Prism Finance
Financial Services
531735 BSE
Price unavailable
Close 7 Oct 2026 ₹24.23 −2.73 −10.1% since 2 Jan 2026
Start ₹26.96
Key Fundamentals
MicrocapFinanceFinancial ServicesPrice-based figures · EPS basis: Standalone · TTM
- Debt to Equity
- 0.00
- EPS (TTM)
- −₹2.76
- Book Value
- ₹38.32
- Market Cap
- —
- P/E (TTM)
- —
- P/B
- —
- ROE
- −19.20%
- Dividend Yield
- 0.00%
- 52W High
- —
- 52W Low
- —
- ROCE
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
- EBITDA
- Not meaningful for a lender: the ratio describes an industrial company’s balance sheet
Key Insights
Strengths
4- Company has reduced debt.
- Company is almost debt free.
- Stock is trading at 0.90 times its book value
- Company is expected to give good quarter
Weaknesses
4- Company has low interest coverage ratio.
- Company has a low return on equity of 0.36% over last 3 years.
- Contingent liabilities of Rs.5.17 Cr.
- Company's cost of borrowing seems high
Technical Indicators
| Group | Signal | Bearish | Neutral | Bullish |
|---|---|---|---|---|
| Overall | Strong Bearish | 10 | 3 | 6 |
| Oscillators | Strong Bullish | 2 | 1 | 6 |
| Moving Averages | Strong Bearish | 8 | 2 | 0 |
Oscillators
Strong Bullish
Bearish
2
Neutral
1
Bullish
6
Overall
Strong Bearish
Bearish
10
Neutral
3
Bullish
6
Moving Averages
Strong Bearish
Bearish
8
Neutral
2
Bullish
0
Key readings
- RSI (14)
- 24.59
- Bullish
- MACD (12,26,9)
- −3.21
- Bearish
- SMA (50)
- 33.93
- Bearish
- SMA (200)
- —
- Neutral
As of , the latest day with price data, so these readings are not current.
Growth Rate
From the financial statements below. 10Y, 5Y, 3Y: compound annual growth to Mar 2026; 1Y: fiscal year to Mar 2026 against Mar 2025; TTM: four quarters to Jun 2026 against Jun 2025.
Revenue
| 10Y | +24.04% |
|---|---|
| 5Y | +3.12% |
| 3Y | +53.65% |
| 1Y | −8.04% |
| TTM | −17.70% |
Net profit
| 10Y | Turned to loss |
|---|---|
| 5Y | Turned to loss |
| 3Y | Loss narrowed by ₹0.46 Cr |
| 1Y | Loss widened by ₹2.52 Cr |
| TTM | Loss widened by ₹0.02 Cr |
Operating cash flow
Not meaningful
A bank's or NBFC's operating cash flow moves with deposits and loans, so its growth says little about the business.
Revenue by year
| Mar 2017 | ₹2.91 Cr |
|---|---|
| Mar 2018 | ₹1.69 Cr |
| Mar 2019 | ₹0.30 Cr |
| Mar 2020 | ₹0.27 Cr |
| Mar 2021 | ₹4.51 Cr |
| Mar 2022 | ₹13.43 Cr |
| Mar 2023 | ₹1.45 Cr |
| Mar 2024 | ₹10.99 Cr |
| Mar 2025 | ₹5.72 Cr |
| Mar 2026 | ₹5.26 Cr |
Net profit by year
| Mar 2017 | ₹0.92 Cr |
|---|---|
| Mar 2018 | ₹1.03 Cr |
| Mar 2019 | −₹0.53 Cr |
| Mar 2020 | −₹1.54 Cr |
| Mar 2021 | ₹3.35 Cr |
| Mar 2022 | ₹10.70 Cr |
| Mar 2023 | −₹4.00 Cr |
| Mar 2024 | ₹5.16 Cr |
| Mar 2025 | −₹1.02 Cr |
| Mar 2026 | −₹3.54 Cr |
Quarterly Results
₹ Cr| Particulars | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.47 | 3.47 | 2.99 | 0.24 | 7.56 | 2.22 | 2.06 | 0.02 | 5.25 | 0.08 | 0.33 | 0.65 | 6.8 |
| Expenses | 0.18 | 0.23 | 0.21 | 1.03 | 1.38 | 2.16 | 4.57 | 6.29 | 0.46 | 1.34 | 1.35 | 7.26 | 0.39 |
| Financing Profit | 2.29 | 3.23 | 2.77 | −0.81 | 6.16 | 0.03 | −2.52 | −6.28 | 4.78 | −1.26 | −1.05 | −6.63 | 6.39 |
| Fin. Margin % | 92.71% | 93.08% | 92.64% | −337.5% | 81.48% | 1.35% | −122.33% | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. | 91.05% | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. | −318.18% | Not meaningful for this period: the ratio divides by a base close to zero, so it is left blank rather than shown as a very large number. | 93.97% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.36 | 0 | 0 | 0 |
| Interest | 0 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.01 | 0.01 | 0.01 | 0 | 0.03 | 0.02 | 0.02 |
| Depreciation | 0.01 | 0 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0 | 0.03 | 0.03 | 0.03 |
| PBT | 2.28 | 3.23 | 2.74 | −0.83 | 6.14 | 0.01 | −2.54 | −6.3 | 4.77 | −0.9 | −1.08 | −6.66 | 6.36 |
| Tax % | 0% | 4.95% | 6.93% | 230.12% | 26.06% | −2100% | −41.73% | −32.06% | 20.96% | −37.78% | −54.63% | −6.01% | 13.36% |
| Net Profit | 2.28 | 3.06 | 2.55 | −2.74 | 4.54 | 0.22 | −1.49 | −4.28 | 3.77 | −0.56 | −0.49 | −6.26 | 5.51 |
| EPS (₹) | 3.51 | 4.71 | 3.92 | −4.22 | 6.98 | 0.34 | −2.29 | −6.58 | 5.8 | −0.86 | −0.75 | −9.63 | 8.48 |
Profit & Loss
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.84 | 0.61 | 2.91 | 1.69 | 0.3 | 0.27 | 4.51 | 13.43 | 1.45 | 10.99 | 5.72 | 5.26 | 7.86 |
| Expenses | 1.1 | 0.61 | 1.77 | 0.43 | 0.63 | 1.61 | 0.62 | 0.91 | 5.3 | 3.48 | 8.28 | 9.36 | 10.34 |
| Financing Profit | −0.26 | 0 | 1.14 | 1.26 | −0.53 | −1.54 | 3.48 | 11.77 | −3.96 | 7.47 | −2.62 | −4.17 | −2.55 |
| Fin. Margin % | −30.95% | 0% | 39.18% | 74.56% | −176.67% | −570.37% | 77.16% | 87.64% | −273.1% | 67.97% | −45.8% | −79.28% | −32.44% |
| Other Income | 0.1 | 0.09 | 0.11 | 0.05 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.36 | 0.36 |
| Interest | 0 | 0 | 0 | 0 | 0.2 | 0.2 | 0.41 | 0.75 | 0.11 | 0.04 | 0.06 | 0.07 | 0.07 |
| Depreciation | 0.07 | 0.07 | 0.04 | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.06 | 0.09 | 0.07 | 0.09 |
| PBT | −0.23 | 0.02 | 1.21 | 1.31 | −0.53 | −1.54 | 3.48 | 11.77 | −3.97 | 7.41 | −2.71 | −3.88 | −2.28 |
| Tax % | −4.35% | 0% | 23.97% | 21.37% | 0% | −0.65% | 3.74% | 9.01% | 0.76% | 30.5% | −62.36% | −8.51% | — |
| Net Profit | −0.22 | 0.02 | 0.92 | 1.03 | −0.53 | −1.54 | 3.35 | 10.7 | −4 | 5.16 | −1.02 | −3.54 | −1.8 |
| EPS (₹) | −0.34 | 0.03 | 1.42 | 1.58 | −0.82 | −2.37 | 5.15 | 16.46 | −6.15 | 7.94 | −1.57 | −5.45 | −2.76 |
| Div. Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | — |
Balance Sheet
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.5 | 6.5 | 6.5 | 6.5 | 6.5 | 6.5 | 6.5 | 6.5 | 6.5 | 6.5 | 6.5 | 6.5 |
| Reserves | 1.82 | 1.84 | 2.76 | 3.79 | 2.97 | 1.43 | 4.78 | 15.48 | 11.48 | 16.64 | 15.63 | 12.08 |
| Borrowing | 0.16 | 0.05 | 0.38 | 0.23 | 3.16 | 2.02 | 1.76 | 0.03 | 0.31 | 0 | 0.78 | 0.07 |
| Other Liabilities | 0.77 | 0.45 | 1.74 | 0.5 | 0.31 | 0.52 | 0.54 | 1.3 | 0.08 | 2.78 | 0.78 | 0.47 |
| Total Liabilities | 9.25 | 8.84 | 11.38 | 11.02 | 12.94 | 10.47 | 13.58 | 23.31 | 18.37 | 25.92 | 23.69 | 19.12 |
| Fixed Assets | 0.31 | 0.25 | 0.09 | 0.09 | 0.08 | 0.08 | 0.08 | 0.1 | 0.44 | 0.7 | 0.62 | 0.51 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 5.09 | 5.47 | 5.5 | 6.76 | 9.34 | 5.09 | 9.73 | 20.41 | 16.58 | 23.96 | 22.28 | 16.41 |
| Other Assets | 3.85 | 3.12 | 5.79 | 4.17 | 3.52 | 5.3 | 3.77 | 2.8 | 1.35 | 1.26 | 0.79 | 2.2 |
| Total Assets | 9.25 | 8.84 | 11.38 | 11.02 | 12.94 | 10.47 | 13.58 | 23.31 | 18.37 | 25.92 | 23.69 | 19.12 |
Cash Flow
₹ Cr| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating | −6.09 | −0.55 | −1.97 | 1.51 | −0.22 | −3.13 | 4.95 | 12.53 | −3.87 | 2.67 | 1.05 | −0.65 |
| Investing | 7.09 | −0.25 | 1.48 | −1.26 | −2.87 | 4.25 | −4.64 | −10.69 | 3.47 | −2.03 | −2.08 | 1.45 |
| Financing | 0.1 | −0.1 | 0.33 | −0.15 | 2.93 | −1.14 | −0.26 | −1.73 | 0.27 | −0.34 | 0.71 | −0.77 |
| Net Cash Flow | 1.09 | −0.9 | −0.16 | 0.09 | −0.15 | −0.02 | 0.04 | 0.11 | −0.13 | 0.3 | −0.32 | 0.03 |
| Free Cash Flow | −6.09 | −0.55 | −1.79 | 1.51 | −0.22 | −3.13 | 4.95 | 12.51 | −4.23 | 2.36 | 1.04 | −0.24 |
| CFO/OP | 2,315 | — | −163 | 133 | 67 | 234 | 131 | 109 | 100 | 36 | −41 | 13 |
Ratios
| Particulars | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | −2.61% | 0.24% | 9.89% | 10.54% | −5.36% | −17.7% | 34.88% | 64.34% | −20.02% | 25.1% | −4.51% | −19.21% |
Insights
BetaAI-extracted from concalls & annual reports · figures as reported, with sources
Log in to view Prism Finance insights
40 extracted metrics across FY10–FY27.
Documents
- 29 May 2026
- General announcements 15 Oct 2026
- General announcements 29 Sep 2026
Frequently Asked Questions about Prism Finance
What does Prism Finance Ltd do?
Incorporated in 1994, Prism Finance Ltd is in the business of Finance and Investments
Where is Prism Finance Ltd (PRISMFN) listed?
Prism Finance Ltd trades under code 531735 on the BSE.
Which sector does Prism Finance Ltd belong to?
Prism Finance Ltd is classified under the Financial Services sector, in the NBFC industry.
What is the Return on Equity (ROE) of Prism Finance Ltd?
Prism Finance Ltd reported a return on equity of -19.20%. Its debt-to-equity ratio is 0.00.
Company Information
Incorporated in 1994, Prism Finance Ltd is in the business of Finance and Investments
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