
117
152
159
Total Liabilities
250
368
363
345
452
571
709
Fixed Assets
14
125
101
111
116
120
128
CWIP
0
0
0
0
1
12
17
Investments
60
80
63
7
2
4
1
Other Assets
177
163
199
226
333
435
563
Total Assets
250
368
363
345
452
571
709

Cash Flow

₹ Cr
538772 cash flow, annual, ₹ crore
Particulars Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating
−104
110
−70
−58
−37
−86
−81
Investing
112
−118
39
87
−18
−9
−63
Financing
−1
47
0
−3
70
91
124
Net Cash Flow
7
40
−31
26
15
−3
−20
Free Cash Flow
−104
75
−72
−59
−39
−109
−98
CFO/OP
508
−5,258
1,290
210
252
2,886
−1,554

Ratios

538772 financial ratios, annual
Particulars Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %
−10%
−3%
−2%
−6%
−6%
−5%
0%

Insights

Beta

AI-extracted from concalls & annual reports · figures as reported, with sources

Log in to view Niyogin Fintech insights

55 extracted metrics across FY12–FY27.

Shareholding Pattern

As of Sep 2026

  • Promoters 39.50%
  • Public 22.45%
  • FIIs 19.53%
  • Others 16.39%
  • DIIs 2.13%

No promoter shares pledged as of 14 Oct 2026

Change vs previous quarter

Not shown for some quarters: Others. Not available separately for this quarter: the shareholding filing gives Public and Others as one figure, shown under Public, so Others is left blank rather than estimated.

Documents

  • Q1 FY27 concall · Aug 2026
    PPT
  • Q4 FY26 concall · May 2026
    PPT
  • Q3 FY26 concall · Feb 2026
    PPT
  • Q2 FY26 concall · Nov 2025
    PPT
  • Q1 FY26 concall · Aug 2025
    PPT

Frequently Asked Questions about Niyogin Fintech

What does Niyogin Fintech Ltd do?
Niyogin Fintech Ltd is a fintech company and a registered NBFC. The Co. provides a digital platform that enables access to relevant services & products for MSMEs providing financial inclusion, credit, investments and SAAS services.
Where is Niyogin Fintech Ltd (NIYOGIN) listed?
Niyogin Fintech Ltd trades under code 538772 on the BSE.
Which sector does Niyogin Fintech Ltd belong to?
Niyogin Fintech Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the 52-week high and low of Niyogin Fintech Ltd?
Over the last 52 weeks Niyogin Fintech Ltd has traded between ₹30.2 and ₹72.87 as of 4 Nov 2026.
What is the Return on Equity (ROE) of Niyogin Fintech Ltd?
Niyogin Fintech Ltd reported a return on equity of -0.12%. Its debt-to-equity ratio is 0.69.

Company Information

Niyogin Fintech Ltd is a fintech company and a registered NBFC. The Co. provides a digital platform that enables access to relevant services & products for MSMEs providing financial inclusion, credit, investments and SAAS services.

Website niyogin.com
Face Value ₹10

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