KIFS Financial Services
Financial Services
535566 BSE
₹101.00
Close ·
- P/E
- 13.08
Close 4 Nov 2026 ₹101.00 −76.70 −43.2% 1Y
Start ₹177.70
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures at the close · EPS basis: Standalone · TTM
- Debt to Equity
- 6.02
- EPS (TTM)
- ₹7.72
- Book Value
- ₹58.57
- Market Cap
- —
- P/E (TTM)
- 13.08
- P/B
- 1.72
- ROE
- 13.40%
- Dividend Yield
- 1.51%
- 52W High
- ₹192.00
- 52W Low
- ₹97.60
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
51 Average
Data confidence 94/100
Category scores
- Quality
- 61
- Good
- Returns, margins, earnings quality 22% weight
- Valuation
- 50
- Average
- Cheap vs sector & own history 24% weight
- Growth
- 61
- Good
- Sales & profit trajectory 9% weight
- Financial Health
- 36
- Poor
- Solvency, leverage, coverage 9% weight
- Momentum
- 28
- Poor
- Trend strength, vol-adjusted 12% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
2- Company is expected to give good quarter
- Company has been maintaining a healthy dividend payout of 20.8%
Weaknesses
3- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of 11.4% over past five years.
- Company might be capitalizing the interest cost
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 12 | 4 | 3 |
| Oscillators | Bullish | 2 | 4 | 3 |
| Moving Averages | Strong Bearish | 10 | 0 | 0 |
Oscillators
Bullish
Bearish
2
Neutral
4
Bullish
3
Overall
Strong Bearish
Bearish
12
Neutral
4
Bullish
3
Moving Averages
Strong Bearish
Bearish
10
Neutral
0
Bullish
0
Key readings
- RSI (14)
- 41.65
- Neutral
- MACD (12,26,9)
- −1.89
- Bearish
- SMA (50)
- 109.40
- Bearish
- SMA (200)
- 116.15
- Bearish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +17.56% |
|---|---|
| 5Y | +11.40% |
| 3Y | +5.39% |
| 1Y | +8.53% |
| TTM | +26.75% |
Net profit
| 10Y | +10.94% |
|---|---|
| 5Y | +16.09% |
| 3Y | +7.68% |
| 1Y | −0.99% |
| TTM | +1.21% |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹8.48 Cr |
|---|---|
| Mar 2018 | ₹6.05 Cr |
| Mar 2019 | ₹5.89 Cr |
| Mar 2020 | ₹15.59 Cr |
| Mar 2021 | ₹20.98 Cr |
| Mar 2022 | ₹32.71 Cr |
| Mar 2023 | ₹30.75 Cr |
| Mar 2024 | ₹46.65 Cr |
| Mar 2025 | ₹33.16 Cr |
| Mar 2026 | ₹35.99 Cr |
Net profit by year
| Mar 2017 | ₹3.35 Cr |
|---|---|
| Mar 2018 | ₹3.00 Cr |
| Mar 2019 | ₹2.82 Cr |
| Mar 2020 | ₹3.94 Cr |
| Mar 2021 | ₹3.79 Cr |
| Mar 2022 | ₹6.13 Cr |
| Mar 2023 | ₹6.40 Cr |
| Mar 2024 | ₹7.12 Cr |
| Mar 2025 | ₹8.07 Cr |
| Mar 2026 | ₹7.99 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7.92 | 8.1 | 13.63 | 16.99 | 8.39 | 8.73 | 5.4 | 6.6 | 9.81 | 7.05 | 7.15 | 11.98 | 12.53 |
| Expenses | 0.16 | 0.15 | 0.19 | 0.72 | 0.19 | 0.12 | 0.15 | 0.18 | 0.21 | 0.17 | 0.17 | 1.03 | 0.2 |
| Financing Profit | 1.92 | 2.43 | 2.03 | 3.86 | 2.17 | 2.3 | 2.41 | 0.38 | 2.33 | 2.84 | 3.1 | 2.77 | 2.86 |
| Fin. Margin % | 24.24% | 30% | 14.89% | 22.72% | 25.86% | 26.35% | 44.63% | 5.76% | 23.75% | 40.28% | 43.36% | 23.12% | 22.83% |
| Other Income | 0 | 0 | 0 | 0.01 | 0 | 0 | 0 | 4.04 | 0 | 0 | 0 | 0 | 0 |
| Interest | 5.84 | 5.52 | 11.41 | 12.41 | 6.03 | 6.31 | 2.84 | 6.04 | 7.27 | 4.04 | 3.88 | 8.18 | 9.47 |
| Depreciation | 0.09 | 0.09 | 0.09 | 0.25 | 0.12 | 0.12 | 0.12 | 0.12 | 0.08 | 0.01 | 0.01 | 0.18 | 0.14 |
| PBT | 1.83 | 2.34 | 1.94 | 3.62 | 2.05 | 2.18 | 2.29 | 4.3 | 2.25 | 2.83 | 3.09 | 2.59 | 2.72 |
| Tax % | 25.14% | 24.36% | 24.74% | 30.39% | 26.83% | 24.77% | 23.14% | 26.98% | 25.33% | 25.09% | 25.24% | 27.8% | 24.63% |
| Net Profit | 1.37 | 1.77 | 1.46 | 2.52 | 1.51 | 1.64 | 1.77 | 3.15 | 1.68 | 2.12 | 2.31 | 1.87 | 2.04 |
| EPS (₹) | 1.27 | 1.64 | 1.35 | 2.33 | 1.4 | 1.52 | 1.64 | 2.91 | 1.55 | 1.96 | 2.14 | 1.73 | 1.89 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.81 | 7.14 | 8.48 | 6.05 | 5.89 | 15.59 | 20.98 | 32.71 | 30.75 | 46.65 | 33.16 | 35.99 | 38.71 |
| Expenses | 0.37 | 0.9 | 0.59 | 0.74 | 0.65 | 0.73 | 0.48 | 0.96 | 0.9 | 1.21 | 0.63 | 1.51 | 1.57 |
| Financing Profit | 2.81 | 4.29 | 5.08 | 4.25 | 4.1 | 5.32 | 5.04 | 8.6 | 9.09 | 10.25 | 11.3 | 11.1 | 11.57 |
| Fin. Margin % | 73.75% | 60.08% | 59.91% | 70.25% | 69.61% | 34.12% | 24.02% | 26.29% | 29.56% | 21.97% | 34.08% | 30.84% | 29.89% |
| Other Income | 0 | 0 | 0.01 | 0 | 0.01 | 0 | 0.06 | 0 | 0 | 0 | 0 | −0.06 | 0 |
| Interest | 0.63 | 1.95 | 2.81 | 1.06 | 1.14 | 9.54 | 15.46 | 23.15 | 20.76 | 35.19 | 21.23 | 23.38 | 25.57 |
| Depreciation | 0 | 0.04 | 0.15 | 0.1 | 0.07 | 0.05 | 0.03 | 0.38 | 0.5 | 0.51 | 0.47 | 0.28 | 0.34 |
| PBT | 2.81 | 4.25 | 4.94 | 4.15 | 4.04 | 5.27 | 5.07 | 8.22 | 8.59 | 9.74 | 10.83 | 10.76 | 11.23 |
| Tax % | 32.74% | 33.41% | 32.19% | 27.71% | 29.95% | 25.43% | 25.44% | 25.43% | 25.49% | 26.9% | 25.58% | 25.74% | — |
| Net Profit | 1.88 | 2.83 | 3.35 | 3 | 2.82 | 3.94 | 3.79 | 6.13 | 6.4 | 7.12 | 8.07 | 7.99 | 8.34 |
| EPS (₹) | 1.74 | 2.62 | 3.1 | 2.77 | 2.61 | 3.64 | 3.5 | 5.67 | 5.92 | 6.58 | 7.46 | 7.39 | 7.72 |
| Div. Payout % | 28.78% | 28.67% | 29.07% | 32.46% | 38.37% | 34.33% | 35.69% | 23.83% | 22.82% | 21.28% | 20.11% | 20.99% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 | 10.82 |
| Reserves | 10.52 | 12.37 | 14.56 | 16.38 | 19.21 | 21.84 | 24.28 | 29.05 | 33.99 | 39.64 | 46.19 | 52.56 |
| Borrowing | 23.87 | 67.29 | 24.68 | 16.08 | 68.31 | 170 | 159 | 253 | 264 | 245 | 332 | 382 |
| Other Liabilities | 2.34 | 3.32 | 3.77 | 3.15 | 2.24 | 3.42 | 4.24 | 7.4 | 5.97 | 6.45 | 4.73 | 5.87 |
| Total Liabilities | 47.55 | 93.8 | 53.83 | 46.43 | 101 | 206 | 198 | 300 | 315 | 302 | 394 | 451 |
| Fixed Assets | 0 | 0.47 | 0.32 | 0.22 | 0.15 | 0.11 | 0 | 1.61 | 1.11 | 1.49 | 1.03 | 1.83 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 29.7 | 11.78 | 8.04 |
| Other Assets | 47.55 | 93.33 | 53.51 | 46.21 | 100 | 206 | 198 | 299 | 314 | 271 | 381 | 441 |
| Total Assets | 47.55 | 93.8 | 53.83 | 46.43 | 101 | 206 | 198 | 300 | 315 | 302 | 394 | 451 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | 1.08 | 0.85 | 2.57 | 1.37 | 0.32 | 1.87 | 31.42 | −26.14 | −7.99 | 49.28 | 148 | −155 |
| Investing | 0 | −0.51 | 0 | 0 | 0 | 0 | 0.09 | −1.99 | 0 | −30.59 | 17.92 | 2.59 |
| Financing | −0.65 | −0.98 | −1.17 | −1.17 | −1.17 | −1.3 | −1.35 | −1.35 | −1.46 | −1.46 | −1.51 | −1.62 |
| Net Cash Flow | 0.43 | −0.64 | 1.4 | 0.2 | −0.85 | 0.57 | 30.16 | −29.49 | −9.45 | 17.23 | 164 | −154 |
| Free Cash Flow | 1.08 | 0.34 | 2.57 | 1.37 | 0.32 | 1.87 | 31.51 | −28.13 | −7.99 | 48.39 | 148 | −156 |
| CFO/OP | 31 | 14 | 33 | 26 | 29 | 22 | 160 | −76 | −19 | 114 | 462 | −440 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 9.07% | 12.71% | 13.79% | 11.41% | 9.85% | 12.57% | 11.19% | 16.35% | 15.12% | 14.95% | 15.02% | 13.36% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view KIFS Financial Services insights
47 extracted metrics across FY10–FY27.
Documents
- 24 Aug 2020
- 3 Jun 2019
- 31 May 2019
- 21 Feb 2018
- 25 Nov 2016
- General announcements 8 Oct 2026
Frequently Asked Questions about KIFS Financial Services
What does KIFS Financial Services Ltd do?
Incorporated in 1995, KIFS Financial Services Ltd deals in capital market products like margin trading, loan against shares and funding primary market issues for the retail investors
Where is KIFS Financial Services Ltd (KIFS) listed?
KIFS Financial Services Ltd trades under code 535566 on the BSE.
Which sector does KIFS Financial Services Ltd belong to?
KIFS Financial Services Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of KIFS Financial Services Ltd?
KIFS Financial Services Ltd trades at a PE ratio of 13.08 as of 4 Nov 2026, on earnings per share of ₹7.72, against a book value of ₹58.57 per share.
What is the 52-week high and low of KIFS Financial Services Ltd?
Over the last 52 weeks KIFS Financial Services Ltd has traded between ₹97.6 and ₹192 as of 4 Nov 2026.
Does KIFS Financial Services Ltd pay dividends?
KIFS Financial Services Ltd has a dividend yield of 1.51%.
What is the Return on Equity (ROE) of KIFS Financial Services Ltd?
KIFS Financial Services Ltd reported a return on equity of 13.40%. Its debt-to-equity ratio is 6.02.
Company Information
Incorporated in 1995, KIFS Financial Services Ltd deals in capital market products like margin trading, loan against shares and funding primary market issues for the retail investors
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