PMC Fincorp
Financial Services
534060 BSE
₹1.85 +0.02 (+1.09%)
- P/E
- 20.56
Close 4 Nov 2026 ₹1.85 −0.07 −3.65% 1Y
Start ₹1.92
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures as of · EPS basis: Standalone · TTM
- Debt to Equity
- 0.00
- EPS (TTM)
- ₹0.09
- Book Value
- ₹2.37
- Market Cap
- —
- P/E (TTM)
- 20.56
- P/B
- 0.78
- ROE
- 3.47%
- Dividend Yield
- 0.55%
- 52W High
- ₹2.27
- 52W Low
- ₹1.44
- Day Range
- ₹1.83 – ₹1.87
- Volume
- 1,74,020
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Tapetide Score
Data-driven rating, 0–100, as of . How it works →
Overall score
53 Average
Data confidence 94/100
Category scores
- Quality
- 56
- Good
- Returns, margins, earnings quality 22% weight
- Valuation
- 53
- Average
- Cheap vs sector & own history 24% weight
- Growth
- 39
- Weak
- Sales & profit trajectory 9% weight
- Financial Health
- 67
- Strong
- Solvency, leverage, coverage 9% weight
- Momentum
- 55
- Good
- Trend strength, vol-adjusted 12% weight
- Ownership
- 50
- Average
- FII/DII/promoter flows 24% weight
The Tapetide Score is data analysis, not investment advice. Tapetide is not a SEBI-registered research analyst or investment adviser.
Key Insights
Strengths
4- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.69 times its book value
- Company has delivered good profit growth of 27.6% CAGR over last 5 years
Weaknesses
3- Promoter holding is low: 20.9%
- Company has a low return on equity of 7.43% over last 3 years.
- Debtor days have increased from 22.8 to 44.2 days.
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bullish | 1 | 6 | 12 |
| Oscillators | Bullish | 1 | 6 | 2 |
| Moving Averages | Strong Bullish | 0 | 0 | 10 |
Oscillators
Bullish
Bearish
1
Neutral
6
Bullish
2
Overall
Strong Bullish
Bearish
1
Neutral
6
Bullish
12
Moving Averages
Strong Bullish
Bearish
0
Neutral
0
Bullish
10
Key readings
- RSI (14)
- 57.01
- Neutral
- MACD (12,26,9)
- 0.03
- Bullish
- SMA (50)
- 1.74
- Bullish
- SMA (200)
- 1.82
- Bullish
As of
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +2.40% |
|---|---|
| 5Y | +27.42% |
| 3Y | +29.09% |
| 1Y | −14.12% |
| TTM | −9.67% |
Net profit
| 10Y | +21.19% |
|---|---|
| 5Y | +27.57% |
| 3Y | Turned to profit |
| 1Y | −57.14% |
| TTM | −54.78% |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹7.36 Cr |
|---|---|
| Mar 2018 | ₹5.70 Cr |
| Mar 2019 | ₹8.50 Cr |
| Mar 2020 | ₹9.77 Cr |
| Mar 2021 | ₹5.43 Cr |
| Mar 2022 | ₹7.38 Cr |
| Mar 2023 | ₹8.48 Cr |
| Mar 2024 | ₹15.56 Cr |
| Mar 2025 | ₹21.24 Cr |
| Mar 2026 | ₹18.24 Cr |
Net profit by year
| Mar 2017 | ₹0.72 Cr |
|---|---|
| Mar 2018 | ₹1.01 Cr |
| Mar 2019 | ₹1.59 Cr |
| Mar 2020 | ₹1.44 Cr |
| Mar 2021 | ₹1.82 Cr |
| Mar 2022 | ₹1.81 Cr |
| Mar 2023 | −₹6.36 Cr |
| Mar 2024 | ₹11.35 Cr |
| Mar 2025 | ₹14.35 Cr |
| Mar 2026 | ₹6.15 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.71 | 3.49 | 3.61 | 5.79 | 8.05 | 7.12 | 5.13 | 3.3 | 6.79 | 5.06 | 4.96 | 3.78 | 6.38 |
| Expenses | 0.49 | 0.32 | 0.31 | 0.32 | 0.53 | 0.63 | 0.35 | 0.78 | 0.47 | 1.52 | 3.05 | 3.74 | 0.65 |
| Financing Profit | 1.8 | 2.74 | 2.96 | 5.11 | 7.35 | 6.43 | 4.76 | 1.49 | 5.42 | 2.66 | 1.03 | −0.25 | 5.73 |
| Fin. Margin % | 66.42% | 78.51% | 81.99% | 88.26% | 91.3% | 90.31% | 92.79% | 45.15% | 79.82% | 52.57% | 20.77% | −6.61% | 89.81% |
| Other Income | 0.07 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0.42 | 0.43 | 0.34 | 0.36 | 0.17 | 0.06 | 0.02 | 1.03 | 0.9 | 0.88 | 0.88 | 0.29 | 0 |
| Depreciation | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| PBT | 1.85 | 2.72 | 2.94 | 5.09 | 7.34 | 6.41 | 4.74 | 1.47 | 5.4 | 2.64 | 1.01 | −0.27 | 5.72 |
| Tax % | 0% | 0% | 0% | 24.36% | 20.16% | 16.07% | 20.04% | 42.86% | 24.44% | 26.14% | 48.51% | 51.85% | 24.48% |
| Net Profit | 1.84 | 2.72 | 2.94 | 3.85 | 5.86 | 5.38 | 3.79 | 0.85 | 4.09 | 1.95 | 0.52 | −0.41 | 4.32 |
| EPS (₹) | 0.03 | 0.04 | 0.04 | 0.05 | 0.08 | 0.08 | 0.05 | 0.01 | 0.06 | 0.03 | 0.01 | −0.01 | 0.06 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 29 | 14.39 | 7.36 | 5.7 | 8.5 | 9.77 | 5.43 | 7.38 | 8.48 | 15.56 | 21.24 | 18.24 | 20.18 |
| Expenses | 21.02 | 10.48 | 2.62 | 1.96 | 5.38 | 6.97 | 2.32 | 3.92 | 13.25 | 1.43 | 1.42 | 6.01 | 8.96 |
| Financing Profit | 4.89 | 1.59 | 1.16 | 1.47 | 2.24 | 1.94 | 2.46 | 2.57 | −6.34 | 12.58 | 18.5 | 8.86 | 9.17 |
| Fin. Margin % | 16.86% | 11.05% | 15.76% | 25.79% | 26.35% | 19.86% | 45.3% | 34.82% | −74.76% | 80.85% | 87.1% | 48.57% | 45.44% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.02 | 0.1 | 0 | 0 | 0 |
| Interest | 3.09 | 2.32 | 3.58 | 2.27 | 0.88 | 0.86 | 0.65 | 0.89 | 1.57 | 1.55 | 1.32 | 3.37 | 2.05 |
| Depreciation | 0.02 | 0.13 | 0.07 | 0.05 | 0.03 | 0.02 | 0.02 | 0.01 | 0.05 | 0.1 | 0.07 | 0.07 | 0.07 |
| PBT | 4.87 | 1.46 | 1.09 | 1.42 | 2.21 | 1.92 | 2.44 | 2.56 | −6.37 | 12.58 | 18.43 | 8.79 | 9.1 |
| Tax % | 32.65% | 39.04% | 33.03% | 28.17% | 27.6% | 25% | 25.41% | 28.91% | 0% | 9.86% | 22.14% | 30.03% | — |
| Net Profit | 3.27 | 0.9 | 0.72 | 1.01 | 1.59 | 1.44 | 1.82 | 1.81 | −6.36 | 11.35 | 14.35 | 6.15 | 6.38 |
| EPS (₹) | 0.05 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.03 | −0.09 | 0.16 | 0.2 | 0.09 | 0.09 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 4.96% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 24.33 | 48.66 | 48.66 | 50.91 | 50.91 | 50.91 | 50.91 | 50.91 | 53.41 | 53.41 | 71.21 | 71.21 |
| Reserves | 31.76 | 8.01 | 10.71 | 15.38 | 16.98 | 19.03 | 20.83 | 40.23 | 49.97 | 61.77 | 97.82 | 114 |
| Borrowing | 39.03 | 56.95 | 50.65 | 21.16 | 18.26 | 10.13 | 6.21 | 24.6 | 27.47 | 18.55 | 46.23 | 0 |
| Other Liabilities | 4.74 | 6.12 | 5.43 | 1.5 | 1.5 | 1.79 | 2.5 | 1.3 | 3.1 | 2.54 | 5.01 | 4.22 |
| Total Liabilities | 99.86 | 120 | 115 | 88.95 | 87.65 | 81.86 | 80.45 | 117 | 134 | 136 | 220 | 190 |
| Fixed Assets | 0.28 | 0.23 | 2.44 | 2.55 | 2.51 | 0.06 | 0.04 | 0.04 | 0.32 | 0.22 | 0.2 | 0.14 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 4.11 | 10.78 | 12.42 | 9.06 | 9.06 | 8.89 | 4.47 | 4.63 | 15.96 | 21.14 | 21.02 | 18.7 |
| Other Assets | 95.47 | 109 | 101 | 77.34 | 76.08 | 72.91 | 75.94 | 112 | 118 | 115 | 199 | 171 |
| Total Assets | 99.86 | 120 | 115 | 88.95 | 87.65 | 81.86 | 80.45 | 117 | 134 | 136 | 220 | 190 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −23.07 | 7.44 | 1.33 | −9.39 | 0.03 | 1.87 | −2.56 | −31.59 | −4.16 | 10.03 | −27.97 | −6.74 |
| Investing | −1.86 | −6.75 | −3.93 | 3.2 | 0 | 2.14 | 6.34 | 0.32 | −21.2 | −0.68 | −1.58 | 3.57 |
| Financing | 25 | 0 | 1.97 | 5.91 | 0 | −4 | −3.92 | 35.72 | 21.43 | −8.92 | 75.81 | −41.05 |
| Net Cash Flow | 0.07 | 0.7 | −0.63 | −0.29 | 0.03 | 0.01 | −0.15 | 4.45 | −3.92 | 0.44 | 46.25 | −44.22 |
| Free Cash Flow | −23.23 | 7.36 | 1.31 | −9.4 | 0.03 | 1.87 | −2.56 | −31.61 | −4.48 | 10.03 | −28.02 | −6.75 |
| CFO/OP | −269 | 205 | 36 | −240 | 21 | 85 | −80 | −897 | 72 | 71 | −135 | −22 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 7.8% | 1.6% | 1.24% | 1.61% | 2.37% | 2.09% | 2.57% | 2.22% | −6.54% | 10.39% | 10.1% | 3.47% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view PMC Fincorp insights
47 extracted metrics across FY10–FY27.
Documents
- General announcements 7 Oct 2026
- General announcements 26 Sep 2026
Frequently Asked Questions about PMC Fincorp
What does PMC Fincorp Ltd do?
Incorporated in 1985, PMC Fincorp Ltd is engaged in the business of financial activities.
Where is PMC Fincorp Ltd (PMCFIN) listed?
PMC Fincorp Ltd trades under code 534060 on the BSE.
Which sector does PMC Fincorp Ltd belong to?
PMC Fincorp Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the PE ratio of PMC Fincorp Ltd?
PMC Fincorp Ltd trades at a PE ratio of 20.56 as of 4 Nov 2026, on earnings per share of ₹0.09, against a book value of ₹2.37 per share.
What is the 52-week high and low of PMC Fincorp Ltd?
Over the last 52 weeks PMC Fincorp Ltd has traded between ₹1.44 and ₹2.27 as of 4 Nov 2026.
Does PMC Fincorp Ltd pay dividends?
PMC Fincorp Ltd has a dividend yield of 0.55%.
What is the Return on Equity (ROE) of PMC Fincorp Ltd?
PMC Fincorp Ltd reported a return on equity of 3.47%. Its debt-to-equity ratio is 0.00.
Company Information
Incorporated in 1985, PMC Fincorp Ltd is engaged in the business of financial activities.
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