Qgo Finance
Financial Services
538646 BSE
₹46.90
Close ·
- P/E
- 9.11
Close 4 Nov 2026 ₹46.90 +0.70 +1.52% 1Y
Start ₹46.20
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- Debt to Equity
- 4.89
- EPS (TTM)
- ₹5.15
- Book Value
- ₹33.42
- Market Cap
- —
- P/E (TTM)
- 9.11
- P/B
- 1.40
- ROE
- 17.20%
- Dividend Yield
- 0.65%
- 52W High
- ₹53.45
- 52W Low
- ₹35.00
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
59 Good
Data confidence 94/100
Category scores
- Quality
- 73
- Strong
- Returns, margins, earnings quality 22% weight
- Valuation
- 60
- Good
- Cheap vs sector & own history 24% weight
- Growth
- 57
- Good
- Sales & profit trajectory 9% weight
- Financial Health
- 36
- Poor
- Solvency, leverage, coverage 9% weight
- Momentum
- 83
- Strong
- Trend strength, vol-adjusted 12% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
1- Debtor days have improved from 32.9 to 24.0 days.
Weaknesses
2- Company has low interest coverage ratio.
- Promoter holding has decreased over last 3 years: -7.89%
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bullish | 2 | 4 | 13 |
| Oscillators | Bullish | 2 | 4 | 3 |
| Moving Averages | Strong Bullish | 0 | 0 | 10 |
Oscillators
Bullish
Bearish
2
Neutral
4
Bullish
3
Overall
Strong Bullish
Bearish
2
Neutral
4
Bullish
13
Moving Averages
Strong Bullish
Bearish
0
Neutral
0
Bullish
10
Key readings
- RSI (14)
- 66.92
- Neutral
- MACD (12,26,9)
- 1.59
- Bullish
- SMA (50)
- 40.77
- Bullish
- SMA (200)
- 41.11
- Bullish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +47.67% |
|---|---|
| 5Y | +28.54% |
| 3Y | +16.41% |
| 1Y | +11.14% |
| TTM | +19.64% |
Net profit
| 10Y | Turned to profit |
|---|---|
| 5Y | +39.41% |
| 3Y | +24.18% |
| 1Y | +9.77% |
| TTM | +20.54% |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹0.39 Cr |
|---|---|
| Mar 2018 | ₹0.40 Cr |
| Mar 2019 | ₹1.49 Cr |
| Mar 2020 | ₹3.60 Cr |
| Mar 2021 | ₹5.20 Cr |
| Mar 2022 | ₹8.38 Cr |
| Mar 2023 | ₹11.57 Cr |
| Mar 2024 | ₹14.09 Cr |
| Mar 2025 | ₹16.42 Cr |
| Mar 2026 | ₹18.25 Cr |
Net profit by year
| Mar 2017 | ₹0.00 Cr |
|---|---|
| Mar 2018 | ₹0.03 Cr |
| Mar 2019 | ₹0.04 Cr |
| Mar 2020 | ₹0.58 Cr |
| Mar 2021 | ₹0.64 Cr |
| Mar 2022 | ₹1.30 Cr |
| Mar 2023 | ₹1.76 Cr |
| Mar 2024 | ₹2.65 Cr |
| Mar 2025 | ₹3.07 Cr |
| Mar 2026 | ₹3.37 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.3 | 3.45 | 3.57 | 3.73 | 4.12 | 4.18 | 4.07 | 4.04 | 4.21 | 4.45 | 4.5 | 5.03 | 5.76 |
| Expenses | 0.46 | 0.42 | 0.36 | 0.3 | 0.44 | 0.53 | 0.54 | 0.41 | 0.46 | 0.59 | 0.57 | 0.81 | 0.93 |
| Financing Profit | 0.71 | 0.81 | 0.93 | 1.08 | 1.2 | 1.1 | 0.96 | 1.02 | 1.11 | 1.19 | 1.18 | 1.24 | 1.43 |
| Fin. Margin % | 21.52% | 23.48% | 26.05% | 28.95% | 29.13% | 26.32% | 23.59% | 25.25% | 26.37% | 26.74% | 26.22% | 24.65% | 24.83% |
| Other Income | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | −0.01 | 0.02 | 0 | 0.01 | 0.02 | 0.01 | 0.03 | 0.01 |
| Interest | 2.13 | 2.22 | 2.28 | 2.35 | 2.48 | 2.55 | 2.57 | 2.61 | 2.64 | 2.67 | 2.75 | 2.98 | 3.4 |
| Depreciation | 0.02 | 0.02 | 0.02 | 0.14 | 0.03 | 0.04 | 0.04 | 0.19 | 0.07 | 0.07 | 0.08 | 0.08 | 0.07 |
| PBT | 0.7 | 0.81 | 0.92 | 0.95 | 1.19 | 1.05 | 0.94 | 0.83 | 1.05 | 1.14 | 1.11 | 1.19 | 1.37 |
| Tax % | 28.57% | 27.16% | 25% | 7.37% | 26.05% | 26.67% | 29.79% | 9.64% | 25.71% | 26.32% | 27.93% | 20.17% | 27.74% |
| Net Profit | 0.51 | 0.58 | 0.69 | 0.88 | 0.87 | 0.76 | 0.67 | 0.76 | 0.78 | 0.84 | 0.8 | 0.95 | 0.99 |
| EPS (₹) | 0.73 | 0.83 | 0.99 | 1.27 | 1.25 | 1.09 | 0.96 | 1.09 | 1.12 | 1.21 | 1.15 | 1.37 | 1.42 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.55 | 0.37 | 0.39 | 0.4 | 1.49 | 3.6 | 5.2 | 8.38 | 11.57 | 14.09 | 16.42 | 18.25 | 19.74 |
| Expenses | 0.35 | 0.47 | 0.33 | 0.32 | 0.53 | 0.91 | 0.96 | 1.25 | 1.42 | 1.5 | 1.88 | 2.45 | 2.9 |
| Financing Profit | 0.17 | −0.1 | 0.06 | 0.07 | 0.64 | 0.96 | 1.19 | 1.89 | 2.58 | 3.57 | 4.32 | 4.77 | 5.04 |
| Fin. Margin % | 30.91% | −27.03% | 15.38% | 17.5% | 42.95% | 26.67% | 22.88% | 22.55% | 22.3% | 25.34% | 26.31% | 26.14% | 25.53% |
| Other Income | 0 | −0.04 | 0 | −0.01 | −0.44 | −0.18 | −0.23 | 0 | 0 | 0 | 0 | 0.01 | 0.07 |
| Interest | 0.03 | 0 | 0 | 0.01 | 0.32 | 1.73 | 3.05 | 5.24 | 7.57 | 9.02 | 10.22 | 11.03 | 11.8 |
| Depreciation | 0 | 0 | 0 | 0 | 0.01 | 0.03 | 0.03 | 0.09 | 0.21 | 0.21 | 0.3 | 0.3 | 0.3 |
| PBT | 0.17 | −0.14 | 0.06 | 0.06 | 0.19 | 0.75 | 0.93 | 1.8 | 2.37 | 3.36 | 4.02 | 4.48 | 4.81 |
| Tax % | 64.71% | 7.14% | 100% | 50% | 78.95% | 21.33% | 31.18% | 27.78% | 25.74% | 21.13% | 23.63% | 24.78% | — |
| Net Profit | 0.06 | −0.15 | 0 | 0.03 | 0.04 | 0.58 | 0.64 | 1.3 | 1.76 | 2.65 | 3.07 | 3.37 | 3.58 |
| EPS (₹) | 0.18 | −0.45 | 0 | 0.09 | 0.06 | 0.83 | 0.92 | 1.87 | 2.53 | 3.81 | 4.42 | 4.85 | 5.15 |
| Div. Payout % | 0% | 0% | — | 0% | 0% | 0% | 0% | 160.38% | 1.58% | 13.11% | 13.58% | 3.09% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.35 | 3.35 | 3.35 | 3.35 | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 |
| Reserves | 1.19 | 1.04 | 1.04 | 1.08 | 1.69 | 2.5 | 3.41 | 4.64 | 6.15 | 8.49 | 11.16 | 14.19 |
| Borrowing | 0.29 | 0 | 0.01 | 0 | 7.75 | 17.75 | 29.75 | 55.4 | 69.02 | 79.7 | 87.83 | 103 |
| Other Liabilities | 0.14 | 0.09 | 0.13 | 0.14 | 0.23 | 1.91 | 3.36 | 0.67 | 0.32 | 0.42 | 1.57 | 1.63 |
| Total Liabilities | 4.97 | 4.48 | 4.53 | 4.57 | 16.62 | 29.11 | 43.47 | 67.66 | 82.44 | 95.56 | 108 | 126 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0.09 | 0.08 | 0.09 | 0.35 | 0.35 | 0.24 | 0.74 | 0.55 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 4.97 | 4.48 | 4.53 | 4.57 | 16.53 | 29.03 | 43.38 | 67.31 | 82.09 | 95.32 | 107 | 126 |
| Total Assets | 4.97 | 4.48 | 4.53 | 4.57 | 16.62 | 29.11 | 43.47 | 67.66 | 82.44 | 95.56 | 108 | 126 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −0.32 | 0.39 | −0.05 | 0.01 | −3.61 | 0.32 | −0.16 | 0.81 | 1.62 | −1.8 | 5.09 | −2.07 |
| Investing | 0.01 | 0 | 0 | 0 | −0.1 | −0.02 | −0.04 | −0.35 | −0.2 | −0.04 | −1.3 | −0.2 |
| Financing | 0.29 | −0.29 | 0.01 | −0.01 | 3.6 | 0 | 0 | −0.14 | −0.28 | 1.34 | −2.46 | 4.19 |
| Net Cash Flow | −0.02 | 0.1 | −0.04 | 0 | −0.1 | 0.3 | −0.19 | 0.32 | 1.14 | −0.5 | 1.32 | 1.92 |
| Free Cash Flow | −0.31 | 0.39 | −0.05 | 0.01 | −3.71 | 0.3 | −0.2 | 0.46 | 1.42 | −1.89 | 4.65 | −2.18 |
| CFO/OP | −105 | −400 | 17 | 38 | −376 | 12 | −3 | 18 | 22 | −9 | 44 | −2 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 1.33% | −2.46% | 0% | 0.91% | 2.14% | 8.07% | 8.18% | 11.85% | 14.26% | 18.57% | 18.3% | 17.17% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Qgo Finance insights
53 extracted metrics across FY07–FY27.
Documents
- 26 Oct 2026
- 10 Aug 2026
- 10 Nov 2025
- General announcements 2 Nov 2026
- General announcements 31 Oct 2026
- General announcements 29 Oct 2026
Frequently Asked Questions about Qgo Finance
What does Qgo Finance Ltd do?
Incorporated in 1993, Qgo Finance Ltd is engaged in financing construction projects.
Where is Qgo Finance Ltd (QGO) listed?
Qgo Finance Ltd trades under code 538646 on the BSE.
Which sector does Qgo Finance Ltd belong to?
Qgo Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of Qgo Finance Ltd?
Qgo Finance Ltd trades at a PE ratio of 9.11 as of 4 Nov 2026, on earnings per share of ₹5.15, against a book value of ₹33.42 per share.
What is the 52-week high and low of Qgo Finance Ltd?
Over the last 52 weeks Qgo Finance Ltd has traded between ₹35 and ₹53.45 as of 4 Nov 2026.
Does Qgo Finance Ltd pay dividends?
Qgo Finance Ltd has a dividend yield of 0.65%.
What is the Return on Equity (ROE) of Qgo Finance Ltd?
Qgo Finance Ltd reported a return on equity of 17.20%. Its debt-to-equity ratio is 4.89.
Company Information
Incorporated in 1993, Qgo Finance Ltd is engaged in financing construction projects.
Website qgofinance.com
Face Value ₹10
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